BybitBybit
68
Side-by-side card comparison
Bybit vs Tuyo: overall score versus use-case fit
Tuyo Card has the higher Overall Score by 6 points (74 vs 68). Bybit Card (Global) looks stronger for Cashback, Travel, and Transfers, while Tuyo Card comes out ahead for Funds control and Lowest fees.
Information checked Aug 14, 202621 official sources reviewed
01 · Overall score versus use-case fit
Tuyo Card is the better all-round starting point
Tuyo Card has the higher Overall Score in this comparison. Bybit Card (Global) may be the better fit for Cashback, Travel, and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallBybit68Tuyo74Higher score
CashbackBybit62Tuyo39Higher score
TravelBybit76Tuyo42Higher score
Funds controlBybit47Tuyo100Higher score
Lowest feesBybit64Tuyo71Higher score
TransfersBybit78Tuyo72Higher score
Choose Bybit Card (Global) if cashback and travel matter most
Bybit Card (Global) comes out ahead for Cashback, Travel, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend from a Bybit account balance
- Physical and virtual Mastercard access
- Cashback can rise through tiers
Choose Tuyo Card if funds control and lowest fees matter most
Tuyo Card comes out ahead for Funds control and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody wallet control
- Virtual Visa with both phone wallets
- Multichain USDC funding and spendable Earn
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Bybit68Tuyo74
Tuyo Card has the higher Overall Score by 6 points.
- Entry cost & FX
- Bybit$0 plan · 1–7% FXTuyo$0 plan · 1–3% FX
Tuyo Card has the lower published FX fee (1–3% vs 1–7%).
- Purchase rewards
- Bybit2% base · up to 10%Tuyo0% base · up to 100%
Bybit Card (Global) has the higher published base cashback rate (2% vs 0%).
- Funds control
- BybitCustodial balanceTuyoSelf-controlled wallet
Bybit Card (Global) uses a custodial balance setup, while Tuyo Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- BybitVirtual + Physical · UnknownTuyoVirtual · Apple Pay, Google Pay
Tuyo Card lists more card formats and phone-wallet options (3 vs 2).
- Money movement
- Bybit2 stablecoins · Stablecoin transfers; Bybit account fiat withdrawalTuyo1 stablecoin · Stablecoin transfers
Bybit Card (Global) lists more stablecoins and ways to send money out (4 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 1–7%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Not disclosed
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
- Cashback
- 0%-100%
- Plan cost
- $0
- FX fee
- 1–3%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
Bybit Card (Global)
Get 10 USDT
10 USDT referral reward after qualifying Bybit Card spend
- Spend more than 100 USDT or equivalent with the Bybit Card.
Bybit Card promo codeEXVJGK
Offer terms can change. Check the current Bybit Card referral programme before applying.
Tuyo Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsBybit Card (Global)Overall68Tuyo CardOverall74
Bybit Card (Global)Overall68Tuyo CardOverall74Scores
6 fields- Overall Score
- Bybit Card (Global)68Tuyo Card74
- Cashback score
- Bybit Card (Global)62Tuyo Card39
- Travel score
- Bybit Card (Global)76Tuyo Card42
- Funds control score
- Bybit Card (Global)47Tuyo Card100
- Lowest fees score
- Bybit Card (Global)64Tuyo Card71
- Transfers score
- Bybit Card (Global)78Tuyo Card72
Strengths & trade-offs
2 fields- Strengths
- Bybit Card (Global)Spend from a Bybit account balance, Physical and virtual Mastercard accessTuyo CardSelf-custody wallet control, Virtual Visa with both phone wallets
- Trade-offs
- Bybit Card (Global)Spending follows the Bybit account model, FX can get expensiveTuyo CardReward value is unpredictable, Virtual-only with no ATM access
Costs
7 fields- Plan cost
- Bybit Card (Global)$0Tuyo Card$0
- FX fee
- Bybit Card (Global)1–7%Tuyo Card1–3%
- Top-up fee
- Bybit Card (Global)Not disclosedTuyo CardNot disclosed
- Card spending fee
- Bybit Card (Global)Not disclosedTuyo Card0%
- ATM fee
- Bybit Card (Global)0–2%Tuyo CardNot available
- Virtual card
- Bybit Card (Global)No fee until further noticeTuyo CardFree
- Physical card
- Bybit Card (Global)Free / 5 / 29.99Tuyo CardComing soon; not currently available
Plans
2 fields- Available plans
- Bybit Card (Global)6 plans: Base, Beta, Alpha, Apex +2Tuyo CardNot disclosed
- Top cashback plan
- Bybit Card (Global)Infinite: 10%Tuyo CardNot disclosed
Everyday use
8 fields- Network
- Bybit Card (Global)Mastercard/VisaTuyo CardVisa
- Card formats
- Bybit Card (Global)Virtual, PhysicalTuyo CardVirtual
- ATM withdrawals
- Bybit Card (Global)AvailableTuyo CardNot available
- Mobile wallets
- Bybit Card (Global)Not disclosedTuyo CardApple Pay, Google Pay
- Apps
- Bybit Card (Global)iOS, AndroidTuyo CardiOS, Android
- Daily spending limit
- Bybit Card (Global)$1k Peru · $5k Argentina · $13.5k Australia · $15k Georgia/AIFC · APAC $10k–$100k by tier · 27.5k BRL Brazil · 97k MXN MexicoTuyo CardUp to $10,000 per day; limits can change with usage and account history.
- Monthly spending limit
- Bybit Card (Global)$5k Peru · $10k Argentina · $27k Australia · $65k Georgia/AIFC · APAC $50k–$350k by tier · 137.5k BRL Brazil · 145k MXN MexicoTuyo CardNo fixed monthly card-spend limit is publicly disclosed.
- ATM limit
- Bybit Card (Global)$50/$1.8k Australia L1/L2 · $10k Georgia/AIFC/APAC T2–T3 · 1.8m ARS Argentina · 27.5k BRL Brazil · 90k MXN Mexico · Peru/APAC T1 unsupportedTuyo CardATM withdrawals are not currently supported.
Funding & transfers
5 fields- Networks
- Bybit Card (Global)Not disclosedTuyo CardEthereum, Base, Arbitrum, Optimism, Polygon
- Crypto deposits
- Bybit Card (Global)Other crypto: Supported cryptoTuyo CardStablecoins: USDC
- Fiat deposits
- Bybit Card (Global)Bybit account bank depositTuyo CardVirtual-account receiving
- Transfers
- Bybit Card (Global)Stablecoin transfers; Bybit account fiat withdrawalTuyo CardStablecoin transfers
- Payout currencies
- Bybit Card (Global)Not disclosedTuyo CardNot disclosed
Rewards
3 fields- Base cashback
- Bybit Card (Global)2%Tuyo Card0%
- Max cashback
- Bybit Card (Global)10%Tuyo Card100%
- Reward currency
- Bybit Card (Global)USD-equivalent cashback via convertible Bybit Points (1 point = USD 0.002; Auto Cashback from 50 points)Tuyo CardUSD
Earn
5 fields- Advertised APY
- Bybit Card (Global)Not disclosedTuyo CardUp to 11% APY
- How it works
- Bybit Card (Global)Earn on spending balanceTuyo CardEarn on spending balance, Optional earn vault
- Separate deposit
- Bybit Card (Global)Not disclosedTuyo CardYes
- Use balance for spending
- Bybit Card (Global)YesTuyo CardYes
- Lock-up
- Bybit Card (Global)NoTuyo CardNot disclosed
Trust & availability
6 fields- Custody
- Bybit Card (Global)CustodialTuyo CardSelf-custody
- Control until payment
- Bybit Card (Global)Provider controls fundsTuyo CardYou keep control
- Card issuer
- Bybit Card (Global)Fly Wallet Pty Ltd, Winway International Pty Ltd, Vortex Pay, S. de R.L. de C.V.Tuyo CardThird National
- Card processing
- Bybit Card (Global)Not disclosedTuyo CardSignify Holdings, Inc. (Rain)
- Deposits & withdrawals
- Bybit Card (Global)Not disclosedTuyo CardBridge Ventures, Inc. (Bridge)
- Bank transfers
- Bybit Card (Global)Not disclosedTuyo CardBANEX Microfinance Bank Limited
Sources
2 fields- Official sources
- Bybit Card (Global)9Tuyo Card12
- Last reviewed
- Bybit Card (Global)Aug 14, 2026Tuyo CardAug 5, 2026
04 · The trade-off
Tuyo Card is the stronger all-round choice
Tuyo Card finishes ahead with an Overall Score of 74 versus 68 for Bybit Card (Global). Tuyo Card has the lower published FX fee (1–3% vs 1–7%). Bybit Card (Global) has the higher published base cashback rate (2% vs 0%).
Bybit Card (Global) still comes out ahead for Cashback, Travel, and Transfers, which may matter more than the overall result if that is how you plan to use the card. Bybit Card (Global) uses a custodial balance setup, while Tuyo Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Bybit Card (Global) lists more stablecoins and ways to send money out (4 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Bybit Card (Global) and Tuyo Card reviews first.
Continue with
Bybit Card (Global)
Continue with
Tuyo Card
05 · Common questions
Bybit vs Tuyo FAQ
Is Bybit or Tuyo better overall?
Tuyo Card has the higher Overall Score (74 vs 68). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Bybit or Tuyo?
Tuyo Card has the lower published FX fee (1–3% vs 1–7%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Bybit or Tuyo?
Bybit Card (Global) has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Bybit and Tuyo differ on custody?
Bybit Card (Global) uses a custodial balance setup, while Tuyo Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Bybit vs Tuyo comparison?
The latest information check for these two cards was August 14, 2026, using 21 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.