TuyoTuyo
74
Side-by-side card comparison
Tuyo vs Fuse: same score, different trade-offs
Tuyo Card and Fuse Card share an Overall Score of 74. Tuyo Card looks stronger for Cashback and Funds control, while Fuse Card comes out ahead for Travel, Lowest fees, and Transfers.
Information checked Aug 12, 202627 official sources reviewed
01 · A level score
The scores are tied, but the cards are not the same
Tuyo Card and Fuse Card have the same Overall Score. Start with what matters most to you: day-to-day costs, rewards, control of your funds or moving money. The sections below show how they differ. You should also check that your preferred card is available in your country.
OverallTuyo74Fuse74Same score
CashbackTuyo39Fuse25Higher score
TravelTuyo42Fuse65Higher score
Funds controlTuyo100Fuse91Higher score
Lowest feesTuyo71Fuse93Higher score
TransfersTuyo72Fuse97Higher score
Choose Tuyo Card if cashback and funds control matter most
Tuyo Card comes out ahead for Cashback and Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody wallet control
- Virtual Visa with both phone wallets
- Multichain USDC funding and spendable Earn
Choose Fuse Card if travel and lowest fees matter most
Fuse Card comes out ahead for Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Separate USDC Card Account
- Apple Pay for in-person spend
- USD and EUR receive rails
Where the cards part company
A tied score can hide meaningful differences in cost, custody, rewards and everyday access.
- Overall Score
- Tuyo74Fuse74
Both cards have the same displayed Overall Score of 74.
- Entry cost & FX
- Tuyo$0 plan · 1–3% FXFuse$0 plan · 0% FX
Fuse Card has the lower published FX fee (0% vs 1–3%).
- Purchase rewards
- Tuyo0% base · up to 100%Fuse0% cashback
Both cards show the same base cashback rate of 0%.
- Funds control
- TuyoSelf-controlled walletFuseSelf-controlled wallet
Tuyo Card and Fuse Card use the same self-controlled wallet setup.
- Everyday access
- TuyoVirtual · Apple Pay, Google PayFuseVirtual · Apple Pay
Tuyo Card lists more card formats and phone-wallet options (3 vs 2).
- Money movement
- Tuyo1 stablecoin · Stablecoin transfersFuse1 stablecoin · Stablecoin transfers; ACH / SEPA bank transfers
Fuse Card lists more stablecoins and ways to send money out (3 vs 2).
02 · Read the shortlist
A closer look at the tie
The score is level. These quick facts show where the cards still ask you to make a choice.
- Cashback
- 0%-100%
- Plan cost
- $0
- FX fee
- 1–3%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay
- Receive methods
- 3 crypto · 2 fiat
- Payout methods
- 1 crypto · 2 fiat
03 · Compare the details
Put the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsTuyo CardOverall74Fuse CardOverall74
Tuyo CardOverall74Fuse CardOverall74Scores
6 fields- Overall Score
- Tuyo Card74Fuse Card74
- Cashback score
- Tuyo Card39Fuse Card25
- Travel score
- Tuyo Card42Fuse Card65
- Funds control score
- Tuyo Card100Fuse Card91
- Lowest fees score
- Tuyo Card71Fuse Card93
- Transfers score
- Tuyo Card72Fuse Card97
Strengths & trade-offs
2 fields- Strengths
- Tuyo CardSelf-custody wallet control, Virtual Visa with both phone walletsFuse CardSeparate USDC Card Account, Apple Pay for in-person spend
- Trade-offs
- Tuyo CardReward value is unpredictable, Virtual-only with no ATM accessFuse CardiOS and virtual-only access, Receive rails convert incoming fiat
Costs
7 fields- Plan cost
- Tuyo Card$0Fuse Card$0
- FX fee
- Tuyo Card1–3%Fuse Card0%
- Top-up fee
- Tuyo CardNot disclosedFuse Card0%
- Card spending fee
- Tuyo Card0%Fuse Card0%
- ATM fee
- Tuyo CardNot availableFuse CardNot available
- Virtual card
- Tuyo CardFreeFuse CardVirtual card purchase $0 after Bridge KYC
- Physical card
- Tuyo CardComing soon; not currently availableFuse CardNot available in captured Fuse support page
Plans
2 fields- Available plans
- Tuyo CardNot disclosedFuse Card1 plans: Fuse Plus
- Top cashback plan
- Tuyo CardNot disclosedFuse CardNot disclosed
Everyday use
8 fields- Network
- Tuyo CardVisaFuse CardVisa
- Card formats
- Tuyo CardVirtualFuse CardVirtual
- ATM withdrawals
- Tuyo CardNot availableFuse CardNot available
- Mobile wallets
- Tuyo CardApple Pay, Google PayFuse CardApple Pay
- Apps
- Tuyo CardiOS, AndroidFuse CardiOS
- Daily spending limit
- Tuyo CardUp to $10,000 per day; limits can change with usage and account history.Fuse Card$2,000/day; $2,000/transaction
- Monthly spending limit
- Tuyo CardNo fixed monthly card-spend limit is publicly disclosed.Fuse CardMonthly cap not disclosed; daily and transaction caps are approved
- ATM limit
- Tuyo CardATM withdrawals are not currently supported.Fuse CardNot available
Funding & transfers
5 fields- Networks
- Tuyo CardEthereum, Base, Arbitrum, Optimism, PolygonFuse CardSolana
- Crypto deposits
- Tuyo CardStablecoins: USDCFuse CardStablecoins: USDC; Other crypto: SOL, SPL tokens
- Fiat deposits
- Tuyo CardVirtual-account receivingFuse CardUSD virtual bank account, EUR virtual bank account
- Transfers
- Tuyo CardStablecoin transfersFuse CardStablecoin transfers; ACH / SEPA bank transfers
- Payout currencies
- Tuyo CardNot disclosedFuse CardUSD, EUR
Rewards
3 fields- Base cashback
- Tuyo Card0%Fuse Card0%
- Max cashback
- Tuyo Card100%Fuse Card0%
- Reward currency
- Tuyo CardUSDFuse CardNo cashback
Earn
5 fields- Advertised APY
- Tuyo CardUp to 11% APYFuse CardNot disclosed
- How it works
- Tuyo CardEarn on spending balance, Optional earn vaultFuse CardOptional earn vault
- Separate deposit
- Tuyo CardYesFuse CardYes
- Use balance for spending
- Tuyo CardYesFuse CardNo
- Lock-up
- Tuyo CardNot disclosedFuse CardNot disclosed
Trust & availability
7 fields- Custody
- Tuyo CardSelf-custodyFuse CardSelf-custody
- Control until payment
- Tuyo CardYou keep controlFuse CardYou keep control
- Card issuer
- Tuyo CardThird NationalFuse CardLead Bank
- Card processing
- Tuyo CardSignify Holdings, Inc. (Rain)Fuse CardBridge Ventures LLC, Squads Labs
- Deposits & withdrawals
- Tuyo CardBridge Ventures, Inc. (Bridge)Fuse CardNot disclosed
- Bank transfers
- Tuyo CardBANEX Microfinance Bank LimitedFuse CardNot disclosed
- Programme operator
- Tuyo CardNot disclosedFuse CardBridge Ventures LLC
Sources
2 fields- Official sources
- Tuyo Card12Fuse Card15
- Last reviewed
- Tuyo CardAug 5, 2026Fuse CardAug 12, 2026
04 · The closer call
Tuyo Card and Fuse Card need a closer personal call
The Overall Score ends level at 74, so there is no honest all-round winner here. Fuse Card has the lower published FX fee (0% vs 1–3%). Both cards show the same base cashback rate of 0%.
Tuyo Card looks stronger for Cashback and Funds control, while Fuse Card comes out ahead for Travel, Lowest fees, and Transfers. Tuyo Card and Fuse Card use the same self-controlled wallet setup.
Fuse Card lists more stablecoins and ways to send money out (3 vs 2). Your final check should be whether the card is available where you live and whether the latest provider terms match the features you expect to use.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Tuyo Card and Fuse Card reviews first.
Continue with
Tuyo Card
Continue with
Fuse Card
05 · Common questions
Tuyo vs Fuse FAQ
Is Tuyo or Fuse better overall?
Tuyo Card and Fuse Card tie at 74 in the Overall Score. Compare their costs, rewards, way of holding funds and everyday features to decide which suits you.
Which has lower fees, Tuyo or Fuse?
Fuse Card has the lower published FX fee (0% vs 1–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Tuyo or Fuse?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Tuyo and Fuse differ on custody?
Tuyo Card and Fuse Card use the same self-controlled wallet setup.
How current is this Tuyo vs Fuse comparison?
The latest information check for these two cards was August 12, 2026, using 27 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.