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Compare cards

Choose 2–4 cards to compare fees, rewards and everyday use.

Payy Card
Tuyo Card
Avici Card
Solid Card

Compare the details

Best known Not disclosed

Scroll for more cards and details.

Feature
Payy Card
Tuyo Card
Avici Card
Solid Card
01

Scores

Overall Score
Payy Card
62
Tuyo Card
76
Avici Card
71
Solid Card
86
Cashback score
Payy Card
17
Tuyo Card
40
Avici Card
21
Solid Card
89
Travel score
Payy Card
27
Tuyo Card
69
Avici Card
82
Solid Card
57
Funds control score
Payy Card
97
Tuyo Card
100
Avici Card
95
Solid Card
95
Lowest fees score
Payy Card
57
Tuyo Card
70
Avici Card
74
Solid Card
82
Transfers score
Payy Card
68
Tuyo Card
70
Avici Card
67
Solid Card
93
02

Choosing a card

Best fit
Payy Card
  • Spending self-custodied USDC from Payy Wallet through a virtual Visa.
  • Using Payy Network's private settlement for wallet-funded card purchases.
Tuyo Card
  • Spending from a self-custody USD account through a virtual Visa.
  • Moving between bank transfers, crypto and card spending in one account.
Avici Card
  • Using USDC in a user-owned escrow contract to back Visa purchases.
  • Choosing a physical secured card with Apple Pay and Google Pay support.
Solid Card
  • Core users earning 3% in USDC after Rewards opt-in, capped at $50/month.
  • Wirex users paying in EUR with 0% FX when EURC covers the full purchase.
Before you choose
Payy Card
  • Foreign-currency purchases carry a combined 1–3% conversion charge.
  • There is no purchase cashback; Payy Points have no monetary value.
Tuyo Card
  • Non-USD purchases outside the U.S. can add 1% FX plus a 1% abroad fee.
  • Buy Now, Pay Maybe discounts are random; TUYO points have no fixed cash value.
Avici Card
  • The first Platinum virtual card costs $15; Signature has recurring pricing.
  • There is no ongoing purchase cashback, and Avici Earn is not yet available.
Solid Card
  • Cashback arrives 14 days after settlement; savings boosts pay in soFUSE.
  • Category boosts cover the first qualifying purchase per category each month.
03

Costs

Plan cost
Payy Card
$0
Tuyo Card
$0
Avici Card
$0
Solid Card
$0
FX fee
Payy Card
1–3%
Tuyo Card
1–2%
Avici Card
0–1%
Solid Card
0–1.5%
Top-up fee
Payy Card
0%
Tuyo Card
Not disclosed
Avici Card
$0 Avici card top-up fee; swap and network execution costs are separate and not fully published
Solid Card
0.03–0.1%
Card spending fee
Payy Card
0%
Tuyo Card
0%
Avici Card
0%
Solid Card
0%
ATM fee
Payy Card
Not available
Tuyo Card
Operator/bank charges may apply; included within the $250 withdrawal maximum
Avici Card
0–0.65%
Solid Card
Not available
Virtual card
Payy Card
Free; instant after KYC
Tuyo Card
Free
Avici Card
Platinum $15 first / $10 extra; Signature $30 first year / $20 renewal
Solid Card
Virtual Visa in app after KYC; activation requires at least $10 in Wallet or Savings
Physical card
Payy Card
Not disclosed
Tuyo Card
Coming soon; not currently available
Avici Card
Platinum $50; Signature $75 + $20/year from year two
Solid Card
Physical card not listed
04

Plans

Available plans
Payy Card
Not disclosed
Tuyo Card
Not disclosed
Avici Card
2 plans: Visa Platinum, Visa Signature
Solid Card
3 plans: Core, Prime, Ultra
Top cashback plan
Payy Card
Not disclosed
Tuyo Card
Not disclosed
Avici Card
Visa Platinum: 0%
Solid Card
Ultra: 5%
05

Everyday use

Network
Payy Card
Visa/Other network
Tuyo Card
Visa
Avici Card
Visa
Solid Card
Visa
Card formats
Payy Card
Virtual
Tuyo Card
Virtual
Avici Card
Virtual, Physical
Solid Card
Virtual
ATM withdrawals
Payy Card
Not available
Tuyo Card
Available
Avici Card
Available
Solid Card
Not available
Mobile wallets
Payy Card
Apple Pay, Google Pay
Tuyo Card
Apple Pay, Google Pay
Avici Card
Apple Pay, Google Pay
Solid Card
Apple Pay, Google Pay
Apps
Payy Card
iOS, Android
Tuyo Card
iOS, Android
Avici Card
iOS, Android
Solid Card
iOS, Android, Web
Daily spending limit
Payy Card
Not disclosed
Tuyo Card
New cards: up to $50,000/day; can rise to $100,000 after $50,000 cumulative purchases and $200,000 after $100,000
Avici Card
No fixed public transaction cap; balance, issuer and user-set limits apply
Solid Card
Shown in app
Monthly spending limit
Payy Card
Not disclosed
Tuyo Card
No fixed monthly card-spend limit is publicly disclosed.
Avici Card
No fixed public monthly cap; dynamic controls apply
Solid Card
Shown in app
ATM limit
Payy Card
Not disclosed
Tuyo Card
$250 per withdrawal including operator surcharge; at most 3 attempts in any rolling 24 hours, including declines
Avici Card
$3,000 per day; the older help page still lists up to 3 ATM transactions per day
Solid Card
Not disclosed
06

Funding & transfers

Networks
Payy Card
Polygon, Payy Network
Tuyo Card
Ethereum, Base, Arbitrum, BNB Smart Chain, Polygon
Avici Card
Ethereum, Polygon, Optimism, Arbitrum, Solana
Solid Card
Fuse, Ethereum, BNB Smart Chain, Polygon, Base, Arbitrum
Crypto deposits
Payy Card
Stablecoins: USDC
Tuyo Card
Stablecoins: USDC
Avici Card
Stablecoins: USDC
Solid Card
Stablecoins: soUSD, USDC, USDT, FUSE, EURC; Other crypto: soETH, VOLT, WBTC, WETH, WFUSE
Fiat deposits
Payy Card
Bank-account deposit
Tuyo Card
Virtual-account receiving
Avici Card
Not disclosed
Solid Card
USD virtual account, TransFi ARS funding, TransFi COP funding, TransFi BDT funding +13
Transfers
Payy Card
Stablecoin transfers; Payy payment links
Tuyo Card
Stablecoin transfers
Avici Card
Stablecoin transfers
Solid Card
Stablecoin transfers; Bank withdrawal
Payout currencies
Payy Card
Not disclosed
Tuyo Card
Not disclosed
Avici Card
Not disclosed
Solid Card
Not disclosed
07

Rewards

Base cashback
Payy Card
0%
Tuyo Card
0%
Avici Card
0%
Solid Card
3%
Max cashback
Payy Card
0%
Tuyo Card
100%
Avici Card
0%
Solid Card
5%
Reward currency
Payy Card
No cashback
Tuyo Card
USD
Avici Card
No cashback
Solid Card
USDC cashback
08

Earn

Advertised APY
Payy Card
Not offered
Tuyo Card
Not disclosed
Avici Card
Not offered
Solid Card
Up to 14% APY
How it works
Payy Card
Not offered
Tuyo Card
Earn on spending balance, Optional earn vault
Avici Card
Not offered
Solid Card
Borrow against collateral, Optional earn vault
Separate deposit
Payy Card
Not offered
Tuyo Card
Varies
Avici Card
Not offered
Solid Card
Yes
Use balance for spending
Payy Card
Not offered
Tuyo Card
Varies
Avici Card
Not offered
Solid Card
Not disclosed
Lock-up
Payy Card
Not offered
Tuyo Card
Not disclosed
Avici Card
Not offered
Solid Card
Not disclosed
09

Trust & availability

Custody
Payy Card
Self-custody
Tuyo Card
Self-custody
Avici Card
Self-custody
Solid Card
Self-custody
Control until payment
Payy Card
You keep control
Tuyo Card
You keep control
Avici Card
You keep control
Solid Card
You keep control
Card issuer
Payy Card
Third National / Rain
Tuyo Card
Third National
Avici Card
Third National
Solid Card
Rain, Third National, Wirex
Card processing
Payy Card
Rain
Tuyo Card
Signify Holdings, Inc. (Rain)
Avici Card
Relay
Solid Card
Fuse Network Ltd
Deposits & withdrawals
Payy Card
Not disclosed
Tuyo Card
Bridge Ventures, Inc. (Bridge)
Avici Card
Not disclosed
Solid Card
Not disclosed
Bank transfers
Payy Card
Not disclosed
Tuyo Card
BANEX Microfinance Bank Limited
Avici Card
Not disclosed
Solid Card
Not disclosed
Identity verification
Payy Card
Not disclosed
Tuyo Card
Not disclosed
Avici Card
Sumsub
Solid Card
Not disclosed
Programme operator
Payy Card
Not disclosed
Tuyo Card
Not disclosed
Avici Card
Not disclosed
Solid Card
Fuse Network Ltd
10

Sources

Official sources
Payy Card
5
Tuyo Card
12
Avici Card
17
Solid Card
20
Last reviewed
Payy Card
Aug 5, 2026
Tuyo Card
Oct 20, 2026
Avici Card
Sep 20, 2026
Solid Card
Oct 17, 2026

Signup offers

Solid Card

Partner offer

$25 in FUSE

Within 30 days of signup: $150 at 3+ shops, at least $10 at each. Eligible purchases only; those under $2 do not count.

Then make one more eligible purchase of $10+ before payout.

Offer details & conditions

Sign up through this referral link.

Sign up through the referral link, verify identity and activate the Solid Card.

Within 30 days of signup, spend $150 on eligible everyday purchases at three or more shops, at least $10 total at each. Purchases below $2 do not count.

After qualification, make one more eligible purchase of at least $10 before payout.

Rewards normally pay in FUSE to Savings 30 days after qualification; review can add up to 14 days. Refunds, pending payments, wallet/card top-ups, gift cards, transfers, financial services and other excluded categories do not qualify.

If the referral is not shown automatically, use this promo code.15QRE

The $25 value converts to FUSE at payout; FUSE can lose value. October 8 eligibility changes apply to all unpaid rewards, including already-qualified referrals. Referrals before September 8 retain $15 USDC / $75 spend, subject to the updated eligibility rules. Maximum 50 referral rewards. Solid can change or end the programme.

Get SolidRead review
See other offers

Bonuses do not affect scores.