Side-by-side card comparison

Bybit vs Coinbase One: where the score gap comes from

Bybit Card (Global) has the higher Overall Score by 16 points (72 vs 56). The available use-case scores do not point to a clear winner, so compare the fees, control of funds, card access and availability that matter to you.

Information checked Sep 5, 202632 official sources reviewed

01 · Where the gap opens

Bybit Card (Global) is the better all-round starting point

Bybit Card (Global) has the higher Overall Score in this comparison. Coinbase One Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallBybit72Coinbase One56Higher score
CashbackBybit63Coinbase One40Compare the details below
TravelBybit80Coinbase One60Compare the details below
Funds controlBybit51Coinbase One36Compare the details below
Lowest feesBybit66Coinbase One58Compare the details below
TransfersBybit79Coinbase One24Compare the details below

Choose Bybit Card (Global) if its day-to-day setup suits you

Bybit Card (Global) does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.

  • Spend from a Bybit account balance
  • Physical and virtual Mastercard access
  • Cashback can rise through tiers

Choose Coinbase One Card if its day-to-day setup suits you

Coinbase One Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.

  • 2% BTC on eligible purchases
  • No foreign transaction fee
  • Metal card and both phone wallets

What separates the two cards

The higher score is only the start. The rows below show which product differences create it.

Overall Score
Bybit72
Coinbase One56

Bybit Card (Global) has the higher Overall Score by 16 points.

Entry cost & FX
Bybit$0 plan · 1.5–7% FX
Coinbase One$49.99/year plan · 0% foreign transaction fee; Amex conversion rates remain separate FX

Bybit Card (Global) has the lower starting plan cost ($0 vs $49.99/year).

Purchase rewards
Bybit2% base · up to 10%
Coinbase One2% base · up to 4%

Both cards show the same base cashback rate of 2%.

Funds control
BybitCustodial balance
Coinbase OneCustodial balance

Bybit Card (Global) and Coinbase One Card use the same custodial balance setup.

Everyday access
BybitVirtual + Physical · Apple Pay, Google Pay · Region dependent
Coinbase OneVirtual + Physical · Apple Pay, Google Pay

Coinbase One Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
Bybit2 stablecoins · Stablecoin transfers; Bybit account fiat withdrawal
Coinbase One0 stablecoins · Not modeled

Bybit Card (Global) lists more stablecoins and ways to send money out (4 vs 0).

02 · Read the shortlist

Why one card starts ahead

These quick facts cover the costs, rewards and everyday features behind the early lead.

2 cards compared
Cashback
2%-10%
Plan cost
$0
FX fee
1.5–7%
ATM fee
0–2%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay · Region dependent
Receive methods
1 crypto · 1 fiat
Payout methods
1 crypto · 0 fiat
Cashback
2%-4%
Plan cost
$49.99/year
FX fee
0% foreign transaction fee; Amex conversion rates remain separate
ATM fee
Cash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
0 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Bybit Card (Global)

Get 10 USDT

10 USDT referral reward after qualifying Bybit Card spend

  • Spend more than 100 USDT or equivalent with the Bybit Card.

Bybit Card promo codeEXVJGK

Offer terms can change. Check the current Bybit Card referral programme before applying.

Coinbase One Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

Test the lead, row by row

A better number is marked only when both providers publish values that can be compared fairly.

Best known Not disclosed
Cards
Bybit Card (Global)Overall72
Coinbase One CardOverall56
01

Scores

6 fields
Overall Score
Bybit Card (Global)
72
Coinbase One Card
56
Cashback score
Bybit Card (Global)
63
Coinbase One Card
40
Travel score
Bybit Card (Global)
80
Coinbase One Card
60
Funds control score
Bybit Card (Global)
51
Coinbase One Card
36
Lowest fees score
Bybit Card (Global)
66
Coinbase One Card
58
Transfers score
Bybit Card (Global)
79
Coinbase One Card
24
02

Strengths & trade-offs

2 fields
Strengths
Bybit Card (Global)
Spend from a Bybit account balance, Physical and virtual Mastercard access
Coinbase One Card
2% BTC on eligible purchases, No foreign transaction fee
Trade-offs
Bybit Card (Global)
Spending follows the Bybit account model, FX can get expensive
Coinbase One Card
Paid membership is required, Debt and cash advances carry costs
03

Costs

7 fields
Plan cost
Bybit Card (Global)
$0
Coinbase One Card
$49.99/year
FX fee
Bybit Card (Global)
1.5–7%
Coinbase One Card
0% foreign transaction fee; Amex conversion rates remain separate
Top-up fee
Bybit Card (Global)
Not disclosed
Coinbase One Card
Linked U.S. bank or accepted Coinbase wallet repayment; crypto spread varies
Card spending fee
Bybit Card (Global)
Not disclosed
Coinbase One Card
Not disclosed
ATM fee
Bybit Card (Global)
0–2%
Coinbase One Card
Cash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
Virtual card
Bybit Card (Global)
No fee until further notice
Coinbase One Card
Not disclosed
Physical card
Bybit Card (Global)
Free / 5 / 29.99
Coinbase One Card
Not disclosed
04

Plans

2 fields
Available plans
Bybit Card (Global)
6 plans: Base, Beta, Alpha, Apex +2
Coinbase One Card
4 plans: AOC tier 1: 2%, AOC tier 2: 2.5%, AOC tier 3: 3%, AOC tier 4: 4%
Top cashback plan
Bybit Card (Global)
Infinite: 10%
Coinbase One Card
AOC tier 4: 4%: 4%
05

Everyday use

8 fields
Network
Bybit Card (Global)
Mastercard/Visa
Coinbase One Card
American Express
Card formats
Bybit Card (Global)
Virtual, Physical
Coinbase One Card
Virtual, Physical
ATM withdrawals
Bybit Card (Global)
Available
Coinbase One Card
Not disclosed
Mobile wallets
Bybit Card (Global)
Apple Pay, Google Pay · Region dependent
Coinbase One Card
Apple Pay, Google Pay
Apps
Bybit Card (Global)
iOS, Android
Coinbase One Card
iOS, Android, Web
Daily spending limit
Bybit Card (Global)
$1k Peru · $5k Argentina · $50k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN Mexico
Coinbase One Card
Personalized credit limit; no reusable daily spend ceiling
Monthly spending limit
Bybit Card (Global)
$5k Peru · $10k Argentina · $150k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN Mexico
Coinbase One Card
Personalized credit limit; no reusable monthly spend ceiling
ATM limit
Bybit Card (Global)
$50/$15k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupported
Coinbase One Card
Cash access and its sublimit are determined by the issuer
06

Funding & transfers

5 fields
Networks
Bybit Card (Global)
Not disclosed
Coinbase One Card
Not disclosed
Crypto deposits
Bybit Card (Global)
Other crypto: Supported crypto
Coinbase One Card
Not disclosed
Fiat deposits
Bybit Card (Global)
Bybit account bank deposit
Coinbase One Card
Not disclosed
Transfers
Bybit Card (Global)
Stablecoin transfers; Bybit account fiat withdrawal
Coinbase One Card
Not disclosed
Payout currencies
Bybit Card (Global)
Not disclosed
Coinbase One Card
Not disclosed
07

Rewards

3 fields
Base cashback
Bybit Card (Global)
2%
Coinbase One Card
2%
Max cashback
Bybit Card (Global)
10%
Coinbase One Card
4%
Reward currency
Bybit Card (Global)
USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)
Coinbase One Card
Bitcoin
08

Earn

5 fields
Advertised APY
Bybit Card (Global)
Not disclosed
Coinbase One Card
Up to 3.5% APY
How it works
Bybit Card (Global)
Earn on spending balance
Coinbase One Card
Borrow against collateral
Separate deposit
Bybit Card (Global)
Not disclosed
Coinbase One Card
No
Use balance for spending
Bybit Card (Global)
Yes
Coinbase One Card
No
Lock-up
Bybit Card (Global)
No
Coinbase One Card
Yes
09

Trust & availability

4 fields
Custody
Bybit Card (Global)
Custodial
Coinbase One Card
Custodial
Control until payment
Bybit Card (Global)
Provider controls funds
Coinbase One Card
Provider controls funds
Card issuer
Bybit Card (Global)
Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.
Coinbase One Card
First Electronic Bank
Custody / key management
Bybit Card (Global)
Not disclosed
Coinbase One Card
Coinbase, Inc.
10

Sources

2 fields
Official sources
Bybit Card (Global)
9
Coinbase One Card
23
Last reviewed
Bybit Card (Global)
Sep 5, 2026
Coinbase One Card
Sep 5, 2026

04 · The verdict

Bybit Card (Global) is the stronger all-round choice

Bybit Card (Global) finishes ahead with an Overall Score of 72 versus 56 for Coinbase One Card. Bybit Card (Global) has the lower starting plan cost ($0 vs $49.99/year). Both cards show the same base cashback rate of 2%.

Coinbase One Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Bybit Card (Global) and Coinbase One Card use the same custodial balance setup.

Bybit Card (Global) lists more stablecoins and ways to send money out (4 vs 0). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (Global) and Coinbase One Card reviews first.

05 · Common questions

Bybit vs Coinbase One FAQ

Is Bybit or Coinbase One better overall?

Bybit Card (Global) has the higher Overall Score (72 vs 56). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Bybit or Coinbase One?

Bybit Card (Global) has the lower starting plan cost ($0 vs $49.99/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Bybit or Coinbase One?

Both cards show the same base cashback rate of 2%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Bybit and Coinbase One differ on custody?

Bybit Card (Global) and Coinbase One Card use the same custodial balance setup.

How current is this Bybit vs Coinbase One comparison?

The latest information check for these two cards was September 5, 2026, using 32 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Test the winner

Put the leading card against another close alternative, or choose a new pair yourself.

Open the comparison workspace