Side-by-side card comparison

Crypto.com Prepaid vs Solid: fees, rewards and account setup

Solid Card has the higher Overall Score by 32 points (89 vs 57). Solid Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Crypto.com Prepaid Card may still be the better personal fit.

Information checked Aug 25, 202634 official sources reviewed

01 · Make the first cut

Solid Card is the better all-round starting point

Solid Card has the higher Overall Score in this comparison. Crypto.com Prepaid Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallCrypto.com Prepaid57Solid89Higher score
CashbackCrypto.com Prepaid31Solid91Higher score
TravelCrypto.com Prepaid57Solid62Higher score
Funds controlCrypto.com Prepaid40Solid97Higher score
Lowest feesCrypto.com Prepaid48Solid89Higher score
TransfersCrypto.com Prepaid47Solid83Higher score

Choose Crypto.com Prepaid Card if its day-to-day setup suits you

Crypto.com Prepaid Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.

  • Prepaid spend from a loaded balance
  • Level Up tiers can raise CRO rewards
  • Several card top-up paths

Choose Solid Card if cashback and travel matter most

Solid Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.

  • Savings can stay productive while spending
  • Up to 50% on eligible AI subscriptions
  • Eligible ACH/wire receive details

The differences that could change the result

The overall score points one way, but a specific use case or product condition may point another.

Overall Score
Crypto.com Prepaid57
Solid89

Solid Card has the higher Overall Score by 32 points.

Entry cost & FX
Crypto.com Prepaid$0 plan · 0–3% FX
Solid$0 plan · 1% FX

Solid Card has the lower published FX fee (1% vs 0–3%).

Purchase rewards
Crypto.com Prepaid0% base · up to 5%
Solid3% base · up to 5%

Solid Card has the higher published base cashback rate (3% vs 0%).

Funds control
Crypto.com PrepaidCustodial balance
SolidSelf-controlled wallet

Crypto.com Prepaid Card uses a custodial balance setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Everyday access
Crypto.com PrepaidVirtual + Physical · Apple Pay, Google Pay
SolidVirtual · Apple Pay, Google Pay

Crypto.com Prepaid Card lists more card formats and phone-wallet options (4 vs 3).

Money movement
Crypto.com Prepaid0 stablecoins · US card-to-card send
Solid3 stablecoins · Stablecoin transfers

Solid Card lists more stablecoins and ways to send money out (4 vs 1).

02 · Read the shortlist

A closer look at the two cards

These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.

2 cards compared
Cashback
3%-5%
Plan cost
$0
FX fee
1%
ATM fee
Not available
Card formats
Virtual
Wallet payments
Apple Pay, Google Pay
Receive methods
9 crypto · 1 fiat
Payout methods
3 crypto · 0 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

Solid Card

Get $15

$15 new-user bonus after qualifying card spend

  • Activate the Solid Card.
  • Complete $75 of card spend.

Solid Card promo code15QRE

Solid may change or end the referral programme; check the current Rewards Terms before signing up.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

Compare the details side by side

We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.

Best known Not disclosed
Cards
Crypto.com Prepaid CardOverall57
Solid CardOverall89
01

Scores

6 fields
Overall Score
Crypto.com Prepaid Card
57
Solid Card
89
Cashback score
Crypto.com Prepaid Card
31
Solid Card
91
Travel score
Crypto.com Prepaid Card
57
Solid Card
62
Funds control score
Crypto.com Prepaid Card
40
Solid Card
97
Lowest fees score
Crypto.com Prepaid Card
48
Solid Card
89
Transfers score
Crypto.com Prepaid Card
47
Solid Card
83
02

Strengths & trade-offs

2 fields
Strengths
Crypto.com Prepaid Card
Prepaid spend from a loaded balance, Level Up tiers can raise CRO rewards
Solid Card
Savings can stay productive while spending, Up to 50% on eligible AI subscriptions
Trade-offs
Crypto.com Prepaid Card
Fees vary by method, tier and region, Spending uses a Crypto.com prepaid balance
Solid Card
The best rates require millions of points, ATM availability is still being checked
03

Costs

7 fields
Plan cost
Crypto.com Prepaid Card
$0
Solid Card
$0
FX fee
Crypto.com Prepaid Card
0–3%
Solid Card
1%
Top-up fee
Crypto.com Prepaid Card
2.99%
Solid Card
0%
Card spending fee
Crypto.com Prepaid Card
Not disclosed
Solid Card
0%
ATM fee
Crypto.com Prepaid Card
0–2%
Solid Card
Not available
Virtual card
Crypto.com Prepaid Card
Available for online use; separate virtual-card fee not listed
Solid Card
Virtual Visa in app after KYC; activation requires at least $10 in Wallet or Savings
Physical card
Crypto.com Prepaid Card
US first physical card: Midnight $4.99; Ruby $29.99; other listed US Visa cards $0
Solid Card
Physical card not listed
04

Plans

2 fields
Available plans
Crypto.com Prepaid Card
5 plans: Basic, Plus, Pro, Private Icy/Rose +1
Solid Card
3 plans: Core, Prime, Ultra
Top cashback plan
Crypto.com Prepaid Card
Private Obsidian: 5%
Solid Card
Ultra: 5%
05

Everyday use

8 fields
Network
Crypto.com Prepaid Card
Visa/Mastercard
Solid Card
Visa
Card formats
Crypto.com Prepaid Card
Virtual, Physical
Solid Card
Virtual
ATM withdrawals
Crypto.com Prepaid Card
Available
Solid Card
Not available
Mobile wallets
Crypto.com Prepaid Card
Apple Pay, Google Pay
Solid Card
Apple Pay, Google Pay
Apps
Crypto.com Prepaid Card
iOS, Android
Solid Card
iOS, Android, Web
Daily spending limit
Crypto.com Prepaid Card
US Midnight $10,000/day; US Ruby and higher $25,000/day; Europe EUR 25,000/day
Solid Card
Shown in app
Monthly spending limit
Crypto.com Prepaid Card
US Midnight $15,000/month; US Ruby and higher $25,000/month; Europe EUR 25,000/month; Europe EUR 250,000/year
Solid Card
Shown in app
ATM limit
Crypto.com Prepaid Card
Monthly free ATM allowance by tier: midnight $200; ruby $400; jade Royal $800; icy Rose Obsidian $1,000; then 2%
Solid Card
Not disclosed
06

Funding & transfers

5 fields
Networks
Crypto.com Prepaid Card
Not disclosed
Solid Card
Fuse, Ethereum, BNB Smart Chain, Polygon, Base, Arbitrum
Crypto deposits
Crypto.com Prepaid Card
Other crypto: BTC, ETH
Solid Card
Stablecoins: soUSD, USDC, USDT, FUSE; Other crypto: soETH, VOLT, WBTC, WETH, WFUSE
Fiat deposits
Crypto.com Prepaid Card
US prepaid card top-up, EU / UK prepaid card top-up
Solid Card
USD virtual account
Transfers
Crypto.com Prepaid Card
US card-to-card send
Solid Card
Stablecoin transfers
Payout currencies
Crypto.com Prepaid Card
Not disclosed
Solid Card
Not disclosed
07

Rewards

3 fields
Base cashback
Crypto.com Prepaid Card
0%
Solid Card
3%
Max cashback
Crypto.com Prepaid Card
5%
Solid Card
5%
Reward currency
Crypto.com Prepaid Card
CRO rewards
Solid Card
USDC cashback
08

Earn

5 fields
Advertised APY
Crypto.com Prepaid Card
Not offered
Solid Card
Up to 14% APY
How it works
Crypto.com Prepaid Card
Not offered
Solid Card
Borrow against collateral, Optional earn vault
Separate deposit
Crypto.com Prepaid Card
Not offered
Solid Card
Yes
Use balance for spending
Crypto.com Prepaid Card
Not offered
Solid Card
No
Lock-up
Crypto.com Prepaid Card
Not offered
Solid Card
Not disclosed
09

Trust & availability

5 fields
Custody
Crypto.com Prepaid Card
Custodial
Solid Card
Self-custody
Control until payment
Crypto.com Prepaid Card
Provider controls funds
Solid Card
You keep control
Card issuer
Crypto.com Prepaid Card
Community Federal Savings Bank, Foris MT Limited, ForisGFS UK Limited +2
Solid Card
Rain, Third National
Card processing
Crypto.com Prepaid Card
Not disclosed
Solid Card
Fuse Network Ltd
Programme operator
Crypto.com Prepaid Card
Crypto.com, Foris, Inc.
Solid Card
Fuse Network Ltd
10

Sources

2 fields
Official sources
Crypto.com Prepaid Card
14
Solid Card
20
Last reviewed
Crypto.com Prepaid Card
Aug 14, 2026
Solid Card
Aug 25, 2026

04 · The takeaway

Solid Card is the stronger all-round choice

Solid Card finishes ahead with an Overall Score of 89 versus 57 for Crypto.com Prepaid Card. Solid Card has the lower published FX fee (1% vs 0–3%). Solid Card has the higher published base cashback rate (3% vs 0%).

Crypto.com Prepaid Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Crypto.com Prepaid Card uses a custodial balance setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

Solid Card lists more stablecoins and ways to send money out (4 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Crypto.com Prepaid Card and Solid Card reviews first.

05 · Common questions

Crypto.com Prepaid vs Solid FAQ

Is Crypto.com Prepaid or Solid better overall?

Solid Card has the higher Overall Score (89 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, Crypto.com Prepaid or Solid?

Solid Card has the lower published FX fee (1% vs 0–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, Crypto.com Prepaid or Solid?

Solid Card has the higher published base cashback rate (3% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do Crypto.com Prepaid and Solid differ on custody?

Crypto.com Prepaid Card uses a custodial balance setup, while Solid Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.

How current is this Crypto.com Prepaid vs Solid comparison?

The latest information check for these two cards was August 25, 2026, using 34 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Keep comparing

See how each card compares with other close alternatives, or choose a different pair yourself.

Open the comparison workspace