FassetFasset
53
Side-by-side card comparison
Fasset vs Solayer Pay: overall score versus use-case fit
Solayer Pay Card has the higher Overall Score by 2 points (55 vs 53). Fasset Card looks stronger for Lowest fees and Transfers, while Solayer Pay Card comes out ahead for Cashback, Travel, and Funds control.
Information checked Aug 12, 202634 official sources reviewed
01 · Overall score versus use-case fit
Solayer Pay Card is the better all-round starting point
Solayer Pay Card has the higher Overall Score in this comparison. Fasset Card may be the better fit for Lowest fees and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallFasset53Solayer Pay55Higher score
CashbackFasset19Solayer Pay20Higher score
TravelFasset30Solayer Pay53Higher score
Funds controlFasset45Solayer Pay47Higher score
Lowest feesFasset51Solayer Pay43Higher score
TransfersFasset50Solayer Pay29Higher score
Choose Fasset Card if lowest fees and transfers matter most
Fasset Card comes out ahead for Lowest fees and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Clear internal USDT funding flow
- Broad phone-wallet support
- Complete card-country list
Choose Solayer Pay Card if cashback and travel matter most
Solayer Pay Card comes out ahead for Cashback, Travel, and Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual and physical Visa cards
- Spend USDC from Solana
- sUSD can earn while spendable
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Fasset53Solayer Pay55
Solayer Pay Card has the higher Overall Score by 2 points.
- Entry cost & FX
- FassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FXSolayer Pay$20/year plan · Up to 3% stated + $0.10; components may stack FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- FassetNot disclosedSolayer Pay0% base
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- FassetCustodial balanceSolayer PayCustodial balance
Fasset Card and Solayer Pay Card use the same custodial balance setup.
- Everyday access
- FassetVirtual · Apple Pay, Google PaySolayer PayVirtual + Physical · Apple Pay, Google Pay
Solayer Pay Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Fasset1 stablecoin · Card balance back to Fasset WalletSolayer Pay1 stablecoin · Not modeled
Fasset Card lists more stablecoins and ways to send money out (2 vs 1).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- 3% non-USD FX; up to 3% cross-border may also apply
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0% base
- Plan cost
- $20/year
- FX fee
- Up to 3% stated + $0.10; components may stack
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsFasset CardOverall53Solayer Pay CardOverall55
Fasset CardOverall53Solayer Pay CardOverall55Scores
6 fields- Overall Score
- Fasset Card53Solayer Pay Card55
- Cashback score
- Fasset Card19Solayer Pay Card20
- Travel score
- Fasset Card30Solayer Pay Card53
- Funds control score
- Fasset Card45Solayer Pay Card47
- Lowest fees score
- Fasset Card51Solayer Pay Card43
- Transfers score
- Fasset Card50Solayer Pay Card29
Strengths & trade-offs
2 fields- Strengths
- Fasset CardClear internal USDT funding flow, Broad phone-wallet supportSolayer Pay CardVirtual and physical Visa cards, Spend USDC from Solana
- Trade-offs
- Fasset CardForeign spend can be expensive, OWN reward economics are missingSolayer Pay CardPurchases earn Emerald Points, FX costs vary by region
Costs
7 fields- Plan cost
- Fasset CardNot disclosedSolayer Pay Card$20/year
- FX fee
- Fasset Card3% non-USD FX; up to 3% cross-border may also applySolayer Pay CardUp to 3% stated + $0.10; components may stack
- Top-up fee
- Fasset Card0%Solayer Pay Card1%
- Card spending fee
- Fasset Card0%Solayer Pay Card$0.15
- ATM fee
- Fasset CardNot availableSolayer Pay CardNot disclosed
- Virtual card
- Fasset Card9.99 USDT activation / issuance feeSolayer Pay Card$0 virtual card; included with the $20/year Solayer Pay base plan
- Physical card
- Fasset CardNot disclosedSolayer Pay CardFree card; US Express shipping $24.99 or International Express shipping $59.99
Plans
2 fields- Available plans
- Fasset CardBase virtual live; Edge waitlist; Select, Elite and Reserve coming soonSolayer Pay Card1 plans: Solayer Pay
- Top cashback plan
- Fasset CardNot disclosedSolayer Pay CardNot disclosed
Everyday use
8 fields- Network
- Fasset CardVisaSolayer Pay CardVisa
- Card formats
- Fasset CardVirtualSolayer Pay CardVirtual, Physical
- ATM withdrawals
- Fasset CardNot availableSolayer Pay CardAvailable
- Mobile wallets
- Fasset CardApple Pay, Google PaySolayer Pay CardApple Pay, Google Pay
- Apps
- Fasset CardiOS, AndroidSolayer Pay CardiOS, Android
- Daily spending limit
- Fasset Card$2,000 per daySolayer Pay CardShown in app
- Monthly spending limit
- Fasset CardNot publicly disclosedSolayer Pay CardShown in app
- ATM limit
- Fasset CardNot applicable; ATM cash advances unavailableSolayer Pay CardLimits shown in app
Funding & transfers
5 fields- Networks
- Fasset CardNot disclosedSolayer Pay CardSolana
- Crypto deposits
- Fasset CardStablecoins: USDTSolayer Pay CardStablecoins: USDC
- Fiat deposits
- Fasset CardNot disclosedSolayer Pay CardNot disclosed
- Transfers
- Fasset CardCard balance back to Fasset WalletSolayer Pay CardNot disclosed
- Payout currencies
- Fasset CardNot disclosedSolayer Pay CardNot disclosed
Rewards
3 fields- Base cashback
- Fasset CardNot disclosedSolayer Pay Card0%
- Max cashback
- Fasset CardNot disclosedSolayer Pay CardNot disclosed
- Reward currency
- Fasset CardOWN pointsSolayer Pay CardEmerald Points
Earn
5 fields- Advertised APY
- Fasset CardNot offeredSolayer Pay CardUp to 3.5% APY
- How it works
- Fasset CardNot offeredSolayer Pay CardEarn on spending balance
- Separate deposit
- Fasset CardNot offeredSolayer Pay CardNo
- Use balance for spending
- Fasset CardNot offeredSolayer Pay CardYes
- Lock-up
- Fasset CardNot offeredSolayer Pay CardNo
Trust & availability
5 fields- Custody
- Fasset CardCustodialSolayer Pay CardCustodial
- Control until payment
- Fasset CardProvider controls fundsSolayer Pay CardProvider controls funds
- Card issuer
- Fasset CardThird NationalSolayer Pay CardThird National
- Identity verification
- Fasset CardNot disclosedSolayer Pay CardSumsub
- Programme operator
- Fasset CardNot disclosedSolayer Pay CardSolayer Labs, Inc.
Sources
2 fields- Official sources
- Fasset Card9Solayer Pay Card25
- Last reviewed
- Fasset CardAug 11, 2026Solayer Pay CardAug 12, 2026
04 · The trade-off
Solayer Pay Card is the stronger all-round choice
Solayer Pay Card finishes ahead with an Overall Score of 55 versus 53 for Fasset Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Fasset Card still comes out ahead for Lowest fees and Transfers, which may matter more than the overall result if that is how you plan to use the card. Fasset Card and Solayer Pay Card use the same custodial balance setup.
Fasset Card lists more stablecoins and ways to send money out (2 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Fasset Card and Solayer Pay Card reviews first.
Continue with
Fasset Card
Continue with
Solayer Pay Card
05 · Common questions
Fasset vs Solayer Pay FAQ
Is Fasset or Solayer Pay better overall?
Solayer Pay Card has the higher Overall Score (55 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Fasset or Solayer Pay?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Fasset or Solayer Pay?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Fasset and Solayer Pay differ on custody?
Fasset Card and Solayer Pay Card use the same custodial balance setup.
How current is this Fasset vs Solayer Pay comparison?
The latest information check for these two cards was August 12, 2026, using 34 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.