AviciAvici
71
Side-by-side card comparison
Avici vs Coinbase One: where the score gap comes from
Avici Card has the higher Overall Score by 15 points (71 vs 56). The available use-case scores do not point to a clear winner, so compare the fees, control of funds, card access and availability that matter to you.
Information checked Sep 5, 202639 official sources reviewed
01 · Where the gap opens
Avici Card is the better all-round starting point
Avici Card has the higher Overall Score in this comparison. Coinbase One Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallAvici71Coinbase One56Higher score
CashbackAvici21Coinbase One40Compare the details below
TravelAvici82Coinbase One60Compare the details below
Funds controlAvici95Coinbase One36Compare the details below
Lowest feesAvici74Coinbase One58Compare the details below
TransfersAvici67Coinbase One24Compare the details below
Choose Avici Card if its day-to-day setup suits you
Avici Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- User-owned USDC collateral
- Physical, virtual and phone-wallet use
- Low provider fees
Choose Coinbase One Card if its day-to-day setup suits you
Coinbase One Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- 2% BTC on eligible purchases
- No foreign transaction fee
- Metal card and both phone wallets
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Avici71Coinbase One56
Avici Card has the higher Overall Score by 15 points.
- Entry cost & FX
- Avici$0 plan · 0–1% FXCoinbase One$49.99/year plan · 0% foreign transaction fee; Amex conversion rates remain separate FX
Avici Card has the lower starting plan cost ($0 vs $49.99/year).
- Purchase rewards
- Avici0% cashbackCoinbase One2% base · up to 4%
Coinbase One Card has the higher published base cashback rate (2% vs 0%).
- Funds control
- AviciSelf-controlled walletCoinbase OneCustodial balance
Avici Card uses a self-controlled wallet setup, while Coinbase One Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- AviciVirtual + Physical · Apple Pay, Google PayCoinbase OneVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Avici1 stablecoin · Stablecoin transfersCoinbase One0 stablecoins · Not modeled
Avici Card lists more stablecoins and ways to send money out (2 vs 0).
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–0.65%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 2%-4%
- Plan cost
- $49.99/year
- FX fee
- 0% foreign transaction fee; Amex conversion rates remain separate
- ATM fee
- Cash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsAvici CardOverall71Coinbase One CardOverall56
Avici CardOverall71Coinbase One CardOverall56Scores
6 fields- Overall Score
- Avici Card71Coinbase One Card56
- Cashback score
- Avici Card21Coinbase One Card40
- Travel score
- Avici Card82Coinbase One Card60
- Funds control score
- Avici Card95Coinbase One Card36
- Lowest fees score
- Avici Card74Coinbase One Card58
- Transfers score
- Avici Card67Coinbase One Card24
Strengths & trade-offs
2 fields- Strengths
- Avici CardUser-owned USDC collateral, Physical, virtual and phone-wallet useCoinbase One Card2% BTC on eligible purchases, No foreign transaction fee
- Trade-offs
- Avici CardNo standard purchase cashback, Visa and penalty layers need careCoinbase One CardPaid membership is required, Debt and cash advances carry costs
Costs
7 fields- Plan cost
- Avici Card$0Coinbase One Card$49.99/year
- FX fee
- Avici Card0–1%Coinbase One Card0% foreign transaction fee; Amex conversion rates remain separate
- Top-up fee
- Avici Card$0 Avici card top-up fee; swap and network execution costs are separate and not fully publishedCoinbase One CardLinked U.S. bank or accepted Coinbase wallet repayment; crypto spread varies
- Card spending fee
- Avici Card0%Coinbase One CardNot disclosed
- ATM fee
- Avici Card0–0.65%Coinbase One CardCash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Virtual card
- Avici CardPlatinum $15 first / $10 extra; Signature $30 first year / $20 renewalCoinbase One CardNot disclosed
- Physical card
- Avici CardPlatinum $50; Signature $75 + $20/year from year twoCoinbase One CardNot disclosed
Plans
2 fields- Available plans
- Avici Card2 plans: Visa Platinum, Visa SignatureCoinbase One Card4 plans: AOC tier 1: 2%, AOC tier 2: 2.5%, AOC tier 3: 3%, AOC tier 4: 4%
- Top cashback plan
- Avici CardVisa Platinum: 0%Coinbase One CardAOC tier 4: 4%: 4%
Everyday use
8 fields- Network
- Avici CardVisaCoinbase One CardAmerican Express
- Card formats
- Avici CardVirtual, PhysicalCoinbase One CardVirtual, Physical
- ATM withdrawals
- Avici CardAvailableCoinbase One CardNot disclosed
- Mobile wallets
- Avici CardApple Pay, Google PayCoinbase One CardApple Pay, Google Pay
- Apps
- Avici CardiOS, AndroidCoinbase One CardiOS, Android, Web
- Daily spending limit
- Avici CardNo fixed public transaction cap; balance, issuer and user-set limits applyCoinbase One CardPersonalized credit limit; no reusable daily spend ceiling
- Monthly spending limit
- Avici CardNo fixed public monthly cap; dynamic controls applyCoinbase One CardPersonalized credit limit; no reusable monthly spend ceiling
- ATM limit
- Avici Card$250 per day, up to 3 ATM transactionsCoinbase One CardCash access and its sublimit are determined by the issuer
Funding & transfers
5 fields- Networks
- Avici CardEthereum, Polygon, Optimism, Arbitrum, SolanaCoinbase One CardNot disclosed
- Crypto deposits
- Avici CardStablecoins: USDCCoinbase One CardNot disclosed
- Fiat deposits
- Avici CardNot disclosedCoinbase One CardNot disclosed
- Transfers
- Avici CardStablecoin transfersCoinbase One CardNot disclosed
- Payout currencies
- Avici CardNot disclosedCoinbase One CardNot disclosed
Rewards
3 fields- Base cashback
- Avici Card0%Coinbase One Card2%
- Max cashback
- Avici Card0%Coinbase One Card4%
- Reward currency
- Avici CardNo cashbackCoinbase One CardBitcoin
Earn
5 fields- Advertised APY
- Avici CardNot offeredCoinbase One CardUp to 3.5% APY
- How it works
- Avici CardNot offeredCoinbase One CardBorrow against collateral
- Separate deposit
- Avici CardNot offeredCoinbase One CardNo
- Use balance for spending
- Avici CardNot offeredCoinbase One CardNo
- Lock-up
- Avici CardNot offeredCoinbase One CardYes
Trust & availability
6 fields- Custody
- Avici CardSelf-custodyCoinbase One CardCustodial
- Control until payment
- Avici CardYou keep controlCoinbase One CardProvider controls funds
- Card issuer
- Avici CardThird NationalCoinbase One CardFirst Electronic Bank
- Card processing
- Avici CardRelayCoinbase One CardNot disclosed
- Custody / key management
- Avici CardNot disclosedCoinbase One CardCoinbase, Inc.
- Identity verification
- Avici CardSumsubCoinbase One CardNot disclosed
Sources
2 fields- Official sources
- Avici Card16Coinbase One Card23
- Last reviewed
- Avici CardAug 21, 2026Coinbase One CardSep 5, 2026
04 · The verdict
Avici Card is the stronger all-round choice
Avici Card finishes ahead with an Overall Score of 71 versus 56 for Coinbase One Card. Avici Card has the lower starting plan cost ($0 vs $49.99/year). Coinbase One Card has the higher published base cashback rate (2% vs 0%).
Coinbase One Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Avici Card uses a self-controlled wallet setup, while Coinbase One Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
Avici Card lists more stablecoins and ways to send money out (2 vs 0). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Avici Card and Coinbase One Card reviews first.
Continue with
Avici Card
Continue with
Coinbase One Card
05 · Common questions
Avici vs Coinbase One FAQ
Is Avici or Coinbase One better overall?
Avici Card has the higher Overall Score (71 vs 56). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Avici or Coinbase One?
Avici Card has the lower starting plan cost ($0 vs $49.99/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Avici or Coinbase One?
Coinbase One Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Avici and Coinbase One differ on custody?
Avici Card uses a self-controlled wallet setup, while Coinbase One Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Avici vs Coinbase One comparison?
The latest information check for these two cards was September 5, 2026, using 39 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.