Side-by-side card comparison

Bybit vs Coinbase One

Bybit Card (Global) has the higher Overall Score by 16 points (72 vs 56). Bybit Card (Global) also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Coinbase One Card may still be the better personal fit.

Latest check Oct 20, 202632 official sources reviewed

Bybit Card (Global)

Best fit

  • Spending supported crypto already held in your Bybit account.
  • Earning convertible Bybit Points on eligible crypto-funded purchases.
  • Using eligible Flexible Earn balances for card payments through Auto-Earn.

Before you choose

  • Fiat-funded purchases earn neither cashback nor Rewards Points.
  • Crypto conversion usually costs 0.9%; regional FX fees can add more.
  • Base rewards cap at $5/month; higher caps require spend or VIP status.

Coinbase One Card

Best fit

  • Existing Coinbase One members who already pay for an eligible plan.
  • Everyday credit-card spending with 2% back in BTC on eligible purchases.
  • Booking through Coinbase One Card Travel for 5% back in BTC.

Before you choose

  • Eligible membership starts at $49.99/year; Basic monthly does not qualify.
  • 4% needs $200,000 on Coinbase; boosted rates cover $10,000/month of spend.
  • U.S. residents only, excluding territories; credit approval is required.

Signup offers

Bybit Card (Global)

Get 10 USDT

10 USDT referral reward after qualifying Bybit Card spend

  • Spend more than 100 USDT or equivalent with the Bybit Card.

Bybit Card promo codeEXVJGK

Offer terms can change. Check the current Bybit Card referral programme before applying.

See other offers

Bonuses do not affect scores.

Partner links may earn us a commission. Affiliate disclosure

Fees & features

Compare the details

Best markers compare published, comparable values. Unknown values never win a row.

Best known Not disclosed
01

Scores

Overall Score
Bybit Card (Global)
72
Coinbase One Card
56
Cashback score
Bybit Card (Global)
63
Coinbase One Card
40
Travel score
Bybit Card (Global)
80
Coinbase One Card
60
Funds control score
Bybit Card (Global)
51
Coinbase One Card
36
Lowest fees score
Bybit Card (Global)
66
Coinbase One Card
40
Transfers score
Bybit Card (Global)
79
Coinbase One Card
24
02

Costs

Plan cost
Bybit Card (Global)
$0
Coinbase One Card
$49.99/year
FX fee
Bybit Card (Global)
1.5–7%
Coinbase One Card
0% foreign transaction fee; Amex conversion rates remain separate
Top-up fee
Bybit Card (Global)
Not disclosed
Coinbase One Card
Linked U.S. bank or accepted Coinbase wallet repayment; crypto spread varies
Card spending fee
Bybit Card (Global)
Not disclosed
Coinbase One Card
Not disclosed
ATM fee
Bybit Card (Global)
0–2%
Coinbase One Card
Cash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
Virtual card
Bybit Card (Global)
No fee until further notice
Coinbase One Card
Not disclosed
Physical card
Bybit Card (Global)
Free / 5 / 29.99
Coinbase One Card
Not disclosed
03

Plans

Available plans
Bybit Card (Global)
6 plans: Base, Beta, Alpha, Apex +2
Coinbase One Card
4 plans: AOC tier 1: 2%, AOC tier 2: 2.5%, AOC tier 3: 3%, AOC tier 4: 4%
Top cashback plan
Bybit Card (Global)
Infinite: 10%
Coinbase One Card
AOC tier 4: 4%: 4%
04

Everyday use

Network
Bybit Card (Global)
Mastercard/Visa
Coinbase One Card
American Express
Card formats
Bybit Card (Global)
Virtual, Physical
Coinbase One Card
Virtual, Physical
ATM withdrawals
Bybit Card (Global)
Available
Coinbase One Card
Not disclosed
Mobile wallets
Bybit Card (Global)
Apple Pay, Google Pay · Region dependent
Coinbase One Card
Apple Pay, Google Pay
Apps
Bybit Card (Global)
iOS, Android
Coinbase One Card
iOS, Android, Web
Daily spending limit
Bybit Card (Global)
$1k Peru · $5k Argentina · $50k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN Mexico
Coinbase One Card
Personalized credit limit; no reusable daily spend ceiling
Monthly spending limit
Bybit Card (Global)
$5k Peru · $10k Argentina · $150k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN Mexico
Coinbase One Card
Personalized credit limit; no reusable monthly spend ceiling
ATM limit
Bybit Card (Global)
$50/$15k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupported
Coinbase One Card
Cash access and its sublimit are determined by the issuer
05

Funding & transfers

Networks
Bybit Card (Global)
Not disclosed
Coinbase One Card
Not disclosed
Crypto deposits
Bybit Card (Global)
Other crypto: Supported crypto
Coinbase One Card
Not disclosed
Fiat deposits
Bybit Card (Global)
Bybit account bank deposit
Coinbase One Card
Not disclosed
Transfers
Bybit Card (Global)
Stablecoin transfers; Bybit account fiat withdrawal
Coinbase One Card
Not disclosed
Payout currencies
Bybit Card (Global)
Not disclosed
Coinbase One Card
Not disclosed
06

Rewards

Base cashback
Bybit Card (Global)
2%
Coinbase One Card
2%
Max cashback
Bybit Card (Global)
10%
Coinbase One Card
4%
Reward currency
Bybit Card (Global)
USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)
Coinbase One Card
Bitcoin
07

Earn

Advertised APY
Bybit Card (Global)
Not disclosed
Coinbase One Card
Not disclosed
How it works
Bybit Card (Global)
Earn on spending balance
Coinbase One Card
Borrow against collateral
Separate deposit
Bybit Card (Global)
Not disclosed
Coinbase One Card
No
Use balance for spending
Bybit Card (Global)
Yes
Coinbase One Card
No
Lock-up
Bybit Card (Global)
No
Coinbase One Card
Yes
08

Trust & availability

Custody
Bybit Card (Global)
Custodial
Coinbase One Card
Custodial
Control until payment
Bybit Card (Global)
Provider controls funds
Coinbase One Card
Provider controls funds
Card issuer
Bybit Card (Global)
Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.
Coinbase One Card
First Electronic Bank
Custody / key management
Bybit Card (Global)
Not disclosed
Coinbase One Card
Coinbase, Inc.
09

Sources

Official sources
Bybit Card (Global)
9
Coinbase One Card
23
Last reviewed
Bybit Card (Global)
Oct 20, 2026
Coinbase One Card
Oct 11, 2026

Choosing between these cards

When to choose Bybit or Coinbase One

How you receive rewards

Choose by the reward asset you want to receive: Bybit lists USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points); Coinbase One lists Bitcoin.

Keeping recurring costs down

Bybit's base plan is $0, compared with $49.99/year for Coinbase One. This favours Bybit for occasional use; card issuance and transaction fees are separate.

Spending in foreign currencies

For FX on foreign-currency purchases, Bybit lists 1.5–7%, versus 0% foreign transaction fee; Amex conversion rates remain separate at Coinbase One. Use the tariff for your country and plan; conversion fees can add to these figures.

Common questions

Bybit vs Coinbase One FAQ

Is Bybit or Coinbase One better overall?

Bybit Card (Global) has the higher Overall Score (72 vs 56). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Bybit or Coinbase One?

Bybit Card (Global) has the lower starting plan cost ($0 vs $49.99/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Bybit or Coinbase One?

Both cards show the same base cashback rate of 2%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Bybit and Coinbase One differ on custody?

Bybit Card (Global) and Coinbase One Card use the same custodial balance setup.

How current is this Bybit vs Coinbase One comparison?

The latest information check for these two cards was October 20, 2026, using 32 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

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