ether.fiether.fi Cash
87
Side-by-side card comparison
ether.fi Cash vs Avici: overall score versus use-case fit
ether.fi Cash Card has the higher Overall Score by 16 points (87 vs 71). ether.fi Cash Card looks stronger for Cashback, Travel, Funds control, and Transfers, while Avici Card comes out ahead for Lowest fees.
Information checked Aug 25, 202635 official sources reviewed
01 · Overall score versus use-case fit
ether.fi Cash Card is the better all-round starting point
ether.fi Cash Card has the higher Overall Score in this comparison. Avici Card may be the better fit for Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
Overallether.fi Cash87Avici71Higher score
Cashbackether.fi Cash86Avici21Higher score
Travelether.fi Cash84Avici82Higher score
Funds controlether.fi Cash96Avici95Higher score
Lowest feesether.fi Cash69Avici73Higher score
Transfersether.fi Cash97Avici67Higher score
Choose ether.fi Cash Card if cashback and travel matter most
ether.fi Cash Card comes out ahead for Cashback, Travel, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Card spend plus cash-account rails
- Liquid USD can stay spendable
- Tiers make perks easier to compare
Choose Avici Card if lowest fees matters most
Avici Card comes out ahead for Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- User-owned USDC collateral
- Physical, virtual and phone-wallet use
- Low provider fees
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- ether.fi Cash87Avici71
ether.fi Cash Card has the higher Overall Score by 16 points.
- Entry cost & FX
- ether.fi Cash$0 plan · 0–0.2% FXAvici$0 plan · 0–1% FX
ether.fi Cash Card has the lower published FX fee (0–0.2% vs 0–1%).
- Purchase rewards
- ether.fi Cash3% cashbackAvici0% cashback
ether.fi Cash Card has the higher published base cashback rate (3% vs 0%).
- Funds control
- ether.fi CashNon-custodial accountAviciSelf-controlled wallet
ether.fi Cash Card uses a non-custodial account setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- ether.fi CashVirtual + Physical · Apple Pay, Google PayAviciVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- ether.fi Cash6 stablecoins · Stablecoin transfers; EUR SEPA payout, USD ACH / FedWire payoutAvici1 stablecoin · Stablecoin transfers
ether.fi Cash Card lists more stablecoins and ways to send money out (9 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 3%
- Plan cost
- $0
- FX fee
- 0–0.2%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 19 crypto · 2 fiat
- Payout methods
- 5 crypto · 2 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–0.65%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
Cardsether.fi Cash CardOverall87Avici CardOverall71
ether.fi Cash CardOverall87Avici CardOverall71Scores
6 fields- Overall Score
- ether.fi Cash Card87Avici Card71
- Cashback score
- ether.fi Cash Card86Avici Card21
- Travel score
- ether.fi Cash Card84Avici Card82
- Funds control score
- ether.fi Cash Card96Avici Card95
- Lowest fees score
- ether.fi Cash Card69Avici Card73
- Transfers score
- ether.fi Cash Card97Avici Card67
Strengths & trade-offs
2 fields- Strengths
- ether.fi Cash CardCard spend plus cash-account rails, Liquid USD can stay spendableAvici CardUser-owned USDC collateral, Physical, virtual and phone-wallet use
- Trade-offs
- ether.fi Cash CardVault returns depend on the selected strategy, Credit setup is more complex than a prepaid cardAvici CardNo standard purchase cashback, Visa and penalty layers need care
Costs
7 fields- Plan cost
- ether.fi Cash Card$0Avici Card$0
- FX fee
- ether.fi Cash Card0–0.2%Avici Card0–1%
- Top-up fee
- ether.fi Cash CardNot disclosedAvici Card$0 Avici card top-up fee; swap and network execution costs are separate and not fully published
- Card spending fee
- ether.fi Cash CardNot disclosedAvici Card0%
- ATM fee
- ether.fi Cash Card2%Avici Card0–0.65%
- Virtual card
- ether.fi Cash CardUp to 50 free virtual cards by tierAvici CardPlatinum $15 first / $10 extra; Signature $30 first year / $20 renewal
- Physical card
- ether.fi Cash CardCore: $50 including card and shipping; Luxe, Pinnacle and VIP include at least one free physical cardAvici CardPlatinum $50; Signature $75 + $20/year from year two
Plans
2 fields- Available plans
- ether.fi Cash Card4 plans: Core, Luxe, Pinnacle, VIPAvici Card2 plans: Visa Platinum, Visa Signature
- Top cashback plan
- ether.fi Cash CardCore: 3%Avici CardVisa Platinum: 0%
Everyday use
8 fields- Network
- ether.fi Cash CardVisaAvici CardVisa
- Card formats
- ether.fi Cash CardVirtual, PhysicalAvici CardVirtual, Physical
- ATM withdrawals
- ether.fi Cash CardAvailableAvici CardAvailable
- Mobile wallets
- ether.fi Cash CardApple Pay, Google PayAvici CardApple Pay, Google Pay
- Apps
- ether.fi Cash CardiOS, Android, WebAvici CardiOS, Android
- Daily spending limit
- ether.fi Cash CardCore $30,000/day; Luxe $50,000/day; Pinnacle $100,000/dayAvici CardNo fixed public transaction cap; balance, issuer and user-set limits apply
- Monthly spending limit
- ether.fi Cash CardMonthly limit shown in app; cashback caps vary by planAvici CardNo fixed public monthly cap; dynamic controls apply
- ATM limit
- ether.fi Cash Card$250/withdrawal; $750/dayAvici Card$250 per day, up to 3 ATM transactions
Funding & transfers
5 fields- Networks
- ether.fi Cash CardOptimismAvici CardEthereum, Polygon, Optimism, Arbitrum, Solana
- Crypto deposits
- ether.fi Cash CardStablecoins: USDC, USDT, EURC, frxUSD, LiquidUSD; Other crypto: beHYPE, eBTC, ETHFI, eUSD, LiquidBTC +9Avici CardStablecoins: USDC
- Fiat deposits
- ether.fi Cash CardUSD ACH / FedWire receive, EUR SEPA receiveAvici CardNot disclosed
- Transfers
- ether.fi Cash CardStablecoin transfers; EUR SEPA payout, USD ACH / FedWire payoutAvici CardStablecoin transfers
- Payout currencies
- ether.fi Cash CardEUR, USDAvici CardNot disclosed
Rewards
3 fields- Base cashback
- ether.fi Cash Card3%Avici Card0%
- Max cashback
- ether.fi Cash Card3%Avici Card0%
- Reward currency
- ether.fi Cash CardUSD cashback paid in USDCAvici CardNo cashback
Earn
5 fields- Advertised APY
- ether.fi Cash CardUp to 5.02% APYAvici CardNot offered
- How it works
- ether.fi Cash CardEarn on spending balance, Borrow against collateral, Optional earn vaultAvici CardNot offered
- Separate deposit
- ether.fi Cash CardNot disclosedAvici CardNot offered
- Use balance for spending
- ether.fi Cash CardNot disclosedAvici CardNot offered
- Lock-up
- ether.fi Cash CardNot disclosedAvici CardNot offered
Trust & availability
7 fields- Custody
- ether.fi Cash CardNon-custodialAvici CardSelf-custody
- Control until payment
- ether.fi Cash CardYou keep controlAvici CardYou keep control
- Card issuer
- ether.fi Cash CardThird NationalAvici CardThird National
- Card processing
- ether.fi Cash CardNot disclosedAvici CardRelay
- Deposits & withdrawals
- ether.fi Cash CardSEPA third-party providerAvici CardNot disclosed
- Identity verification
- ether.fi Cash CardNot disclosedAvici CardSumsub
- Programme operator
- ether.fi Cash Cardether.fi, Ether.Fi SEZCAvici CardNot disclosed
Sources
2 fields- Official sources
- ether.fi Cash Card19Avici Card16
- Last reviewed
- ether.fi Cash CardAug 25, 2026Avici CardAug 21, 2026
04 · The trade-off
ether.fi Cash Card is the stronger all-round choice
ether.fi Cash Card finishes ahead with an Overall Score of 87 versus 71 for Avici Card. ether.fi Cash Card has the lower published FX fee (0–0.2% vs 0–1%). ether.fi Cash Card has the higher published base cashback rate (3% vs 0%).
Avici Card still comes out ahead for Lowest fees, which may matter more than the overall result if that is how you plan to use the card. ether.fi Cash Card uses a non-custodial account setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
ether.fi Cash Card lists more stablecoins and ways to send money out (9 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full ether.fi Cash Card and Avici Card reviews first.
Continue with
ether.fi Cash Card
Continue with
Avici Card
05 · Common questions
ether.fi Cash vs Avici FAQ
Is ether.fi Cash or Avici better overall?
ether.fi Cash Card has the higher Overall Score (87 vs 71). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, ether.fi Cash or Avici?
ether.fi Cash Card has the lower published FX fee (0–0.2% vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, ether.fi Cash or Avici?
ether.fi Cash Card has the higher published base cashback rate (3% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do ether.fi Cash and Avici differ on custody?
ether.fi Cash Card uses a non-custodial account setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this ether.fi Cash vs Avici comparison?
The latest information check for these two cards was August 25, 2026, using 35 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.