Side-by-side card comparison

Fasset vs Coinbase One: where the score gap comes from

Coinbase One Card has the higher Overall Score by 3 points (56 vs 53). The available use-case scores do not point to a clear winner, so compare the fees, control of funds, card access and availability that matter to you.

Information checked Sep 5, 202632 official sources reviewed

01 · Where the gap opens

Coinbase One Card is the better all-round starting point

Coinbase One Card has the higher Overall Score in this comparison. Fasset Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallFasset53Coinbase One56Higher score
CashbackFasset19Coinbase One40Compare the details below
TravelFasset30Coinbase One60Compare the details below
Funds controlFasset45Coinbase One36Compare the details below
Lowest feesFasset51Coinbase One58Compare the details below
TransfersFasset50Coinbase One24Compare the details below

Choose Fasset Card if its day-to-day setup suits you

Fasset Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.

  • Clear internal USDT funding flow
  • Broad phone-wallet support
  • Complete card-country list

Choose Coinbase One Card if its day-to-day setup suits you

Coinbase One Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.

  • 2% BTC on eligible purchases
  • No foreign transaction fee
  • Metal card and both phone wallets

What separates the two cards

The higher score is only the start. The rows below show which product differences create it.

Overall Score
Fasset53
Coinbase One56

Coinbase One Card has the higher Overall Score by 3 points.

Entry cost & FX
FassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FX
Coinbase One$49.99/year plan · 0% foreign transaction fee; Amex conversion rates remain separate FX

Coinbase One Card has the lower published FX fee (0% foreign transaction fee; Amex conversion rates remain separate vs 3% non-USD FX; up to 3% cross-border may also apply).

Purchase rewards
FassetNot disclosed
Coinbase One2% base · up to 4%

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Funds control
FassetCustodial balance
Coinbase OneCustodial balance

Fasset Card and Coinbase One Card use the same custodial balance setup.

Everyday access
FassetVirtual · Apple Pay, Google Pay
Coinbase OneVirtual + Physical · Apple Pay, Google Pay

Coinbase One Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
Fasset1 stablecoin · Card balance back to Fasset Wallet
Coinbase One0 stablecoins · Not modeled

Fasset Card lists more stablecoins and ways to send money out (2 vs 0).

02 · Read the shortlist

Why one card starts ahead

These quick facts cover the costs, rewards and everyday features behind the early lead.

2 cards compared
Cashback
Not disclosed
Plan cost
Not disclosed
FX fee
3% non-USD FX; up to 3% cross-border may also apply
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat
Cashback
2%-4%
Plan cost
$49.99/year
FX fee
0% foreign transaction fee; Amex conversion rates remain separate
ATM fee
Cash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
0 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat

03 · Compare the details

Test the lead, row by row

A better number is marked only when both providers publish values that can be compared fairly.

Best known Not disclosed
Cards
Fasset CardOverall53
Coinbase One CardOverall56
01

Scores

6 fields
Overall Score
Fasset Card
53
Coinbase One Card
56
Cashback score
Fasset Card
19
Coinbase One Card
40
Travel score
Fasset Card
30
Coinbase One Card
60
Funds control score
Fasset Card
45
Coinbase One Card
36
Lowest fees score
Fasset Card
51
Coinbase One Card
58
Transfers score
Fasset Card
50
Coinbase One Card
24
02

Strengths & trade-offs

2 fields
Strengths
Fasset Card
Clear internal USDT funding flow, Broad phone-wallet support
Coinbase One Card
2% BTC on eligible purchases, No foreign transaction fee
Trade-offs
Fasset Card
Foreign spend can be expensive, OWN reward economics are missing
Coinbase One Card
Paid membership is required, Debt and cash advances carry costs
03

Costs

7 fields
Plan cost
Fasset Card
Not disclosed
Coinbase One Card
$49.99/year
FX fee
Fasset Card
3% non-USD FX; up to 3% cross-border may also apply
Coinbase One Card
0% foreign transaction fee; Amex conversion rates remain separate
Top-up fee
Fasset Card
0%
Coinbase One Card
Linked U.S. bank or accepted Coinbase wallet repayment; crypto spread varies
Card spending fee
Fasset Card
0%
Coinbase One Card
Not disclosed
ATM fee
Fasset Card
Not available
Coinbase One Card
Cash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
Virtual card
Fasset Card
9.99 USDT activation / issuance fee
Coinbase One Card
Not disclosed
Physical card
Fasset Card
Not disclosed
Coinbase One Card
Not disclosed
04

Plans

2 fields
Available plans
Fasset Card
Base virtual live; Edge waitlist; Select, Elite and Reserve coming soon
Coinbase One Card
4 plans: AOC tier 1: 2%, AOC tier 2: 2.5%, AOC tier 3: 3%, AOC tier 4: 4%
Top cashback plan
Fasset Card
Not disclosed
Coinbase One Card
AOC tier 4: 4%: 4%
05

Everyday use

8 fields
Network
Fasset Card
Visa
Coinbase One Card
American Express
Card formats
Fasset Card
Virtual
Coinbase One Card
Virtual, Physical
ATM withdrawals
Fasset Card
Not available
Coinbase One Card
Not disclosed
Mobile wallets
Fasset Card
Apple Pay, Google Pay
Coinbase One Card
Apple Pay, Google Pay
Apps
Fasset Card
iOS, Android
Coinbase One Card
iOS, Android, Web
Daily spending limit
Fasset Card
$2,000 per day
Coinbase One Card
Personalized credit limit; no reusable daily spend ceiling
Monthly spending limit
Fasset Card
Not publicly disclosed
Coinbase One Card
Personalized credit limit; no reusable monthly spend ceiling
ATM limit
Fasset Card
Not applicable; ATM cash advances unavailable
Coinbase One Card
Cash access and its sublimit are determined by the issuer
06

Funding & transfers

5 fields
Networks
Fasset Card
Not disclosed
Coinbase One Card
Not disclosed
Crypto deposits
Fasset Card
Stablecoins: USDT
Coinbase One Card
Not disclosed
Fiat deposits
Fasset Card
Not disclosed
Coinbase One Card
Not disclosed
Transfers
Fasset Card
Card balance back to Fasset Wallet
Coinbase One Card
Not disclosed
Payout currencies
Fasset Card
Not disclosed
Coinbase One Card
Not disclosed
07

Rewards

3 fields
Base cashback
Fasset Card
Not disclosed
Coinbase One Card
2%
Max cashback
Fasset Card
Not disclosed
Coinbase One Card
4%
Reward currency
Fasset Card
OWN points
Coinbase One Card
Bitcoin
08

Earn

5 fields
Advertised APY
Fasset Card
Not offered
Coinbase One Card
Up to 3.5% APY
How it works
Fasset Card
Not offered
Coinbase One Card
Borrow against collateral
Separate deposit
Fasset Card
Not offered
Coinbase One Card
No
Use balance for spending
Fasset Card
Not offered
Coinbase One Card
No
Lock-up
Fasset Card
Not offered
Coinbase One Card
Yes
09

Trust & availability

4 fields
Custody
Fasset Card
Custodial
Coinbase One Card
Custodial
Control until payment
Fasset Card
Provider controls funds
Coinbase One Card
Provider controls funds
Card issuer
Fasset Card
Third National
Coinbase One Card
First Electronic Bank
Custody / key management
Fasset Card
Not disclosed
Coinbase One Card
Coinbase, Inc.
10

Sources

2 fields
Official sources
Fasset Card
9
Coinbase One Card
23
Last reviewed
Fasset Card
Aug 11, 2026
Coinbase One Card
Sep 5, 2026

04 · The verdict

Coinbase One Card is the stronger all-round choice

Coinbase One Card finishes ahead with an Overall Score of 56 versus 53 for Fasset Card. Coinbase One Card has the lower published FX fee (0% foreign transaction fee; Amex conversion rates remain separate vs 3% non-USD FX; up to 3% cross-border may also apply). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.

Fasset Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Fasset Card and Coinbase One Card use the same custodial balance setup.

Fasset Card lists more stablecoins and ways to send money out (2 vs 0). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Fasset Card and Coinbase One Card reviews first.

05 · Common questions

Fasset vs Coinbase One FAQ

Is Fasset or Coinbase One better overall?

Coinbase One Card has the higher Overall Score (56 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Fasset or Coinbase One?

Coinbase One Card has the lower published FX fee (0% foreign transaction fee; Amex conversion rates remain separate vs 3% non-USD FX; up to 3% cross-border may also apply). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Fasset or Coinbase One?

The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Fasset and Coinbase One differ on custody?

Fasset Card and Coinbase One Card use the same custodial balance setup.

How current is this Fasset vs Coinbase One comparison?

The latest information check for these two cards was September 5, 2026, using 32 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Test the winner

Put the leading card against another close alternative, or choose a new pair yourself.

Open the comparison workspace