TriaTria
67
Side-by-side card comparison
Tria vs Coinbase: overall score versus use-case fit
Tria Card has the higher Overall Score by 2 points (67 vs 65). Tria Card looks stronger for Cashback and Funds control, while Coinbase Card comes out ahead for Lowest fees and Transfers.
Information checked Aug 30, 202643 official sources reviewed
01 · Overall score versus use-case fit
Tria Card is the better all-round starting point
Tria Card has the higher Overall Score in this comparison. Coinbase Card may be the better fit for Lowest fees and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallTria67Coinbase65Higher score
CashbackTria45Coinbase37Higher score
TravelTria62Coinbase62Same score
Funds controlTria91Coinbase48Higher score
Lowest feesTria51Coinbase55Higher score
TransfersTria63Coinbase84Higher score
Choose Tria Card if cashback and funds control matter most
Tria Card comes out ahead for Cashback and Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody wallet linked to card spend
- Physical, virtual and phone-wallet access
- Higher tiers raise caps and perks
Choose Coinbase Card if lowest fees and transfers matter most
Coinbase Card comes out ahead for Lowest fees and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual and physical Visa cards cover online, store and ATM use
- The U.S. schedule lists $0 card, monthly and Coinbase ATM fees
- Cash, USDC and supported crypto can fund the same card flow
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Tria67Coinbase65
Tria Card has the higher Overall Score by 2 points.
- Entry cost & FX
- Tria$25/year plan · 0–3% FXCoinbase$0 plan · U.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate FX
Coinbase Card has the lower starting plan cost ($0 vs $25/year).
- Purchase rewards
- Tria1.5% base · up to 6%CoinbaseNot disclosed
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- TriaSelf-controlled walletCoinbaseCustodial balance
Tria Card uses a self-controlled wallet setup, while Coinbase Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- TriaVirtual + Physical · Apple Pay, Google PayCoinbaseVirtual + Physical · Unknown
Tria Card lists more card formats and phone-wallet options (4 vs 2).
- Money movement
- Tria2 stablecoins · Stablecoin transfersCoinbase1 stablecoin · Stablecoin transfers; Coinbase U.S. account cash-out, Coinbase U.K. and EEA account cash-out
Coinbase Card lists more stablecoins and ways to send money out (4 vs 3).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1.5%-6%
- Plan cost
- $25/year
- FX fee
- 0–3%
- ATM fee
- Up to $2 + 3%; inquiry/decline up to $2
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 5 crypto · 0 fiat
- Payout methods
- 5 crypto · 0 fiat
- Cashback
- Not disclosed
- Plan cost
- $0
- FX fee
- U.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate
- ATM fee
- U.S. Coinbase ATM fee: $0. ATM operators may charge; U.K./EEA provider pricing is not published here
- Card formats
- Virtual, Physical
- Wallet payments
- Not disclosed
- Receive methods
- 1 crypto · 2 fiat
- Payout methods
- 1 crypto · 3 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsTria CardOverall67Coinbase CardOverall65
Tria CardOverall67Coinbase CardOverall65Scores
6 fields- Overall Score
- Tria Card67Coinbase Card65
- Cashback score
- Tria Card45Coinbase Card37
- Travel score
- Tria Card62Coinbase Card62
- Funds control score
- Tria Card91Coinbase Card48
- Lowest fees score
- Tria Card51Coinbase Card55
- Transfers score
- Tria Card63Coinbase Card84
Strengths & trade-offs
2 fields- Strengths
- Tria CardSelf-custody wallet linked to card spend, Physical, virtual and phone-wallet accessCoinbase CardVirtual and physical Visa cards cover online, store and ATM use, The U.S. schedule lists $0 card, monthly and Coinbase ATM fees
- Trade-offs
- Tria CardEntry tier is paid, Funding and FX use separate fee layersCoinbase CardCrypto conversion includes a spread with no stable public rate, Rewards are U.S.-only and the current rate changes in the app
Costs
7 fields- Plan cost
- Tria Card$25/yearCoinbase Card$0
- FX fee
- Tria Card0–3%Coinbase CardU.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate
- Top-up fee
- Tria Card1%Coinbase CardLinked-bank and payroll funding are marketed at $0; other Coinbase account funding routes were not reviewed for this card profile
- Card spending fee
- Tria CardNot disclosedCoinbase Card0%
- ATM fee
- Tria CardUp to $2 + 3%; inquiry/decline up to $2Coinbase CardU.S. Coinbase ATM fee: $0. ATM operators may charge; U.K./EEA provider pricing is not published here
- Virtual card
- Tria Card$25/year Virtual membership; issued after payment and KYCCoinbase CardNot disclosed
- Physical card
- Tria CardSignature $109/year PVC card + virtual; Premium $250/year metal card + virtual; shipping is country/batch gatedCoinbase CardNot disclosed
Plans
2 fields- Available plans
- Tria Card3 plans: Virtual, Signature, PremiumCoinbase CardNot disclosed
- Top cashback plan
- Tria CardPremium: 6%Coinbase CardNot disclosed
Everyday use
8 fields- Network
- Tria CardVisaCoinbase CardVisa
- Card formats
- Tria CardVirtual, PhysicalCoinbase CardVirtual, Physical
- ATM withdrawals
- Tria CardAvailableCoinbase CardAvailable
- Mobile wallets
- Tria CardApple Pay, Google PayCoinbase CardNot disclosed
- Apps
- Tria CardiOS, Android, WebCoinbase CardiOS, Android
- Daily spending limit
- Tria CardDynamic / collateral-based; marketing claims up to $1,000,000/dayCoinbase Card$2,500 per 24 hours in the U.S. programme
- Monthly spending limit
- Tria CardDynamic / collateral-based; marketing claims up to $1,000,000/dayCoinbase CardU.S. monthly spend limit not published; U.K./EEA limits are customer-specific
- ATM limit
- Tria Card$750/withdrawal; 3 withdrawals/24hCoinbase Card$1,000 per 24 hours in the U.S.; U.K./EEA values are shown in app
Funding & transfers
5 fields- Networks
- Tria CardEthereum, Polygon, Base, Arbitrum, Optimism, BSC +2Coinbase CardCoinbase-supported networks
- Crypto deposits
- Tria CardStablecoins: USDC, USDT; Other crypto: BTC, ETH, SOLCoinbase CardOther crypto: Supported crypto
- Fiat deposits
- Tria CardNot disclosedCoinbase CardLinked bank account, Payroll deposit
- Transfers
- Tria CardStablecoin transfersCoinbase CardStablecoin transfers; Coinbase U.S. account cash-out, Coinbase U.K. and EEA account cash-out
- Payout currencies
- Tria CardNot disclosedCoinbase CardUSD, GBP, EUR
Rewards
3 fields- Base cashback
- Tria Card1.5%Coinbase CardNot disclosed
- Max cashback
- Tria Card6%Coinbase CardNot disclosed
- Reward currency
- Tria CardUSDC and/or USDT stablecoins cashbackCoinbase CardSelected crypto offer
Earn
5 fields- Advertised APY
- Tria CardUp to 15% APYCoinbase CardNot offered
- How it works
- Tria CardOptional earn vaultCoinbase CardNot offered
- Separate deposit
- Tria CardNot disclosedCoinbase CardNot offered
- Use balance for spending
- Tria CardNot disclosedCoinbase CardNot offered
- Lock-up
- Tria CardNoCoinbase CardNot offered
Trust & availability
5 fields- Custody
- Tria CardSelf-custodyCoinbase CardCustodial
- Control until payment
- Tria CardYou keep controlCoinbase CardProvider controls funds
- Card issuer
- Tria CardNimbus, LLC, Third NationalCoinbase CardPathward, N.A., Paysafe Financial Services Limited, Paysafe Payment Solutions Limited
- Card processing
- Tria CardNot disclosedCoinbase CardMarqeta, Inc.
- Programme operator
- Tria CardThreely Dimensions Inc.Coinbase CardNot disclosed
Sources
2 fields- Official sources
- Tria Card21Coinbase Card22
- Last reviewed
- Tria CardAug 25, 2026Coinbase CardAug 30, 2026
04 · The trade-off
Tria Card is the stronger all-round choice
Tria Card finishes ahead with an Overall Score of 67 versus 65 for Coinbase Card. Coinbase Card has the lower starting plan cost ($0 vs $25/year). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Coinbase Card still comes out ahead for Lowest fees and Transfers, which may matter more than the overall result if that is how you plan to use the card. Tria Card uses a self-controlled wallet setup, while Coinbase Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Coinbase Card lists more stablecoins and ways to send money out (4 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Tria Card and Coinbase Card reviews first.
Continue with
Tria Card
Continue with
Coinbase Card
05 · Common questions
Tria vs Coinbase FAQ
Is Tria or Coinbase better overall?
Tria Card has the higher Overall Score (67 vs 65). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Tria or Coinbase?
Coinbase Card has the lower starting plan cost ($0 vs $25/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Tria or Coinbase?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Tria and Coinbase differ on custody?
Tria Card uses a self-controlled wallet setup, while Coinbase Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Tria vs Coinbase comparison?
The latest information check for these two cards was August 30, 2026, using 43 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.