Side-by-side card comparison

Bybit EU vs MEXC Global: overall score versus use-case fit

MEXC Global Card has the higher Overall Score by 4 points (72 vs 68). Bybit Card (EU) looks stronger for Travel and Funds control, while MEXC Global Card comes out ahead for Cashback, Lowest fees, and Transfers.

Information checked Oct 11, 202631 official sources reviewed

01 · Overall score versus use-case fit

MEXC Global Card is the better all-round starting point

MEXC Global Card has the higher Overall Score in this comparison. Bybit Card (EU) may be the better fit for Travel and Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallBybit EU68MEXC Global72Higher score
CashbackBybit EU47MEXC Global64Higher score
TravelBybit EU87MEXC Global57Higher score
Funds controlBybit EU51MEXC Global46Higher score
Lowest feesBybit EU72MEXC Global78Higher score
TransfersBybit EU79MEXC Global83Higher score

Choose Bybit Card (EU) if travel and funds control matter most

Bybit Card (EU) comes out ahead for Travel and Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Funding Account connects deposits and card spend
  • Lite and Standard card access
  • Default applicants start at 1% cashback

Choose MEXC Global Card if cashback and lowest fees matter most

MEXC Global Card comes out ahead for Cashback, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Apple Pay and Google Pay
  • No provider FX or conversion markup
  • 4% promotional Standard cashback

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Bybit EU68
MEXC Global72

MEXC Global Card has the higher Overall Score by 4 points.

Entry cost & FX
Bybit EU$0 plan · 0.5% FX
MEXC Global$0 plan · 0% FX

MEXC Global Card has the lower published FX fee (0% vs 0.5%).

Purchase rewards
Bybit EU1% base · up to 10%
MEXC Global4% base · up to 10%

MEXC Global Card has the higher published base cashback rate (4% vs 1%).

Funds control
Bybit EUCustodial balance
MEXC GlobalCustodial balance

Bybit Card (EU) and MEXC Global Card use the same custodial balance setup.

Everyday access
Bybit EUVirtual + Physical · Apple Pay, Google Pay
MEXC GlobalVirtual · Apple Pay, Google Pay

Bybit Card (EU) lists more card formats and phone-wallet options (4 vs 3).

Money movement
Bybit EU2 stablecoins · Stablecoin transfers; Bybit EU account fiat withdrawal
MEXC Global1 stablecoin · Stablecoin transfers; MEXC User internal transfer; MEXC account EUR SEPA withdrawal, MEXC account USD SWIFT withdrawal

MEXC Global Card lists more stablecoins and ways to send money out (5 vs 4).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
1%-10%
Plan cost
$0
FX fee
0.5%
ATM fee
2%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 1 fiat
Payout methods
1 crypto · 0 fiat
Cashback
4%-10%
Plan cost
$0
FX fee
0%
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 2 fiat
Payout methods
1 crypto · 2 fiat

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Bybit Card (EU)Overall68
MEXC Global CardOverall72
01

Scores

6 fields
Overall Score
Bybit Card (EU)
68
MEXC Global Card
72
Cashback score
Bybit Card (EU)
47
MEXC Global Card
64
Travel score
Bybit Card (EU)
87
MEXC Global Card
57
Funds control score
Bybit Card (EU)
51
MEXC Global Card
46
Lowest fees score
Bybit Card (EU)
72
MEXC Global Card
78
Transfers score
Bybit Card (EU)
79
MEXC Global Card
83
02

Strengths & trade-offs

2 fields
Strengths
Bybit Card (EU)
Funding Account connects deposits and card spend, Lite and Standard card access
MEXC Global Card
Apple Pay and Google Pay, No provider FX or conversion markup
Trade-offs
Bybit Card (EU)
ATM use gets costly after the allowance, Spending follows the Bybit EU account model
MEXC Global Card
Opaque M-Score point accrual, Virtual card only
03

Costs

7 fields
Plan cost
Bybit Card (EU)
$0
MEXC Global Card
$0
FX fee
Bybit Card (EU)
0.5%
MEXC Global Card
0%
Top-up fee
Bybit Card (EU)
Not disclosed
MEXC Global Card
0%
Card spending fee
Bybit Card (EU)
Not disclosed
MEXC Global Card
1%
ATM fee
Bybit Card (EU)
2%
MEXC Global Card
Not available
Virtual card
Bybit Card (EU)
Free
MEXC Global Card
Currently free; standard advertised price USD 20. Offer expiry unclear.
Physical card
Bybit Card (EU)
First physical card free
MEXC Global Card
Unavailable
04

Plans

2 fields
Available plans
Bybit Card (EU)
6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2
MEXC Global Card
3 plans: Standard, Premier, Elite
Top cashback plan
Bybit Card (EU)
VIP 6 / PRO 3-5: 10%
MEXC Global Card
Elite: 10%
05

Everyday use

8 fields
Network
Bybit Card (EU)
Mastercard
MEXC Global Card
Visa
Card formats
Bybit Card (EU)
Virtual, Physical
MEXC Global Card
Virtual
ATM withdrawals
Bybit Card (EU)
Available
MEXC Global Card
Not available
Mobile wallets
Bybit Card (EU)
Apple Pay, Google Pay
MEXC Global Card
Apple Pay, Google Pay
Apps
Bybit Card (EU)
iOS, Android, Web
MEXC Global Card
iOS, Android, Web
Daily spending limit
Bybit Card (EU)
€5k / €10k / €15k by tier · Lite €150 lifetime
MEXC Global Card
USD 1,000,000 per day
Monthly spending limit
Bybit Card (EU)
€10k / €25k / €50k by tier · Lite €150 lifetime
MEXC Global Card
Monthly amount unclear; 2,500 transactions/month.
ATM limit
Bybit Card (EU)
€2k / €5k / €10k by tier · €2k per withdrawal and per day
MEXC Global Card
Not available for current virtual card.
06

Funding & transfers

5 fields
Networks
Bybit Card (EU)
Not disclosed
MEXC Global Card
Not disclosed
Crypto deposits
Bybit Card (EU)
Other crypto: Supported crypto
MEXC Global Card
Stablecoins: USDT
Fiat deposits
Bybit Card (EU)
Bybit EU Funding Account deposit
MEXC Global Card
MEXC account EUR deposit, MEXC account USD deposit
Transfers
Bybit Card (EU)
Stablecoin transfers; Bybit EU account fiat withdrawal
MEXC Global Card
Stablecoin transfers; MEXC User internal transfer; MEXC account EUR SEPA withdrawal, MEXC account USD SWIFT withdrawal
Payout currencies
Bybit Card (EU)
Not disclosed
MEXC Global Card
EUR, USD
07

Rewards

3 fields
Base cashback
Bybit Card (EU)
1%
MEXC Global Card
4%
Max cashback
Bybit Card (EU)
10%
MEXC Global Card
10%
Reward currency
Bybit Card (EU)
EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)
MEXC Global Card
USDT
08

Earn

5 fields
Advertised APY
Bybit Card (EU)
Up to 8% APY
MEXC Global Card
Not disclosed
How it works
Bybit Card (EU)
Not disclosed
MEXC Global Card
Optional earn vault
Separate deposit
Bybit Card (EU)
Not disclosed
MEXC Global Card
Yes
Use balance for spending
Bybit Card (EU)
Not disclosed
MEXC Global Card
Not disclosed
Lock-up
Bybit Card (EU)
Not disclosed
MEXC Global Card
Not disclosed
09

Trust & availability

3 fields
Custody
Bybit Card (EU)
Custodial
MEXC Global Card
Custodial
Control until payment
Bybit Card (EU)
Provider controls funds
MEXC Global Card
Provider controls funds
Card issuer
Bybit Card (EU)
Harmoniie SAS, Moorwand Ltd
MEXC Global Card
Not disclosed
10

Sources

2 fields
Official sources
Bybit Card (EU)
10
MEXC Global Card
21
Last reviewed
Bybit Card (EU)
Oct 11, 2026
MEXC Global Card
Oct 3, 2026

04 · The trade-off

MEXC Global Card is the stronger all-round choice

MEXC Global Card finishes ahead with an Overall Score of 72 versus 68 for Bybit Card (EU). MEXC Global Card has the lower published FX fee (0% vs 0.5%). MEXC Global Card has the higher published base cashback rate (4% vs 1%).

Bybit Card (EU) still comes out ahead for Travel and Funds control, which may matter more than the overall result if that is how you plan to use the card. Bybit Card (EU) and MEXC Global Card use the same custodial balance setup.

MEXC Global Card lists more stablecoins and ways to send money out (5 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (EU) and MEXC Global Card reviews first.

05 · Common questions

Bybit EU vs MEXC Global FAQ

Is Bybit EU or MEXC Global better overall?

MEXC Global Card has the higher Overall Score (72 vs 68). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Bybit EU or MEXC Global?

MEXC Global Card has the lower published FX fee (0% vs 0.5%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Bybit EU or MEXC Global?

MEXC Global Card has the higher published base cashback rate (4% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Bybit EU and MEXC Global differ on custody?

Bybit Card (EU) and MEXC Global Card use the same custodial balance setup.

How current is this Bybit EU vs MEXC Global comparison?

The latest information check for these two cards was October 11, 2026, using 31 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace