FassetFasset
53
Side-by-side card comparison
Fasset vs Bitpanda: fees, rewards and account setup
Bitpanda Card has the higher Overall Score by 20 points (73 vs 53). Bitpanda Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Fasset Card may still be the better personal fit.
Information checked Oct 6, 202625 official sources reviewed
01 · Make the first cut
Bitpanda Card is the better all-round starting point
Bitpanda Card has the higher Overall Score in this comparison. Fasset Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallFasset53Bitpanda73Higher score
CashbackFasset19Bitpanda60Higher score
TravelFasset30Bitpanda79Higher score
Funds controlFasset45Bitpanda56Higher score
Lowest feesFasset51Bitpanda67Higher score
TransfersFasset50Bitpanda85Higher score
Choose Fasset Card if its day-to-day setup suits you
Fasset Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Clear internal USDT funding flow
- Broad phone-wallet support
- Complete card-country list
Choose Bitpanda Card if cashback and travel matter most
Bitpanda Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- No monthly fee
- Apple Pay and Google Pay
- Crypto and metals payments
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Fasset53Bitpanda73
Bitpanda Card has the higher Overall Score by 20 points.
- Entry cost & FX
- FassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FXBitpanda$0 plan · 0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable FX
Bitpanda Card has the lower published FX fee (0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable vs 3% non-USD FX; up to 3% cross-border may also apply).
- Purchase rewards
- FassetNot disclosedBitpanda1% cashback
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- FassetCustodial balanceBitpandaCustodial balance
Fasset Card and Bitpanda Card use the same custodial balance setup.
- Everyday access
- FassetVirtual · Apple Pay, Google PayBitpandaVirtual + Physical · Apple Pay, Google Pay
Bitpanda Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Fasset1 stablecoin · Card balance back to Fasset WalletBitpanda2 stablecoins · Stablecoin transfers; EUR SEPA withdrawal
Bitpanda Card lists more stablecoins and ways to send money out (4 vs 2).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- 3% non-USD FX; up to 3% cross-border may also apply
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 1%
- Plan cost
- $0
- FX fee
- 0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable
- ATM fee
- 2%; min €2
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 1 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsFasset CardOverall53Bitpanda CardOverall73
Fasset CardOverall53Bitpanda CardOverall73Scores
6 fields- Overall Score
- Fasset Card53Bitpanda Card73
- Cashback score
- Fasset Card19Bitpanda Card60
- Travel score
- Fasset Card30Bitpanda Card79
- Funds control score
- Fasset Card45Bitpanda Card56
- Lowest fees score
- Fasset Card51Bitpanda Card67
- Transfers score
- Fasset Card50Bitpanda Card85
Strengths & trade-offs
2 fields- Strengths
- Fasset CardClear internal USDT funding flow, Broad phone-wallet supportBitpanda CardNo monthly fee, Apple Pay and Google Pay
- Trade-offs
- Fasset CardForeign spend can be expensive, OWN reward economics are missingBitpanda CardAsset sale fees on payments, Limited cashback eligibility
Costs
7 fields- Plan cost
- Fasset CardNot disclosedBitpanda Card$0
- FX fee
- Fasset Card3% non-USD FX; up to 3% cross-border may also applyBitpanda Card0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable
- Top-up fee
- Fasset Card0%Bitpanda CardEUR SEPA deposits and withdrawals: no Bitpanda fee. PayPal deposit: 1.49%. Bank charges and other methods may differ. These fund the provider account
- Card spending fee
- Fasset Card0%Bitpanda CardNot disclosed
- ATM fee
- Fasset CardNot availableBitpanda Card2%; min €2
- Virtual card
- Fasset Card9.99 USDT activation / issuance feeBitpanda CardNot disclosed
- Physical card
- Fasset CardNot disclosedBitpanda CardFirst card free. One active physical card per user.
Plans
2 fields- Available plans
- Fasset CardBase virtual live; Edge waitlist; Select, Elite and Reserve coming soonBitpanda Card1 plans: Standard
- Top cashback plan
- Fasset CardNot disclosedBitpanda CardStandard: 1%
Everyday use
8 fields- Network
- Fasset CardVisaBitpanda CardVisa
- Card formats
- Fasset CardVirtualBitpanda CardVirtual, Physical
- ATM withdrawals
- Fasset CardNot availableBitpanda CardAvailable
- Mobile wallets
- Fasset CardApple Pay, Google PayBitpanda CardApple Pay, Google Pay
- Apps
- Fasset CardiOS, AndroidBitpanda CardiOS, Android, Web
- Daily spending limit
- Fasset Card$2,000 per dayBitpanda Card€10,000 per day; €70,000 per week. Minimum card payment €1.
- Monthly spending limit
- Fasset CardNot publicly disclosedBitpanda Card€280,000 per month
- ATM limit
- Fasset CardNot applicable; ATM cash advances unavailableBitpanda Card€500 per day
Funding & transfers
5 fields- Networks
- Fasset CardNot disclosedBitpanda CardNot disclosed
- Crypto deposits
- Fasset CardStablecoins: USDTBitpanda CardStablecoins: USDC
- Fiat deposits
- Fasset CardNot disclosedBitpanda CardEUR SEPA deposit
- Transfers
- Fasset CardCard balance back to Fasset WalletBitpanda CardStablecoin transfers; EUR SEPA withdrawal
- Payout currencies
- Fasset CardNot disclosedBitpanda CardEUR
Rewards
3 fields- Base cashback
- Fasset CardNot disclosedBitpanda Card1%
- Max cashback
- Fasset CardNot disclosedBitpanda Card1%
- Reward currency
- Fasset CardOWN pointsBitpanda CardSame eligible cryptocurrency used for payment
Earn
5 fields- Advertised APY
- Fasset CardNot offeredBitpanda CardNot disclosed
- How it works
- Fasset CardNot offeredBitpanda CardEarn on spending balance
- Separate deposit
- Fasset CardNot offeredBitpanda CardNo
- Use balance for spending
- Fasset CardNot offeredBitpanda CardYes
- Lock-up
- Fasset CardNot offeredBitpanda CardNo
Trust & availability
4 fields- Custody
- Fasset CardCustodialBitpanda CardCustodial
- Control until payment
- Fasset CardProvider controls fundsBitpanda CardProvider controls funds
- Card issuer
- Fasset CardThird NationalBitpanda CardTransact Payments Malta Limited
- Card processing
- Fasset CardNot disclosedBitpanda CardMarqeta
Sources
2 fields- Official sources
- Fasset Card9Bitpanda Card16
- Last reviewed
- Fasset CardAug 11, 2026Bitpanda CardOct 6, 2026
04 · The takeaway
Bitpanda Card is the stronger all-round choice
Bitpanda Card finishes ahead with an Overall Score of 73 versus 53 for Fasset Card. Bitpanda Card has the lower published FX fee (0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable vs 3% non-USD FX; up to 3% cross-border may also apply). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Fasset Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Fasset Card and Bitpanda Card use the same custodial balance setup.
Bitpanda Card lists more stablecoins and ways to send money out (4 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Fasset Card and Bitpanda Card reviews first.
Continue with
Fasset Card
Continue with
Bitpanda Card
05 · Common questions
Fasset vs Bitpanda FAQ
Is Fasset or Bitpanda better overall?
Bitpanda Card has the higher Overall Score (73 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Fasset or Bitpanda?
Bitpanda Card has the lower published FX fee (0% Bitpanda FX markup on non-EUR transactions; Visa mark-up may apply. Asset sale fees remain payable vs 3% non-USD FX; up to 3% cross-border may also apply). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Fasset or Bitpanda?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Fasset and Bitpanda differ on custody?
Fasset Card and Bitpanda Card use the same custodial balance setup.
How current is this Fasset vs Bitpanda comparison?
The latest information check for these two cards was October 6, 2026, using 25 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.