AviciAvici
71
Side-by-side card comparison
Avici vs Coinbase One
Avici Card has the higher Overall Score by 15 points (71 vs 56). Avici Card looks stronger for Travel, Funds control, Lowest fees, and Transfers, while Coinbase One Card comes out ahead for Cashback.
Latest check Oct 11, 202640 official sources reviewed
Avici Card
Best fit
- Using USDC in a user-owned escrow contract to back Visa purchases.
- Choosing a physical secured card with Apple Pay and Google Pay support.
- Frequent ATM use on Signature with no Avici fee; operator fees can apply.
Before you choose
- The first Platinum virtual card costs $15; Signature has recurring pricing.
- There is no ongoing purchase cashback, and Avici Earn is not yet available.
- Collateral backs secured credit; settlement can take up to a week.
Coinbase One Card
Best fit
- Existing Coinbase One members who already pay for an eligible plan.
- Everyday credit-card spending with 2% back in BTC on eligible purchases.
- Booking through Coinbase One Card Travel for 5% back in BTC.
Before you choose
- Eligible membership starts at $49.99/year; Basic monthly does not qualify.
- 4% needs $200,000 on Coinbase; boosted rates cover $10,000/month of spend.
- U.S. residents only, excluding territories; credit approval is required.
Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsAvici CardOverall71Coinbase One CardOverall56
Avici CardOverall71Coinbase One CardOverall56Scores
- Overall Score
- Avici Card71Coinbase One Card56
- Cashback score
- Avici Card21Coinbase One Card40
- Travel score
- Avici Card82Coinbase One Card60
- Funds control score
- Avici Card95Coinbase One Card36
- Lowest fees score
- Avici Card74Coinbase One Card40
- Transfers score
- Avici Card67Coinbase One Card24
Costs
- Plan cost
- Avici Card$0Coinbase One Card$49.99/year
- FX fee
- Avici Card0–1%Coinbase One Card0% foreign transaction fee; Amex conversion rates remain separate
- Top-up fee
- Avici Card$0 Avici card top-up fee; swap and network execution costs are separate and not fully publishedCoinbase One CardLinked U.S. bank or accepted Coinbase wallet repayment; crypto spread varies
- Card spending fee
- Avici Card0%Coinbase One CardNot disclosed
- ATM fee
- Avici Card0–0.65%Coinbase One CardCash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Virtual card
- Avici CardPlatinum $15 first / $10 extra; Signature $30 first year / $20 renewalCoinbase One CardNot disclosed
- Physical card
- Avici CardPlatinum $50; Signature $75 + $20/year from year twoCoinbase One CardNot disclosed
Plans
- Available plans
- Avici Card2 plans: Visa Platinum, Visa SignatureCoinbase One Card4 plans: AOC tier 1: 2%, AOC tier 2: 2.5%, AOC tier 3: 3%, AOC tier 4: 4%
- Top cashback plan
- Avici CardVisa Platinum: 0%Coinbase One CardAOC tier 4: 4%: 4%
Everyday use
- Network
- Avici CardVisaCoinbase One CardAmerican Express
- Card formats
- Avici CardVirtual, PhysicalCoinbase One CardVirtual, Physical
- ATM withdrawals
- Avici CardAvailableCoinbase One CardNot disclosed
- Mobile wallets
- Avici CardApple Pay, Google PayCoinbase One CardApple Pay, Google Pay
- Apps
- Avici CardiOS, AndroidCoinbase One CardiOS, Android, Web
- Daily spending limit
- Avici CardNo fixed public transaction cap; balance, issuer and user-set limits applyCoinbase One CardPersonalized credit limit; no reusable daily spend ceiling
- Monthly spending limit
- Avici CardNo fixed public monthly cap; dynamic controls applyCoinbase One CardPersonalized credit limit; no reusable monthly spend ceiling
- ATM limit
- Avici Card$3,000 per day; the older help page still lists up to 3 ATM transactions per dayCoinbase One CardCash access and its sublimit are determined by the issuer
Funding & transfers
- Networks
- Avici CardEthereum, Polygon, Optimism, Arbitrum, SolanaCoinbase One CardNot disclosed
- Crypto deposits
- Avici CardStablecoins: USDCCoinbase One CardNot disclosed
- Fiat deposits
- Avici CardNot disclosedCoinbase One CardNot disclosed
- Transfers
- Avici CardStablecoin transfersCoinbase One CardNot disclosed
- Payout currencies
- Avici CardNot disclosedCoinbase One CardNot disclosed
Rewards
- Base cashback
- Avici Card0%Coinbase One Card2%
- Max cashback
- Avici Card0%Coinbase One Card4%
- Reward currency
- Avici CardNo cashbackCoinbase One CardBitcoin
Earn
- Advertised APY
- Avici CardNot offeredCoinbase One CardNot disclosed
- How it works
- Avici CardNot offeredCoinbase One CardBorrow against collateral
- Separate deposit
- Avici CardNot offeredCoinbase One CardNo
- Use balance for spending
- Avici CardNot offeredCoinbase One CardNo
- Lock-up
- Avici CardNot offeredCoinbase One CardYes
Trust & availability
- Custody
- Avici CardSelf-custodyCoinbase One CardCustodial
- Control until payment
- Avici CardYou keep controlCoinbase One CardProvider controls funds
- Card issuer
- Avici CardThird NationalCoinbase One CardFirst Electronic Bank
- Card processing
- Avici CardRelayCoinbase One CardNot disclosed
- Custody / key management
- Avici CardNot disclosedCoinbase One CardCoinbase, Inc.
- Identity verification
- Avici CardSumsubCoinbase One CardNot disclosed
Sources
- Official sources
- Avici Card17Coinbase One Card23
- Last reviewed
- Avici CardSep 20, 2026Coinbase One CardOct 11, 2026
Choosing between these cards
When to choose Avici or Coinbase One
Keeping control of your funds
Avici suits spending while retaining control of your funds until payment. With Coinbase One, control passes to the provider before the purchase.
Keeping recurring costs down
Avici's base plan is $0, compared with $49.99/year for Coinbase One. This favours Avici for occasional use; card issuance and transaction fees are separate.
Spending in foreign currencies
For FX on foreign-currency purchases, Avici lists 0–1%, versus 0% foreign transaction fee; Amex conversion rates remain separate at Coinbase One. Use the tariff for your country and plan; conversion fees can add to these figures.
Common questions
Avici vs Coinbase One FAQ
Is Avici or Coinbase One better overall?
Avici Card has the higher Overall Score (71 vs 56). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Avici or Coinbase One?
Avici Card has the lower starting plan cost ($0 vs $49.99/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Avici or Coinbase One?
Coinbase One Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Avici and Coinbase One differ on custody?
Avici Card uses a self-controlled wallet setup, while Coinbase One Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Avici vs Coinbase One comparison?
The latest information check for these two cards was October 11, 2026, using 40 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.