FassetFasset
53
Side-by-side card comparison
Fasset vs Oobit: fees, rewards and account setup
Oobit Card has the higher Overall Score by 19 points (72 vs 53). Oobit Card also looks stronger for Cashback, Travel, Funds control, and Transfers. The details below show where Fasset Card may still be the better personal fit.
Information checked Aug 12, 202625 official sources reviewed
01 · Make the first cut
Oobit Card is the better all-round starting point
Oobit Card has the higher Overall Score in this comparison. Fasset Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallFasset53Oobit72Higher score
CashbackFasset19Oobit68Higher score
TravelFasset30Oobit45Higher score
Funds controlFasset45Oobit77Higher score
Lowest feesFasset51Oobit51Same score
TransfersFasset50Oobit64Higher score
Choose Fasset Card if its day-to-day setup suits you
Fasset Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, and Transfers, so compare that advantage with the features you would actually use.
- Clear internal USDT funding flow
- Broad phone-wallet support
- Complete card-country list
Choose Oobit Card if cashback and travel matter most
Oobit Card comes out ahead for Cashback, Travel, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Connected-wallet spending
- Phone wallets and contactless ATM
- Stablecoin cashback and points
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Fasset53Oobit72
Oobit Card has the higher Overall Score by 19 points.
- Entry cost & FX
- FassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FXOobit$0 plan · 3% FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- FassetNot disclosedOobit5% base · up to 10%
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- FassetCustodial balanceOobitHybrid custody
Fasset Card uses a custodial balance setup, while Oobit Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- FassetVirtual · Apple Pay, Google PayOobitVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- Fasset1 stablecoin · Card balance back to Fasset WalletOobit4 stablecoins · Oobit Pay Friends; Crypto-to-bank payout
Oobit Card lists more stablecoins and ways to send money out (6 vs 2).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- 3% non-USD FX; up to 3% cross-border may also apply
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 5%-10%
- Plan cost
- $0
- FX fee
- 3%
- ATM fee
- 2.5% Oobit fee plus any contactless ATM operator surcharge
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 12 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsFasset CardOverall53Oobit CardOverall72
Fasset CardOverall53Oobit CardOverall72Scores
6 fields- Overall Score
- Fasset Card53Oobit Card72
- Cashback score
- Fasset Card19Oobit Card68
- Travel score
- Fasset Card30Oobit Card45
- Funds control score
- Fasset Card45Oobit Card77
- Lowest fees score
- Fasset Card51Oobit Card51
- Transfers score
- Fasset Card50Oobit Card64
Strengths & trade-offs
2 fields- Strengths
- Fasset CardClear internal USDT funding flow, Broad phone-wallet supportOobit CardConnected-wallet spending, Phone wallets and contactless ATM
- Trade-offs
- Fasset CardForeign spend can be expensive, OWN reward economics are missingOobit CardEvery payment carries a provider fee, Physical card is unclear
Costs
7 fields- Plan cost
- Fasset CardNot disclosedOobit Card$0
- FX fee
- Fasset Card3% non-USD FX; up to 3% cross-border may also applyOobit Card3%
- Top-up fee
- Fasset Card0%Oobit CardConnected-wallet spending needs no prefunding; account-balance top-up pricing varies by route
- Card spending fee
- Fasset Card0%Oobit Card$0.25 + 1%
- ATM fee
- Fasset CardNot availableOobit Card2.5% Oobit fee plus any contactless ATM operator surcharge
- Virtual card
- Fasset Card9.99 USDT activation / issuance feeOobit CardFree
- Physical card
- Fasset CardNot disclosedOobit CardNot disclosed
Plans
2 fields- Available plans
- Fasset CardBase virtual live; Edge waitlist; Select, Elite and Reserve coming soonOobit CardNot disclosed
- Top cashback plan
- Fasset CardNot disclosedOobit CardNot disclosed
Everyday use
8 fields- Network
- Fasset CardVisaOobit CardVisa
- Card formats
- Fasset CardVirtualOobit CardVirtual
- ATM withdrawals
- Fasset CardNot availableOobit CardAvailable
- Mobile wallets
- Fasset CardApple Pay, Google PayOobit CardApple Pay, Google Pay
- Apps
- Fasset CardiOS, AndroidOobit CardiOS, Android
- Daily spending limit
- Fasset Card$2,000 per dayOobit Card$10,000 daily card-spend limit; account-specific controls may be lower
- Monthly spending limit
- Fasset CardNot publicly disclosedOobit CardNo universal monthly card-spend limit published
- ATM limit
- Fasset CardNot applicable; ATM cash advances unavailableOobit Card$250 maximum per contactless ATM withdrawal; up to three attempts per rolling 24 hours
Funding & transfers
5 fields- Networks
- Fasset CardNot disclosedOobit CardEthereum, BNB Smart Chain, Solana, Polygon, Optimism, Arbitrum
- Crypto deposits
- Fasset CardStablecoins: USDTOobit CardNot disclosed
- Fiat deposits
- Fasset CardNot disclosedOobit CardNot disclosed
- Transfers
- Fasset CardCard balance back to Fasset WalletOobit CardOobit Pay Friends; Crypto-to-bank payout
- Payout currencies
- Fasset CardNot disclosedOobit CardUSD, EUR, GBP, INR, TRY, NGN, IDR, PHP +4
Rewards
3 fields- Base cashback
- Fasset CardNot disclosedOobit Card5%
- Max cashback
- Fasset CardNot disclosedOobit Card10%
- Reward currency
- Fasset CardOWN pointsOobit CardStablecoin rewards or OOB token
Earn
5 fields- Advertised APY
- Fasset CardNot offeredOobit CardNot offered
- How it works
- Fasset CardNot offeredOobit CardNot offered
- Separate deposit
- Fasset CardNot offeredOobit CardNot offered
- Use balance for spending
- Fasset CardNot offeredOobit CardNot offered
- Lock-up
- Fasset CardNot offeredOobit CardNot offered
Trust & availability
3 fields- Custody
- Fasset CardCustodialOobit CardHybrid custody
- Control until payment
- Fasset CardProvider controls fundsOobit CardYou keep control
- Card issuer
- Fasset CardThird NationalOobit CardThirdNational
Sources
2 fields- Official sources
- Fasset Card9Oobit Card16
- Last reviewed
- Fasset CardAug 11, 2026Oobit CardAug 12, 2026
04 · The takeaway
Oobit Card is the stronger all-round choice
Oobit Card finishes ahead with an Overall Score of 72 versus 53 for Fasset Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Fasset Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Fasset Card uses a custodial balance setup, while Oobit Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Oobit Card lists more stablecoins and ways to send money out (6 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Fasset Card and Oobit Card reviews first.
Continue with
Fasset Card
Continue with
Oobit Card
05 · Common questions
Fasset vs Oobit FAQ
Is Fasset or Oobit better overall?
Oobit Card has the higher Overall Score (72 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Fasset or Oobit?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Fasset or Oobit?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Fasset and Oobit differ on custody?
Fasset Card uses a custodial balance setup, while Oobit Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Fasset vs Oobit comparison?
The latest information check for these two cards was August 12, 2026, using 25 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.