WirexWirex One
77
Side-by-side card comparison
Wirex One vs OKX EEA: overall score versus use-case fit
OKX Card (EEA) has the higher Overall Score by 8 points (85 vs 77). Wirex One Card looks stronger for Travel and Transfers, while OKX Card (EEA) comes out ahead for Cashback, Funds control, and Lowest fees.
Information checked Aug 12, 202657 official sources reviewed
01 · Overall score versus use-case fit
OKX Card (EEA) is the better all-round starting point
OKX Card (EEA) has the higher Overall Score in this comparison. Wirex One Card may be the better fit for Travel and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallWirex One77OKX EEA85Higher score
CashbackWirex One70OKX EEA82Higher score
TravelWirex One85OKX EEA64Higher score
Funds controlWirex One73OKX EEA76Higher score
Lowest feesWirex One68OKX EEA90Higher score
TransfersWirex One94OKX EEA77Higher score
Choose Wirex One Card if travel and transfers matter most
Wirex One Card comes out ahead for Travel and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Five current card tiers
- 0.5% to 8% cashback in USD
- Self-custodial digital assets
Choose OKX Card (EEA) if cashback and funds control matter most
OKX Card (EEA) comes out ahead for Cashback, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Low documented card costs
- Current FAQ confirms 2%-10% USDG cashback
- Clear EU issuer and regional scope
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Wirex One77OKX EEA85
OKX Card (EEA) has the higher Overall Score by 8 points.
- Entry cost & FX
- Wirex One$0 plan · 0% FXOKX EEA$0 plan · 0% OKX markup + Mastercard rate FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Wirex One0.5% base · up to 8%OKX EEA2% base · up to 10%
OKX Card (EEA) has the higher published base cashback rate (2% vs 0.5%).
- Funds control
- Wirex OneNon-custodial accountOKX EEAHybrid custody
Wirex One Card uses a non-custodial account setup, while OKX Card (EEA) uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Wirex OneVirtual + Physical · Apple Pay, Google PayOKX EEAVirtual · Apple Pay, Google Pay
Wirex One Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Wirex One3 stablecoins · Stablecoin transfers; Pay to an external card, Bank account payoutsOKX EEA3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0.5%-8%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 2 fiat
- Payout methods
- 3 crypto · 3 fiat
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0% OKX markup + Mastercard rate
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 0 fiat
- Payout methods
- 3 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Wirex One Card
No active signup offer listed
We do not currently list an active signup offer for this card.
OKX Card (EEA)
Check in app
OKX shows the current EU referral reward before participation
- Complete identity verification and get approved for the OKX Card.
- Complete the number and minimum value of settled transactions shown in-app within 14 days of sign-up.
OKX Card promo codeJF37NBCF
Reward amount and tasks can change and may differ by market or user. Check the EU Card Referral page before participating.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsWirex One CardOverall77OKX Card (EEA)Overall85
Wirex One CardOverall77OKX Card (EEA)Overall85Scores
6 fields- Overall Score
- Wirex One Card77OKX Card (EEA)85
- Cashback score
- Wirex One Card70OKX Card (EEA)82
- Travel score
- Wirex One Card85OKX Card (EEA)64
- Funds control score
- Wirex One Card73OKX Card (EEA)76
- Lowest fees score
- Wirex One Card68OKX Card (EEA)90
- Transfers score
- Wirex One Card94OKX Card (EEA)77
Strengths & trade-offs
2 fields- Strengths
- Wirex One CardFive current card tiers, 0.5% to 8% cashback in USDOKX Card (EEA)Low documented card costs, Current FAQ confirms 2%-10% USDG cashback
- Trade-offs
- Wirex One CardHigher tiers require WPAY exposure, Limits remain region-specificOKX Card (EEA)Virtual-only with no ATM access, 10% is conditional, capped VIP upside
Costs
7 fields- Plan cost
- Wirex One Card$0OKX Card (EEA)$0
- FX fee
- Wirex One Card0%OKX Card (EEA)0% OKX markup + Mastercard rate
- Top-up fee
- Wirex One CardNot disclosedOKX Card (EEA)0%
- Card spending fee
- Wirex One CardNot disclosedOKX Card (EEA)0%
- ATM fee
- Wirex One Card2%OKX Card (EEA)Not available
- Virtual card
- Wirex One CardIncluded on every membership tierOKX Card (EEA)€0
- Physical card
- Wirex One CardPlastic from Premium; Visa Signature Metal from PrivateOKX Card (EEA)Not available
Plans
2 fields- Available plans
- Wirex One Card5 plans: Base, Premium, Elite, Private +1OKX Card (EEA)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1
- Top cashback plan
- Wirex One CardBespoke: 8%OKX Card (EEA)VIP 4+: 10%
Everyday use
8 fields- Network
- Wirex One CardVisaOKX Card (EEA)Mastercard
- Card formats
- Wirex One CardVirtual, PhysicalOKX Card (EEA)Virtual
- ATM withdrawals
- Wirex One CardAvailableOKX Card (EEA)Not available
- Mobile wallets
- Wirex One CardApple Pay, Google PayOKX Card (EEA)Apple Pay, Google Pay
- Apps
- Wirex One CardiOS, AndroidOKX Card (EEA)iOS, Android
- Daily spending limit
- Wirex One CardEEA card-spend limit: €30,000/day and €30,000 per transaction; other regions are shown in appOKX Card (EEA)No fixed provider daily limit; user-set minimum is 1 EUR, while the regional maximum appears only in-app.
- Monthly spending limit
- Wirex One CardEEA card-spend limit: €30,000/month; other regions are shown in appOKX Card (EEA)No fixed monthly amount is published; balance and risk controls apply.
- ATM limit
- Wirex One CardEEA physical/Metal ATM limit: €500/day, €5,000/month and 5 withdrawals/day; 2% above the free allowanceOKX Card (EEA)ATM withdrawals are not supported.
Funding & transfers
5 fields- Networks
- Wirex One CardNot disclosedOKX Card (EEA)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1
- Crypto deposits
- Wirex One CardStablecoins: USDC, USDT, EURCOKX Card (EEA)Stablecoins: USDC, USDG, USDT
- Fiat deposits
- Wirex One CardBank funding, External card top-upOKX Card (EEA)Not disclosed
- Transfers
- Wirex One CardStablecoin transfers; Pay to an external card, Bank account payoutsOKX Card (EEA)Stablecoin transfers; OKX Pay contacts, Transfer to OKX Exchange
- Payout currencies
- Wirex One CardUSD, EUR, GBPOKX Card (EEA)Not disclosed
Rewards
3 fields- Base cashback
- Wirex One Card0.5%OKX Card (EEA)2%
- Max cashback
- Wirex One Card8%OKX Card (EEA)10%
- Reward currency
- Wirex One CardUSD cashbackOKX Card (EEA)USDG cashback
Earn
5 fields- Advertised APY
- Wirex One CardNot offeredOKX Card (EEA)Not disclosed
- How it works
- Wirex One CardNot offeredOKX Card (EEA)Not disclosed
- Separate deposit
- Wirex One CardNot offeredOKX Card (EEA)Not disclosed
- Use balance for spending
- Wirex One CardNot offeredOKX Card (EEA)Not disclosed
- Lock-up
- Wirex One CardNot offeredOKX Card (EEA)Not disclosed
Trust & availability
5 fields- Custody
- Wirex One CardNon-custodialOKX Card (EEA)Hybrid custody
- Control until payment
- Wirex One CardNot disclosedOKX Card (EEA)You keep control
- Card issuer
- Wirex One CardTransact Payments Malta Limited, Novatti Group LimitedOKX Card (EEA)UAB Monavate
- Custody / key management
- Wirex One CardPrivy Technologies, Inc.OKX Card (EEA)Not disclosed
- Programme operator
- Wirex One CardUAB WirexOKX Card (EEA)OKX Europe Limited
Sources
2 fields- Official sources
- Wirex One Card36OKX Card (EEA)21
- Last reviewed
- Wirex One CardAug 12, 2026OKX Card (EEA)Aug 5, 2026
04 · The trade-off
OKX Card (EEA) is the stronger all-round choice
OKX Card (EEA) finishes ahead with an Overall Score of 85 versus 77 for Wirex One Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. OKX Card (EEA) has the higher published base cashback rate (2% vs 0.5%).
Wirex One Card still comes out ahead for Travel and Transfers, which may matter more than the overall result if that is how you plan to use the card. Wirex One Card uses a non-custodial account setup, while OKX Card (EEA) uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Wirex One Card and OKX Card (EEA) reviews first.
Continue with
Wirex One Card
Continue with
OKX Card (EEA)
05 · Common questions
Wirex One vs OKX EEA FAQ
Is Wirex One or OKX EEA better overall?
OKX Card (EEA) has the higher Overall Score (85 vs 77). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Wirex One or OKX EEA?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Wirex One or OKX EEA?
OKX Card (EEA) has the higher published base cashback rate (2% vs 0.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Wirex One and OKX EEA differ on custody?
Wirex One Card uses a non-custodial account setup, while OKX Card (EEA) uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Wirex One vs OKX EEA comparison?
The latest information check for these two cards was August 12, 2026, using 57 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.