Side-by-side card comparison

Tangem vs 1inch: overall score versus use-case fit

1inch Card has the higher Overall Score by 19 points (79 vs 60). Tangem Card looks stronger for Funds control, while 1inch Card comes out ahead for Cashback, Travel, Lowest fees, and Transfers.

Information checked Aug 31, 202631 official sources reviewed

01 · Overall score versus use-case fit

1inch Card is the better all-round starting point

1inch Card has the higher Overall Score in this comparison. Tangem Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallTangem601inch79Higher score
CashbackTangem151inch63Higher score
TravelTangem271inch82Higher score
Funds controlTangem831inch80Higher score
Lowest feesTangem531inch74Higher score
TransfersTangem581inch93Higher score

Choose Tangem Card if funds control matters most

Tangem Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Apple Pay and Google Pay
  • Direct USDC funding on Polygon
  • No monthly or standard purchase fee

Choose 1inch Card if cashback and travel matter most

1inch Card comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Physical, virtual and ATM access
  • Both major phone wallets
  • Cashback in four crypto assets

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Tangem60
1inch79

1inch Card has the higher Overall Score by 19 points.

Entry cost & FX
Tangem$0 plan · Up to 3% legal cap; current fee unknown FX
1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.

Purchase rewards
Tangem0% cashback
1inch1% base · up to 2%

1inch Card has the higher published base cashback rate (1% vs 0%).

Funds control
TangemHybrid custody
1inchHybrid custody

Tangem Card and 1inch Card use the same hybrid custody setup.

Everyday access
TangemVirtual · Apple Pay, Google Pay
1inchVirtual + Physical · Apple Pay, Google Pay

1inch Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
Tangem1 stablecoin · Stablecoin transfers
1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal

1inch Card lists more stablecoins and ways to send money out (3 vs 2).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
0%
Plan cost
$0
FX fee
Up to 3% legal cap; current fee unknown
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
1 crypto · 0 fiat
Cashback
1%-2%
Plan cost
$0
FX fee
0% provider FX markup; Mastercard rate applies
ATM fee
€2.50 UK; €3 + 1.5% outside UK
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 1 fiat
Payout methods
9 crypto · 2 fiat

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Tangem CardOverall60
1inch CardOverall79
01

Scores

6 fields
Overall Score
Tangem Card
60
1inch Card
79
Cashback score
Tangem Card
15
1inch Card
63
Travel score
Tangem Card
27
1inch Card
82
Funds control score
Tangem Card
83
1inch Card
80
Lowest fees score
Tangem Card
53
1inch Card
74
Transfers score
Tangem Card
58
1inch Card
93
02

Strengths & trade-offs

2 fields
Strengths
Tangem Card
Apple Pay and Google Pay, Direct USDC funding on Polygon
1inch Card
Physical, virtual and ATM access, Both major phone wallets
Trade-offs
Tangem Card
No current cashback, Virtual-only with no ATM access
1inch Card
Purchase fee stack is unclear, Card funds leave self-custody
03

Costs

7 fields
Plan cost
Tangem Card
$0
1inch Card
$0
FX fee
Tangem Card
Up to 3% legal cap; current fee unknown
1inch Card
0% provider FX markup; Mastercard rate applies
Top-up fee
Tangem Card
0%
1inch Card
EUR/GBP provider-account bank deposit: 0%
Card spending fee
Tangem Card
0%
1inch Card
2%
ATM fee
Tangem Card
Not available
1inch Card
€2.50 UK; €3 + 1.5% outside UK
Virtual card
Tangem Card
$0 for the first virtual card
1inch Card
Not disclosed
Physical card
Tangem Card
Not disclosed
1inch Card
Not disclosed
04

Plans

2 fields
Available plans
Tangem Card
Not disclosed
1inch Card
Not disclosed
Top cashback plan
Tangem Card
Not disclosed
1inch Card
Not disclosed
05

Everyday use

8 fields
Network
Tangem Card
Visa
1inch Card
Mastercard
Card formats
Tangem Card
Virtual
1inch Card
Virtual, Physical
ATM withdrawals
Tangem Card
Not available
1inch Card
Available
Mobile wallets
Tangem Card
Apple Pay, Google Pay
1inch Card
Apple Pay, Google Pay
Apps
Tangem Card
iOS, Android
1inch Card
iOS, Android
Daily spending limit
Tangem Card
Basic advertises $10,000 daily; the account system/default shows up to $50,000, so the effective Basic limit is unclear
1inch Card
Account-specific in Profile
Monthly spending limit
Tangem Card
No current monthly POS amount is published; up to 1,000 POS transactions per month
1inch Card
Account-specific in Profile
ATM limit
Tangem Card
ATM withdrawals are not currently available
1inch Card
Account-specific in Profile
06

Funding & transfers

5 fields
Networks
Tangem Card
Polygon
1inch Card
Bitcoin, Litecoin, XRP Ledger, Ethereum, Solana
Crypto deposits
Tangem Card
Stablecoins: USDC
1inch Card
Other crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
Fiat deposits
Tangem Card
Not disclosed
1inch Card
EUR or GBP bank deposit
Transfers
Tangem Card
Stablecoin transfers
1inch Card
Stablecoin transfers; EUR or GBP bank withdrawal
Payout currencies
Tangem Card
Not disclosed
1inch Card
EUR, GBP
07

Rewards

3 fields
Base cashback
Tangem Card
0%
1inch Card
1%
Max cashback
Tangem Card
0%
1inch Card
2%
Reward currency
Tangem Card
No current purchase rewards
1inch Card
1INCH, USDT, BTC or BXX
08

Earn

5 fields
Advertised APY
Tangem Card
Not offered
1inch Card
Not offered
How it works
Tangem Card
Not offered
1inch Card
Not offered
Separate deposit
Tangem Card
Not offered
1inch Card
Not offered
Use balance for spending
Tangem Card
Not offered
1inch Card
Not offered
Lock-up
Tangem Card
Not offered
1inch Card
Not offered
09

Trust & availability

6 fields
Custody
Tangem Card
Hybrid custody
1inch Card
Hybrid custody
Control until payment
Tangem Card
You keep control
1inch Card
Provider controls funds
Card issuer
Tangem Card
Third National
1inch Card
Monavate Ltd, UAB Monavate
Card processing
Tangem Card
Paera LLC
1inch Card
Crypto Life
Custody / key management
Tangem Card
Not disclosed
1inch Card
Baanx
Identity verification
Tangem Card
Sumsub
1inch Card
Not disclosed
10

Sources

2 fields
Official sources
Tangem Card
18
1inch Card
13
Last reviewed
Tangem Card
Aug 28, 2026
1inch Card
Aug 31, 2026

04 · The trade-off

1inch Card is the stronger all-round choice

1inch Card finishes ahead with an Overall Score of 79 versus 60 for Tangem Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. 1inch Card has the higher published base cashback rate (1% vs 0%).

Tangem Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. Tangem Card and 1inch Card use the same hybrid custody setup.

1inch Card lists more stablecoins and ways to send money out (3 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Tangem Card and 1inch Card reviews first.

05 · Common questions

Tangem vs 1inch FAQ

Is Tangem or 1inch better overall?

1inch Card has the higher Overall Score (79 vs 60). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Tangem or 1inch?

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Tangem or 1inch?

1inch Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Tangem and 1inch differ on custody?

Tangem Card and 1inch Card use the same hybrid custody setup.

How current is this Tangem vs 1inch comparison?

The latest information check for these two cards was August 31, 2026, using 31 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace