TuyoTuyo
74
Side-by-side card comparison
Tuyo vs Binance: overall score versus use-case fit
Tuyo Card has the higher Overall Score by 16 points (74 vs 58). Tuyo Card looks stronger for Cashback, Travel, Funds control, and Lowest fees, while Binance Card comes out ahead for Transfers.
Information checked Aug 5, 202624 official sources reviewed
01 · Overall score versus use-case fit
Tuyo Card is the better all-round starting point
Tuyo Card has the higher Overall Score in this comparison. Binance Card may be the better fit for Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallTuyo74Binance58Higher score
CashbackTuyo39Binance37Higher score
TravelTuyo42Binance36Higher score
Funds controlTuyo100Binance47Higher score
Lowest feesTuyo71Binance56Higher score
TransfersTuyo72Binance75Higher score
Choose Tuyo Card if cashback and travel matter most
Tuyo Card comes out ahead for Cashback, Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody wallet control
- Virtual Visa with both phone wallets
- Multichain USDC funding and spendable Earn
Choose Binance Card if transfers matters most
Binance Card comes out ahead for Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend supported Binance crypto balances
- Google Pay support
- Cashback can rise by tier
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Tuyo74Binance58
Tuyo Card has the higher Overall Score by 16 points.
- Entry cost & FX
- Tuyo$0 plan · 1–3% FXBinance$0 plan · 2–3% FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Tuyo0% base · up to 100%Binance1.5% base · up to 3%
Binance Card has the higher published base cashback rate (1.5% vs 0%).
- Funds control
- TuyoSelf-controlled walletBinanceCustodial balance
Tuyo Card uses a self-controlled wallet setup, while Binance Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- TuyoVirtual · Apple Pay, Google PayBinanceVirtual · Google Pay
Tuyo Card lists more card formats and phone-wallet options (3 vs 2).
- Money movement
- Tuyo1 stablecoin · Stablecoin transfersBinance3 stablecoins · Stablecoin transfers; Binance account fiat withdrawal
Binance Card lists more stablecoins and ways to send money out (5 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%-100%
- Plan cost
- $0
- FX fee
- 1–3%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 1.5%-3%
- Plan cost
- $0
- FX fee
- 2–3%
- ATM fee
- Not disclosed
- Card formats
- Virtual
- Wallet payments
- Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
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03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsTuyo CardOverall74Binance CardOverall58
Tuyo CardOverall74Binance CardOverall58Scores
6 fields- Overall Score
- Tuyo Card74Binance Card58
- Cashback score
- Tuyo Card39Binance Card37
- Travel score
- Tuyo Card42Binance Card36
- Funds control score
- Tuyo Card100Binance Card47
- Lowest fees score
- Tuyo Card71Binance Card56
- Transfers score
- Tuyo Card72Binance Card75
Strengths & trade-offs
2 fields- Strengths
- Tuyo CardSelf-custody wallet control, Virtual Visa with both phone walletsBinance CardSpend supported Binance crypto balances, Google Pay support
- Trade-offs
- Tuyo CardReward value is unpredictable, Virtual-only with no ATM accessBinance CardSpending follows the Binance account model, Virtual-only card
Costs
7 fields- Plan cost
- Tuyo Card$0Binance Card$0
- FX fee
- Tuyo Card1–3%Binance Card2–3%
- Top-up fee
- Tuyo CardNot disclosedBinance CardNot disclosed
- Card spending fee
- Tuyo Card0%Binance CardNot disclosed
- ATM fee
- Tuyo CardNot availableBinance CardNot disclosed
- Virtual card
- Tuyo CardFreeBinance CardVirtual card up to 15 minutes after approval; 0 USD issuance fee
- Physical card
- Tuyo CardComing soon; not currently availableBinance CardGlobal Program virtual-only; Brazil physical card is a separate regional branch
Plans
2 fields- Available plans
- Tuyo CardNot disclosedBinance Card3 plans: Tier 1, Tier 2, Tier 3
- Top cashback plan
- Tuyo CardNot disclosedBinance CardTier 3: 3%
Everyday use
8 fields- Network
- Tuyo CardVisaBinance CardMastercard
- Card formats
- Tuyo CardVirtualBinance CardVirtual
- ATM withdrawals
- Tuyo CardNot availableBinance CardNot disclosed
- Mobile wallets
- Tuyo CardApple Pay, Google PayBinance CardGoogle Pay
- Apps
- Tuyo CardiOS, AndroidBinance CardiOS, Android
- Daily spending limit
- Tuyo CardUp to $10,000 per day; limits can change with usage and account history.Binance CardShown in app
- Monthly spending limit
- Tuyo CardNo fixed monthly card-spend limit is publicly disclosed.Binance CardShown in app
- ATM limit
- Tuyo CardATM withdrawals are not currently supported.Binance CardNot disclosed
Funding & transfers
5 fields- Networks
- Tuyo CardEthereum, Base, Arbitrum, Optimism, PolygonBinance CardNot disclosed
- Crypto deposits
- Tuyo CardStablecoins: USDCBinance CardOther crypto: Supported crypto
- Fiat deposits
- Tuyo CardVirtual-account receivingBinance CardBinance account bank deposit
- Transfers
- Tuyo CardStablecoin transfersBinance CardStablecoin transfers; Binance account fiat withdrawal
- Payout currencies
- Tuyo CardNot disclosedBinance CardNot disclosed
Rewards
3 fields- Base cashback
- Tuyo Card0%Binance Card1.5%
- Max cashback
- Tuyo Card100%Binance Card3%
- Reward currency
- Tuyo CardUSDBinance CardUSDC or BTC equivalent cashback (country-dependent)
Earn
5 fields- Advertised APY
- Tuyo CardUp to 11% APYBinance CardNot offered
- How it works
- Tuyo CardEarn on spending balance, Optional earn vaultBinance CardNot offered
- Separate deposit
- Tuyo CardYesBinance CardNot offered
- Use balance for spending
- Tuyo CardYesBinance CardNot offered
- Lock-up
- Tuyo CardNot disclosedBinance CardNot offered
Trust & availability
6 fields- Custody
- Tuyo CardSelf-custodyBinance CardCustodial
- Control until payment
- Tuyo CardYou keep controlBinance CardProvider controls funds
- Card issuer
- Tuyo CardThird NationalBinance CardImmersve Limited
- Card processing
- Tuyo CardSignify Holdings, Inc. (Rain)Binance CardNot disclosed
- Deposits & withdrawals
- Tuyo CardBridge Ventures, Inc. (Bridge)Binance CardNot disclosed
- Bank transfers
- Tuyo CardBANEX Microfinance Bank LimitedBinance CardNot disclosed
Sources
2 fields- Official sources
- Tuyo Card12Binance Card12
- Last reviewed
- Tuyo CardAug 5, 2026Binance CardAug 5, 2026
04 · The trade-off
Tuyo Card is the stronger all-round choice
Tuyo Card finishes ahead with an Overall Score of 74 versus 58 for Binance Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Binance Card has the higher published base cashback rate (1.5% vs 0%).
Binance Card still comes out ahead for Transfers, which may matter more than the overall result if that is how you plan to use the card. Tuyo Card uses a self-controlled wallet setup, while Binance Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Binance Card lists more stablecoins and ways to send money out (5 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Tuyo Card and Binance Card reviews first.
Continue with
Tuyo Card
Continue with
Binance Card
05 · Common questions
Tuyo vs Binance FAQ
Is Tuyo or Binance better overall?
Tuyo Card has the higher Overall Score (74 vs 58). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Tuyo or Binance?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Tuyo or Binance?
Binance Card has the higher published base cashback rate (1.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Tuyo and Binance differ on custody?
Tuyo Card uses a self-controlled wallet setup, while Binance Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Tuyo vs Binance comparison?
The latest information check for these two cards was August 5, 2026, using 24 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.