Crypto.comCrypto.com Prepaid
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Side-by-side card comparison
Crypto.com Prepaid vs Tuyo: overall score versus use-case fit
Tuyo Card has the higher Overall Score by 17 points (74 vs 57). Crypto.com Prepaid Card looks stronger for Travel, while Tuyo Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers.
Information checked Aug 14, 202626 official sources reviewed
01 · Overall score versus use-case fit
Tuyo Card is the better all-round starting point
Tuyo Card has the higher Overall Score in this comparison. Crypto.com Prepaid Card may be the better fit for Travel. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallCrypto.com Prepaid57Tuyo74Higher score
CashbackCrypto.com Prepaid31Tuyo39Higher score
TravelCrypto.com Prepaid57Tuyo42Higher score
Funds controlCrypto.com Prepaid40Tuyo100Higher score
Lowest feesCrypto.com Prepaid48Tuyo71Higher score
TransfersCrypto.com Prepaid47Tuyo72Higher score
Choose Crypto.com Prepaid Card if travel matters most
Crypto.com Prepaid Card comes out ahead for Travel in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Prepaid spend from a loaded balance
- Level Up tiers can raise CRO rewards
- Several card top-up paths
Choose Tuyo Card if cashback and funds control matter most
Tuyo Card comes out ahead for Cashback, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody wallet control
- Virtual Visa with both phone wallets
- Multichain USDC funding and spendable Earn
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Crypto.com Prepaid57Tuyo74
Tuyo Card has the higher Overall Score by 17 points.
- Entry cost & FX
- Crypto.com Prepaid$0 plan · 0–3% FXTuyo$0 plan · 1–3% FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Crypto.com Prepaid0% base · up to 5%Tuyo0% base · up to 100%
Both cards show the same base cashback rate of 0%.
- Funds control
- Crypto.com PrepaidCustodial balanceTuyoSelf-controlled wallet
Crypto.com Prepaid Card uses a custodial balance setup, while Tuyo Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Crypto.com PrepaidVirtual + Physical · Apple Pay, Google PayTuyoVirtual · Apple Pay, Google Pay
Crypto.com Prepaid Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Crypto.com Prepaid0 stablecoins · US card-to-card sendTuyo1 stablecoin · Stablecoin transfers
Tuyo Card lists more stablecoins and ways to send money out (2 vs 1).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0–3%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 2 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0%-100%
- Plan cost
- $0
- FX fee
- 1–3%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsCrypto.com Prepaid CardOverall57Tuyo CardOverall74
Crypto.com Prepaid CardOverall57Tuyo CardOverall74Scores
6 fields- Overall Score
- Crypto.com Prepaid Card57Tuyo Card74
- Cashback score
- Crypto.com Prepaid Card31Tuyo Card39
- Travel score
- Crypto.com Prepaid Card57Tuyo Card42
- Funds control score
- Crypto.com Prepaid Card40Tuyo Card100
- Lowest fees score
- Crypto.com Prepaid Card48Tuyo Card71
- Transfers score
- Crypto.com Prepaid Card47Tuyo Card72
Strengths & trade-offs
2 fields- Strengths
- Crypto.com Prepaid CardPrepaid spend from a loaded balance, Level Up tiers can raise CRO rewardsTuyo CardSelf-custody wallet control, Virtual Visa with both phone wallets
- Trade-offs
- Crypto.com Prepaid CardFees vary by method, tier and region, Spending uses a Crypto.com prepaid balanceTuyo CardReward value is unpredictable, Virtual-only with no ATM access
Costs
7 fields- Plan cost
- Crypto.com Prepaid Card$0Tuyo Card$0
- FX fee
- Crypto.com Prepaid Card0–3%Tuyo Card1–3%
- Top-up fee
- Crypto.com Prepaid Card2.99%Tuyo CardNot disclosed
- Card spending fee
- Crypto.com Prepaid CardNot disclosedTuyo Card0%
- ATM fee
- Crypto.com Prepaid Card0–2%Tuyo CardNot available
- Virtual card
- Crypto.com Prepaid CardAvailable for online use; separate virtual-card fee not listedTuyo CardFree
- Physical card
- Crypto.com Prepaid CardUS first physical card: Midnight $4.99; Ruby $29.99; other listed US Visa cards $0Tuyo CardComing soon; not currently available
Plans
2 fields- Available plans
- Crypto.com Prepaid Card5 plans: Basic, Plus, Pro, Private Icy/Rose +1Tuyo CardNot disclosed
- Top cashback plan
- Crypto.com Prepaid CardPrivate Obsidian: 5%Tuyo CardNot disclosed
Everyday use
8 fields- Network
- Crypto.com Prepaid CardVisa/MastercardTuyo CardVisa
- Card formats
- Crypto.com Prepaid CardVirtual, PhysicalTuyo CardVirtual
- ATM withdrawals
- Crypto.com Prepaid CardAvailableTuyo CardNot available
- Mobile wallets
- Crypto.com Prepaid CardApple Pay, Google PayTuyo CardApple Pay, Google Pay
- Apps
- Crypto.com Prepaid CardiOS, AndroidTuyo CardiOS, Android
- Daily spending limit
- Crypto.com Prepaid CardUS Midnight $10,000/day; US Ruby and higher $25,000/day; Europe EUR 25,000/dayTuyo CardUp to $10,000 per day; limits can change with usage and account history.
- Monthly spending limit
- Crypto.com Prepaid CardUS Midnight $15,000/month; US Ruby and higher $25,000/month; Europe EUR 25,000/month; Europe EUR 250,000/yearTuyo CardNo fixed monthly card-spend limit is publicly disclosed.
- ATM limit
- Crypto.com Prepaid CardMonthly free ATM allowance by tier: midnight $200; ruby $400; jade Royal $800; icy Rose Obsidian $1,000; then 2%Tuyo CardATM withdrawals are not currently supported.
Funding & transfers
5 fields- Networks
- Crypto.com Prepaid CardNot disclosedTuyo CardEthereum, Base, Arbitrum, Optimism, Polygon
- Crypto deposits
- Crypto.com Prepaid CardOther crypto: BTC, ETHTuyo CardStablecoins: USDC
- Fiat deposits
- Crypto.com Prepaid CardUS prepaid card top-up, EU / UK prepaid card top-upTuyo CardVirtual-account receiving
- Transfers
- Crypto.com Prepaid CardUS card-to-card sendTuyo CardStablecoin transfers
- Payout currencies
- Crypto.com Prepaid CardNot disclosedTuyo CardNot disclosed
Rewards
3 fields- Base cashback
- Crypto.com Prepaid Card0%Tuyo Card0%
- Max cashback
- Crypto.com Prepaid Card5%Tuyo Card100%
- Reward currency
- Crypto.com Prepaid CardCRO rewardsTuyo CardUSD
Earn
5 fields- Advertised APY
- Crypto.com Prepaid CardNot offeredTuyo CardUp to 11% APY
- How it works
- Crypto.com Prepaid CardNot offeredTuyo CardEarn on spending balance, Optional earn vault
- Separate deposit
- Crypto.com Prepaid CardNot offeredTuyo CardYes
- Use balance for spending
- Crypto.com Prepaid CardNot offeredTuyo CardYes
- Lock-up
- Crypto.com Prepaid CardNot offeredTuyo CardNot disclosed
Trust & availability
7 fields- Custody
- Crypto.com Prepaid CardCustodialTuyo CardSelf-custody
- Control until payment
- Crypto.com Prepaid CardProvider controls fundsTuyo CardYou keep control
- Card issuer
- Crypto.com Prepaid CardCommunity Federal Savings Bank, Foris MT Limited, ForisGFS UK Limited +2Tuyo CardThird National
- Card processing
- Crypto.com Prepaid CardNot disclosedTuyo CardSignify Holdings, Inc. (Rain)
- Deposits & withdrawals
- Crypto.com Prepaid CardNot disclosedTuyo CardBridge Ventures, Inc. (Bridge)
- Bank transfers
- Crypto.com Prepaid CardNot disclosedTuyo CardBANEX Microfinance Bank Limited
- Programme operator
- Crypto.com Prepaid CardCrypto.com, Foris, Inc.Tuyo CardNot disclosed
Sources
2 fields- Official sources
- Crypto.com Prepaid Card14Tuyo Card12
- Last reviewed
- Crypto.com Prepaid CardAug 14, 2026Tuyo CardAug 5, 2026
04 · The trade-off
Tuyo Card is the stronger all-round choice
Tuyo Card finishes ahead with an Overall Score of 74 versus 57 for Crypto.com Prepaid Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Both cards show the same base cashback rate of 0%.
Crypto.com Prepaid Card still comes out ahead for Travel, which may matter more than the overall result if that is how you plan to use the card. Crypto.com Prepaid Card uses a custodial balance setup, while Tuyo Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Tuyo Card lists more stablecoins and ways to send money out (2 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Crypto.com Prepaid Card and Tuyo Card reviews first.
Continue with
Crypto.com Prepaid Card
Continue with
Tuyo Card
05 · Common questions
Crypto.com Prepaid vs Tuyo FAQ
Is Crypto.com Prepaid or Tuyo better overall?
Tuyo Card has the higher Overall Score (74 vs 57). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Crypto.com Prepaid or Tuyo?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Crypto.com Prepaid or Tuyo?
Both cards show the same base cashback rate of 0%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Crypto.com Prepaid and Tuyo differ on custody?
Crypto.com Prepaid Card uses a custodial balance setup, while Tuyo Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Crypto.com Prepaid vs Tuyo comparison?
The latest information check for these two cards was August 14, 2026, using 26 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.