Side-by-side card comparison

Avici vs 1inch: overall score versus use-case fit

1inch Card has the higher Overall Score by 8 points (79 vs 71). Avici Card looks stronger for Funds control, while 1inch Card comes out ahead for Cashback, Lowest fees, and Transfers.

Information checked Aug 31, 202629 official sources reviewed

01 · Overall score versus use-case fit

1inch Card is the better all-round starting point

1inch Card has the higher Overall Score in this comparison. Avici Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallAvici711inch79Higher score
CashbackAvici211inch63Higher score
TravelAvici821inch82Same score
Funds controlAvici951inch80Higher score
Lowest feesAvici731inch74Higher score
TransfersAvici671inch93Higher score

Choose Avici Card if funds control matters most

Avici Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • User-owned USDC collateral
  • Physical, virtual and phone-wallet use
  • Low provider fees

Choose 1inch Card if cashback and lowest fees matter most

1inch Card comes out ahead for Cashback, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Physical, virtual and ATM access
  • Both major phone wallets
  • Cashback in four crypto assets

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Avici71
1inch79

1inch Card has the higher Overall Score by 8 points.

Entry cost & FX
Avici$0 plan · 0–1% FX
1inch$0 plan · 0% provider FX markup; Mastercard rate applies FX

1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 0–1%).

Purchase rewards
Avici0% cashback
1inch1% base · up to 2%

1inch Card has the higher published base cashback rate (1% vs 0%).

Funds control
AviciSelf-controlled wallet
1inchHybrid custody

Avici Card uses a self-controlled wallet setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
AviciVirtual + Physical · Apple Pay, Google Pay
1inchVirtual + Physical · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
Avici1 stablecoin · Stablecoin transfers
1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawal

1inch Card lists more stablecoins and ways to send money out (3 vs 2).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
0%
Plan cost
$0
FX fee
0–1%
ATM fee
0–0.65%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
1 crypto · 0 fiat
Cashback
1%-2%
Plan cost
$0
FX fee
0% provider FX markup; Mastercard rate applies
ATM fee
€2.50 UK; €3 + 1.5% outside UK
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 1 fiat
Payout methods
9 crypto · 2 fiat

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Avici CardOverall71
1inch CardOverall79
01

Scores

6 fields
Overall Score
Avici Card
71
1inch Card
79
Cashback score
Avici Card
21
1inch Card
63
Travel score
Avici Card
82
1inch Card
82
Funds control score
Avici Card
95
1inch Card
80
Lowest fees score
Avici Card
73
1inch Card
74
Transfers score
Avici Card
67
1inch Card
93
02

Strengths & trade-offs

2 fields
Strengths
Avici Card
User-owned USDC collateral, Physical, virtual and phone-wallet use
1inch Card
Physical, virtual and ATM access, Both major phone wallets
Trade-offs
Avici Card
No standard purchase cashback, Visa and penalty layers need care
1inch Card
Purchase fee stack is unclear, Card funds leave self-custody
03

Costs

7 fields
Plan cost
Avici Card
$0
1inch Card
$0
FX fee
Avici Card
0–1%
1inch Card
0% provider FX markup; Mastercard rate applies
Top-up fee
Avici Card
$0 Avici card top-up fee; swap and network execution costs are separate and not fully published
1inch Card
EUR/GBP provider-account bank deposit: 0%
Card spending fee
Avici Card
0%
1inch Card
2%
ATM fee
Avici Card
0–0.65%
1inch Card
€2.50 UK; €3 + 1.5% outside UK
Virtual card
Avici Card
Platinum $15 first / $10 extra; Signature $30 first year / $20 renewal
1inch Card
Not disclosed
Physical card
Avici Card
Platinum $50; Signature $75 + $20/year from year two
1inch Card
Not disclosed
04

Plans

2 fields
Available plans
Avici Card
2 plans: Visa Platinum, Visa Signature
1inch Card
Not disclosed
Top cashback plan
Avici Card
Visa Platinum: 0%
1inch Card
Not disclosed
05

Everyday use

8 fields
Network
Avici Card
Visa
1inch Card
Mastercard
Card formats
Avici Card
Virtual, Physical
1inch Card
Virtual, Physical
ATM withdrawals
Avici Card
Available
1inch Card
Available
Mobile wallets
Avici Card
Apple Pay, Google Pay
1inch Card
Apple Pay, Google Pay
Apps
Avici Card
iOS, Android
1inch Card
iOS, Android
Daily spending limit
Avici Card
No fixed public transaction cap; balance, issuer and user-set limits apply
1inch Card
Account-specific in Profile
Monthly spending limit
Avici Card
No fixed public monthly cap; dynamic controls apply
1inch Card
Account-specific in Profile
ATM limit
Avici Card
$250 per day, up to 3 ATM transactions
1inch Card
Account-specific in Profile
06

Funding & transfers

5 fields
Networks
Avici Card
Ethereum, Polygon, Optimism, Arbitrum, Solana
1inch Card
Bitcoin, Litecoin, XRP Ledger, Ethereum, Solana
Crypto deposits
Avici Card
Stablecoins: USDC
1inch Card
Other crypto: BTC, LTC, XRP or supported Ethereum/Solana assets
Fiat deposits
Avici Card
Not disclosed
1inch Card
EUR or GBP bank deposit
Transfers
Avici Card
Stablecoin transfers
1inch Card
Stablecoin transfers; EUR or GBP bank withdrawal
Payout currencies
Avici Card
Not disclosed
1inch Card
EUR, GBP
07

Rewards

3 fields
Base cashback
Avici Card
0%
1inch Card
1%
Max cashback
Avici Card
0%
1inch Card
2%
Reward currency
Avici Card
No cashback
1inch Card
1INCH, USDT, BTC or BXX
08

Earn

5 fields
Advertised APY
Avici Card
Not offered
1inch Card
Not offered
How it works
Avici Card
Not offered
1inch Card
Not offered
Separate deposit
Avici Card
Not offered
1inch Card
Not offered
Use balance for spending
Avici Card
Not offered
1inch Card
Not offered
Lock-up
Avici Card
Not offered
1inch Card
Not offered
09

Trust & availability

6 fields
Custody
Avici Card
Self-custody
1inch Card
Hybrid custody
Control until payment
Avici Card
You keep control
1inch Card
Provider controls funds
Card issuer
Avici Card
Third National
1inch Card
Monavate Ltd, UAB Monavate
Card processing
Avici Card
Relay
1inch Card
Crypto Life
Custody / key management
Avici Card
Not disclosed
1inch Card
Baanx
Identity verification
Avici Card
Sumsub
1inch Card
Not disclosed
10

Sources

2 fields
Official sources
Avici Card
16
1inch Card
13
Last reviewed
Avici Card
Aug 21, 2026
1inch Card
Aug 31, 2026

04 · The trade-off

1inch Card is the stronger all-round choice

1inch Card finishes ahead with an Overall Score of 79 versus 71 for Avici Card. 1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 0–1%). 1inch Card has the higher published base cashback rate (1% vs 0%).

Avici Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. Avici Card uses a self-controlled wallet setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

1inch Card lists more stablecoins and ways to send money out (3 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Avici Card and 1inch Card reviews first.

05 · Common questions

Avici vs 1inch FAQ

Is Avici or 1inch better overall?

1inch Card has the higher Overall Score (79 vs 71). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Avici or 1inch?

1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Avici or 1inch?

1inch Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Avici and 1inch differ on custody?

Avici Card uses a self-controlled wallet setup, while 1inch Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Avici vs 1inch comparison?

The latest information check for these two cards was August 31, 2026, using 29 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace