Side-by-side card comparison

Wirex One vs Bitget Wallet: fees, rewards and account setup

Wirex One Card has the higher Overall Score by 8 points (77 vs 69). Wirex One Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Bitget Wallet Card may still be the better personal fit.

Information checked Aug 28, 202683 official sources reviewed

01 · Make the first cut

Wirex One Card is the better all-round starting point

Wirex One Card has the higher Overall Score in this comparison. Bitget Wallet Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallWirex One77Bitget Wallet69Higher score
CashbackWirex One70Bitget Wallet66Higher score
TravelWirex One85Bitget Wallet44Higher score
Funds controlWirex One73Bitget Wallet64Higher score
Lowest feesWirex One68Bitget Wallet45Higher score
TransfersWirex One94Bitget Wallet56Higher score

Choose Wirex One Card if cashback and travel matter most

Wirex One Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Five current card tiers
  • 0.5% to 8% cashback in USD
  • Self-custodial digital assets

Choose Bitget Wallet Card if its day-to-day setup suits you

Bitget Wallet Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.

  • Current 2%-3% Assetback
  • Several crypto funding assets
  • Live APAC physical card

The differences that could change the result

The overall score points one way, but a specific use case or product condition may point another.

Overall Score
Wirex One77
Bitget Wallet69

Wirex One Card has the higher Overall Score by 8 points.

Entry cost & FX
Wirex One$0 plan · 0% FX
Bitget WalletNot verified plan · 1.7% in reviewed APAC and Immersve routes; other regional rates unknown FX

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.

Purchase rewards
Wirex One0.5% base · up to 8%
Bitget Wallet2% base · up to 3%

Bitget Wallet Card has the higher published base cashback rate (2% vs 0.5%).

Funds control
Wirex OneNon-custodial account
Bitget WalletHybrid custody

Wirex One Card uses a non-custodial account setup, while Bitget Wallet Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
Wirex OneVirtual + Physical · Apple Pay, Google Pay
Bitget WalletVirtual + Physical · Google Pay

Wirex One Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
Wirex One3 stablecoins · Stablecoin transfers; Pay to an external card, Bank account payouts
Bitget Wallet2 stablecoins · Regional card-balance return, Support-assisted balance recovery

Wirex One Card lists more stablecoins and ways to send money out (6 vs 4).

02 · Read the shortlist

A closer look at the two cards

These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.

2 cards compared
Cashback
0.5%-8%
Plan cost
$0
FX fee
0%
ATM fee
2%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
3 crypto · 2 fiat
Payout methods
3 crypto · 3 fiat
Cashback
2%-3%
Plan cost
Not disclosed
FX fee
1.7% in reviewed APAC and Immersve routes; other regional rates unknown
ATM fee
APAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATM
Card formats
Virtual, Physical
Wallet payments
Google Pay
Receive methods
4 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Wirex One Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Bitget Wallet Card

Up to $20

Up to $20 for invited Bitget Wallet users

  • Bind this promo code in Bitget Wallet.

Bitget Wallet Card promo codeRwG3wJg6

The exact reward and qualification conditions are not shown in the approved screenshot. Offer terms can change; check the current Bitget Wallet referral flow before signing up.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

Compare the details side by side

We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.

Best known Not disclosed
Cards
Wirex One CardOverall77
Bitget Wallet CardOverall69
01

Scores

6 fields
Overall Score
Wirex One Card
77
Bitget Wallet Card
69
Cashback score
Wirex One Card
70
Bitget Wallet Card
66
Travel score
Wirex One Card
85
Bitget Wallet Card
44
Funds control score
Wirex One Card
73
Bitget Wallet Card
64
Lowest fees score
Wirex One Card
68
Bitget Wallet Card
45
Transfers score
Wirex One Card
94
Bitget Wallet Card
56
02

Strengths & trade-offs

2 fields
Strengths
Wirex One Card
Five current card tiers, 0.5% to 8% cashback in USD
Bitget Wallet Card
Current 2%-3% Assetback, Several crypto funding assets
Trade-offs
Wirex One Card
Higher tiers require WPAY exposure, Limits remain region-specific
Bitget Wallet Card
Regional programmes differ materially, Assetback spend cap unclear
03

Costs

7 fields
Plan cost
Wirex One Card
$0
Bitget Wallet Card
Not disclosed
FX fee
Wirex One Card
0%
Bitget Wallet Card
1.7% in reviewed APAC and Immersve routes; other regional rates unknown
Top-up fee
Wirex One Card
Not disclosed
Bitget Wallet Card
0% in reviewed APAC, Immersve and Pakistan base schedules; Reap/Express variable rates unknown
Card spending fee
Wirex One Card
Not disclosed
Bitget Wallet Card
Not disclosed
ATM fee
Wirex One Card
2%
Bitget Wallet Card
APAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATM
Virtual card
Wirex One Card
Included on every membership tier
Bitget Wallet Card
Free in APAC and Pakistan; Immersve activation is 0.1 USDC within 72h or 10 USDC later; other routes vary
Physical card
Wirex One Card
Plastic from Premium; Visa Signature Metal from Private
Bitget Wallet Card
$49 in APAC; other regions unavailable or unclear
04

Plans

2 fields
Available plans
Wirex One Card
5 plans: Base, Premium, Elite, Private +1
Bitget Wallet Card
Not disclosed
Top cashback plan
Wirex One Card
Bespoke: 8%
Bitget Wallet Card
Not disclosed
05

Everyday use

8 fields
Network
Wirex One Card
Visa
Bitget Wallet Card
Visa/Mastercard
Card formats
Wirex One Card
Virtual, Physical
Bitget Wallet Card
Virtual, Physical
ATM withdrawals
Wirex One Card
Available
Bitget Wallet Card
Not disclosed
Mobile wallets
Wirex One Card
Apple Pay, Google Pay
Bitget Wallet Card
Google Pay
Apps
Wirex One Card
iOS, Android
Bitget Wallet Card
iOS, Android
Daily spending limit
Wirex One Card
EEA card-spend limit: €30,000/day and €30,000 per transaction; other regions are shown in app
Bitget Wallet Card
Regional: APAC $50,000; Europe/Africa/LATAM $5,000; Pakistan $20,000; other routes undisclosed
Monthly spending limit
Wirex One Card
EEA card-spend limit: €30,000/month; other regions are shown in app
Bitget Wallet Card
Not published as one global or regional monthly schedule
ATM limit
Wirex One Card
EEA physical/Metal ATM limit: €500/day, €5,000/month and 5 withdrawals/day; 2% above the free allowance
Bitget Wallet Card
APAC physical: $3,000 per withdrawal, $10,000/day and $100,000/month; other routes unavailable
06

Funding & transfers

5 fields
Networks
Wirex One Card
Not disclosed
Bitget Wallet Card
BNB Chain, Ethereum, Base
Crypto deposits
Wirex One Card
Stablecoins: USDC, USDT, EURC
Bitget Wallet Card
Stablecoins: USDC, USDT; Other crypto: ETH, SOL
Fiat deposits
Wirex One Card
Bank funding, External card top-up
Bitget Wallet Card
Not disclosed
Transfers
Wirex One Card
Stablecoin transfers; Pay to an external card, Bank account payouts
Bitget Wallet Card
Regional card-balance return, Support-assisted balance recovery
Payout currencies
Wirex One Card
USD, EUR, GBP
Bitget Wallet Card
Not disclosed
07

Rewards

3 fields
Base cashback
Wirex One Card
0.5%
Bitget Wallet Card
2%
Max cashback
Wirex One Card
8%
Bitget Wallet Card
3%
Reward currency
Wirex One Card
USD cashback
Bitget Wallet Card
Selected Assetback asset
08

Earn

5 fields
Advertised APY
Wirex One Card
Not offered
Bitget Wallet Card
Not offered
How it works
Wirex One Card
Not offered
Bitget Wallet Card
Not offered
Separate deposit
Wirex One Card
Not offered
Bitget Wallet Card
Not offered
Use balance for spending
Wirex One Card
Not offered
Bitget Wallet Card
Not offered
Lock-up
Wirex One Card
Not offered
Bitget Wallet Card
Not offered
09

Trust & availability

5 fields
Custody
Wirex One Card
Non-custodial
Bitget Wallet Card
Hybrid custody
Control until payment
Wirex One Card
Not disclosed
Bitget Wallet Card
Provider controls funds
Card issuer
Wirex One Card
Transact Payments Malta Limited, Novatti Group Limited
Bitget Wallet Card
DCS Card Centre, Monavate, Fiat24
Custody / key management
Wirex One Card
Privy Technologies, Inc.
Bitget Wallet Card
Not disclosed
Programme operator
Wirex One Card
UAB Wirex
Bitget Wallet Card
BTG Technology Holdings Limited
10

Sources

2 fields
Official sources
Wirex One Card
36
Bitget Wallet Card
47
Last reviewed
Wirex One Card
Aug 12, 2026
Bitget Wallet Card
Aug 28, 2026

04 · The takeaway

Wirex One Card is the stronger all-round choice

Wirex One Card finishes ahead with an Overall Score of 77 versus 69 for Bitget Wallet Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Bitget Wallet Card has the higher published base cashback rate (2% vs 0.5%).

Bitget Wallet Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Wirex One Card uses a non-custodial account setup, while Bitget Wallet Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Wirex One Card lists more stablecoins and ways to send money out (6 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Wirex One Card and Bitget Wallet Card reviews first.

05 · Common questions

Wirex One vs Bitget Wallet FAQ

Is Wirex One or Bitget Wallet better overall?

Wirex One Card has the higher Overall Score (77 vs 69). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Wirex One or Bitget Wallet?

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Wirex One or Bitget Wallet?

Bitget Wallet Card has the higher published base cashback rate (2% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Wirex One and Bitget Wallet differ on custody?

Wirex One Card uses a non-custodial account setup, while Bitget Wallet Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Wirex One vs Bitget Wallet comparison?

The latest information check for these two cards was August 28, 2026, using 83 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Keep comparing

See how each card compares with other close alternatives, or choose a different pair yourself.

Open the comparison workspace