SolidSolid
89
Side-by-side card comparison
Solid vs Spritz: fees, rewards and account setup
Solid Card has the higher Overall Score by 27 points (89 vs 62). Solid Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Spritz Card may still be the better personal fit.
Information checked Aug 28, 202661 official sources reviewed
01 · Make the first cut
Solid Card is the better all-round starting point
Solid Card has the higher Overall Score in this comparison. Spritz Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallSolid89Spritz62Higher score
CashbackSolid91Spritz34Higher score
TravelSolid62Spritz46Higher score
Funds controlSolid97Spritz62Higher score
Lowest feesSolid89Spritz44Higher score
TransfersSolid83Spritz64Higher score
Choose Solid Card if cashback and travel matter most
Solid Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Savings can stay productive while spending
- Up to 50% on eligible AI subscriptions
- Eligible ACH/wire receive details
Choose Spritz Card if its day-to-day setup suits you
Spritz Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Direct crypto card top-up
- Both major phone wallets
- 154-country virtual access
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Solid89Spritz62
Solid Card has the higher Overall Score by 27 points.
- Entry cost & FX
- Solid$0 plan · 1% FXSpritz$0 plan · Exact Spritz markup not disclosed; local exchange and conversion rates may apply FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Solid3% base · up to 5%Spritz0% base · up to 5%
Solid Card has the higher published base cashback rate (3% vs 0%).
- Funds control
- SolidSelf-controlled walletSpritzHybrid custody
Solid Card uses a self-controlled wallet setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- SolidVirtual · Apple Pay, Google PaySpritzVirtual + Physical · Apple Pay, Google Pay
Spritz Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Solid3 stablecoins · Stablecoin transfersSpritz0 stablecoins · Wallet-to-bank Off-Ramp
Solid Card lists more stablecoins and ways to send money out (4 vs 1).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 3%-5%
- Plan cost
- $0
- FX fee
- 1%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 9 crypto · 1 fiat
- Payout methods
- 3 crypto · 0 fiat
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- Exact Spritz markup not disclosed; local exchange and conversion rates may apply
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 4 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Solid Card
Get $15
$15 new-user bonus after qualifying card spend
- Activate the Solid Card.
- Complete $75 of card spend.
Solid Card promo code15QRE
Solid may change or end the referral programme; check the current Rewards Terms before signing up.
Spritz Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsSolid CardOverall89Spritz CardOverall62
Solid CardOverall89Spritz CardOverall62Scores
6 fields- Overall Score
- Solid Card89Spritz Card62
- Cashback score
- Solid Card91Spritz Card34
- Travel score
- Solid Card62Spritz Card46
- Funds control score
- Solid Card97Spritz Card62
- Lowest fees score
- Solid Card89Spritz Card44
- Transfers score
- Solid Card83Spritz Card64
Strengths & trade-offs
2 fields- Strengths
- Solid CardSavings can stay productive while spending, Up to 50% on eligible AI subscriptionsSpritz CardDirect crypto card top-up, Both major phone wallets
- Trade-offs
- Solid CardThe best rates require millions of points, ATM availability is still being checkedSpritz CardATM use is not verified, Top-up fees vary by route
Costs
7 fields- Plan cost
- Solid Card$0Spritz Card$0
- FX fee
- Solid Card1%Spritz CardExact Spritz markup not disclosed; local exchange and conversion rates may apply
- Top-up fee
- Solid Card0%Spritz Card1–3%
- Card spending fee
- Solid Card0%Spritz Card0%
- ATM fee
- Solid CardNot availableSpritz CardNot disclosed
- Virtual card
- Solid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or SavingsSpritz CardNot disclosed
- Physical card
- Solid CardPhysical card not listedSpritz CardNot disclosed
Plans
2 fields- Available plans
- Solid Card3 plans: Core, Prime, UltraSpritz CardNot disclosed
- Top cashback plan
- Solid CardUltra: 5%Spritz CardNot disclosed
Everyday use
8 fields- Network
- Solid CardVisaSpritz CardVisa
- Card formats
- Solid CardVirtualSpritz CardVirtual, Physical
- ATM withdrawals
- Solid CardNot availableSpritz CardNot disclosed
- Mobile wallets
- Solid CardApple Pay, Google PaySpritz CardApple Pay, Google Pay
- Apps
- Solid CardiOS, Android, WebSpritz CardiOS
- Daily spending limit
- Solid CardShown in appSpritz CardNo provider-published daily spend cap
- Monthly spending limit
- Solid CardShown in appSpritz CardNot disclosed
- ATM limit
- Solid CardNot disclosedSpritz CardNot verified for the current no-PIN card
Funding & transfers
5 fields- Networks
- Solid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, ArbitrumSpritz CardArbitrum, Avalanche, Base, Bitcoin, BNB Chain, Dash +6
- Crypto deposits
- Solid CardStablecoins: soUSD, USDC, USDT, FUSE; Other crypto: soETH, VOLT, WBTC, WETH, WFUSESpritz CardOther crypto: Crypto top-up
- Fiat deposits
- Solid CardUSD virtual accountSpritz CardNot disclosed
- Transfers
- Solid CardStablecoin transfersSpritz CardWallet-to-bank Off-Ramp
- Payout currencies
- Solid CardNot disclosedSpritz CardUSD, CAD, GBP, EUR
Rewards
3 fields- Base cashback
- Solid Card3%Spritz Card0%
- Max cashback
- Solid Card5%Spritz Card5%
- Reward currency
- Solid CardUSDC cashbackSpritz CardSpritz Credits
Earn
5 fields- Advertised APY
- Solid CardUp to 14% APYSpritz CardNot offered
- How it works
- Solid CardBorrow against collateral, Optional earn vaultSpritz CardNot offered
- Separate deposit
- Solid CardYesSpritz CardNot offered
- Use balance for spending
- Solid CardNoSpritz CardNot offered
- Lock-up
- Solid CardNot disclosedSpritz CardNot offered
Trust & availability
5 fields- Custody
- Solid CardSelf-custodySpritz CardHybrid custody
- Control until payment
- Solid CardYou keep controlSpritz CardProvider controls funds
- Card issuer
- Solid CardRain, Third NationalSpritz CardNot disclosed
- Card processing
- Solid CardFuse Network LtdSpritz CardRain
- Programme operator
- Solid CardFuse Network LtdSpritz CardNot disclosed
Sources
2 fields- Official sources
- Solid Card20Spritz Card41
- Last reviewed
- Solid CardAug 25, 2026Spritz CardAug 28, 2026
04 · The takeaway
Solid Card is the stronger all-round choice
Solid Card finishes ahead with an Overall Score of 89 versus 62 for Spritz Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Solid Card has the higher published base cashback rate (3% vs 0%).
Spritz Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Solid Card uses a self-controlled wallet setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Solid Card lists more stablecoins and ways to send money out (4 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Solid Card and Spritz Card reviews first.
Continue with
Solid Card
Continue with
Spritz Card
05 · Common questions
Solid vs Spritz FAQ
Is Solid or Spritz better overall?
Solid Card has the higher Overall Score (89 vs 62). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Solid or Spritz?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Solid or Spritz?
Solid Card has the higher published base cashback rate (3% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Solid and Spritz differ on custody?
Solid Card uses a self-controlled wallet setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Solid vs Spritz comparison?
The latest information check for these two cards was August 28, 2026, using 61 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.