Crypto.comCrypto.com Prepaid
57
Side-by-side card comparison
Crypto.com Prepaid vs Coinbase: fees, rewards and account setup
Coinbase Card has the higher Overall Score by 8 points (65 vs 57). Coinbase Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Crypto.com Prepaid Card may still be the better personal fit.
Information checked Aug 30, 202636 official sources reviewed
01 · Make the first cut
Coinbase Card is the better all-round starting point
Coinbase Card has the higher Overall Score in this comparison. Crypto.com Prepaid Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallCrypto.com Prepaid57Coinbase65Higher score
CashbackCrypto.com Prepaid31Coinbase37Higher score
TravelCrypto.com Prepaid57Coinbase62Higher score
Funds controlCrypto.com Prepaid40Coinbase48Higher score
Lowest feesCrypto.com Prepaid48Coinbase55Higher score
TransfersCrypto.com Prepaid47Coinbase84Higher score
Choose Crypto.com Prepaid Card if its day-to-day setup suits you
Crypto.com Prepaid Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Prepaid spend from a loaded balance
- Level Up tiers can raise CRO rewards
- Several card top-up paths
Choose Coinbase Card if cashback and travel matter most
Coinbase Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual and physical Visa cards cover online, store and ATM use
- The U.S. schedule lists $0 card, monthly and Coinbase ATM fees
- Cash, USDC and supported crypto can fund the same card flow
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Crypto.com Prepaid57Coinbase65
Coinbase Card has the higher Overall Score by 8 points.
- Entry cost & FX
- Crypto.com Prepaid$0 plan · 0–3% FXCoinbase$0 plan · U.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Crypto.com Prepaid0% base · up to 5%CoinbaseNot disclosed
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- Crypto.com PrepaidCustodial balanceCoinbaseCustodial balance
Crypto.com Prepaid Card and Coinbase Card use the same custodial balance setup.
- Everyday access
- Crypto.com PrepaidVirtual + Physical · Apple Pay, Google PayCoinbaseVirtual + Physical · Unknown
Crypto.com Prepaid Card lists more card formats and phone-wallet options (4 vs 2).
- Money movement
- Crypto.com Prepaid0 stablecoins · US card-to-card sendCoinbase1 stablecoin · Stablecoin transfers; Coinbase U.S. account cash-out, Coinbase U.K. and EEA account cash-out
Coinbase Card lists more stablecoins and ways to send money out (4 vs 1).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0–3%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- Not disclosed
- Plan cost
- $0
- FX fee
- U.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate
- ATM fee
- U.S. Coinbase ATM fee: $0. ATM operators may charge; U.K./EEA provider pricing is not published here
- Card formats
- Virtual, Physical
- Wallet payments
- Not disclosed
- Receive methods
- 1 crypto · 2 fiat
- Payout methods
- 1 crypto · 3 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsCrypto.com Prepaid CardOverall57Coinbase CardOverall65
Crypto.com Prepaid CardOverall57Coinbase CardOverall65Scores
6 fields- Overall Score
- Crypto.com Prepaid Card57Coinbase Card65
- Cashback score
- Crypto.com Prepaid Card31Coinbase Card37
- Travel score
- Crypto.com Prepaid Card57Coinbase Card62
- Funds control score
- Crypto.com Prepaid Card40Coinbase Card48
- Lowest fees score
- Crypto.com Prepaid Card48Coinbase Card55
- Transfers score
- Crypto.com Prepaid Card47Coinbase Card84
Strengths & trade-offs
2 fields- Strengths
- Crypto.com Prepaid CardPrepaid spend from a loaded balance, Level Up tiers can raise CRO rewardsCoinbase CardVirtual and physical Visa cards cover online, store and ATM use, The U.S. schedule lists $0 card, monthly and Coinbase ATM fees
- Trade-offs
- Crypto.com Prepaid CardFees vary by method, tier and region, Spending uses a Crypto.com prepaid balanceCoinbase CardCrypto conversion includes a spread with no stable public rate, Rewards are U.S.-only and the current rate changes in the app
Costs
7 fields- Plan cost
- Crypto.com Prepaid Card$0Coinbase Card$0
- FX fee
- Crypto.com Prepaid Card0–3%Coinbase CardU.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate
- Top-up fee
- Crypto.com Prepaid Card2.99%Coinbase CardLinked-bank and payroll funding are marketed at $0; other Coinbase account funding routes were not reviewed for this card profile
- Card spending fee
- Crypto.com Prepaid CardNot disclosedCoinbase Card0%
- ATM fee
- Crypto.com Prepaid Card0–2%Coinbase CardU.S. Coinbase ATM fee: $0. ATM operators may charge; U.K./EEA provider pricing is not published here
- Virtual card
- Crypto.com Prepaid CardAvailable for online use; separate virtual-card fee not listedCoinbase CardNot disclosed
- Physical card
- Crypto.com Prepaid CardUS first physical card: Midnight $4.99; Ruby $29.99; other listed US Visa cards $0Coinbase CardNot disclosed
Plans
2 fields- Available plans
- Crypto.com Prepaid Card5 plans: Basic, Plus, Pro, Private Icy/Rose +1Coinbase CardNot disclosed
- Top cashback plan
- Crypto.com Prepaid CardPrivate Obsidian: 5%Coinbase CardNot disclosed
Everyday use
8 fields- Network
- Crypto.com Prepaid CardVisa/MastercardCoinbase CardVisa
- Card formats
- Crypto.com Prepaid CardVirtual, PhysicalCoinbase CardVirtual, Physical
- ATM withdrawals
- Crypto.com Prepaid CardAvailableCoinbase CardAvailable
- Mobile wallets
- Crypto.com Prepaid CardApple Pay, Google PayCoinbase CardNot disclosed
- Apps
- Crypto.com Prepaid CardiOS, AndroidCoinbase CardiOS, Android
- Daily spending limit
- Crypto.com Prepaid CardUS Midnight $10,000/day; US Ruby and higher $25,000/day; Europe EUR 25,000/dayCoinbase Card$2,500 per 24 hours in the U.S. programme
- Monthly spending limit
- Crypto.com Prepaid CardUS Midnight $15,000/month; US Ruby and higher $25,000/month; Europe EUR 25,000/month; Europe EUR 250,000/yearCoinbase CardU.S. monthly spend limit not published; U.K./EEA limits are customer-specific
- ATM limit
- Crypto.com Prepaid CardMonthly free ATM allowance by tier: midnight $200; ruby $400; jade Royal $800; icy Rose Obsidian $1,000; then 2%Coinbase Card$1,000 per 24 hours in the U.S.; U.K./EEA values are shown in app
Funding & transfers
5 fields- Networks
- Crypto.com Prepaid CardNot disclosedCoinbase CardCoinbase-supported networks
- Crypto deposits
- Crypto.com Prepaid CardOther crypto: BTC, ETHCoinbase CardOther crypto: Supported crypto
- Fiat deposits
- Crypto.com Prepaid CardUS prepaid card top-up, EU / UK prepaid card top-upCoinbase CardLinked bank account, Payroll deposit
- Transfers
- Crypto.com Prepaid CardUS card-to-card sendCoinbase CardStablecoin transfers; Coinbase U.S. account cash-out, Coinbase U.K. and EEA account cash-out
- Payout currencies
- Crypto.com Prepaid CardNot disclosedCoinbase CardUSD, GBP, EUR
Rewards
3 fields- Base cashback
- Crypto.com Prepaid Card0%Coinbase CardNot disclosed
- Max cashback
- Crypto.com Prepaid Card5%Coinbase CardNot disclosed
- Reward currency
- Crypto.com Prepaid CardCRO rewardsCoinbase CardSelected crypto offer
Earn
5 fields- Advertised APY
- Crypto.com Prepaid CardNot offeredCoinbase CardNot offered
- How it works
- Crypto.com Prepaid CardNot offeredCoinbase CardNot offered
- Separate deposit
- Crypto.com Prepaid CardNot offeredCoinbase CardNot offered
- Use balance for spending
- Crypto.com Prepaid CardNot offeredCoinbase CardNot offered
- Lock-up
- Crypto.com Prepaid CardNot offeredCoinbase CardNot offered
Trust & availability
5 fields- Custody
- Crypto.com Prepaid CardCustodialCoinbase CardCustodial
- Control until payment
- Crypto.com Prepaid CardProvider controls fundsCoinbase CardProvider controls funds
- Card issuer
- Crypto.com Prepaid CardCommunity Federal Savings Bank, Foris MT Limited, ForisGFS UK Limited +2Coinbase CardPathward, N.A., Paysafe Financial Services Limited, Paysafe Payment Solutions Limited
- Card processing
- Crypto.com Prepaid CardNot disclosedCoinbase CardMarqeta, Inc.
- Programme operator
- Crypto.com Prepaid CardCrypto.com, Foris, Inc.Coinbase CardNot disclosed
Sources
2 fields- Official sources
- Crypto.com Prepaid Card14Coinbase Card22
- Last reviewed
- Crypto.com Prepaid CardAug 14, 2026Coinbase CardAug 30, 2026
04 · The takeaway
Coinbase Card is the stronger all-round choice
Coinbase Card finishes ahead with an Overall Score of 65 versus 57 for Crypto.com Prepaid Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Crypto.com Prepaid Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Crypto.com Prepaid Card and Coinbase Card use the same custodial balance setup.
Coinbase Card lists more stablecoins and ways to send money out (4 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Crypto.com Prepaid Card and Coinbase Card reviews first.
Continue with
Crypto.com Prepaid Card
Continue with
Coinbase Card
05 · Common questions
Crypto.com Prepaid vs Coinbase FAQ
Is Crypto.com Prepaid or Coinbase better overall?
Coinbase Card has the higher Overall Score (65 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Crypto.com Prepaid or Coinbase?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Crypto.com Prepaid or Coinbase?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Crypto.com Prepaid and Coinbase differ on custody?
Crypto.com Prepaid Card and Coinbase Card use the same custodial balance setup.
How current is this Crypto.com Prepaid vs Coinbase comparison?
The latest information check for these two cards was August 30, 2026, using 36 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.