Side-by-side card comparison

Tria vs 1inch: overall score versus use-case fit

1inch Card has the higher Overall Score by 12 points (79 vs 67). Tria Card looks stronger for Funds control, while 1inch Card comes out ahead for Cashback, Travel, Lowest fees, and Transfers.

Information checked Aug 31, 202634 official sources reviewed

01 · Overall score versus use-case fit

1inch Card is the better all-round starting point

1inch Card has the higher Overall Score in this comparison. Tria Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallTria671inch79Higher score
CashbackTria451inch63Higher score
TravelTria621inch82Higher score
Funds controlTria911inch80Higher score
Lowest feesTria511inch74Higher score
TransfersTria631inch93Higher score

Choose Tria Card if funds control matters most

Tria Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Self-custody wallet linked to card spend
  • Physical, virtual and phone-wallet access
  • Higher tiers raise caps and perks

Choose 1inch Card if cashback and travel matter most

1inch Card comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Physical, virtual and ATM access
  • Both major phone wallets
  • Cashback in four crypto assets

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Tria67
1inch79

1inch Card has the higher Overall Score by 12 points.

Entry cost & FX
Tria$25/year plan · 0–3% FX
1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX

1inch Card has the lower starting plan cost ($0 vs $25/year).

Purchase rewards
Tria1.5% base · up to 6%
1inch1% base · up to 2%

Tria Card has the higher published base cashback rate (1.5% vs 1%).

Funds control
TriaSelf-controlled wallet
1inchHybrid custody

Tria Card uses a self-controlled wallet setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
TriaVirtual + Physical · Apple Pay, Google Pay
1inchVirtual + Physical · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
Tria2 stablecoins · Stablecoin transfers
1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal

Both cards list the same number of stablecoins and ways to send money out.

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
1.5%-6%
Plan cost
$25/year
FX fee
0–3%
ATM fee
Up to $2 + 3%; inquiry/decline up to $2
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
5 crypto · 0 fiat
Payout methods
5 crypto · 0 fiat
Cashback
1%-2%
Plan cost
$0
FX fee
0% provider FX markup; Mastercard rate applies
ATM fee
€2.50 UK; €3 + 1.5% outside UK
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 1 fiat
Payout methods
9 crypto · 2 fiat

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Tria CardOverall67
1inch CardOverall79
01

Scores

6 fields
Overall Score
Tria Card
67
1inch Card
79
Cashback score
Tria Card
45
1inch Card
63
Travel score
Tria Card
62
1inch Card
82
Funds control score
Tria Card
91
1inch Card
80
Lowest fees score
Tria Card
51
1inch Card
74
Transfers score
Tria Card
63
1inch Card
93
02

Strengths & trade-offs

2 fields
Strengths
Tria Card
Self-custody wallet linked to card spend, Physical, virtual and phone-wallet access
1inch Card
Physical, virtual and ATM access, Both major phone wallets
Trade-offs
Tria Card
Entry tier is paid, Funding and FX use separate fee layers
1inch Card
Purchase fee stack is unclear, Card funds leave self-custody
03

Costs

7 fields
Plan cost
Tria Card
$25/year
1inch Card
$0
FX fee
Tria Card
0–3%
1inch Card
0% provider FX markup; Mastercard rate applies
Top-up fee
Tria Card
1%
1inch Card
EUR/GBP provider-account bank deposit: 0%
Card spending fee
Tria Card
Not disclosed
1inch Card
2%
ATM fee
Tria Card
Up to $2 + 3%; inquiry/decline up to $2
1inch Card
€2.50 UK; €3 + 1.5% outside UK
Virtual card
Tria Card
$25/year Virtual membership; issued after payment and KYC
1inch Card
Not disclosed
Physical card
Tria Card
Signature $109/year PVC card + virtual; Premium $250/year metal card + virtual; shipping is country/batch gated
1inch Card
Not disclosed
04

Plans

2 fields
Available plans
Tria Card
3 plans: Virtual, Signature, Premium
1inch Card
Not disclosed
Top cashback plan
Tria Card
Premium: 6%
1inch Card
Not disclosed
05

Everyday use

8 fields
Network
Tria Card
Visa
1inch Card
Mastercard
Card formats
Tria Card
Virtual, Physical
1inch Card
Virtual, Physical
ATM withdrawals
Tria Card
Available
1inch Card
Available
Mobile wallets
Tria Card
Apple Pay, Google Pay
1inch Card
Apple Pay, Google Pay
Apps
Tria Card
iOS, Android, Web
1inch Card
iOS, Android
Daily spending limit
Tria Card
Dynamic / collateral-based; marketing claims up to $1,000,000/day
1inch Card
Account-specific in Profile
Monthly spending limit
Tria Card
Dynamic / collateral-based; marketing claims up to $1,000,000/day
1inch Card
Account-specific in Profile
ATM limit
Tria Card
$750/withdrawal; 3 withdrawals/24h
1inch Card
Account-specific in Profile
06

Funding & transfers

5 fields
Networks
Tria Card
Ethereum, Polygon, Base, Arbitrum, Optimism, BSC +2
1inch Card
Bitcoin, Litecoin, XRP Ledger, Ethereum, Solana
Crypto deposits
Tria Card
Stablecoins: USDC, USDT; Other crypto: BTC, ETH, SOL
1inch Card
Other crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
Fiat deposits
Tria Card
Not disclosed
1inch Card
EUR or GBP bank deposit
Transfers
Tria Card
Stablecoin transfers
1inch Card
Stablecoin transfers; EUR or GBP bank withdrawal
Payout currencies
Tria Card
Not disclosed
1inch Card
EUR, GBP
07

Rewards

3 fields
Base cashback
Tria Card
1.5%
1inch Card
1%
Max cashback
Tria Card
6%
1inch Card
2%
Reward currency
Tria Card
USDC and/or USDT stablecoins cashback
1inch Card
1INCH, USDT, BTC or BXX
08

Earn

5 fields
Advertised APY
Tria Card
Up to 15% APY
1inch Card
Not offered
How it works
Tria Card
Optional earn vault
1inch Card
Not offered
Separate deposit
Tria Card
Not disclosed
1inch Card
Not offered
Use balance for spending
Tria Card
Not disclosed
1inch Card
Not offered
Lock-up
Tria Card
No
1inch Card
Not offered
09

Trust & availability

6 fields
Custody
Tria Card
Self-custody
1inch Card
Hybrid custody
Control until payment
Tria Card
You keep control
1inch Card
Provider controls funds
Card issuer
Tria Card
Nimbus, LLC, Third National
1inch Card
Monavate Ltd, UAB Monavate
Card processing
Tria Card
Not disclosed
1inch Card
Crypto Life
Custody / key management
Tria Card
Not disclosed
1inch Card
Baanx
Programme operator
Tria Card
Threely Dimensions Inc.
1inch Card
Not disclosed
10

Sources

2 fields
Official sources
Tria Card
21
1inch Card
13
Last reviewed
Tria Card
Aug 25, 2026
1inch Card
Aug 31, 2026

04 · The trade-off

1inch Card is the stronger all-round choice

1inch Card finishes ahead with an Overall Score of 79 versus 67 for Tria Card. 1inch Card has the lower starting plan cost ($0 vs $25/year). Tria Card has the higher published base cashback rate (1.5% vs 1%).

Tria Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. Tria Card uses a self-controlled wallet setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Tria Card and 1inch Card reviews first.

05 · Common questions

Tria vs 1inch FAQ

Is Tria or 1inch better overall?

1inch Card has the higher Overall Score (79 vs 67). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Tria or 1inch?

1inch Card has the lower starting plan cost ($0 vs $25/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Tria or 1inch?

Tria Card has the higher published base cashback rate (1.5% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Tria and 1inch differ on custody?

Tria Card uses a self-controlled wallet setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Tria vs 1inch comparison?

The latest information check for these two cards was August 31, 2026, using 34 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace