BybitBybit
68
Side-by-side card comparison
Bybit vs Bybit EU: same score, different trade-offs
Bybit Card (Global) and Bybit Card (EU) share an Overall Score of 68. Bybit Card (Global) looks stronger for Cashback, while Bybit Card (EU) comes out ahead for Travel, Funds control, Lowest fees, and Transfers.
Information checked Aug 14, 202619 official sources reviewed
01 · A level score
The scores are tied, but the cards are not the same
Bybit Card (Global) and Bybit Card (EU) have the same Overall Score. Start with what matters most to you: day-to-day costs, rewards, control of your funds or moving money. The sections below show how they differ. You should also check that your preferred card is available in your country.
OverallBybit68Bybit EU68Same score
CashbackBybit62Bybit EU47Higher score
TravelBybit76Bybit EU87Higher score
Funds controlBybit47Bybit EU51Higher score
Lowest feesBybit64Bybit EU72Higher score
TransfersBybit78Bybit EU79Higher score
Choose Bybit Card (Global) if cashback matters most
Bybit Card (Global) comes out ahead for Cashback in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend from a Bybit account balance
- Physical and virtual Mastercard access
- Cashback can rise through tiers
Choose Bybit Card (EU) if travel and funds control matter most
Bybit Card (EU) comes out ahead for Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Funding Account connects deposits and card spend
- Lite and Standard card access
- Default applicants start at 1% cashback
Where the cards part company
A tied score can hide meaningful differences in cost, custody, rewards and everyday access.
- Overall Score
- Bybit68Bybit EU68
Both cards have the same displayed Overall Score of 68.
- Entry cost & FX
- Bybit$0 plan · 1–7% FXBybit EU$0 plan · 0.5% FX
Bybit Card (EU) has the lower published FX fee (0.5% vs 1–7%).
- Purchase rewards
- Bybit2% base · up to 10%Bybit EU1% base · up to 10%
Bybit Card (Global) has the higher published base cashback rate (2% vs 1%).
- Funds control
- BybitCustodial balanceBybit EUCustodial balance
Bybit Card (Global) and Bybit Card (EU) use the same custodial balance setup.
- Everyday access
- BybitVirtual + Physical · UnknownBybit EUVirtual + Physical · Apple Pay, Google Pay
Bybit Card (EU) lists more card formats and phone-wallet options (4 vs 2).
- Money movement
- Bybit2 stablecoins · Stablecoin transfers; Bybit account fiat withdrawalBybit EU2 stablecoins · Stablecoin transfers; Bybit EU account fiat withdrawal
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
A closer look at the tie
The score is level. These quick facts show where the cards still ask you to make a choice.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 1–7%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Not disclosed
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 1%-10%
- Plan cost
- $0
- FX fee
- 0.5%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Bybit Card (Global)
Get 10 USDT
10 USDT referral reward after qualifying Bybit Card spend
- Spend more than 100 USDT or equivalent with the Bybit Card.
Bybit Card promo codeEXVJGK
Offer terms can change. Check the current Bybit Card referral programme before applying.
Bybit Card (EU)
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Put the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsBybit Card (Global)Overall68Bybit Card (EU)Overall68
Bybit Card (Global)Overall68Bybit Card (EU)Overall68Scores
6 fields- Overall Score
- Bybit Card (Global)68Bybit Card (EU)68
- Cashback score
- Bybit Card (Global)62Bybit Card (EU)47
- Travel score
- Bybit Card (Global)76Bybit Card (EU)87
- Funds control score
- Bybit Card (Global)47Bybit Card (EU)51
- Lowest fees score
- Bybit Card (Global)64Bybit Card (EU)72
- Transfers score
- Bybit Card (Global)78Bybit Card (EU)79
Strengths & trade-offs
2 fields- Strengths
- Bybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard accessBybit Card (EU)Funding Account connects deposits and card spend, Lite and Standard card access
- Trade-offs
- Bybit Card (Global)Spending follows the Bybit account model, FX can get expensiveBybit Card (EU)ATM use gets costly after the allowance, Spending follows the Bybit EU account model
Costs
7 fields- Plan cost
- Bybit Card (Global)$0Bybit Card (EU)$0
- FX fee
- Bybit Card (Global)1–7%Bybit Card (EU)0.5%
- Top-up fee
- Bybit Card (Global)Not disclosedBybit Card (EU)Not disclosed
- Card spending fee
- Bybit Card (Global)Not disclosedBybit Card (EU)Not disclosed
- ATM fee
- Bybit Card (Global)0–2%Bybit Card (EU)2%
- Virtual card
- Bybit Card (Global)No fee until further noticeBybit Card (EU)Free
- Physical card
- Bybit Card (Global)Free / 5 / 29.99Bybit Card (EU)First physical card free
Plans
2 fields- Available plans
- Bybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2Bybit Card (EU)6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2
- Top cashback plan
- Bybit Card (Global)Infinite: 10%Bybit Card (EU)VIP 6 / PRO 3-5: 10%
Everyday use
8 fields- Network
- Bybit Card (Global)Mastercard/VisaBybit Card (EU)Mastercard
- Card formats
- Bybit Card (Global)Virtual, PhysicalBybit Card (EU)Virtual, Physical
- ATM withdrawals
- Bybit Card (Global)AvailableBybit Card (EU)Available
- Mobile wallets
- Bybit Card (Global)Not disclosedBybit Card (EU)Apple Pay, Google Pay
- Apps
- Bybit Card (Global)iOS, AndroidBybit Card (EU)iOS, Android, Web
- Daily spending limit
- Bybit Card (Global)$1k Peru · $5k Argentina · $13.5k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN MexicoBybit Card (EU)€5k / €10k / €15k by tier · Lite €150 lifetime
- Monthly spending limit
- Bybit Card (Global)$5k Peru · $10k Argentina · $27k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN MexicoBybit Card (EU)€10k / €25k / €50k by tier · Lite €150 lifetime
- ATM limit
- Bybit Card (Global)$50/$1.8k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupportedBybit Card (EU)€2k / €5k / €10k by tier · €2k per withdrawal and per day
Funding & transfers
5 fields- Networks
- Bybit Card (Global)Not disclosedBybit Card (EU)Not disclosed
- Crypto deposits
- Bybit Card (Global)Other crypto: Supported cryptoBybit Card (EU)Other crypto: Supported crypto
- Fiat deposits
- Bybit Card (Global)Bybit account bank depositBybit Card (EU)Bybit EU Funding Account deposit
- Transfers
- Bybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawalBybit Card (EU)Stablecoin transfers; Bybit EU account fiat withdrawal
- Payout currencies
- Bybit Card (Global)Not disclosedBybit Card (EU)Not disclosed
Rewards
3 fields- Base cashback
- Bybit Card (Global)2%Bybit Card (EU)1%
- Max cashback
- Bybit Card (Global)10%Bybit Card (EU)10%
- Reward currency
- Bybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)Bybit Card (EU)EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)
Earn
5 fields- Advertised APY
- Bybit Card (Global)Not disclosedBybit Card (EU)Up to 8% APY
- How it works
- Bybit Card (Global)Earn on spending balanceBybit Card (EU)Not disclosed
- Separate deposit
- Bybit Card (Global)Not disclosedBybit Card (EU)Not disclosed
- Use balance for spending
- Bybit Card (Global)YesBybit Card (EU)Not disclosed
- Lock-up
- Bybit Card (Global)NoBybit Card (EU)Not disclosed
Trust & availability
3 fields- Custody
- Bybit Card (Global)CustodialBybit Card (EU)Custodial
- Control until payment
- Bybit Card (Global)Provider controls fundsBybit Card (EU)Provider controls funds
- Card issuer
- Bybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.Bybit Card (EU)Harmoniie SAS, Moorwand Ltd
Sources
2 fields- Official sources
- Bybit Card (Global)9Bybit Card (EU)10
- Last reviewed
- Bybit Card (Global)Aug 14, 2026Bybit Card (EU)Aug 14, 2026
04 · The closer call
Bybit Card (Global) and Bybit Card (EU) need a closer personal call
The Overall Score ends level at 68, so there is no honest all-round winner here. Bybit Card (EU) has the lower published FX fee (0.5% vs 1–7%). Bybit Card (Global) has the higher published base cashback rate (2% vs 1%).
Bybit Card (Global) looks stronger for Cashback, while Bybit Card (EU) comes out ahead for Travel, Funds control, Lowest fees, and Transfers. Bybit Card (Global) and Bybit Card (EU) use the same custodial balance setup.
Both cards list the same number of stablecoins and ways to send money out. Your final check should be whether the card is available where you live and whether the latest provider terms match the features you expect to use.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (Global) and Bybit Card (EU) reviews first.
Continue with
Bybit Card (Global)
Continue with
Bybit Card (EU)
05 · Common questions
Bybit vs Bybit EU FAQ
Is Bybit or Bybit EU better overall?
Bybit Card (Global) and Bybit Card (EU) tie at 68 in the Overall Score. Compare their costs, rewards, way of holding funds and everyday features to decide which suits you.
Which has lower fees, Bybit or Bybit EU?
Bybit Card (EU) has the lower published FX fee (0.5% vs 1–7%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bybit or Bybit EU?
Bybit Card (Global) has the higher published base cashback rate (2% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bybit and Bybit EU differ on custody?
Bybit Card (Global) and Bybit Card (EU) use the same custodial balance setup.
How current is this Bybit vs Bybit EU comparison?
The latest information check for these two cards was August 14, 2026, using 19 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.