Self-custodyFree base plan
- Cashback
- 0%-100%
- Plan cost
- $0
- Custody
- Self Custody
- Network
- Visa
Card comparison
Compare cards, side by side
Compare fees, rewards, everyday use, money movement and custody from the same reviewed profiles used across the catalog. Missing data stays visible instead of becoming an advantage.
01 · Build the comparison
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Add or remove a card and every comparison row updates automatically.
02 · Read the shortlist
Start with scores and key trade-offs
Each summary uses the same profile and Overall Score as the catalog. Open a score to see its seven fixed category ratings.
Self-custodyFree base plan
- Cashback
- 0%
- Plan cost
- $0
- Custody
- Self Custody
- Network
- Visa/Other network
Self-custodyLow FX
- Cashback
- 3%-5%
- Plan cost
- $0
- Custody
- Self Custody
- Network
- Visa
Self-custodyLow FX
- Cashback
- 0%
- Plan cost
- $0
- Custody
- Self Custody
- Network
- Visa
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03 · Compare the evidence
Scan every difference, row by row
Best markers compare known numeric values only. A missing or unverified field stays explicit and never wins a row.
Best known Not disclosed
Cards
Tuyo CardOverall74
Payy CardOverall62
Solid CardOverall88
Avici CardOverall71
Tuyo CardOverall74Payy CardOverall62Solid CardOverall88Avici CardOverall71- Special offer
- Tuyo CardNo active offerPayy CardNo active offerSolid CardGet $15$15 new-user bonus after qualifying card spendAvici CardNo active offer
Scores
6 fields- Overall Score
- Tuyo Card74Payy Card62Solid Card88Avici Card71
- Cashback score
- Tuyo Card39Payy Card17Solid Card91Avici Card21
- Travel score
- Tuyo Card42Payy Card27Solid Card62Avici Card82
- Funds control score
- Tuyo Card100Payy Card97Solid Card96Avici Card95
- Lowest fees score
- Tuyo Card71Payy Card57Solid Card89Avici Card74
- Transfers score
- Tuyo Card72Payy Card68Solid Card82Avici Card67
Strengths & trade-offs
2 fields- Strengths
- Tuyo CardSelf-custody wallet control, Virtual Visa with both phone walletsPayy CardSelf-custody wallet control, No monthly or transaction feeSolid CardSavings can stay productive while spending, Up to 50% on eligible AI subscriptionsAvici CardUser-owned USDC collateral, Physical, virtual and phone-wallet use
- Trade-offs
- Tuyo CardReward value is unpredictable, Virtual-only with no ATM accessPayy CardFX can reach 3%, Cash and physical access are constrainedSolid CardThe best rates require millions of points, ATM availability is still being checkedAvici CardNo standard purchase cashback, Visa and penalty layers need care
Costs
7 fields- Plan cost
- Tuyo Card$0Payy Card$0Solid Card$0Avici Card$0
- FX fee
- Tuyo Card1–3%Payy Card1–3%Solid Card1%Avici Card0–1%
- Top-up fee
- Tuyo CardNot disclosedPayy Card0%Solid Card0%Avici Card$0 Avici card top-up fee; swap and network execution costs are separate and not fully published
- Card spending fee
- Tuyo Card0%Payy Card0%Solid Card0%Avici Card0%
- ATM fee
- Tuyo CardNot availablePayy CardNot availableSolid CardNot availableAvici Card0–0.65%
- Virtual card
- Tuyo CardFreePayy CardFree; instant after KYCSolid CardVirtual Visa in app after KYC; activation requires at least $10 in Wallet or SavingsAvici CardPlatinum $15 first / $10 extra; Signature $30 first year / $20 renewal
- Physical card
- Tuyo CardComing soon; not currently availablePayy CardNot disclosedSolid CardPhysical card not listedAvici CardPlatinum $50; Signature $75 + $20/year from year two
Plans
2 fields- Available plans
- Tuyo CardNot disclosedPayy CardNot disclosedSolid Card3 plans: Core, Prime, UltraAvici Card2 plans: Visa Platinum, Visa Signature
- Top cashback plan
- Tuyo CardNot disclosedPayy CardNot disclosedSolid CardUltra: 5%Avici CardVisa Platinum: 0%
Everyday use
8 fields- Network
- Tuyo CardVisaPayy CardVisa/Other networkSolid CardVisaAvici CardVisa
- Card formats
- Tuyo CardVirtualPayy CardVirtualSolid CardVirtualAvici CardVirtual, Physical
- ATM withdrawals
- Tuyo CardNot availablePayy CardNot availableSolid CardNot availableAvici CardAvailable
- Mobile wallets
- Tuyo CardApple Pay, Google PayPayy CardApple Pay, Google PaySolid CardApple Pay, Google PayAvici CardApple Pay, Google Pay
- Apps
- Tuyo CardiOS, AndroidPayy CardiOS, AndroidSolid CardiOS, Android, WebAvici CardiOS, Android
- Daily spending limit
- Tuyo CardUp to $10,000 per day; limits can change with usage and account history.Payy CardNot disclosedSolid CardShown in appAvici CardNo fixed public transaction cap; balance, issuer and user-set limits apply
- Monthly spending limit
- Tuyo CardNo fixed monthly card-spend limit is publicly disclosed.Payy CardNot disclosedSolid CardShown in appAvici CardNo fixed public monthly cap; dynamic controls apply
- ATM limit
- Tuyo CardATM withdrawals are not currently supported.Payy CardNot disclosedSolid CardNot disclosedAvici Card$250 per day, up to 3 ATM transactions
Funding & transfers
5 fields- Networks
- Tuyo CardEthereum, Base, Arbitrum, Optimism, PolygonPayy CardPolygon, Payy NetworkSolid CardFuse, Ethereum, BNB Smart Chain, Polygon, Base, ArbitrumAvici CardEthereum, Polygon, Optimism, Arbitrum, Solana
- Crypto deposits
- Tuyo CardStablecoins: USDCPayy CardStablecoins: USDCSolid CardStablecoins: soUSD, USDC, USDT, FUSE; Other crypto: soETH, VOLT, WBTC, WETH, WFUSEAvici CardStablecoins: USDC
- Fiat deposits
- Tuyo CardVirtual-account receivingPayy CardBank-account depositSolid CardUSD virtual account, TransFi ARS funding, TransFi COP funding, TransFi BDT funding +13Avici CardNot disclosed
- Transfers
- Tuyo CardStablecoin transfersPayy CardStablecoin transfers; Payy payment linksSolid CardStablecoin transfersAvici CardStablecoin transfers
- Payout currencies
- Tuyo CardNot disclosedPayy CardNot disclosedSolid CardNot disclosedAvici CardNot disclosed
Rewards
3 fields- Base cashback
- Tuyo Card0%Payy Card0%Solid Card3%Avici Card0%
- Max cashback
- Tuyo Card100%Payy Card0%Solid Card5%Avici Card0%
- Reward currency
- Tuyo CardUSDPayy CardNo cashbackSolid CardUSDC cashbackAvici CardNo cashback
Earn
5 fields- Advertised APY
- Tuyo CardUp to 11% APYPayy CardNot offeredSolid CardUp to 14% APYAvici CardNot offered
- How it works
- Tuyo CardEarn on spending balance, Optional earn vaultPayy CardNot offeredSolid CardBorrow against collateral, Optional earn vaultAvici CardNot offered
- Separate deposit
- Tuyo CardYesPayy CardNot offeredSolid CardYesAvici CardNot offered
- Use balance for spending
- Tuyo CardYesPayy CardNot offeredSolid CardNoAvici CardNot offered
- Lock-up
- Tuyo CardNot disclosedPayy CardNot offeredSolid CardNot disclosedAvici CardNot offered
Trust & availability
8 fields- Custody
- Tuyo CardSelf-custodyPayy CardSelf-custodySolid CardSelf-custodyAvici CardSelf-custody
- Control until payment
- Tuyo CardYou keep controlPayy CardYou keep controlSolid CardYou keep controlAvici CardYou keep control
- Card issuer
- Tuyo CardThird NationalPayy CardThird National / RainSolid CardRain, Third NationalAvici CardThird National
- Card processing
- Tuyo CardSignify Holdings, Inc. (Rain)Payy CardRainSolid CardFuse Network LtdAvici CardRelay
- Deposits & withdrawals
- Tuyo CardBridge Ventures, Inc. (Bridge)Payy CardNot disclosedSolid CardNot disclosedAvici CardNot disclosed
- Bank transfers
- Tuyo CardBANEX Microfinance Bank LimitedPayy CardNot disclosedSolid CardNot disclosedAvici CardNot disclosed
- Identity verification
- Tuyo CardNot disclosedPayy CardNot disclosedSolid CardNot disclosedAvici CardSumsub
- Programme operator
- Tuyo CardNot disclosedPayy CardNot disclosedSolid CardFuse Network LtdAvici CardNot disclosed
Sources
2 fields- Official sources
- Tuyo Card12Payy Card5Solid Card20Avici Card16
- Last reviewed
- Tuyo CardAug 5, 2026Payy CardAug 5, 2026Solid CardSep 5, 2026Avici CardAug 21, 2026
Use the comparison
Choose the trade-offs you can live with
Scores create a useful starting point. The guides explain the money flow, costs and reward conditions behind the rows.