BybitBybit
72
Side-by-side card comparison
Bybit vs Bybit EU: overall score versus use-case fit
Bybit Card (Global) has the higher Overall Score by 4 points (72 vs 68). Bybit Card (Global) looks stronger for Cashback, while Bybit Card (EU) comes out ahead for Travel and Lowest fees.
Information checked Oct 11, 202619 official sources reviewed
01 · Overall score versus use-case fit
Bybit Card (Global) is the better all-round starting point
Bybit Card (Global) has the higher Overall Score in this comparison. Bybit Card (EU) may be the better fit for Travel and Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBybit72Bybit EU68Higher score
CashbackBybit63Bybit EU47Higher score
TravelBybit80Bybit EU87Higher score
Funds controlBybit51Bybit EU51Same score
Lowest feesBybit66Bybit EU72Higher score
TransfersBybit79Bybit EU79Same score
Choose Bybit Card (Global) if cashback matters most
Bybit Card (Global) comes out ahead for Cashback in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend from a Bybit account balance
- Physical and virtual Mastercard access
- Cashback can rise through tiers
Choose Bybit Card (EU) if travel and lowest fees matter most
Bybit Card (EU) comes out ahead for Travel and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Funding Account connects deposits and card spend
- Lite and Standard card access
- Default applicants start at 1% cashback
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Bybit72Bybit EU68
Bybit Card (Global) has the higher Overall Score by 4 points.
- Entry cost & FX
- Bybit$0 plan · 1.5–7% FXBybit EU$0 plan · 0.5% FX
Bybit Card (EU) has the lower published FX fee (0.5% vs 1.5–7%).
- Purchase rewards
- Bybit2% base · up to 10%Bybit EU1% base · up to 10%
Bybit Card (Global) has the higher published base cashback rate (2% vs 1%).
- Funds control
- BybitCustodial balanceBybit EUCustodial balance
Bybit Card (Global) and Bybit Card (EU) use the same custodial balance setup.
- Everyday access
- BybitVirtual + Physical · Apple Pay, Google Pay · Region dependentBybit EUVirtual + Physical · Apple Pay, Google Pay
Bybit Card (EU) lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Bybit2 stablecoins · Stablecoin transfers; Bybit account fiat withdrawalBybit EU2 stablecoins · Stablecoin transfers; Bybit EU account fiat withdrawal
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 1.5–7%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay · Region dependent
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 1%-10%
- Plan cost
- $0
- FX fee
- 0.5%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Bybit Card (Global)
Get 10 USDT
10 USDT referral reward after qualifying Bybit Card spend
- Spend more than 100 USDT or equivalent with the Bybit Card.
Bybit Card promo codeEXVJGK
Offer terms can change. Check the current Bybit Card referral programme before applying.
Bybit Card (EU)
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsBybit Card (Global)Overall72Bybit Card (EU)Overall68
Bybit Card (Global)Overall72Bybit Card (EU)Overall68Scores
6 fields- Overall Score
- Bybit Card (Global)72Bybit Card (EU)68
- Cashback score
- Bybit Card (Global)63Bybit Card (EU)47
- Travel score
- Bybit Card (Global)80Bybit Card (EU)87
- Funds control score
- Bybit Card (Global)51Bybit Card (EU)51
- Lowest fees score
- Bybit Card (Global)66Bybit Card (EU)72
- Transfers score
- Bybit Card (Global)79Bybit Card (EU)79
Strengths & trade-offs
2 fields- Strengths
- Bybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard accessBybit Card (EU)Funding Account connects deposits and card spend, Lite and Standard card access
- Trade-offs
- Bybit Card (Global)Spending follows the Bybit account model, FX can get expensiveBybit Card (EU)ATM use gets costly after the allowance, Spending follows the Bybit EU account model
Costs
7 fields- Plan cost
- Bybit Card (Global)$0Bybit Card (EU)$0
- FX fee
- Bybit Card (Global)1.5–7%Bybit Card (EU)0.5%
- Top-up fee
- Bybit Card (Global)Not disclosedBybit Card (EU)Not disclosed
- Card spending fee
- Bybit Card (Global)Not disclosedBybit Card (EU)Not disclosed
- ATM fee
- Bybit Card (Global)0–2%Bybit Card (EU)2%
- Virtual card
- Bybit Card (Global)No fee until further noticeBybit Card (EU)Free
- Physical card
- Bybit Card (Global)Free / 5 / 29.99Bybit Card (EU)First physical card free
Plans
2 fields- Available plans
- Bybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2Bybit Card (EU)6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2
- Top cashback plan
- Bybit Card (Global)Infinite: 10%Bybit Card (EU)VIP 6 / PRO 3-5: 10%
Everyday use
8 fields- Network
- Bybit Card (Global)Mastercard/VisaBybit Card (EU)Mastercard
- Card formats
- Bybit Card (Global)Virtual, PhysicalBybit Card (EU)Virtual, Physical
- ATM withdrawals
- Bybit Card (Global)AvailableBybit Card (EU)Available
- Mobile wallets
- Bybit Card (Global)Apple Pay, Google Pay · Region dependentBybit Card (EU)Apple Pay, Google Pay
- Apps
- Bybit Card (Global)iOS, AndroidBybit Card (EU)iOS, Android, Web
- Daily spending limit
- Bybit Card (Global)$1k Peru · $5k Argentina · $50k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN MexicoBybit Card (EU)€5k / €10k / €15k by tier · Lite €150 lifetime
- Monthly spending limit
- Bybit Card (Global)$5k Peru · $10k Argentina · $150k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN MexicoBybit Card (EU)€10k / €25k / €50k by tier · Lite €150 lifetime
- ATM limit
- Bybit Card (Global)$50/$15k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupportedBybit Card (EU)€2k / €5k / €10k by tier · €2k per withdrawal and per day
Funding & transfers
5 fields- Networks
- Bybit Card (Global)Not disclosedBybit Card (EU)Not disclosed
- Crypto deposits
- Bybit Card (Global)Other crypto: Supported cryptoBybit Card (EU)Other crypto: Supported crypto
- Fiat deposits
- Bybit Card (Global)Bybit account bank depositBybit Card (EU)Bybit EU Funding Account deposit
- Transfers
- Bybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawalBybit Card (EU)Stablecoin transfers; Bybit EU account fiat withdrawal
- Payout currencies
- Bybit Card (Global)Not disclosedBybit Card (EU)Not disclosed
Rewards
3 fields- Base cashback
- Bybit Card (Global)2%Bybit Card (EU)1%
- Max cashback
- Bybit Card (Global)10%Bybit Card (EU)10%
- Reward currency
- Bybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)Bybit Card (EU)EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)
Earn
5 fields- Advertised APY
- Bybit Card (Global)Not disclosedBybit Card (EU)Up to 8% APY
- How it works
- Bybit Card (Global)Earn on spending balanceBybit Card (EU)Not disclosed
- Separate deposit
- Bybit Card (Global)Not disclosedBybit Card (EU)Not disclosed
- Use balance for spending
- Bybit Card (Global)YesBybit Card (EU)Not disclosed
- Lock-up
- Bybit Card (Global)NoBybit Card (EU)Not disclosed
Trust & availability
3 fields- Custody
- Bybit Card (Global)CustodialBybit Card (EU)Custodial
- Control until payment
- Bybit Card (Global)Provider controls fundsBybit Card (EU)Provider controls funds
- Card issuer
- Bybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.Bybit Card (EU)Harmoniie SAS, Moorwand Ltd
Sources
2 fields- Official sources
- Bybit Card (Global)9Bybit Card (EU)10
- Last reviewed
- Bybit Card (Global)Oct 11, 2026Bybit Card (EU)Oct 11, 2026
04 · The trade-off
Bybit Card (Global) is the stronger all-round choice
Bybit Card (Global) finishes ahead with an Overall Score of 72 versus 68 for Bybit Card (EU). Bybit Card (EU) has the lower published FX fee (0.5% vs 1.5–7%). Bybit Card (Global) has the higher published base cashback rate (2% vs 1%).
Bybit Card (EU) still comes out ahead for Travel and Lowest fees, which may matter more than the overall result if that is how you plan to use the card. Bybit Card (Global) and Bybit Card (EU) use the same custodial balance setup.
Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (Global) and Bybit Card (EU) reviews first.
Continue with
Bybit Card (Global)
Continue with
Bybit Card (EU)
05 · Common questions
Bybit vs Bybit EU FAQ
Is Bybit or Bybit EU better overall?
Bybit Card (Global) has the higher Overall Score (72 vs 68). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bybit or Bybit EU?
Bybit Card (EU) has the lower published FX fee (0.5% vs 1.5–7%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bybit or Bybit EU?
Bybit Card (Global) has the higher published base cashback rate (2% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bybit and Bybit EU differ on custody?
Bybit Card (Global) and Bybit Card (EU) use the same custodial balance setup.
How current is this Bybit vs Bybit EU comparison?
The latest information check for these two cards was October 11, 2026, using 19 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.