No CEXUS available
- Cashback
- 0%-15%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
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02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
Metal cardNo CEX
- Cashback
- 1.5%-3%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
BTC depositsCrypto-native
- Cashback
- 0%-3%
- Plan cost
- $0
- Custody
- Custodial
- Network
- Visa
Points rewardsNo CEX
- Cashback
- 0% base
- Plan cost
- $20/year
- Custody
- Custodial
- Network
- Visa
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03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
Fold Debit CardOverall72
KAST CardOverall84
RedotPay CardOverall69
Solayer Pay CardOverall55
Fold Debit CardOverall72KAST CardOverall84RedotPay CardOverall69Solayer Pay CardOverall55- Special offer
- Fold Debit CardNo active offerKAST Card20% off20% off your first subscriptionRedotPay CardNo active offerSolayer Pay CardNo active offer
Scores
6 fields- Overall Score
- Fold Debit Card72KAST Card84RedotPay Card69Solayer Pay Card55
- Cashback score
- Fold Debit Card40KAST Card75RedotPay Card41Solayer Pay Card20
- Travel score
- Fold Debit Card78KAST Card92RedotPay Card83Solayer Pay Card53
- Funds control score
- Fold Debit Card59KAST Card71RedotPay Card55Solayer Pay Card47
- Lowest fees score
- Fold Debit Card71KAST Card81RedotPay Card66Solayer Pay Card43
- Transfers score
- Fold Debit Card77KAST Card100RedotPay Card85Solayer Pay Card29
Strengths & trade-offs
2 fields- Strengths
- Fold Debit CardSeveral USD funding routes, Physical card and phone walletsKAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card accessRedotPay CardVirtual and physical cards are both available, Apple Pay and Google Pay supportSolayer Pay CardVirtual and physical Visa cards, Spend USDC from Solana
- Trade-offs
- Fold Debit CardU.S.-only applications, Free-plan ATM and foreign feesKAST CardNon-USD FX can exceed entry cashback, ATM use adds two chargesRedotPay CardSpending uses a RedotPay account balance, ATM withdrawals carry a 3% feeSolayer Pay CardPurchases earn Emerald Points, FX costs vary by region
Costs
7 fields- Plan cost
- Fold Debit Card$0KAST Card$0RedotPay Card$0Solayer Pay Card$20/year
- FX fee
- Fold Debit Card$3 fixed provider fee per foreign transaction for Fold; $0 for Fold+; no percentage FX fee is inferredKAST Card0.5–1.75%RedotPay Card1.2–2%Solayer Pay CardUp to 3% stated + $0.10; components may stack
- Top-up fee
- Fold Debit CardInstant debit funding costs 1.5%, capped at $25; ACH and direct-deposit routes are separateKAST Card0%RedotPay CardNot disclosedSolayer Pay Card1%
- Card spending fee
- Fold Debit Card0%KAST Card0%RedotPay CardNot disclosedSolayer Pay Card$0.15
- ATM fee
- Fold Debit Card$3.50 Fold provider fee for the free plan; $0 for Fold+; operator fees may applyKAST Card$3 + 2%RedotPay Card2–3%Solayer Pay CardNot disclosed
- Virtual card
- Fold Debit CardNot disclosedKAST CardFree first twoRedotPay Card10 USD one-time issuance fee; non-refundable after paymentSolayer Pay Card$0 virtual card; included with the $20/year Solayer Pay base plan
- Physical card
- Fold Debit Card$0 card purchase feeKAST CardFree; $40 shippingRedotPay Card100 USD one-time issuance fee; non-refundable after paymentSolayer Pay CardFree card; US Express shipping $24.99 or International Express shipping $59.99
Plans
2 fields- Available plans
- Fold Debit Card2 plans: Fold, Fold+KAST Card3 plans: Standard, Premium, PrivateRedotPay Card2 plans: Regular, ProSolayer Pay Card1 plans: Solayer Pay
- Top cashback plan
- Fold Debit CardFold+: 0.5%KAST CardPrivate: 3%RedotPay CardPro: 3%Solayer Pay CardNot disclosed
Everyday use
8 fields- Network
- Fold Debit CardVisaKAST CardVisaRedotPay CardVisaSolayer Pay CardVisa
- Card formats
- Fold Debit CardVirtual, PhysicalKAST CardVirtual, PhysicalRedotPay CardVirtual, PhysicalSolayer Pay CardVirtual, Physical
- ATM withdrawals
- Fold Debit CardAvailableKAST CardAvailableRedotPay CardAvailableSolayer Pay CardAvailable
- Mobile wallets
- Fold Debit CardApple Pay, Google PayKAST CardApple Pay, Google PayRedotPay CardApple Pay, Google PaySolayer Pay CardApple Pay, Google Pay
- Apps
- Fold Debit CardiOS, AndroidKAST CardiOS, AndroidRedotPay CardiOS, AndroidSolayer Pay CardiOS, Android
- Daily spending limit
- Fold Debit Card$15,000 per transaction and per dayKAST CardNo capRedotPay CardNot disclosedSolayer Pay CardShown in app
- Monthly spending limit
- Fold Debit Card$50,000 per monthKAST CardNo capRedotPay CardNot disclosedSolayer Pay CardShown in app
- ATM limit
- Fold Debit Card$250 per withdrawal; $1,000 daily and monthlyKAST CardLimits shown in appRedotPay CardNot disclosedSolayer Pay CardLimits shown in app
Funding & transfers
5 fields- Networks
- Fold Debit CardNot disclosedKAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7RedotPay CardTRC20, ERC20, BEP20Solayer Pay CardSolana
- Crypto deposits
- Fold Debit CardNot disclosedKAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22RedotPay CardStablecoins: USDT, USDC; Other crypto: BTC, ETH, SOL, XRP, BNB +3Solayer Pay CardStablecoins: USDC
- Fiat deposits
- Fold Debit CardLinked-bank ACH, Direct deposit, Instant debit-card fundingKAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2RedotPay CardRedotPay account bank depositSolayer Pay CardNot disclosed
- Transfers
- Fold Debit CardACH withdrawal, Instant debit-card withdrawal, ATM withdrawal, ACH bill payKAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsRedotPay CardStablecoin transfers; RedotPay International TransferSolayer Pay CardNot disclosed
- Payout currencies
- Fold Debit CardUSD, USD cash equivalentKAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4RedotPay CardNot disclosedSolayer Pay CardNot disclosed
Rewards
3 fields- Base cashback
- Fold Debit Card0%KAST Card1.5%RedotPay Card0%Solayer Pay Card0%
- Max cashback
- Fold Debit Card15%KAST Card3%RedotPay Card3%Solayer Pay CardNot disclosed
- Reward currency
- Fold Debit CardBitcoinKAST CardUSD cashbackRedotPay CardUSDs cashbackSolayer Pay CardEmerald Points
Earn
5 fields- Advertised APY
- Fold Debit CardNot offeredKAST CardUp to 7% APYRedotPay CardUp to 1% APYSolayer Pay CardUp to 3.5% APY
- How it works
- Fold Debit CardNot offeredKAST CardOptional earn vaultRedotPay CardOptional earn vaultSolayer Pay CardEarn on spending balance
- Separate deposit
- Fold Debit CardNot offeredKAST CardYesRedotPay CardYesSolayer Pay CardNo
- Use balance for spending
- Fold Debit CardNot offeredKAST CardNoRedotPay CardNot disclosedSolayer Pay CardYes
- Lock-up
- Fold Debit CardNot offeredKAST CardNoRedotPay CardNot disclosedSolayer Pay CardNo
Trust & availability
8 fields- Custody
- Fold Debit CardCustodialKAST CardCustodialRedotPay CardCustodialSolayer Pay CardCustodial
- Control until payment
- Fold Debit CardProvider controls fundsKAST CardProvider controls fundsRedotPay CardProvider controls fundsSolayer Pay CardProvider controls funds
- Card issuer
- Fold Debit CardSutton BankKAST CardThird NationalRedotPay CardXfers Pte. Ltd.Solayer Pay CardThird National
- Card processing
- Fold Debit CardMarqeta, Inc.KAST CardTazapayRedotPay CardRedotPaySolayer Pay CardNot disclosed
- Custody / key management
- Fold Debit CardBitGo Bank and Trust, N.A. / BitGo Prime LLCKAST CardBitGoRedotPay CardNot disclosedSolayer Pay CardNot disclosed
- Bank transfers
- Fold Debit CardPlaid Inc., Astra, Inc.KAST CardNot disclosedRedotPay CardNot disclosedSolayer Pay CardNot disclosed
- Identity verification
- Fold Debit CardNot disclosedKAST CardNot disclosedRedotPay CardNot disclosedSolayer Pay CardSumsub
- Programme operator
- Fold Debit CardNot disclosedKAST CardTroia CorpRedotPay CardRed F. Technology LimitedSolayer Pay CardSolayer Labs, Inc.
Sources
2 fields- Official sources
- Fold Debit Card29KAST Card20RedotPay Card28Solayer Pay Card25
- Last reviewed
- Fold Debit CardAug 14, 2026KAST CardAug 28, 2026RedotPay CardAug 25, 2026Solayer Pay CardAug 12, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.