Side-by-side card comparison

Tangem vs Bitget Wallet: overall score versus use-case fit

Bitget Wallet Card has the higher Overall Score by 9 points (69 vs 60). Tangem Card looks stronger for Funds control, Lowest fees, and Transfers, while Bitget Wallet Card comes out ahead for Cashback and Travel.

Information checked Aug 28, 202665 official sources reviewed

01 · Overall score versus use-case fit

Bitget Wallet Card is the better all-round starting point

Bitget Wallet Card has the higher Overall Score in this comparison. Tangem Card may be the better fit for Funds control, Lowest fees, and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallTangem60Bitget Wallet69Higher score
CashbackTangem15Bitget Wallet66Higher score
TravelTangem27Bitget Wallet44Higher score
Funds controlTangem83Bitget Wallet64Higher score
Lowest feesTangem53Bitget Wallet45Higher score
TransfersTangem58Bitget Wallet56Higher score

Choose Tangem Card if funds control and lowest fees matter most

Tangem Card comes out ahead for Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Apple Pay and Google Pay
  • Direct USDC funding on Polygon
  • No monthly or standard purchase fee

Choose Bitget Wallet Card if cashback and travel matter most

Bitget Wallet Card comes out ahead for Cashback and Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Current 2%-3% Assetback
  • Several crypto funding assets
  • Live APAC physical card

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Tangem60
Bitget Wallet69

Bitget Wallet Card has the higher Overall Score by 9 points.

Entry cost & FX
Tangem$0 plan · Up to 3% legal cap; current fee unknown FX
Bitget WalletNot verified plan · 1.7% in reviewed APAC and Immersve routes; other regional rates unknown FX

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.

Purchase rewards
Tangem0% cashback
Bitget Wallet2% base · up to 3%

Bitget Wallet Card has the higher published base cashback rate (2% vs 0%).

Funds control
TangemHybrid custody
Bitget WalletHybrid custody

Tangem Card and Bitget Wallet Card use the same hybrid custody setup.

Everyday access
TangemVirtual · Apple Pay, Google Pay
Bitget WalletVirtual + Physical · Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
Tangem1 stablecoin · Stablecoin transfers
Bitget Wallet2 stablecoins · Regional card-balance return, Support-assisted balance recovery

Bitget Wallet Card lists more stablecoins and ways to send money out (4 vs 2).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
0%
Plan cost
$0
FX fee
Up to 3% legal cap; current fee unknown
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
1 crypto · 0 fiat
Cashback
2%-3%
Plan cost
Not disclosed
FX fee
1.7% in reviewed APAC and Immersve routes; other regional rates unknown
ATM fee
APAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATM
Card formats
Virtual, Physical
Wallet payments
Google Pay
Receive methods
4 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Tangem Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Bitget Wallet Card

Up to $20

Up to $20 for invited Bitget Wallet users

  • Bind this promo code in Bitget Wallet.

Bitget Wallet Card promo codeRwG3wJg6

The exact reward and qualification conditions are not shown in the approved screenshot. Offer terms can change; check the current Bitget Wallet referral flow before signing up.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Tangem CardOverall60
Bitget Wallet CardOverall69
01

Scores

6 fields
Overall Score
Tangem Card
60
Bitget Wallet Card
69
Cashback score
Tangem Card
15
Bitget Wallet Card
66
Travel score
Tangem Card
27
Bitget Wallet Card
44
Funds control score
Tangem Card
83
Bitget Wallet Card
64
Lowest fees score
Tangem Card
53
Bitget Wallet Card
45
Transfers score
Tangem Card
58
Bitget Wallet Card
56
02

Strengths & trade-offs

2 fields
Strengths
Tangem Card
Apple Pay and Google Pay, Direct USDC funding on Polygon
Bitget Wallet Card
Current 2%-3% Assetback, Several crypto funding assets
Trade-offs
Tangem Card
No current cashback, Virtual-only with no ATM access
Bitget Wallet Card
Regional programmes differ materially, Assetback spend cap unclear
03

Costs

7 fields
Plan cost
Tangem Card
$0
Bitget Wallet Card
Not disclosed
FX fee
Tangem Card
Up to 3% legal cap; current fee unknown
Bitget Wallet Card
1.7% in reviewed APAC and Immersve routes; other regional rates unknown
Top-up fee
Tangem Card
0%
Bitget Wallet Card
0% in reviewed APAC, Immersve and Pakistan base schedules; Reap/Express variable rates unknown
Card spending fee
Tangem Card
0%
Bitget Wallet Card
Not disclosed
ATM fee
Tangem Card
Not available
Bitget Wallet Card
APAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATM
Virtual card
Tangem Card
$0 for the first virtual card
Bitget Wallet Card
Free in APAC and Pakistan; Immersve activation is 0.1 USDC within 72h or 10 USDC later; other routes vary
Physical card
Tangem Card
Not disclosed
Bitget Wallet Card
$49 in APAC; other regions unavailable or unclear
04

Plans

2 fields
Available plans
Tangem Card
Not disclosed
Bitget Wallet Card
Not disclosed
Top cashback plan
Tangem Card
Not disclosed
Bitget Wallet Card
Not disclosed
05

Everyday use

8 fields
Network
Tangem Card
Visa
Bitget Wallet Card
Visa/Mastercard
Card formats
Tangem Card
Virtual
Bitget Wallet Card
Virtual, Physical
ATM withdrawals
Tangem Card
Not available
Bitget Wallet Card
Not disclosed
Mobile wallets
Tangem Card
Apple Pay, Google Pay
Bitget Wallet Card
Google Pay
Apps
Tangem Card
iOS, Android
Bitget Wallet Card
iOS, Android
Daily spending limit
Tangem Card
Basic advertises $10,000 daily; the account system/default shows up to $50,000, so the effective Basic limit is unclear
Bitget Wallet Card
Regional: APAC $50,000; Europe/Africa/LATAM $5,000; Pakistan $20,000; other routes undisclosed
Monthly spending limit
Tangem Card
No current monthly POS amount is published; up to 1,000 POS transactions per month
Bitget Wallet Card
Not published as one global or regional monthly schedule
ATM limit
Tangem Card
ATM withdrawals are not currently available
Bitget Wallet Card
APAC physical: $3,000 per withdrawal, $10,000/day and $100,000/month; other routes unavailable
06

Funding & transfers

5 fields
Networks
Tangem Card
Polygon
Bitget Wallet Card
BNB Chain, Ethereum, Base
Crypto deposits
Tangem Card
Stablecoins: USDC
Bitget Wallet Card
Stablecoins: USDC, USDT; Other crypto: ETH, SOL
Fiat deposits
Tangem Card
Not disclosed
Bitget Wallet Card
Not disclosed
Transfers
Tangem Card
Stablecoin transfers
Bitget Wallet Card
Regional card-balance return, Support-assisted balance recovery
Payout currencies
Tangem Card
Not disclosed
Bitget Wallet Card
Not disclosed
07

Rewards

3 fields
Base cashback
Tangem Card
0%
Bitget Wallet Card
2%
Max cashback
Tangem Card
0%
Bitget Wallet Card
3%
Reward currency
Tangem Card
No current purchase rewards
Bitget Wallet Card
Selected Assetback asset
08

Earn

5 fields
Advertised APY
Tangem Card
Not offered
Bitget Wallet Card
Not offered
How it works
Tangem Card
Not offered
Bitget Wallet Card
Not offered
Separate deposit
Tangem Card
Not offered
Bitget Wallet Card
Not offered
Use balance for spending
Tangem Card
Not offered
Bitget Wallet Card
Not offered
Lock-up
Tangem Card
Not offered
Bitget Wallet Card
Not offered
09

Trust & availability

6 fields
Custody
Tangem Card
Hybrid custody
Bitget Wallet Card
Hybrid custody
Control until payment
Tangem Card
You keep control
Bitget Wallet Card
Provider controls funds
Card issuer
Tangem Card
Third National
Bitget Wallet Card
DCS Card Centre, Monavate, Fiat24
Card processing
Tangem Card
Paera LLC
Bitget Wallet Card
Not disclosed
Identity verification
Tangem Card
Sumsub
Bitget Wallet Card
Not disclosed
Programme operator
Tangem Card
Not disclosed
Bitget Wallet Card
BTG Technology Holdings Limited
10

Sources

2 fields
Official sources
Tangem Card
18
Bitget Wallet Card
47
Last reviewed
Tangem Card
Aug 28, 2026
Bitget Wallet Card
Aug 28, 2026

04 · The trade-off

Bitget Wallet Card is the stronger all-round choice

Bitget Wallet Card finishes ahead with an Overall Score of 69 versus 60 for Tangem Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Bitget Wallet Card has the higher published base cashback rate (2% vs 0%).

Tangem Card still comes out ahead for Funds control, Lowest fees, and Transfers, which may matter more than the overall result if that is how you plan to use the card. Tangem Card and Bitget Wallet Card use the same hybrid custody setup.

Bitget Wallet Card lists more stablecoins and ways to send money out (4 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Tangem Card and Bitget Wallet Card reviews first.

05 · Common questions

Tangem vs Bitget Wallet FAQ

Is Tangem or Bitget Wallet better overall?

Bitget Wallet Card has the higher Overall Score (69 vs 60). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Tangem or Bitget Wallet?

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Tangem or Bitget Wallet?

Bitget Wallet Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Tangem and Bitget Wallet differ on custody?

Tangem Card and Bitget Wallet Card use the same hybrid custody setup.

How current is this Tangem vs Bitget Wallet comparison?

The latest information check for these two cards was August 28, 2026, using 65 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace