GeminiGemini Credit
74
Side-by-side card comparison
Gemini Credit vs Fasset: overall score versus use-case fit
Gemini Credit Card has the higher Overall Score by 21 points (74 vs 53). Gemini Credit Card looks stronger for Cashback, Travel, Funds control, and Transfers, while Fasset Card comes out ahead for Lowest fees.
Information checked Aug 30, 202632 official sources reviewed
01 · Overall score versus use-case fit
Gemini Credit Card is the better all-round starting point
Gemini Credit Card has the higher Overall Score in this comparison. Fasset Card may be the better fit for Lowest fees. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallGemini Credit74Fasset53Higher score
CashbackGemini Credit61Fasset19Higher score
TravelGemini Credit82Fasset30Higher score
Funds controlGemini Credit57Fasset45Higher score
Lowest feesGemini Credit45Fasset51Higher score
TransfersGemini Credit92Fasset50Higher score
Choose Gemini Credit Card if cashback and travel matter most
Gemini Credit Card comes out ahead for Cashback, Travel, Funds control, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- No annual or foreign transaction fee
- A 1%-4% crypto reward schedule
- Metal card and three phone wallets
Choose Fasset Card if lowest fees matters most
Fasset Card comes out ahead for Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Clear internal USDT funding flow
- Broad phone-wallet support
- Complete card-country list
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- Gemini Credit74Fasset53
Gemini Credit Card has the higher Overall Score by 21 points.
- Entry cost & FX
- Gemini Credit$0 plan · $0 foreign transaction fee; Mastercard exchange rates and credit interest remain separate FXFassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FX
Gemini Credit Card has the lower published FX fee ($0 foreign transaction fee; Mastercard exchange rates and credit interest remain separate vs 3% non-USD FX; up to 3% cross-border may also apply).
- Purchase rewards
- Gemini Credit1% base · up to 4%FassetNot disclosed
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- Gemini CreditCustodial balanceFassetCustodial balance
Gemini Credit Card and Fasset Card use the same custodial balance setup.
- Everyday access
- Gemini CreditVirtual + Physical · Apple Pay, Google PayFassetVirtual · Apple Pay, Google Pay
Gemini Credit Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Gemini Credit4 stablecoins · Stablecoin transfers; Gemini USD bank transferFasset1 stablecoin · Card balance back to Fasset Wallet
Gemini Credit Card lists more stablecoins and ways to send money out (6 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1%-4%
- Plan cost
- $0
- FX fee
- $0 foreign transaction fee; Mastercard exchange rates and credit interest remain separate
- ATM fee
- 3–29.49%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 1 fiat
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- 3% non-USD FX; up to 3% cross-border may also apply
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsGemini Credit CardOverall74Fasset CardOverall53
Gemini Credit CardOverall74Fasset CardOverall53Scores
6 fields- Overall Score
- Gemini Credit Card74Fasset Card53
- Cashback score
- Gemini Credit Card61Fasset Card19
- Travel score
- Gemini Credit Card82Fasset Card30
- Funds control score
- Gemini Credit Card57Fasset Card45
- Lowest fees score
- Gemini Credit Card45Fasset Card51
- Transfers score
- Gemini Credit Card92Fasset Card50
Strengths & trade-offs
2 fields- Strengths
- Gemini Credit CardNo annual or foreign transaction fee, A 1%-4% crypto reward scheduleFasset CardClear internal USDT funding flow, Broad phone-wallet support
- Trade-offs
- Gemini Credit CardVariable APR and costly cash advances, Applications are limited to the United StatesFasset CardForeign spend can be expensive, OWN reward economics are missing
Costs
7 fields- Plan cost
- Gemini Credit Card$0Fasset CardNot disclosed
- FX fee
- Gemini Credit Card$0 foreign transaction fee; Mastercard exchange rates and credit interest remain separateFasset Card3% non-USD FX; up to 3% cross-border may also apply
- Top-up fee
- Gemini Credit CardNot applicable; linked-bank and check routes repay the credit accountFasset Card0%
- Card spending fee
- Gemini Credit Card0%Fasset Card0%
- ATM fee
- Gemini Credit Card3–29.49%Fasset CardNot available
- Virtual card
- Gemini Credit CardNot disclosedFasset Card9.99 USDT activation / issuance fee
- Physical card
- Gemini Credit CardNot disclosedFasset CardNot disclosed
Plans
2 fields- Available plans
- Gemini Credit CardNot disclosedFasset CardBase virtual live; Edge waitlist; Select, Elite and Reserve coming soon
- Top cashback plan
- Gemini Credit CardNot disclosedFasset CardNot disclosed
Everyday use
8 fields- Network
- Gemini Credit CardMastercardFasset CardVisa
- Card formats
- Gemini Credit CardVirtual, PhysicalFasset CardVirtual
- ATM withdrawals
- Gemini Credit CardAvailableFasset CardNot available
- Mobile wallets
- Gemini Credit CardApple Pay, Google PayFasset CardApple Pay, Google Pay
- Apps
- Gemini Credit CardiOS, Android, WebFasset CardiOS, Android
- Daily spending limit
- Gemini Credit CardApplicant-specific credit limit; no reusable daily purchase limit is publishedFasset Card$2,000 per day
- Monthly spending limit
- Gemini Credit CardApplicant-specific credit limit; no reusable monthly purchase limit is publishedFasset CardNot publicly disclosed
- ATM limit
- Gemini Credit Card$1,000 daily and no more than 10% of the total credit limitFasset CardNot applicable; ATM cash advances unavailable
Funding & transfers
5 fields- Networks
- Gemini Credit CardBitcoin, Ethereum, Solana, Arbitrum, Avalanche, Base +2Fasset CardNot disclosed
- Crypto deposits
- Gemini Credit CardOther crypto: Supported Gemini crypto and stablecoinsFasset CardStablecoins: USDT
- Fiat deposits
- Gemini Credit CardUSD bank transferFasset CardNot disclosed
- Transfers
- Gemini Credit CardStablecoin transfers; Gemini USD bank transferFasset CardCard balance back to Fasset Wallet
- Payout currencies
- Gemini Credit CardUSDFasset CardNot disclosed
Rewards
3 fields- Base cashback
- Gemini Credit Card1%Fasset CardNot disclosed
- Max cashback
- Gemini Credit Card4%Fasset CardNot disclosed
- Reward currency
- Gemini Credit CardSelected eligible crypto assetFasset CardOWN points
Earn
5 fields- Advertised APY
- Gemini Credit CardUp to 2.1% APYFasset CardNot offered
- How it works
- Gemini Credit CardOptional earn vaultFasset CardNot offered
- Separate deposit
- Gemini Credit CardNoFasset CardNot offered
- Use balance for spending
- Gemini Credit CardNoFasset CardNot offered
- Lock-up
- Gemini Credit CardNot disclosedFasset CardNot offered
Trust & availability
5 fields- Custody
- Gemini Credit CardCustodialFasset CardCustodial
- Control until payment
- Gemini Credit CardProvider controls fundsFasset CardProvider controls funds
- Card issuer
- Gemini Credit CardWebBankFasset CardThird National
- Card processing
- Gemini Credit CardGemini Constellation, LLCFasset CardNot disclosed
- Custody / key management
- Gemini Credit CardGemini Trust Company, LLC / Gemini Moonbase, LLCFasset CardNot disclosed
Sources
2 fields- Official sources
- Gemini Credit Card23Fasset Card9
- Last reviewed
- Gemini Credit CardAug 30, 2026Fasset CardAug 11, 2026
04 · The trade-off
Gemini Credit Card is the stronger all-round choice
Gemini Credit Card finishes ahead with an Overall Score of 74 versus 53 for Fasset Card. Gemini Credit Card has the lower published FX fee ($0 foreign transaction fee; Mastercard exchange rates and credit interest remain separate vs 3% non-USD FX; up to 3% cross-border may also apply). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Fasset Card still comes out ahead for Lowest fees, which may matter more than the overall result if that is how you plan to use the card. Gemini Credit Card and Fasset Card use the same custodial balance setup.
Gemini Credit Card lists more stablecoins and ways to send money out (6 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Gemini Credit Card and Fasset Card reviews first.
Continue with
Gemini Credit Card
Continue with
Fasset Card
05 · Common questions
Gemini Credit vs Fasset FAQ
Is Gemini Credit or Fasset better overall?
Gemini Credit Card has the higher Overall Score (74 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Gemini Credit or Fasset?
Gemini Credit Card has the lower published FX fee ($0 foreign transaction fee; Mastercard exchange rates and credit interest remain separate vs 3% non-USD FX; up to 3% cross-border may also apply). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Gemini Credit or Fasset?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Gemini Credit and Fasset differ on custody?
Gemini Credit Card and Fasset Card use the same custodial balance setup.
How current is this Gemini Credit vs Fasset comparison?
The latest information check for these two cards was August 30, 2026, using 32 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.