WhiteBITWhiteBIT Nova USD
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Side-by-side card comparison
WhiteBIT Nova USD vs Uphold US: overall score versus use-case fit
Uphold Card US has the higher Overall Score by 11 points (70 vs 59). WhiteBIT Nova USD looks stronger for Funds control, Lowest fees, and Transfers, while Uphold Card US comes out ahead for Cashback and Travel.
Information checked Oct 16, 202630 official sources reviewed
01 · Overall score versus use-case fit
Uphold Card US is the better all-round starting point
Uphold Card US has the higher Overall Score in this comparison. WhiteBIT Nova USD may be the better fit for Funds control, Lowest fees, and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallWhiteBIT Nova USD59Uphold US70Higher score
CashbackWhiteBIT Nova USD25Uphold US75Higher score
TravelWhiteBIT Nova USD36Uphold US71Higher score
Funds controlWhiteBIT Nova USD49Uphold US44Higher score
Lowest feesWhiteBIT Nova USD60Uphold US56Higher score
TransfersWhiteBIT Nova USD86Uphold US65Higher score
Choose WhiteBIT Nova USD if funds control and lowest fees matter most
WhiteBIT Nova USD comes out ahead for Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Apple Pay and Google Pay
- Spend selected exchange assets
- No monthly maintenance fee
Choose Uphold Card US if cashback and travel matter most
Uphold Card US comes out ahead for Cashback and Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Essential has no annual fee
- Apple Pay and Google Pay
- Elite raises spending limits
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- WhiteBIT Nova USD59Uphold US70
Uphold Card US has the higher Overall Score by 11 points.
- Entry cost & FX
- WhiteBIT Nova USDNot disclosed plan · 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete FXUphold US$0 plan · 0–1.5% FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- WhiteBIT Nova USD0% base · up to 10%Uphold US2% base · up to 4%
Uphold Card US has the higher published base cashback rate (2% vs 0%).
- Funds control
- WhiteBIT Nova USDCustodial balanceUphold USCustodial balance
WhiteBIT Nova USD and Uphold Card US use the same custodial balance setup.
- Everyday access
- WhiteBIT Nova USDVirtual · Apple Pay, Google PayUphold USVirtual + Physical · Apple Pay, Google Pay
Uphold Card US lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- WhiteBIT Nova USD2 stablecoins · Stablecoin transfers; SEPA FINCI withdrawal from WhiteBIT accountUphold US0 stablecoins · US bank withdrawal
WhiteBIT Nova USD lists more stablecoins and ways to send money out (4 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%-10%
- Plan cost
- Not disclosed
- FX fee
- 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 1 fiat
- Payout methods
- 2 crypto · 1 fiat
- Cashback
- 2%-4%
- Plan cost
- $0
- FX fee
- 0–1.5%
- ATM fee
- Essential: $2.95; Elite: $0
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 3 fiat
- Payout methods
- 0 crypto · 1 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsWhiteBIT Nova USDOverall59Uphold Card USOverall70
WhiteBIT Nova USDOverall59Uphold Card USOverall70Scores
6 fields- Overall Score
- WhiteBIT Nova USD59Uphold Card US70
- Cashback score
- WhiteBIT Nova USD25Uphold Card US75
- Travel score
- WhiteBIT Nova USD36Uphold Card US71
- Funds control score
- WhiteBIT Nova USD49Uphold Card US44
- Lowest fees score
- WhiteBIT Nova USD60Uphold Card US56
- Transfers score
- WhiteBIT Nova USD86Uphold Card US65
Strengths & trade-offs
2 fields- Strengths
- WhiteBIT Nova USDApple Pay and Google Pay, Spend selected exchange assetsUphold Card USEssential has no annual fee, Apple Pay and Google Pay
- Trade-offs
- WhiteBIT Nova USDA fee on every purchase, Category cashback stops at $25Uphold Card USAsset sales can reduce rewards, Rewards have a disputed time window
Costs
7 fields- Plan cost
- WhiteBIT Nova USDNot disclosedUphold Card US$0
- FX fee
- WhiteBIT Nova USD1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incompleteUphold Card US0–1.5%
- Top-up fee
- WhiteBIT Nova USD0%Uphold Card USACH: no deposit fee; external card: 3.99%
- Card spending fee
- WhiteBIT Nova USD$0.20 + 1.5%Uphold Card USNot disclosed
- ATM fee
- WhiteBIT Nova USDNot availableUphold Card USEssential: $2.95; Elite: $0
- Virtual card
- WhiteBIT Nova USD$0 issuanceUphold Card USFree on both plans
- Physical card
- WhiteBIT Nova USDUnavailable for the current USD productUphold Card USEssential: $4.99 plastic; Elite: metal included in $99.99 annual plan
Plans
2 fields- Available plans
- WhiteBIT Nova USDNot disclosedUphold Card US2 plans: Essential, Elite
- Top cashback plan
- WhiteBIT Nova USDNot disclosedUphold Card USElite: 3%
Everyday use
8 fields- Network
- WhiteBIT Nova USDVisaUphold Card USVisa
- Card formats
- WhiteBIT Nova USDVirtualUphold Card USVirtual, Physical
- ATM withdrawals
- WhiteBIT Nova USDNot availableUphold Card USAvailable
- Mobile wallets
- WhiteBIT Nova USDApple Pay, Google PayUphold Card USApple Pay, Google Pay
- Apps
- WhiteBIT Nova USDWebUphold Card USiOS, Android
- Daily spending limit
- WhiteBIT Nova USDUSD 40,000 dailyUphold Card USEssential: $2,500/day; Elite: $25,000/day
- Monthly spending limit
- WhiteBIT Nova USDUSD 200,000 monthlyUphold Card USEssential: $10,000/month; Elite: $100,000/month
- ATM limit
- WhiteBIT Nova USDATM withdrawals unavailable; future published limits are not current access.Uphold Card USEssential: $500/day, $2,000/month; Elite: $2,000/day, $10,000/month
Funding & transfers
5 fields- Networks
- WhiteBIT Nova USDArbitrum, Avalanche C-Chain, Base, BNB Smart Chain, Polkadot Asset Hub, Ethereum +9Uphold Card USNot disclosed
- Crypto deposits
- WhiteBIT Nova USDStablecoins: USDC, USDTUphold Card USNot disclosed
- Fiat deposits
- WhiteBIT Nova USDSEPA FINCI to WhiteBIT accountUphold Card USLinked US bank account, USD bank transfer, External card deposit
- Transfers
- WhiteBIT Nova USDStablecoin transfers; SEPA FINCI withdrawal from WhiteBIT accountUphold Card USUS bank withdrawal
- Payout currencies
- WhiteBIT Nova USDEURUphold Card USUSD
Rewards
3 fields- Base cashback
- WhiteBIT Nova USD0%Uphold Card US2%
- Max cashback
- WhiteBIT Nova USD10%Uphold Card US4%
- Reward currency
- WhiteBIT Nova USDNot disclosedUphold Card USXRP
Earn
5 fields- Advertised APY
- WhiteBIT Nova USDNot offeredUphold Card USNot offered
- How it works
- WhiteBIT Nova USDNot offeredUphold Card USNot offered
- Separate deposit
- WhiteBIT Nova USDNot offeredUphold Card USNot offered
- Use balance for spending
- WhiteBIT Nova USDNot offeredUphold Card USNot offered
- Lock-up
- WhiteBIT Nova USDNot offeredUphold Card USNot offered
Trust & availability
4 fields- Custody
- WhiteBIT Nova USDCustodialUphold Card USCustodial
- Control until payment
- WhiteBIT Nova USDProvider controls fundsUphold Card USProvider controls funds
- Card issuer
- WhiteBIT Nova USDJSC Hash BankUphold Card USCross River Bank
- Custody / key management
- WhiteBIT Nova USDNot disclosedUphold Card USUphold HQ Inc.
Sources
2 fields- Official sources
- WhiteBIT Nova USD17Uphold Card US13
- Last reviewed
- WhiteBIT Nova USDOct 16, 2026Uphold Card USOct 14, 2026
04 · The trade-off
Uphold Card US is the stronger all-round choice
Uphold Card US finishes ahead with an Overall Score of 70 versus 59 for WhiteBIT Nova USD. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Uphold Card US has the higher published base cashback rate (2% vs 0%).
WhiteBIT Nova USD still comes out ahead for Funds control, Lowest fees, and Transfers, which may matter more than the overall result if that is how you plan to use the card. WhiteBIT Nova USD and Uphold Card US use the same custodial balance setup.
WhiteBIT Nova USD lists more stablecoins and ways to send money out (4 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full WhiteBIT Nova USD and Uphold Card US reviews first.
Continue with
WhiteBIT Nova USD
Continue with
Uphold Card US
05 · Common questions
WhiteBIT Nova USD vs Uphold US FAQ
Is WhiteBIT Nova USD or Uphold US better overall?
Uphold Card US has the higher Overall Score (70 vs 59). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, WhiteBIT Nova USD or Uphold US?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, WhiteBIT Nova USD or Uphold US?
Uphold Card US has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do WhiteBIT Nova USD and Uphold US differ on custody?
WhiteBIT Nova USD and Uphold Card US use the same custodial balance setup.
How current is this WhiteBIT Nova USD vs Uphold US comparison?
The latest information check for these two cards was October 16, 2026, using 30 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.