Crypto.comCrypto.com Prepaid
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Side-by-side card comparison
Crypto.com Prepaid vs Bybit EU: fees, rewards and account setup
Bybit Card (EU) has the higher Overall Score by 11 points (68 vs 57). Bybit Card (EU) also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Crypto.com Prepaid Card may still be the better personal fit.
Information checked Aug 14, 202624 official sources reviewed
01 · Make the first cut
Bybit Card (EU) is the better all-round starting point
Bybit Card (EU) has the higher Overall Score in this comparison. Crypto.com Prepaid Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallCrypto.com Prepaid57Bybit EU68Higher score
CashbackCrypto.com Prepaid31Bybit EU47Higher score
TravelCrypto.com Prepaid57Bybit EU87Higher score
Funds controlCrypto.com Prepaid40Bybit EU51Higher score
Lowest feesCrypto.com Prepaid48Bybit EU72Higher score
TransfersCrypto.com Prepaid47Bybit EU79Higher score
Choose Crypto.com Prepaid Card if its day-to-day setup suits you
Crypto.com Prepaid Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Prepaid spend from a loaded balance
- Level Up tiers can raise CRO rewards
- Several card top-up paths
Choose Bybit Card (EU) if cashback and travel matter most
Bybit Card (EU) comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Funding Account connects deposits and card spend
- Lite and Standard card access
- Default applicants start at 1% cashback
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Crypto.com Prepaid57Bybit EU68
Bybit Card (EU) has the higher Overall Score by 11 points.
- Entry cost & FX
- Crypto.com Prepaid$0 plan · 0–3% FXBybit EU$0 plan · 0.5% FX
Bybit Card (EU) has the lower published FX fee (0.5% vs 0–3%).
- Purchase rewards
- Crypto.com Prepaid0% base · up to 5%Bybit EU1% base · up to 10%
Bybit Card (EU) has the higher published base cashback rate (1% vs 0%).
- Funds control
- Crypto.com PrepaidCustodial balanceBybit EUCustodial balance
Crypto.com Prepaid Card and Bybit Card (EU) use the same custodial balance setup.
- Everyday access
- Crypto.com PrepaidVirtual + Physical · Apple Pay, Google PayBybit EUVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Crypto.com Prepaid0 stablecoins · US card-to-card sendBybit EU2 stablecoins · Stablecoin transfers; Bybit EU account fiat withdrawal
Bybit Card (EU) lists more stablecoins and ways to send money out (4 vs 1).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0–3%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 1%-10%
- Plan cost
- $0
- FX fee
- 0.5%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsCrypto.com Prepaid CardOverall57Bybit Card (EU)Overall68
Crypto.com Prepaid CardOverall57Bybit Card (EU)Overall68Scores
6 fields- Overall Score
- Crypto.com Prepaid Card57Bybit Card (EU)68
- Cashback score
- Crypto.com Prepaid Card31Bybit Card (EU)47
- Travel score
- Crypto.com Prepaid Card57Bybit Card (EU)87
- Funds control score
- Crypto.com Prepaid Card40Bybit Card (EU)51
- Lowest fees score
- Crypto.com Prepaid Card48Bybit Card (EU)72
- Transfers score
- Crypto.com Prepaid Card47Bybit Card (EU)79
Strengths & trade-offs
2 fields- Strengths
- Crypto.com Prepaid CardPrepaid spend from a loaded balance, Level Up tiers can raise CRO rewardsBybit Card (EU)Funding Account connects deposits and card spend, Lite and Standard card access
- Trade-offs
- Crypto.com Prepaid CardFees vary by method, tier and region, Spending uses a Crypto.com prepaid balanceBybit Card (EU)ATM use gets costly after the allowance, Spending follows the Bybit EU account model
Costs
7 fields- Plan cost
- Crypto.com Prepaid Card$0Bybit Card (EU)$0
- FX fee
- Crypto.com Prepaid Card0–3%Bybit Card (EU)0.5%
- Top-up fee
- Crypto.com Prepaid Card2.99%Bybit Card (EU)Not disclosed
- Card spending fee
- Crypto.com Prepaid CardNot disclosedBybit Card (EU)Not disclosed
- ATM fee
- Crypto.com Prepaid Card0–2%Bybit Card (EU)2%
- Virtual card
- Crypto.com Prepaid CardAvailable for online use; separate virtual-card fee not listedBybit Card (EU)Free
- Physical card
- Crypto.com Prepaid CardUS first physical card: Midnight $4.99; Ruby $29.99; other listed US Visa cards $0Bybit Card (EU)First physical card free
Plans
2 fields- Available plans
- Crypto.com Prepaid Card5 plans: Basic, Plus, Pro, Private Icy/Rose +1Bybit Card (EU)6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2
- Top cashback plan
- Crypto.com Prepaid CardPrivate Obsidian: 5%Bybit Card (EU)VIP 6 / PRO 3-5: 10%
Everyday use
8 fields- Network
- Crypto.com Prepaid CardVisa/MastercardBybit Card (EU)Mastercard
- Card formats
- Crypto.com Prepaid CardVirtual, PhysicalBybit Card (EU)Virtual, Physical
- ATM withdrawals
- Crypto.com Prepaid CardAvailableBybit Card (EU)Available
- Mobile wallets
- Crypto.com Prepaid CardApple Pay, Google PayBybit Card (EU)Apple Pay, Google Pay
- Apps
- Crypto.com Prepaid CardiOS, AndroidBybit Card (EU)iOS, Android, Web
- Daily spending limit
- Crypto.com Prepaid CardUS Midnight $10,000/day; US Ruby and higher $25,000/day; Europe EUR 25,000/dayBybit Card (EU)€5k / €10k / €15k by tier · Lite €150 lifetime
- Monthly spending limit
- Crypto.com Prepaid CardUS Midnight $15,000/month; US Ruby and higher $25,000/month; Europe EUR 25,000/month; Europe EUR 250,000/yearBybit Card (EU)€10k / €25k / €50k by tier · Lite €150 lifetime
- ATM limit
- Crypto.com Prepaid CardMonthly free ATM allowance by tier: midnight $200; ruby $400; jade Royal $800; icy Rose Obsidian $1,000; then 2%Bybit Card (EU)€2k / €5k / €10k by tier · €2k per withdrawal and per day
Funding & transfers
5 fields- Networks
- Crypto.com Prepaid CardNot disclosedBybit Card (EU)Not disclosed
- Crypto deposits
- Crypto.com Prepaid CardOther crypto: BTC, ETHBybit Card (EU)Other crypto: Supported crypto
- Fiat deposits
- Crypto.com Prepaid CardUS prepaid card top-up, EU / UK prepaid card top-upBybit Card (EU)Bybit EU Funding Account deposit
- Transfers
- Crypto.com Prepaid CardUS card-to-card sendBybit Card (EU)Stablecoin transfers; Bybit EU account fiat withdrawal
- Payout currencies
- Crypto.com Prepaid CardNot disclosedBybit Card (EU)Not disclosed
Rewards
3 fields- Base cashback
- Crypto.com Prepaid Card0%Bybit Card (EU)1%
- Max cashback
- Crypto.com Prepaid Card5%Bybit Card (EU)10%
- Reward currency
- Crypto.com Prepaid CardCRO rewardsBybit Card (EU)EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)
Earn
5 fields- Advertised APY
- Crypto.com Prepaid CardNot offeredBybit Card (EU)Up to 8% APY
- How it works
- Crypto.com Prepaid CardNot offeredBybit Card (EU)Not disclosed
- Separate deposit
- Crypto.com Prepaid CardNot offeredBybit Card (EU)Not disclosed
- Use balance for spending
- Crypto.com Prepaid CardNot offeredBybit Card (EU)Not disclosed
- Lock-up
- Crypto.com Prepaid CardNot offeredBybit Card (EU)Not disclosed
Trust & availability
4 fields- Custody
- Crypto.com Prepaid CardCustodialBybit Card (EU)Custodial
- Control until payment
- Crypto.com Prepaid CardProvider controls fundsBybit Card (EU)Provider controls funds
- Card issuer
- Crypto.com Prepaid CardCommunity Federal Savings Bank, Foris MT Limited, ForisGFS UK Limited +2Bybit Card (EU)Harmoniie SAS, Moorwand Ltd
- Programme operator
- Crypto.com Prepaid CardCrypto.com, Foris, Inc.Bybit Card (EU)Not disclosed
Sources
2 fields- Official sources
- Crypto.com Prepaid Card14Bybit Card (EU)10
- Last reviewed
- Crypto.com Prepaid CardAug 14, 2026Bybit Card (EU)Aug 14, 2026
04 · The takeaway
Bybit Card (EU) is the stronger all-round choice
Bybit Card (EU) finishes ahead with an Overall Score of 68 versus 57 for Crypto.com Prepaid Card. Bybit Card (EU) has the lower published FX fee (0.5% vs 0–3%). Bybit Card (EU) has the higher published base cashback rate (1% vs 0%).
Crypto.com Prepaid Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Crypto.com Prepaid Card and Bybit Card (EU) use the same custodial balance setup.
Bybit Card (EU) lists more stablecoins and ways to send money out (4 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Crypto.com Prepaid Card and Bybit Card (EU) reviews first.
Continue with
Crypto.com Prepaid Card
Continue with
Bybit Card (EU)
05 · Common questions
Crypto.com Prepaid vs Bybit EU FAQ
Is Crypto.com Prepaid or Bybit EU better overall?
Bybit Card (EU) has the higher Overall Score (68 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Crypto.com Prepaid or Bybit EU?
Bybit Card (EU) has the lower published FX fee (0.5% vs 0–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Crypto.com Prepaid or Bybit EU?
Bybit Card (EU) has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Crypto.com Prepaid and Bybit EU differ on custody?
Crypto.com Prepaid Card and Bybit Card (EU) use the same custodial balance setup.
How current is this Crypto.com Prepaid vs Bybit EU comparison?
The latest information check for these two cards was August 14, 2026, using 24 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.