Side-by-side card comparison

Bitget Wallet vs WhiteBIT Nova USD: overall score versus use-case fit

Bitget Wallet Card has the higher Overall Score by 10 points (69 vs 59). Bitget Wallet Card looks stronger for Cashback, Travel, and Funds control, while WhiteBIT Nova USD comes out ahead for Lowest fees and Transfers.

Information checked Oct 16, 202664 official sources reviewed

01 · Overall score versus use-case fit

Bitget Wallet Card is the better all-round starting point

Bitget Wallet Card has the higher Overall Score in this comparison. WhiteBIT Nova USD may be the better fit for Lowest fees and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallBitget Wallet69WhiteBIT Nova USD59Higher score
CashbackBitget Wallet66WhiteBIT Nova USD25Higher score
TravelBitget Wallet44WhiteBIT Nova USD36Higher score
Funds controlBitget Wallet64WhiteBIT Nova USD49Higher score
Lowest feesBitget Wallet46WhiteBIT Nova USD60Higher score
TransfersBitget Wallet56WhiteBIT Nova USD86Higher score

Choose Bitget Wallet Card if cashback and travel matter most

Bitget Wallet Card comes out ahead for Cashback, Travel, and Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Current 2%-3% Assetback
  • Several crypto funding assets
  • Live APAC physical card

Choose WhiteBIT Nova USD if lowest fees and transfers matter most

WhiteBIT Nova USD comes out ahead for Lowest fees and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Apple Pay and Google Pay
  • Spend selected exchange assets
  • No monthly maintenance fee

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Bitget Wallet69
WhiteBIT Nova USD59

Bitget Wallet Card has the higher Overall Score by 10 points.

Entry cost & FX
Bitget WalletNot verified plan · 1.7% in reviewed APAC and Immersve routes; other regional rates unknown FX
WhiteBIT Nova USDNot disclosed plan · 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete FX

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.

Purchase rewards
Bitget Wallet2% base · up to 3%
WhiteBIT Nova USD0% base · up to 10%

Bitget Wallet Card has the higher published base cashback rate (2% vs 0%).

Funds control
Bitget WalletHybrid custody
WhiteBIT Nova USDCustodial balance

Bitget Wallet Card uses a hybrid custody setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
Bitget WalletVirtual + Physical · Google Pay
WhiteBIT Nova USDVirtual · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
Bitget Wallet2 stablecoins · Regional card-balance return, Support-assisted balance recovery
WhiteBIT Nova USD2 stablecoins · Stablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account

Both cards list the same number of stablecoins and ways to send money out.

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
2%-3%
Plan cost
Not disclosed
FX fee
1.7% in reviewed APAC and Immersve routes; other regional rates unknown
ATM fee
APAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATM
Card formats
Virtual, Physical
Wallet payments
Google Pay
Receive methods
4 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat
Cashback
0%-10%
Plan cost
Not disclosed
FX fee
1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 1 fiat
Payout methods
2 crypto · 1 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Bitget Wallet Card

Up to $20

Up to $20 for invited Bitget Wallet users

  • Bind this promo code in Bitget Wallet.

Bitget Wallet Card promo codeRwG3wJg6

The exact reward and qualification conditions are not shown in the approved screenshot. Offer terms can change; check the current Bitget Wallet referral flow before signing up.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Bitget Wallet CardOverall69
WhiteBIT Nova USDOverall59
01

Scores

6 fields
Overall Score
Bitget Wallet Card
69
WhiteBIT Nova USD
59
Cashback score
Bitget Wallet Card
66
WhiteBIT Nova USD
25
Travel score
Bitget Wallet Card
44
WhiteBIT Nova USD
36
Funds control score
Bitget Wallet Card
64
WhiteBIT Nova USD
49
Lowest fees score
Bitget Wallet Card
46
WhiteBIT Nova USD
60
Transfers score
Bitget Wallet Card
56
WhiteBIT Nova USD
86
02

Strengths & trade-offs

2 fields
Strengths
Bitget Wallet Card
Current 2%-3% Assetback, Several crypto funding assets
WhiteBIT Nova USD
Apple Pay and Google Pay, Spend selected exchange assets
Trade-offs
Bitget Wallet Card
Regional programmes differ materially, Assetback spend cap unclear
WhiteBIT Nova USD
A fee on every purchase, Category cashback stops at $25
03

Costs

7 fields
Plan cost
Bitget Wallet Card
Not disclosed
WhiteBIT Nova USD
Not disclosed
FX fee
Bitget Wallet Card
1.7% in reviewed APAC and Immersve routes; other regional rates unknown
WhiteBIT Nova USD
1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
Top-up fee
Bitget Wallet Card
0% in reviewed APAC, Immersve and Pakistan base schedules; Reap/Express variable rates unknown
WhiteBIT Nova USD
0%
Card spending fee
Bitget Wallet Card
Not disclosed
WhiteBIT Nova USD
$0.20 + 1.5%
ATM fee
Bitget Wallet Card
APAC physical: higher of 1% or $5 plus operator fee; other routes vary or do not support ATM
WhiteBIT Nova USD
Not available
Virtual card
Bitget Wallet Card
Free in APAC and Pakistan; Immersve activation is 0.1 USDC within 72h or 10 USDC later; other routes vary
WhiteBIT Nova USD
$0 issuance
Physical card
Bitget Wallet Card
$49 in APAC; other regions unavailable or unclear
WhiteBIT Nova USD
Unavailable for the current USD product
04

Plans

2 fields
Available plans
Bitget Wallet Card
Not disclosed
WhiteBIT Nova USD
Not disclosed
Top cashback plan
Bitget Wallet Card
Not disclosed
WhiteBIT Nova USD
Not disclosed
05

Everyday use

8 fields
Network
Bitget Wallet Card
Visa/Mastercard
WhiteBIT Nova USD
Visa
Card formats
Bitget Wallet Card
Virtual, Physical
WhiteBIT Nova USD
Virtual
ATM withdrawals
Bitget Wallet Card
Not disclosed
WhiteBIT Nova USD
Not available
Mobile wallets
Bitget Wallet Card
Google Pay
WhiteBIT Nova USD
Apple Pay, Google Pay
Apps
Bitget Wallet Card
iOS, Android
WhiteBIT Nova USD
Web
Daily spending limit
Bitget Wallet Card
Regional: APAC $50,000; Europe/Africa/LATAM $5,000; Pakistan $20,000; other routes undisclosed
WhiteBIT Nova USD
USD 40,000 daily
Monthly spending limit
Bitget Wallet Card
Not published as one global or regional monthly schedule
WhiteBIT Nova USD
USD 200,000 monthly
ATM limit
Bitget Wallet Card
APAC physical: $3,000 per withdrawal, $10,000/day and $100,000/month; other routes unavailable
WhiteBIT Nova USD
ATM withdrawals unavailable; future published limits are not current access.
06

Funding & transfers

5 fields
Networks
Bitget Wallet Card
BNB Chain, Ethereum, Base
WhiteBIT Nova USD
Arbitrum, Avalanche C-Chain, Base, BNB Smart Chain, Polkadot Asset Hub, Ethereum +9
Crypto deposits
Bitget Wallet Card
Stablecoins: USDC, USDT; Other crypto: ETH, SOL
WhiteBIT Nova USD
Stablecoins: USDC, USDT
Fiat deposits
Bitget Wallet Card
Not disclosed
WhiteBIT Nova USD
SEPA FINCI to WhiteBIT account
Transfers
Bitget Wallet Card
Regional card-balance return, Support-assisted balance recovery
WhiteBIT Nova USD
Stablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
Payout currencies
Bitget Wallet Card
Not disclosed
WhiteBIT Nova USD
EUR
07

Rewards

3 fields
Base cashback
Bitget Wallet Card
2%
WhiteBIT Nova USD
0%
Max cashback
Bitget Wallet Card
3%
WhiteBIT Nova USD
10%
Reward currency
Bitget Wallet Card
Selected Assetback asset
WhiteBIT Nova USD
Not disclosed
08

Earn

5 fields
Advertised APY
Bitget Wallet Card
Not offered
WhiteBIT Nova USD
Not offered
How it works
Bitget Wallet Card
Not offered
WhiteBIT Nova USD
Not offered
Separate deposit
Bitget Wallet Card
Not offered
WhiteBIT Nova USD
Not offered
Use balance for spending
Bitget Wallet Card
Not offered
WhiteBIT Nova USD
Not offered
Lock-up
Bitget Wallet Card
Not offered
WhiteBIT Nova USD
Not offered
09

Trust & availability

4 fields
Custody
Bitget Wallet Card
Hybrid custody
WhiteBIT Nova USD
Custodial
Control until payment
Bitget Wallet Card
Provider controls funds
WhiteBIT Nova USD
Provider controls funds
Card issuer
Bitget Wallet Card
DCS Card Centre, Monavate, Fiat24
WhiteBIT Nova USD
JSC Hash Bank
Programme operator
Bitget Wallet Card
BTG Technology Holdings Limited
WhiteBIT Nova USD
Not disclosed
10

Sources

2 fields
Official sources
Bitget Wallet Card
47
WhiteBIT Nova USD
17
Last reviewed
Bitget Wallet Card
Aug 28, 2026
WhiteBIT Nova USD
Oct 16, 2026

04 · The trade-off

Bitget Wallet Card is the stronger all-round choice

Bitget Wallet Card finishes ahead with an Overall Score of 69 versus 59 for WhiteBIT Nova USD. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Bitget Wallet Card has the higher published base cashback rate (2% vs 0%).

WhiteBIT Nova USD still comes out ahead for Lowest fees and Transfers, which may matter more than the overall result if that is how you plan to use the card. Bitget Wallet Card uses a hybrid custody setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bitget Wallet Card and WhiteBIT Nova USD reviews first.

05 · Common questions

Bitget Wallet vs WhiteBIT Nova USD FAQ

Is Bitget Wallet or WhiteBIT Nova USD better overall?

Bitget Wallet Card has the higher Overall Score (69 vs 59). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Bitget Wallet or WhiteBIT Nova USD?

The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Bitget Wallet or WhiteBIT Nova USD?

Bitget Wallet Card has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Bitget Wallet and WhiteBIT Nova USD differ on custody?

Bitget Wallet Card uses a hybrid custody setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Bitget Wallet vs WhiteBIT Nova USD comparison?

The latest information check for these two cards was October 16, 2026, using 64 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

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