Side-by-side card comparison

Coin98 Fusion vs Fasset: overall score versus use-case fit

Coin98 Fusion Card has the higher Overall Score by 7 points (60 vs 53). Coin98 Fusion Card looks stronger for Travel, Funds control, and Lowest fees, while Fasset Card comes out ahead for Cashback and Transfers.

Information checked Aug 11, 202632 official sources reviewed

01 · Overall score versus use-case fit

Coin98 Fusion Card is the better all-round starting point

Coin98 Fusion Card has the higher Overall Score in this comparison. Fasset Card may be the better fit for Cashback and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallCoin98 Fusion60Fasset53Higher score
CashbackCoin98 Fusion17Fasset19Higher score
TravelCoin98 Fusion65Fasset30Higher score
Funds controlCoin98 Fusion64Fasset45Higher score
Lowest feesCoin98 Fusion72Fasset51Higher score
TransfersCoin98 Fusion39Fasset50Higher score

Choose Coin98 Fusion Card if travel and funds control matter most

Coin98 Fusion Card comes out ahead for Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Virtual Visa with both phone wallets
  • USDC and USDT top-ups on five networks
  • No monthly or annual card fee

Choose Fasset Card if cashback and transfers matter most

Fasset Card comes out ahead for Cashback and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Clear internal USDT funding flow
  • Broad phone-wallet support
  • Complete card-country list

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Coin98 Fusion60
Fasset53

Coin98 Fusion Card has the higher Overall Score by 7 points.

Entry cost & FX
Coin98 Fusion$0 plan · 1.7% foreign-currency conversion FX
FassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FX

Coin98 Fusion Card has the lower published FX fee (1.7% foreign-currency conversion vs 3% non-USD FX; up to 3% cross-border may also apply).

Purchase rewards
Coin98 Fusion0% cashback
FassetNot disclosed

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Funds control
Coin98 FusionHybrid custody
FassetCustodial balance

Coin98 Fusion Card uses a hybrid custody setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
Coin98 FusionVirtual · Apple Pay, Google Pay
FassetVirtual · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
Coin98 Fusion2 stablecoins · Not modeled
Fasset1 stablecoin · Card balance back to Fasset Wallet

Both cards list the same number of stablecoins and ways to send money out.

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
0%
Plan cost
$0
FX fee
1.7% foreign-currency conversion
ATM fee
1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
2 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat
Cashback
Not disclosed
Plan cost
Not disclosed
FX fee
3% non-USD FX; up to 3% cross-border may also apply
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Coin98 Fusion CardOverall60
Fasset CardOverall53
01

Scores

6 fields
Overall Score
Coin98 Fusion Card
60
Fasset Card
53
Cashback score
Coin98 Fusion Card
17
Fasset Card
19
Travel score
Coin98 Fusion Card
65
Fasset Card
30
Funds control score
Coin98 Fusion Card
64
Fasset Card
45
Lowest fees score
Coin98 Fusion Card
72
Fasset Card
51
Transfers score
Coin98 Fusion Card
39
Fasset Card
50
02

Strengths & trade-offs

2 fields
Strengths
Coin98 Fusion Card
Virtual Visa with both phone wallets, USDC and USDT top-ups on five networks
Fasset Card
Clear internal USDT funding flow, Broad phone-wallet support
Trade-offs
Coin98 Fusion Card
Evergreen rewards are not verified, Top-up, FX and ATM fees apply
Fasset Card
Foreign spend can be expensive, OWN reward economics are missing
03

Costs

7 fields
Plan cost
Coin98 Fusion Card
$0
Fasset Card
Not disclosed
FX fee
Coin98 Fusion Card
1.7% foreign-currency conversion
Fasset Card
3% non-USD FX; up to 3% cross-border may also apply
Top-up fee
Coin98 Fusion Card
1%
Fasset Card
0%
Card spending fee
Coin98 Fusion Card
Not disclosed
Fasset Card
0%
ATM fee
Coin98 Fusion Card
1% or SGD 5, whichever is higher, plus any ATM-operator surcharge
Fasset Card
Not available
Virtual card
Coin98 Fusion Card
USD 9 issuance/activation fee
Fasset Card
9.99 USDT activation / issuance fee
Physical card
Coin98 Fusion Card
Not applicable while the physical card is under development
Fasset Card
Not disclosed
04

Plans

2 fields
Available plans
Coin98 Fusion Card
Not disclosed
Fasset Card
Base virtual live; Edge waitlist; Select, Elite and Reserve coming soon
Top cashback plan
Coin98 Fusion Card
Not disclosed
Fasset Card
Not disclosed
05

Everyday use

8 fields
Network
Coin98 Fusion Card
Visa
Fasset Card
Visa
Card formats
Coin98 Fusion Card
Virtual
Fasset Card
Virtual
ATM withdrawals
Coin98 Fusion Card
Available
Fasset Card
Not available
Mobile wallets
Coin98 Fusion Card
Apple Pay, Google Pay
Fasset Card
Apple Pay, Google Pay
Apps
Coin98 Fusion Card
iOS, Android
Fasset Card
iOS, Android
Daily spending limit
Coin98 Fusion Card
No daily card-spend limit published; SGD 200,000 rolling 12-month spending limit
Fasset Card
$2,000 per day
Monthly spending limit
Coin98 Fusion Card
No monthly card-spend limit published; SGD 200,000 rolling 12-month spending limit
Fasset Card
Not publicly disclosed
ATM limit
Coin98 Fusion Card
SGD 10,000 per day and SGD 100,000 per month; per-transaction cap unclear
Fasset Card
Not applicable; ATM cash advances unavailable
06

Funding & transfers

5 fields
Networks
Coin98 Fusion Card
Ethereum, Solana, Polygon, Base, Tron
Fasset Card
Not disclosed
Crypto deposits
Coin98 Fusion Card
Stablecoins: USDC, USDT
Fasset Card
Stablecoins: USDT
Fiat deposits
Coin98 Fusion Card
Not disclosed
Fasset Card
Not disclosed
Transfers
Coin98 Fusion Card
Not disclosed
Fasset Card
Card balance back to Fasset Wallet
Payout currencies
Coin98 Fusion Card
Not disclosed
Fasset Card
Not disclosed
07

Rewards

3 fields
Base cashback
Coin98 Fusion Card
0%
Fasset Card
Not disclosed
Max cashback
Coin98 Fusion Card
0%
Fasset Card
Not disclosed
Reward currency
Coin98 Fusion Card
Not applicable
Fasset Card
OWN points
08

Earn

5 fields
Advertised APY
Coin98 Fusion Card
Not offered
Fasset Card
Not offered
How it works
Coin98 Fusion Card
Not offered
Fasset Card
Not offered
Separate deposit
Coin98 Fusion Card
Not offered
Fasset Card
Not offered
Use balance for spending
Coin98 Fusion Card
Not offered
Fasset Card
Not offered
Lock-up
Coin98 Fusion Card
Not offered
Fasset Card
Not offered
09

Trust & availability

3 fields
Custody
Coin98 Fusion Card
Hybrid custody
Fasset Card
Custodial
Control until payment
Coin98 Fusion Card
Provider controls funds
Fasset Card
Provider controls funds
Card issuer
Coin98 Fusion Card
DCS Card Centre Pte. Ltd.
Fasset Card
Third National
10

Sources

2 fields
Official sources
Coin98 Fusion Card
23
Fasset Card
9
Last reviewed
Coin98 Fusion Card
Aug 5, 2026
Fasset Card
Aug 11, 2026

04 · The trade-off

Coin98 Fusion Card is the stronger all-round choice

Coin98 Fusion Card finishes ahead with an Overall Score of 60 versus 53 for Fasset Card. Coin98 Fusion Card has the lower published FX fee (1.7% foreign-currency conversion vs 3% non-USD FX; up to 3% cross-border may also apply). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Fasset Card still comes out ahead for Cashback and Transfers, which may matter more than the overall result if that is how you plan to use the card. Coin98 Fusion Card uses a hybrid custody setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

Both cards list the same number of stablecoins and ways to send money out. Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Coin98 Fusion Card and Fasset Card reviews first.

05 · Common questions

Coin98 Fusion vs Fasset FAQ

Is Coin98 Fusion or Fasset better overall?

Coin98 Fusion Card has the higher Overall Score (60 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Coin98 Fusion or Fasset?

Coin98 Fusion Card has the lower published FX fee (1.7% foreign-currency conversion vs 3% non-USD FX; up to 3% cross-border may also apply). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Coin98 Fusion or Fasset?

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Coin98 Fusion and Fasset differ on custody?

Coin98 Fusion Card uses a hybrid custody setup, while Fasset Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Coin98 Fusion vs Fasset comparison?

The latest information check for these two cards was August 11, 2026, using 32 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace