FassetFasset
53
Side-by-side card comparison
Fasset vs Spritz: overall score versus use-case fit
Spritz Card has the higher Overall Score by 9 points (62 vs 53). Fasset Card looks stronger for Lowest fees, while Spritz Card comes out ahead for Cashback, Travel, Funds control, and Transfers.
Information checked Aug 28, 202650 official sources reviewed
01 · Overall score versus use-case fit
Spritz Card is the better all-round starting point
Spritz Card has the higher Overall Score in this comparison. Fasset Card may be the better fit for Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallFasset53Spritz62Higher score
CashbackFasset19Spritz34Higher score
TravelFasset30Spritz46Higher score
Funds controlFasset45Spritz62Higher score
Lowest feesFasset51Spritz44Higher score
TransfersFasset50Spritz64Higher score
Choose Fasset Card if lowest fees matters most
Fasset Card comes out ahead for Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Clear internal USDT funding flow
- Broad phone-wallet support
- Complete card-country list
Choose Spritz Card if cashback and travel matter most
Spritz Card comes out ahead for Cashback, Travel, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Direct crypto card top-up
- Both major phone wallets
- 154-country virtual access
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Fasset53Spritz62
Spritz Card has the higher Overall Score by 9 points.
- Entry cost & FX
- FassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FXSpritz$0 plan · Exact Spritz markup not disclosed; local exchange and conversion rates may apply FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- FassetNot disclosedSpritz0% base · up to 5%
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- FassetCustodial balanceSpritzHybrid custody
Fasset Card uses a custodial balance setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- FassetVirtual · Apple Pay, Google PaySpritzVirtual + Physical · Apple Pay, Google Pay
Spritz Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Fasset1 stablecoin · Card balance back to Fasset WalletSpritz0 stablecoins · Wallet-to-bank Off-Ramp
Fasset Card lists more stablecoins and ways to send money out (2 vs 1).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- 3% non-USD FX; up to 3% cross-border may also apply
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- Exact Spritz markup not disclosed; local exchange and conversion rates may apply
- ATM fee
- Not disclosed
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 4 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsFasset CardOverall53Spritz CardOverall62
Fasset CardOverall53Spritz CardOverall62Scores
6 fields- Overall Score
- Fasset Card53Spritz Card62
- Cashback score
- Fasset Card19Spritz Card34
- Travel score
- Fasset Card30Spritz Card46
- Funds control score
- Fasset Card45Spritz Card62
- Lowest fees score
- Fasset Card51Spritz Card44
- Transfers score
- Fasset Card50Spritz Card64
Strengths & trade-offs
2 fields- Strengths
- Fasset CardClear internal USDT funding flow, Broad phone-wallet supportSpritz CardDirect crypto card top-up, Both major phone wallets
- Trade-offs
- Fasset CardForeign spend can be expensive, OWN reward economics are missingSpritz CardATM use is not verified, Top-up fees vary by route
Costs
7 fields- Plan cost
- Fasset CardNot disclosedSpritz Card$0
- FX fee
- Fasset Card3% non-USD FX; up to 3% cross-border may also applySpritz CardExact Spritz markup not disclosed; local exchange and conversion rates may apply
- Top-up fee
- Fasset Card0%Spritz Card1–3%
- Card spending fee
- Fasset Card0%Spritz Card0%
- ATM fee
- Fasset CardNot availableSpritz CardNot disclosed
- Virtual card
- Fasset Card9.99 USDT activation / issuance feeSpritz CardNot disclosed
- Physical card
- Fasset CardNot disclosedSpritz CardNot disclosed
Plans
2 fields- Available plans
- Fasset CardBase virtual live; Edge waitlist; Select, Elite and Reserve coming soonSpritz CardNot disclosed
- Top cashback plan
- Fasset CardNot disclosedSpritz CardNot disclosed
Everyday use
8 fields- Network
- Fasset CardVisaSpritz CardVisa
- Card formats
- Fasset CardVirtualSpritz CardVirtual, Physical
- ATM withdrawals
- Fasset CardNot availableSpritz CardNot disclosed
- Mobile wallets
- Fasset CardApple Pay, Google PaySpritz CardApple Pay, Google Pay
- Apps
- Fasset CardiOS, AndroidSpritz CardiOS
- Daily spending limit
- Fasset Card$2,000 per daySpritz CardNo provider-published daily spend cap
- Monthly spending limit
- Fasset CardNot publicly disclosedSpritz CardNot disclosed
- ATM limit
- Fasset CardNot applicable; ATM cash advances unavailableSpritz CardNot verified for the current no-PIN card
Funding & transfers
5 fields- Networks
- Fasset CardNot disclosedSpritz CardArbitrum, Avalanche, Base, Bitcoin, BNB Chain, Dash +6
- Crypto deposits
- Fasset CardStablecoins: USDTSpritz CardOther crypto: Crypto top-up
- Fiat deposits
- Fasset CardNot disclosedSpritz CardNot disclosed
- Transfers
- Fasset CardCard balance back to Fasset WalletSpritz CardWallet-to-bank Off-Ramp
- Payout currencies
- Fasset CardNot disclosedSpritz CardUSD, CAD, GBP, EUR
Rewards
3 fields- Base cashback
- Fasset CardNot disclosedSpritz Card0%
- Max cashback
- Fasset CardNot disclosedSpritz Card5%
- Reward currency
- Fasset CardOWN pointsSpritz CardSpritz Credits
Earn
5 fields- Advertised APY
- Fasset CardNot offeredSpritz CardNot offered
- How it works
- Fasset CardNot offeredSpritz CardNot offered
- Separate deposit
- Fasset CardNot offeredSpritz CardNot offered
- Use balance for spending
- Fasset CardNot offeredSpritz CardNot offered
- Lock-up
- Fasset CardNot offeredSpritz CardNot offered
Trust & availability
4 fields- Custody
- Fasset CardCustodialSpritz CardHybrid custody
- Control until payment
- Fasset CardProvider controls fundsSpritz CardProvider controls funds
- Card issuer
- Fasset CardThird NationalSpritz CardNot disclosed
- Card processing
- Fasset CardNot disclosedSpritz CardRain
Sources
2 fields- Official sources
- Fasset Card9Spritz Card41
- Last reviewed
- Fasset CardAug 11, 2026Spritz CardAug 28, 2026
04 · The trade-off
Spritz Card is the stronger all-round choice
Spritz Card finishes ahead with an Overall Score of 62 versus 53 for Fasset Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Fasset Card still comes out ahead for Lowest fees, which may matter more than the overall result if that is how you plan to use the card. Fasset Card uses a custodial balance setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
Fasset Card lists more stablecoins and ways to send money out (2 vs 1). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Fasset Card and Spritz Card reviews first.
Continue with
Fasset Card
Continue with
Spritz Card
05 · Common questions
Fasset vs Spritz FAQ
Is Fasset or Spritz better overall?
Spritz Card has the higher Overall Score (62 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Fasset or Spritz?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Fasset or Spritz?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Fasset and Spritz differ on custody?
Fasset Card uses a custodial balance setup, while Spritz Card uses a hybrid custody setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Fasset vs Spritz comparison?
The latest information check for these two cards was August 28, 2026, using 50 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.