FassetFasset
53
Side-by-side card comparison
Fasset vs Exa: fees, rewards and account setup
Exa Card has the higher Overall Score by 13 points (66 vs 53). Exa Card also looks stronger for Travel, Funds control, Lowest fees, and Transfers. The details below show where Fasset Card may still be the better personal fit.
Information checked Aug 23, 202640 official sources reviewed
01 · Make the first cut
Exa Card is the better all-round starting point
Exa Card has the higher Overall Score in this comparison. Fasset Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallFasset53Exa66Higher score
CashbackFasset19Exa19Same score
TravelFasset30Exa61Higher score
Funds controlFasset45Exa88Higher score
Lowest feesFasset51Exa67Higher score
TransfersFasset50Exa97Higher score
Choose Fasset Card if its day-to-day setup suits you
Fasset Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Clear internal USDT funding flow
- Broad phone-wallet support
- Complete card-country list
Choose Exa Card if travel and funds control matter most
Exa Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Deposited assets can earn yield
- Spend balance or borrow USDC
- Self-custody on Exactly Protocol
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Fasset53Exa66
Exa Card has the higher Overall Score by 13 points.
- Entry cost & FX
- FassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FXExa$0 plan · 1.5% FX
Exa Card has the lower published FX fee (1.5% vs 3% non-USD FX; up to 3% cross-border may also apply).
- Purchase rewards
- FassetNot disclosedExa0% cashback
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- FassetCustodial balanceExaSelf-controlled wallet
Fasset Card uses a custodial balance setup, while Exa Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- FassetVirtual · Apple Pay, Google PayExaVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Fasset1 stablecoin · Card balance back to Fasset WalletExa1 stablecoin · Stablecoin transfers; USD ACH bank payout, USD domestic wire payout, EUR SEPA bank payout
Exa Card lists more stablecoins and ways to send money out (5 vs 2).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- 3% non-USD FX; up to 3% cross-border may also apply
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
66
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 1.5%
- ATM fee
- $1 + 0.65%
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 5 crypto · 4 fiat
- Payout methods
- 1 crypto · 2 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsFasset CardOverall53Exa CardOverall66
Fasset CardOverall53Exa CardOverall66Scores
6 fields- Overall Score
- Fasset Card53Exa Card66
- Cashback score
- Fasset Card19Exa Card19
- Travel score
- Fasset Card30Exa Card61
- Funds control score
- Fasset Card45Exa Card88
- Lowest fees score
- Fasset Card51Exa Card67
- Transfers score
- Fasset Card50Exa Card97
Strengths & trade-offs
2 fields- Strengths
- Fasset CardClear internal USDT funding flow, Broad phone-wallet supportExa CardDeposited assets can earn yield, Spend balance or borrow USDC
- Trade-offs
- Fasset CardForeign spend can be expensive, OWN reward economics are missingExa CardHeavy Exactly Protocol dependency, Pay Later needs DeFi literacy
Costs
7 fields- Plan cost
- Fasset CardNot disclosedExa Card$0
- FX fee
- Fasset Card3% non-USD FX; up to 3% cross-border may also applyExa Card1.5%
- Top-up fee
- Fasset Card0%Exa Card1%
- Card spending fee
- Fasset Card0%Exa CardNot disclosed
- ATM fee
- Fasset CardNot availableExa Card$1 + 0.65%
- Virtual card
- Fasset Card9.99 USDT activation / issuance feeExa CardFree with Exa Wallet
- Physical card
- Fasset CardNot disclosedExa CardNot available
Plans
2 fields- Available plans
- Fasset CardBase virtual live; Edge waitlist; Select, Elite and Reserve coming soonExa CardNot disclosed
- Top cashback plan
- Fasset CardNot disclosedExa CardNot disclosed
Everyday use
8 fields- Network
- Fasset CardVisaExa CardVisa
- Card formats
- Fasset CardVirtualExa CardVirtual
- ATM withdrawals
- Fasset CardNot availableExa CardAvailable
- Mobile wallets
- Fasset CardApple Pay, Google PayExa CardApple Pay, Google Pay
- Apps
- Fasset CardiOS, AndroidExa CardiOS, Android, Web
- Daily spending limit
- Fasset Card$2,000 per dayExa CardDynamic / collateral-based; exact Exa App limit shown in app
- Monthly spending limit
- Fasset CardNot publicly disclosedExa CardDynamic / collateral-based; exact Exa App limit shown in app
- ATM limit
- Fasset CardNot applicable; ATM cash advances unavailableExa Card$250/withdrawal; $1000/day
Funding & transfers
5 fields- Networks
- Fasset CardNot disclosedExa CardOptimism
- Crypto deposits
- Fasset CardStablecoins: USDTExa CardStablecoins: USDC; Other crypto: ETH, OP, WBTC, wstETH
- Fiat deposits
- Fasset CardNot disclosedExa CardUSD ACH deposit, USD wire deposit, EUR SEPA deposit, Local currency deposit
- Transfers
- Fasset CardCard balance back to Fasset WalletExa CardStablecoin transfers; USD ACH bank payout, USD domestic wire payout, EUR SEPA bank payout
- Payout currencies
- Fasset CardNot disclosedExa CardUSD, EUR
Rewards
3 fields- Base cashback
- Fasset CardNot disclosedExa Card0%
- Max cashback
- Fasset CardNot disclosedExa Card0%
- Reward currency
- Fasset CardOWN pointsExa CardNo cashback
Earn
5 fields- Advertised APY
- Fasset CardNot offeredExa CardUp to 0.99776% APY
- How it works
- Fasset CardNot offeredExa CardEarn on spending balance, Borrow against collateral
- Separate deposit
- Fasset CardNot offeredExa CardNo
- Use balance for spending
- Fasset CardNot offeredExa CardYes
- Lock-up
- Fasset CardNot offeredExa CardNo
Trust & availability
6 fields- Custody
- Fasset CardCustodialExa CardSelf-custody
- Control until payment
- Fasset CardProvider controls fundsExa CardYou keep control
- Card issuer
- Fasset CardThird NationalExa CardThird National Bank, Third National
- Card processing
- Fasset CardNot disclosedExa CardExa Labs SAS
- Deposits & withdrawals
- Fasset CardNot disclosedExa CardBridge, Manteca
- Programme operator
- Fasset CardNot disclosedExa CardExa Labs SAS
Sources
2 fields- Official sources
- Fasset Card9Exa Card31
- Last reviewed
- Fasset CardAug 11, 2026Exa CardAug 23, 2026
04 · The takeaway
Exa Card is the stronger all-round choice
Exa Card finishes ahead with an Overall Score of 66 versus 53 for Fasset Card. Exa Card has the lower published FX fee (1.5% vs 3% non-USD FX; up to 3% cross-border may also apply). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Fasset Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Fasset Card uses a custodial balance setup, while Exa Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
Exa Card lists more stablecoins and ways to send money out (5 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Fasset Card and Exa Card reviews first.
Continue with
Fasset Card
Continue with
Exa Card
05 · Common questions
Fasset vs Exa FAQ
Is Fasset or Exa better overall?
Exa Card has the higher Overall Score (66 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Fasset or Exa?
Exa Card has the lower published FX fee (1.5% vs 3% non-USD FX; up to 3% cross-border may also apply). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Fasset or Exa?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Fasset and Exa differ on custody?
Fasset Card uses a custodial balance setup, while Exa Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Fasset vs Exa comparison?
The latest information check for these two cards was August 23, 2026, using 40 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.