PlasmaPlasma One
87
Side-by-side card comparison
Plasma One vs 1inch: overall score versus use-case fit
Plasma One Card has the higher Overall Score by 8 points (87 vs 79). Plasma One Card looks stronger for Cashback, Funds control, Lowest fees, and Transfers, while 1inch Card comes out ahead for Travel.
Information checked Aug 31, 202625 official sources reviewed
01 · Overall score versus use-case fit
Plasma One Card is the better all-round starting point
Plasma One Card has the higher Overall Score in this comparison. 1inch Card may be the better fit for Travel. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallPlasma One871inch79Higher score
CashbackPlasma One781inch63Higher score
TravelPlasma One721inch82Higher score
Funds controlPlasma One991inch80Higher score
Lowest feesPlasma One801inch74Higher score
TransfersPlasma One1001inch93Higher score
Choose Plasma One Card if cashback and funds control matter most
Plasma One Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Lite starts with 2% XPL cashback
- Higher tiers add bigger caps and perks
- Earn is separate from card cashback
Choose 1inch Card if travel matters most
1inch Card comes out ahead for Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Physical, virtual and ATM access
- Both major phone wallets
- Cashback in four crypto assets
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Plasma One871inch79
Plasma One Card has the higher Overall Score by 8 points.
- Entry cost & FX
- Plasma One$0 plan · 0–1% FX1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 0–1%).
- Purchase rewards
- Plasma One2% base · up to 10%1inch1% base · up to 2%
Plasma One Card has the higher published base cashback rate (2% vs 1%).
- Funds control
- Plasma OneSelf-controlled wallet1inchHybrid custody
Plasma One Card uses a self-controlled wallet setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Plasma OneVirtual + Physical · Apple Pay, Google Pay1inchVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Plasma One3 stablecoins · Stablecoin transfers; Plasma One usernames; Virtual account withdrawals1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal
Plasma One Card lists more stablecoins and ways to send money out (6 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- Not available
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 4 fiat
- Payout methods
- 3 crypto · 6 fiat
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- 0% provider FX markup; Mastercard rate applies
- ATM fee
- €2.50 UK; €3 + 1.5% outside UK
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 9 crypto · 2 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsPlasma One CardOverall871inch CardOverall79
Plasma One CardOverall871inch CardOverall79Scores
6 fields- Overall Score
- Plasma One Card871inch Card79
- Cashback score
- Plasma One Card781inch Card63
- Travel score
- Plasma One Card721inch Card82
- Funds control score
- Plasma One Card991inch Card80
- Lowest fees score
- Plasma One Card801inch Card74
- Transfers score
- Plasma One Card1001inch Card93
Strengths & trade-offs
2 fields- Strengths
- Plasma One CardLite starts with 2% XPL cashback, Higher tiers add bigger caps and perks1inch CardPhysical, virtual and ATM access, Both major phone wallets
- Trade-offs
- Plasma One CardPhysical access is limited; no ATM, Cashback is capped by tier1inch CardPurchase fee stack is unclear, Card funds leave self-custody
Costs
7 fields- Plan cost
- Plasma One Card$01inch Card$0
- FX fee
- Plasma One Card0–1%1inch Card0% provider FX markup; Mastercard rate applies
- Top-up fee
- Plasma One Card0%1inch CardEUR/GBP provider-account bank deposit: 0%
- Card spending fee
- Plasma One CardNot disclosed1inch Card2%
- ATM fee
- Plasma One CardNot available1inch Card€2.50 UK; €3 + 1.5% outside UK
- Virtual card
- Plasma One CardUp to 3 free virtual cards by tier1inch CardNot disclosed
- Physical card
- Plasma One CardFirst physical card free in the currently confirmed Core and Platinum flows. Core standard delivery is $20 and express is $50; Platinum standard delivery is free and express is $30. Additional or replacement cards cost $40 for Core and $120 for Platinum.1inch CardNot disclosed
Plans
2 fields- Available plans
- Plasma One Card3 plans: Lite, Core, Platinum1inch CardNot disclosed
- Top cashback plan
- Plasma One CardPlatinum: 4%1inch CardNot disclosed
Everyday use
8 fields- Network
- Plasma One CardVisa1inch CardMastercard
- Card formats
- Plasma One CardVirtual, Physical1inch CardVirtual, Physical
- ATM withdrawals
- Plasma One CardNot available1inch CardAvailable
- Mobile wallets
- Plasma One CardApple Pay, Google Pay1inch CardApple Pay, Google Pay
- Apps
- Plasma One CardiOS, Android1inch CardiOS, Android
- Daily spending limit
- Plasma One CardShown in app1inch CardAccount-specific in Profile
- Monthly spending limit
- Plasma One CardShown in app1inch CardAccount-specific in Profile
- ATM limit
- Plasma One CardNot available, including for physical cards1inch CardAccount-specific in Profile
Funding & transfers
5 fields- Networks
- Plasma One CardPlasma, Ethereum, Solana, Tron, Polygon, Arbitrum +51inch CardBitcoin, Litecoin, XRP Ledger, Ethereum, Solana
- Crypto deposits
- Plasma One CardStablecoins: USDT, USDC, USDG1inch CardOther crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
- Fiat deposits
- Plasma One CardUSD virtual account, EUR / GBP virtual accounts, MXN / BRL local transfers, COP virtual account1inch CardEUR or GBP bank deposit
- Transfers
- Plasma One CardStablecoin transfers; Plasma One usernames; Virtual account withdrawals1inch CardStablecoin transfers; EUR or GBP bank withdrawal
- Payout currencies
- Plasma One CardUSD, EUR, GBP, MXN, BRL, COP1inch CardEUR, GBP
Rewards
3 fields- Base cashback
- Plasma One Card2%1inch Card1%
- Max cashback
- Plasma One Card10%1inch Card2%
- Reward currency
- Plasma One CardUSD cashback paid in XPL1inch Card1INCH, USDT, BTC or BXX
Earn
5 fields- Advertised APY
- Plasma One CardUp to 5% APY1inch CardNot offered
- How it works
- Plasma One CardOptional earn vault1inch CardNot offered
- Separate deposit
- Plasma One CardYes1inch CardNot offered
- Use balance for spending
- Plasma One CardNo1inch CardNot offered
- Lock-up
- Plasma One CardNo1inch CardNot offered
Trust & availability
7 fields- Custody
- Plasma One CardSelf-custody1inch CardHybrid custody
- Control until payment
- Plasma One CardYou keep control1inch CardProvider controls funds
- Card issuer
- Plasma One CardRain, Third National1inch CardMonavate Ltd, UAB Monavate
- Card processing
- Plasma One Card0x1inch CardCrypto Life
- Custody / key management
- Plasma One CardPrivy, Veda1inch CardBaanx
- Deposits & withdrawals
- Plasma One CardBridge, Bridge Ventures LLC1inch CardNot disclosed
- Programme operator
- Plasma One CardPlasma1inch CardNot disclosed
Sources
2 fields- Official sources
- Plasma One Card121inch Card13
- Last reviewed
- Plasma One CardAug 27, 20261inch CardAug 31, 2026
04 · The trade-off
Plasma One Card is the stronger all-round choice
Plasma One Card finishes ahead with an Overall Score of 87 versus 79 for 1inch Card. 1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 0–1%). Plasma One Card has the higher published base cashback rate (2% vs 1%).
1inch Card still comes out ahead for Travel, which may matter more than the overall result if that is how you plan to use the card. Plasma One Card uses a self-controlled wallet setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Plasma One Card lists more stablecoins and ways to send money out (6 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Plasma One Card and 1inch Card reviews first.
Continue with
Plasma One Card
Continue with
1inch Card
05 · Common questions
Plasma One vs 1inch FAQ
Is Plasma One or 1inch better overall?
Plasma One Card has the higher Overall Score (87 vs 79). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Plasma One or 1inch?
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Plasma One or 1inch?
Plasma One Card has the higher published base cashback rate (2% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Plasma One and 1inch differ on custody?
Plasma One Card uses a self-controlled wallet setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Plasma One vs 1inch comparison?
The latest information check for these two cards was August 31, 2026, using 25 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.