TangemTangem
77
Side-by-side card comparison
Tangem vs Bitget Wallet: fees, rewards and account setup
Tangem Card has the higher Overall Score by 8 points (77 vs 69). Tangem Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Bitget Wallet Card may still be the better personal fit.
Information checked Oct 11, 202667 official sources reviewed
01 · Make the first cut
Tangem Card is the better all-round starting point
Tangem Card has the higher Overall Score in this comparison. Bitget Wallet Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallTangem77Bitget Wallet69Higher score
CashbackTangem73Bitget Wallet66Higher score
TravelTangem63Bitget Wallet44Higher score
Funds controlTangem87Bitget Wallet64Higher score
Lowest feesTangem52Bitget Wallet46Higher score
TransfersTangem65Bitget Wallet56Higher score
Choose Tangem Card if cashback and travel matter most
Tangem Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Apple Pay and Google Pay
- Direct USDC funding on Polygon
- No monthly or standard purchase fee
Choose Bitget Wallet Card if its day-to-day setup suits you
Bitget Wallet Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Current 2%-3% Assetback
- Several crypto funding assets
- Live APAC physical card
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Tangem77Bitget Wallet69
Tangem Card has the higher Overall Score by 8 points.
- Entry cost & FX
- Tangem$0 plan · Up to 3% legal cap; current fee unknown FXBitget WalletNot verified plan · 1.7% in reviewed APAC and Immersve routes; other regional rates unknown FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Tangem1% base · up to 2%Bitget Wallet2% base · up to 3%
Bitget Wallet Card has the higher published base cashback rate (2% vs 1%).
- Funds control
- TangemHybrid custodyBitget WalletHybrid custody
Tangem Card and Bitget Wallet Card use the same hybrid custody setup.
- Everyday access
- TangemVirtual + Physical · Apple Pay, Google PayBitget WalletVirtual + Physical · Google Pay
Tangem Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Tangem2 stablecoins · Stablecoin transfersBitget Wallet2 stablecoins · Regional card-balance return, Support-assisted balance recovery
Bitget Wallet Card lists more stablecoins and ways to send money out (4 vs 3).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- Up to 3% legal cap; current fee unknown
- ATM fee
- 2–4%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 2%-3%
- Plan cost
- Not disclosed
- FX fee
- 1.7% in reviewed APAC and Immersve routes; other regional rates unknown
- ATM fee
- APAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATM
- Card formats
- Virtual, Physical
- Wallet payments
- Google Pay
- Receive methods
- 4 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Tangem Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Bitget Wallet Card
Up to $20
Up to $20 for invited Bitget Wallet users
- Bind this promo code in Bitget Wallet.
Bitget Wallet Card promo codeRwG3wJg6
The exact reward and qualification conditions are not shown in the approved screenshot. Offer terms can change; check the current Bitget Wallet referral flow before signing up.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsTangem CardOverall77Bitget Wallet CardOverall69
Tangem CardOverall77Bitget Wallet CardOverall69Scores
6 fields- Overall Score
- Tangem Card77Bitget Wallet Card69
- Cashback score
- Tangem Card73Bitget Wallet Card66
- Travel score
- Tangem Card63Bitget Wallet Card44
- Funds control score
- Tangem Card87Bitget Wallet Card64
- Lowest fees score
- Tangem Card52Bitget Wallet Card46
- Transfers score
- Tangem Card65Bitget Wallet Card56
Strengths & trade-offs
2 fields- Strengths
- Tangem CardApple Pay and Google Pay, Direct USDC funding on PolygonBitget Wallet CardCurrent 2%-3% Assetback, Several crypto funding assets
- Trade-offs
- Tangem CardCashback starts at a $30 purchase, ATM withdrawals cost 2%-4%Bitget Wallet CardRegional programmes differ materially, Assetback spend cap unclear
Costs
7 fields- Plan cost
- Tangem Card$0Bitget Wallet CardNot disclosed
- FX fee
- Tangem CardUp to 3% legal cap; current fee unknownBitget Wallet Card1.7% in reviewed APAC and Immersve routes; other regional rates unknown
- Top-up fee
- Tangem CardCrypto: no provider top-up fee. Bank: Basic ACH $1 / Fedwire $11; Plus free; third-party costs separateBitget Wallet Card0% in reviewed APAC, Immersve and Pakistan base schedules; Reap/Express variable rates unknown
- Card spending fee
- Tangem Card0%Bitget Wallet CardNot disclosed
- ATM fee
- Tangem Card2–4%Bitget Wallet CardAPAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATM
- Virtual card
- Tangem Card$0 for the first virtual cardBitget Wallet CardFree in APAC and Pakistan; Immersve activation is 0.1 USDC within 72h or 10 USDC later; other routes vary
- Physical card
- Tangem CardBasic: destination-dependent delivery $15.63–$63.45; Plus: first physical delivery freeBitget Wallet Card$49 in APAC; other regions unavailable or unclear
Plans
2 fields- Available plans
- Tangem Card2 plans: Basic, PlusBitget Wallet CardNot disclosed
- Top cashback plan
- Tangem CardPlus: 2%Bitget Wallet CardNot disclosed
Everyday use
8 fields- Network
- Tangem CardVisaBitget Wallet CardVisa/Mastercard
- Card formats
- Tangem CardVirtual, PhysicalBitget Wallet CardVirtual, Physical
- ATM withdrawals
- Tangem CardAvailableBitget Wallet CardNot disclosed
- Mobile wallets
- Tangem CardApple Pay, Google PayBitget Wallet CardGoogle Pay
- Apps
- Tangem CardiOS, AndroidBitget Wallet CardiOS, Android
- Daily spending limit
- Tangem CardBasic: up to $10,000 daily; Plus: up to $50,000 daily, subject to account controlsBitget Wallet CardRegional: APAC $50,000; Europe/Africa/LATAM $5,000; Pakistan $20,000; other routes undisclosed
- Monthly spending limit
- Tangem CardNo current monthly POS amount is published; up to 1,000 POS transactions per monthBitget Wallet CardNot published as one global or regional monthly schedule
- ATM limit
- Tangem Card$250 per withdrawal; up to three withdrawals per 24 hours; eligible card and ATM requiredBitget Wallet CardAPAC physical: $3,000 per withdrawal, $10,000/day and $100,000/month; other routes unavailable
Funding & transfers
5 fields- Networks
- Tangem CardPolygon, BNB Smart Chain, Base, ArbitrumBitget Wallet CardBNB Chain, Ethereum, Base
- Crypto deposits
- Tangem CardStablecoins: USDC, USDTBitget Wallet CardStablecoins: USDC, USDT; Other crypto: ETH, SOL
- Fiat deposits
- Tangem CardUSD ACH deposit, USD Fedwire depositBitget Wallet CardNot disclosed
- Transfers
- Tangem CardStablecoin transfersBitget Wallet CardRegional card-balance return, Support-assisted balance recovery
- Payout currencies
- Tangem CardNot disclosedBitget Wallet CardNot disclosed
Rewards
3 fields- Base cashback
- Tangem Card1%Bitget Wallet Card2%
- Max cashback
- Tangem Card2%Bitget Wallet Card3%
- Reward currency
- Tangem CardUSDCBitget Wallet CardSelected Assetback asset
Earn
5 fields- Advertised APY
- Tangem CardNot offeredBitget Wallet CardNot offered
- How it works
- Tangem CardNot offeredBitget Wallet CardNot offered
- Separate deposit
- Tangem CardNot offeredBitget Wallet CardNot offered
- Use balance for spending
- Tangem CardNot offeredBitget Wallet CardNot offered
- Lock-up
- Tangem CardNot offeredBitget Wallet CardNot offered
Trust & availability
6 fields- Custody
- Tangem CardHybrid custodyBitget Wallet CardHybrid custody
- Control until payment
- Tangem CardYou keep controlBitget Wallet CardProvider controls funds
- Card issuer
- Tangem CardThird NationalBitget Wallet CardDCS Card Centre, Monavate, Fiat24
- Card processing
- Tangem CardPaera LLCBitget Wallet CardNot disclosed
- Identity verification
- Tangem CardSumsubBitget Wallet CardNot disclosed
- Programme operator
- Tangem CardNot disclosedBitget Wallet CardBTG Technology Holdings Limited
Sources
2 fields- Official sources
- Tangem Card20Bitget Wallet Card47
- Last reviewed
- Tangem CardOct 11, 2026Bitget Wallet CardAug 28, 2026
04 · The takeaway
Tangem Card is the stronger all-round choice
Tangem Card finishes ahead with an Overall Score of 77 versus 69 for Bitget Wallet Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Bitget Wallet Card has the higher published base cashback rate (2% vs 1%).
Bitget Wallet Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Tangem Card and Bitget Wallet Card use the same hybrid custody setup.
Bitget Wallet Card lists more stablecoins and ways to send money out (4 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Tangem Card and Bitget Wallet Card reviews first.
Continue with
Tangem Card
Continue with
Bitget Wallet Card
05 · Common questions
Tangem vs Bitget Wallet FAQ
Is Tangem or Bitget Wallet better overall?
Tangem Card has the higher Overall Score (77 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Tangem or Bitget Wallet?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Tangem or Bitget Wallet?
Bitget Wallet Card has the higher published base cashback rate (2% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Tangem and Bitget Wallet differ on custody?
Tangem Card and Bitget Wallet Card use the same hybrid custody setup.
How current is this Tangem vs Bitget Wallet comparison?
The latest information check for these two cards was October 11, 2026, using 67 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.