Side-by-side card comparison

Crypto.com Prepaid vs Avici: overall score versus use-case fit

Avici Card has the higher Overall Score by 14 points (71 vs 57). Crypto.com Prepaid Card looks stronger for Cashback, while Avici Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers.

Information checked Aug 21, 202630 official sources reviewed

01 · Overall score versus use-case fit

Avici Card is the better all-round starting point

Avici Card has the higher Overall Score in this comparison. Crypto.com Prepaid Card may be the better fit for Cashback. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallCrypto.com Prepaid57Avici71Higher score
CashbackCrypto.com Prepaid31Avici21Higher score
TravelCrypto.com Prepaid57Avici82Higher score
Funds controlCrypto.com Prepaid40Avici95Higher score
Lowest feesCrypto.com Prepaid48Avici73Higher score
TransfersCrypto.com Prepaid47Avici67Higher score

Choose Crypto.com Prepaid Card if cashback matters most

Crypto.com Prepaid Card comes out ahead for Cashback in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Prepaid spend from a loaded balance
  • Level Up tiers can raise CRO rewards
  • Several card top-up paths

Choose Avici Card if travel and funds control matter most

Avici Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • User-owned USDC collateral
  • Physical, virtual and phone-wallet use
  • Low provider fees

Where each card has the edge

The overall leader does not win every use case, so the reason you want the card matters here.

Overall Score
Crypto.com Prepaid57
Avici71

Avici Card has the higher Overall Score by 14 points.

Entry cost & FX
Crypto.com Prepaid$0 plan · 0–3% FX
Avici$0 plan · 0–1% FX

Avici Card has the lower published FX fee (0–1% vs 0–3%).

Purchase rewards
Crypto.com Prepaid0% base · up to 5%
Avici0% cashback

Both cards show the same base cashback rate of 0%.

Funds control
Crypto.com PrepaidCustodial balance
AviciSelf-controlled wallet

Crypto.com Prepaid Card uses a custodial balance setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
Crypto.com PrepaidVirtual + Physical · Apple Pay, Google Pay
AviciVirtual + Physical · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
Crypto.com Prepaid0 stablecoins · US card-to-card send
Avici1 stablecoin · Stablecoin transfers

Avici Card lists more stablecoins and ways to send money out (2 vs 1).

02 · Read the shortlist

A closer look at the split decision

Start with the strengths that drive each use-case result, then test them against costs and access.

2 cards compared
Cashback
0%
Plan cost
$0
FX fee
0–1%
ATM fee
0–0.65%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
1 crypto · 0 fiat
Payout methods
1 crypto · 0 fiat

03 · Compare the details

See how the trade-offs line up

Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.

Best known Not disclosed
Cards
Crypto.com Prepaid CardOverall57
Avici CardOverall71
01

Scores

6 fields
Overall Score
Crypto.com Prepaid Card
57
Avici Card
71
Cashback score
Crypto.com Prepaid Card
31
Avici Card
21
Travel score
Crypto.com Prepaid Card
57
Avici Card
82
Funds control score
Crypto.com Prepaid Card
40
Avici Card
95
Lowest fees score
Crypto.com Prepaid Card
48
Avici Card
73
Transfers score
Crypto.com Prepaid Card
47
Avici Card
67
02

Strengths & trade-offs

2 fields
Strengths
Crypto.com Prepaid Card
Prepaid spend from a loaded balance, Level Up tiers can raise CRO rewards
Avici Card
User-owned USDC collateral, Physical, virtual and phone-wallet use
Trade-offs
Crypto.com Prepaid Card
Fees vary by method, tier and region, Spending uses a Crypto.com prepaid balance
Avici Card
No standard purchase cashback, Visa and penalty layers need care
03

Costs

7 fields
Plan cost
Crypto.com Prepaid Card
$0
Avici Card
$0
FX fee
Crypto.com Prepaid Card
0–3%
Avici Card
0–1%
Top-up fee
Crypto.com Prepaid Card
2.99%
Avici Card
$0 Avici card top-up fee; swap and network execution costs are separate and not fully published
Card spending fee
Crypto.com Prepaid Card
Not disclosed
Avici Card
0%
ATM fee
Crypto.com Prepaid Card
0–2%
Avici Card
0–0.65%
Virtual card
Crypto.com Prepaid Card
Available for online use; separate virtual-card fee not listed
Avici Card
Platinum $15 first / $10 extra; Signature $30 first year / $20 renewal
Physical card
Crypto.com Prepaid Card
US first physical card: Midnight $4.99; Ruby $29.99; other listed US Visa cards $0
Avici Card
Platinum $50; Signature $75 + $20/year from year two
04

Plans

2 fields
Available plans
Crypto.com Prepaid Card
5 plans: Basic, Plus, Pro, Private Icy/Rose +1
Avici Card
2 plans: Visa Platinum, Visa Signature
Top cashback plan
Crypto.com Prepaid Card
Private Obsidian: 5%
Avici Card
Visa Platinum: 0%
05

Everyday use

8 fields
Network
Crypto.com Prepaid Card
Visa/Mastercard
Avici Card
Visa
Card formats
Crypto.com Prepaid Card
Virtual, Physical
Avici Card
Virtual, Physical
ATM withdrawals
Crypto.com Prepaid Card
Available
Avici Card
Available
Mobile wallets
Crypto.com Prepaid Card
Apple Pay, Google Pay
Avici Card
Apple Pay, Google Pay
Apps
Crypto.com Prepaid Card
iOS, Android
Avici Card
iOS, Android
Daily spending limit
Crypto.com Prepaid Card
US Midnight $10,000/day; US Ruby and higher $25,000/day; Europe EUR 25,000/day
Avici Card
No fixed public transaction cap; balance, issuer and user-set limits apply
Monthly spending limit
Crypto.com Prepaid Card
US Midnight $15,000/month; US Ruby and higher $25,000/month; Europe EUR 25,000/month; Europe EUR 250,000/year
Avici Card
No fixed public monthly cap; dynamic controls apply
ATM limit
Crypto.com Prepaid Card
Monthly free ATM allowance by tier: midnight $200; ruby $400; jade Royal $800; icy Rose Obsidian $1,000; then 2%
Avici Card
$250 per day, up to 3 ATM transactions
06

Funding & transfers

5 fields
Networks
Crypto.com Prepaid Card
Not disclosed
Avici Card
Ethereum, Polygon, Optimism, Arbitrum, Solana
Crypto deposits
Crypto.com Prepaid Card
Other crypto: BTC, ETH
Avici Card
Stablecoins: USDC
Fiat deposits
Crypto.com Prepaid Card
US prepaid card top-up, EU / UK prepaid card top-up
Avici Card
Not disclosed
Transfers
Crypto.com Prepaid Card
US card-to-card send
Avici Card
Stablecoin transfers
Payout currencies
Crypto.com Prepaid Card
Not disclosed
Avici Card
Not disclosed
07

Rewards

3 fields
Base cashback
Crypto.com Prepaid Card
0%
Avici Card
0%
Max cashback
Crypto.com Prepaid Card
5%
Avici Card
0%
Reward currency
Crypto.com Prepaid Card
CRO rewards
Avici Card
No cashback
08

Earn

5 fields
Advertised APY
Crypto.com Prepaid Card
Not offered
Avici Card
Not offered
How it works
Crypto.com Prepaid Card
Not offered
Avici Card
Not offered
Separate deposit
Crypto.com Prepaid Card
Not offered
Avici Card
Not offered
Use balance for spending
Crypto.com Prepaid Card
Not offered
Avici Card
Not offered
Lock-up
Crypto.com Prepaid Card
Not offered
Avici Card
Not offered
09

Trust & availability

6 fields
Custody
Crypto.com Prepaid Card
Custodial
Avici Card
Self-custody
Control until payment
Crypto.com Prepaid Card
Provider controls funds
Avici Card
You keep control
Card issuer
Crypto.com Prepaid Card
Community Federal Savings Bank, Foris MT Limited, ForisGFS UK Limited +2
Avici Card
Third National
Card processing
Crypto.com Prepaid Card
Not disclosed
Avici Card
Relay
Identity verification
Crypto.com Prepaid Card
Not disclosed
Avici Card
Sumsub
Programme operator
Crypto.com Prepaid Card
Crypto.com, Foris, Inc.
Avici Card
Not disclosed
10

Sources

2 fields
Official sources
Crypto.com Prepaid Card
14
Avici Card
16
Last reviewed
Crypto.com Prepaid Card
Aug 14, 2026
Avici Card
Aug 21, 2026

04 · The trade-off

Avici Card is the stronger all-round choice

Avici Card finishes ahead with an Overall Score of 71 versus 57 for Crypto.com Prepaid Card. Avici Card has the lower published FX fee (0–1% vs 0–3%). Both cards show the same base cashback rate of 0%.

Crypto.com Prepaid Card still comes out ahead for Cashback, which may matter more than the overall result if that is how you plan to use the card. Crypto.com Prepaid Card uses a custodial balance setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Avici Card lists more stablecoins and ways to send money out (2 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Crypto.com Prepaid Card and Avici Card reviews first.

05 · Common questions

Crypto.com Prepaid vs Avici FAQ

Is Crypto.com Prepaid or Avici better overall?

Avici Card has the higher Overall Score (71 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Crypto.com Prepaid or Avici?

Avici Card has the lower published FX fee (0–1% vs 0–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Crypto.com Prepaid or Avici?

Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Crypto.com Prepaid and Avici differ on custody?

Crypto.com Prepaid Card uses a custodial balance setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Crypto.com Prepaid vs Avici comparison?

The latest information check for these two cards was August 21, 2026, using 30 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Try another angle

Compare either card with a nearby alternative, or build a different pair in the comparison workspace.

Open the comparison workspace