Side-by-side card comparison

Tangem vs 1inch: same score, different trade-offs

Tangem Card and 1inch Card share an Overall Score of 79. Tangem Card looks stronger for Cashback and Funds control, while 1inch Card comes out ahead for Travel, Lowest fees, and Transfers.

Information checked Oct 14, 202633 official sources reviewed

01 · A level score

The scores are tied, but the cards are not the same

Tangem Card and 1inch Card have the same Overall Score. Start with what matters most to you: day-to-day costs, rewards, control of your funds or moving money. The sections below show how they differ. You should also check that your preferred card is available in your country.

OverallTangem791inch79Same score
CashbackTangem741inch63Higher score
TravelTangem641inch82Higher score
Funds controlTangem901inch80Higher score
Lowest feesTangem561inch74Higher score
TransfersTangem921inch93Higher score

Choose Tangem Card if cashback and funds control matter most

Tangem Card comes out ahead for Cashback and Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Apple Pay and Google Pay
  • Direct USDC funding on Polygon
  • No monthly or standard purchase fee

Choose 1inch Card if travel and lowest fees matter most

1inch Card comes out ahead for Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Physical, virtual and ATM access
  • Both major phone wallets
  • Cashback in four crypto assets

Where the cards part company

A tied score can hide meaningful differences in cost, custody, rewards and everyday access.

Overall Score
Tangem79
1inch79

Both cards have the same displayed Overall Score of 79.

Entry cost & FX
Tangem$0 plan · Up to 3% legal cap; current fee unknown FX
1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.

Purchase rewards
Tangem1% base · up to 2%
1inch1% base · up to 2%

Both cards show the same base cashback rate of 1%.

Funds control
TangemHybrid custody
1inchHybrid custody

Tangem Card and 1inch Card use the same hybrid custody setup.

Everyday access
TangemVirtual + Physical · Apple Pay, Google Pay
1inchVirtual + Physical · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
Tangem2 stablecoins · Stablecoin transfers; USD ACH withdrawal, USD Fedwire withdrawal
1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal

Tangem Card lists more stablecoins and ways to send money out (5 vs 3).

02 · Read the shortlist

A closer look at the tie

The score is level. These quick facts show where the cards still ask you to make a choice.

2 cards compared
Cashback
1%-2%
Plan cost
$0
FX fee
Up to 3% legal cap; current fee unknown
ATM fee
2–4%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 2 fiat
Payout methods
1 crypto · 1 fiat
Cashback
1%-2%
Plan cost
$0
FX fee
0% provider FX markup; Mastercard rate applies
ATM fee
€2.50 UK; €3 + 1.5% outside UK
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 1 fiat
Payout methods
9 crypto · 2 fiat

03 · Compare the details

Put the details side by side

We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.

Best known Not disclosed
Cards
Tangem CardOverall79
1inch CardOverall79
01

Scores

6 fields
Overall Score
Tangem Card
79
1inch Card
79
Cashback score
Tangem Card
74
1inch Card
63
Travel score
Tangem Card
64
1inch Card
82
Funds control score
Tangem Card
90
1inch Card
80
Lowest fees score
Tangem Card
56
1inch Card
74
Transfers score
Tangem Card
92
1inch Card
93
02

Strengths & trade-offs

2 fields
Strengths
Tangem Card
Apple Pay and Google Pay, Direct USDC funding on Polygon
1inch Card
Physical, virtual and ATM access, Both major phone wallets
Trade-offs
Tangem Card
Cashback starts at a $30 purchase, ATM withdrawals cost 2%-4%
1inch Card
Purchase fee stack is unclear, Card funds leave self-custody
03

Costs

7 fields
Plan cost
Tangem Card
$0
1inch Card
$0
FX fee
Tangem Card
Up to 3% legal cap; current fee unknown
1inch Card
0% provider FX markup; Mastercard rate applies
Top-up fee
Tangem Card
Crypto: no provider top-up fee. Bank: Basic ACH $1 / Fedwire $11; Plus free; third-party costs separate
1inch Card
EUR/GBP provider-account bank deposit: 0%
Card spending fee
Tangem Card
0%
1inch Card
2%
ATM fee
Tangem Card
2–4%
1inch Card
€2.50 UK; €3 + 1.5% outside UK
Virtual card
Tangem Card
$0 for the first virtual card
1inch Card
Not disclosed
Physical card
Tangem Card
Basic: destination-dependent delivery $15.63–$63.45; Plus: first physical delivery free
1inch Card
Not disclosed
04

Plans

2 fields
Available plans
Tangem Card
2 plans: Basic, Plus
1inch Card
Not disclosed
Top cashback plan
Tangem Card
Plus: 2%
1inch Card
Not disclosed
05

Everyday use

8 fields
Network
Tangem Card
Visa
1inch Card
Mastercard
Card formats
Tangem Card
Virtual, Physical
1inch Card
Virtual, Physical
ATM withdrawals
Tangem Card
Available
1inch Card
Available
Mobile wallets
Tangem Card
Apple Pay, Google Pay
1inch Card
Apple Pay, Google Pay
Apps
Tangem Card
iOS, Android
1inch Card
iOS, Android
Daily spending limit
Tangem Card
Basic: up to $10,000 daily; Plus: up to $50,000 daily, subject to account controls
1inch Card
Account-specific in Profile
Monthly spending limit
Tangem Card
No current monthly POS amount is published; up to 1,000 POS transactions per month
1inch Card
Account-specific in Profile
ATM limit
Tangem Card
$250 per withdrawal; up to three withdrawals per 24 hours; eligible card and ATM required
1inch Card
Account-specific in Profile
06

Funding & transfers

5 fields
Networks
Tangem Card
Polygon, BNB Smart Chain, Base, Arbitrum
1inch Card
Bitcoin, Litecoin, XRP Ledger, Ethereum, Solana
Crypto deposits
Tangem Card
Stablecoins: USDC, USDT
1inch Card
Other crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
Fiat deposits
Tangem Card
USD ACH deposit, USD Fedwire deposit
1inch Card
EUR or GBP bank deposit
Transfers
Tangem Card
Stablecoin transfers; USD ACH withdrawal, USD Fedwire withdrawal
1inch Card
Stablecoin transfers; EUR or GBP bank withdrawal
Payout currencies
Tangem Card
USD, USDC
1inch Card
EUR, GBP
07

Rewards

3 fields
Base cashback
Tangem Card
1%
1inch Card
1%
Max cashback
Tangem Card
2%
1inch Card
2%
Reward currency
Tangem Card
USDC
1inch Card
1INCH, USDT, BTC or BXX
08

Earn

5 fields
Advertised APY
Tangem Card
Not offered
1inch Card
Not offered
How it works
Tangem Card
Not offered
1inch Card
Not offered
Separate deposit
Tangem Card
Not offered
1inch Card
Not offered
Use balance for spending
Tangem Card
Not offered
1inch Card
Not offered
Lock-up
Tangem Card
Not offered
1inch Card
Not offered
09

Trust & availability

6 fields
Custody
Tangem Card
Hybrid custody
1inch Card
Hybrid custody
Control until payment
Tangem Card
You keep control
1inch Card
Provider controls funds
Card issuer
Tangem Card
Third National
1inch Card
Monavate Ltd, UAB Monavate
Card processing
Tangem Card
Paera LLC
1inch Card
Crypto Life
Custody / key management
Tangem Card
Not disclosed
1inch Card
Baanx
Identity verification
Tangem Card
Sumsub
1inch Card
Not disclosed
10

Sources

2 fields
Official sources
Tangem Card
20
1inch Card
13
Last reviewed
Tangem Card
Oct 14, 2026
1inch Card
Aug 31, 2026

04 · The closer call

Tangem Card and 1inch Card need a closer personal call

The Overall Score ends level at 79, so there is no honest all-round winner here. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Both cards show the same base cashback rate of 1%.

Tangem Card looks stronger for Cashback and Funds control, while 1inch Card comes out ahead for Travel, Lowest fees, and Transfers. Tangem Card and 1inch Card use the same hybrid custody setup.

Tangem Card lists more stablecoins and ways to send money out (5 vs 3). Your final check should be whether the card is available where you live and whether the latest provider terms match the features you expect to use.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Tangem Card and 1inch Card reviews first.

05 · Common questions

Tangem vs 1inch FAQ

Is Tangem or 1inch better overall?

Tangem Card and 1inch Card tie at 79 in the Overall Score. Compare their costs, rewards, way of holding funds and everyday features to decide which suits you.

Which has lower fees, Tangem or 1inch?

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Tangem or 1inch?

Both cards show the same base cashback rate of 1%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Tangem and 1inch differ on custody?

Tangem Card and 1inch Card use the same hybrid custody setup.

How current is this Tangem vs 1inch comparison?

The latest information check for these two cards was October 14, 2026, using 33 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Keep comparing

See how each card compares with other close alternatives, or choose a different pair yourself.

Open the comparison workspace