TriaTria
67
Side-by-side card comparison
Tria vs Avici: overall score versus use-case fit
Avici Card has the higher Overall Score by 4 points (71 vs 67). Tria Card looks stronger for Cashback, while Avici Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers.
Information checked Aug 25, 202637 official sources reviewed
01 · Overall score versus use-case fit
Avici Card is the better all-round starting point
Avici Card has the higher Overall Score in this comparison. Tria Card may be the better fit for Cashback. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallTria67Avici71Higher score
CashbackTria45Avici21Higher score
TravelTria62Avici82Higher score
Funds controlTria91Avici95Higher score
Lowest feesTria51Avici73Higher score
TransfersTria63Avici67Higher score
Choose Tria Card if cashback matters most
Tria Card comes out ahead for Cashback in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody wallet linked to card spend
- Physical, virtual and phone-wallet access
- Higher tiers raise caps and perks
Choose Avici Card if travel and funds control matter most
Avici Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- User-owned USDC collateral
- Physical, virtual and phone-wallet use
- Low provider fees
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Tria67Avici71
Avici Card has the higher Overall Score by 4 points.
- Entry cost & FX
- Tria$25/year plan · 0–3% FXAvici$0 plan · 0–1% FX
Avici Card has the lower starting plan cost ($0 vs $25/year).
- Purchase rewards
- Tria1.5% base · up to 6%Avici0% cashback
Tria Card has the higher published base cashback rate (1.5% vs 0%).
- Funds control
- TriaSelf-controlled walletAviciSelf-controlled wallet
Tria Card and Avici Card use the same self-controlled wallet setup.
- Everyday access
- TriaVirtual + Physical · Apple Pay, Google PayAviciVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Tria2 stablecoins · Stablecoin transfersAvici1 stablecoin · Stablecoin transfers
Tria Card lists more stablecoins and ways to send money out (3 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1.5%-6%
- Plan cost
- $25/year
- FX fee
- 0–3%
- ATM fee
- Up to $2 + 3%; inquiry/decline up to $2
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 5 crypto · 0 fiat
- Payout methods
- 5 crypto · 0 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–0.65%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsTria CardOverall67Avici CardOverall71
Tria CardOverall67Avici CardOverall71Scores
6 fields- Overall Score
- Tria Card67Avici Card71
- Cashback score
- Tria Card45Avici Card21
- Travel score
- Tria Card62Avici Card82
- Funds control score
- Tria Card91Avici Card95
- Lowest fees score
- Tria Card51Avici Card73
- Transfers score
- Tria Card63Avici Card67
Strengths & trade-offs
2 fields- Strengths
- Tria CardSelf-custody wallet linked to card spend, Physical, virtual and phone-wallet accessAvici CardUser-owned USDC collateral, Physical, virtual and phone-wallet use
- Trade-offs
- Tria CardEntry tier is paid, Funding and FX use separate fee layersAvici CardNo standard purchase cashback, Visa and penalty layers need care
Costs
7 fields- Plan cost
- Tria Card$25/yearAvici Card$0
- FX fee
- Tria Card0–3%Avici Card0–1%
- Top-up fee
- Tria Card1%Avici Card$0 Avici card top-up fee; swap and network execution costs are separate and not fully published
- Card spending fee
- Tria CardNot disclosedAvici Card0%
- ATM fee
- Tria CardUp to $2 + 3%; inquiry/decline up to $2Avici Card0–0.65%
- Virtual card
- Tria Card$25/year Virtual membership; issued after payment and KYCAvici CardPlatinum $15 first / $10 extra; Signature $30 first year / $20 renewal
- Physical card
- Tria CardSignature $109/year PVC card + virtual; Premium $250/year metal card + virtual; shipping is country/batch gatedAvici CardPlatinum $50; Signature $75 + $20/year from year two
Plans
2 fields- Available plans
- Tria Card3 plans: Virtual, Signature, PremiumAvici Card2 plans: Visa Platinum, Visa Signature
- Top cashback plan
- Tria CardPremium: 6%Avici CardVisa Platinum: 0%
Everyday use
8 fields- Network
- Tria CardVisaAvici CardVisa
- Card formats
- Tria CardVirtual, PhysicalAvici CardVirtual, Physical
- ATM withdrawals
- Tria CardAvailableAvici CardAvailable
- Mobile wallets
- Tria CardApple Pay, Google PayAvici CardApple Pay, Google Pay
- Apps
- Tria CardiOS, Android, WebAvici CardiOS, Android
- Daily spending limit
- Tria CardDynamic / collateral-based; marketing claims up to $1,000,000/dayAvici CardNo fixed public transaction cap; balance, issuer and user-set limits apply
- Monthly spending limit
- Tria CardDynamic / collateral-based; marketing claims up to $1,000,000/dayAvici CardNo fixed public monthly cap; dynamic controls apply
- ATM limit
- Tria Card$750/withdrawal; 3 withdrawals/24hAvici Card$250 per day, up to 3 ATM transactions
Funding & transfers
5 fields- Networks
- Tria CardEthereum, Polygon, Base, Arbitrum, Optimism, BSC +2Avici CardEthereum, Polygon, Optimism, Arbitrum, Solana
- Crypto deposits
- Tria CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOLAvici CardStablecoins: USDC
- Fiat deposits
- Tria CardNot disclosedAvici CardNot disclosed
- Transfers
- Tria CardStablecoin transfersAvici CardStablecoin transfers
- Payout currencies
- Tria CardNot disclosedAvici CardNot disclosed
Rewards
3 fields- Base cashback
- Tria Card1.5%Avici Card0%
- Max cashback
- Tria Card6%Avici Card0%
- Reward currency
- Tria CardUSDC and/or USDT stablecoins cashbackAvici CardNo cashback
Earn
5 fields- Advertised APY
- Tria CardUp to 15% APYAvici CardNot offered
- How it works
- Tria CardOptional earn vaultAvici CardNot offered
- Separate deposit
- Tria CardNot disclosedAvici CardNot offered
- Use balance for spending
- Tria CardNot disclosedAvici CardNot offered
- Lock-up
- Tria CardNoAvici CardNot offered
Trust & availability
6 fields- Custody
- Tria CardSelf-custodyAvici CardSelf-custody
- Control until payment
- Tria CardYou keep controlAvici CardYou keep control
- Card issuer
- Tria CardNimbus, LLC, Third NationalAvici CardThird National
- Card processing
- Tria CardNot disclosedAvici CardRelay
- Identity verification
- Tria CardNot disclosedAvici CardSumsub
- Programme operator
- Tria CardThreely Dimensions Inc.Avici CardNot disclosed
Sources
2 fields- Official sources
- Tria Card21Avici Card16
- Last reviewed
- Tria CardAug 25, 2026Avici CardAug 21, 2026
04 · The trade-off
Avici Card is the stronger all-round choice
Avici Card finishes ahead with an Overall Score of 71 versus 67 for Tria Card. Avici Card has the lower starting plan cost ($0 vs $25/year). Tria Card has the higher published base cashback rate (1.5% vs 0%).
Tria Card still comes out ahead for Cashback, which may matter more than the overall result if that is how you plan to use the card. Tria Card and Avici Card use the same self-controlled wallet setup.
Tria Card lists more stablecoins and ways to send money out (3 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Tria Card and Avici Card reviews first.
Continue with
Tria Card
Continue with
Avici Card
05 · Common questions
Tria vs Avici FAQ
Is Tria or Avici better overall?
Avici Card has the higher Overall Score (71 vs 67). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Tria or Avici?
Avici Card has the lower starting plan cost ($0 vs $25/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Tria or Avici?
Tria Card has the higher published base cashback rate (1.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Tria and Avici differ on custody?
Tria Card and Avici Card use the same self-controlled wallet setup.
How current is this Tria vs Avici comparison?
The latest information check for these two cards was August 25, 2026, using 37 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.