Gnosis PayGnosis Pay
77
Side-by-side card comparison
Gnosis Pay vs Coinbase: where the score gap comes from
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Scores below describe the reviewed card terms, not availability for a new application.
Information checked Sep 6, 202639 official sources reviewed
01 · Where the gap opens
Gnosis Pay is being discontinued
This comparison remains available for existing cardholders. Gnosis Pay is excluded from our recommendations during its wind-down. Review Rebind for the EUR migration route and check the other card's current eligibility independently.
OverallGnosis Pay77Coinbase64Higher score
CashbackGnosis Pay22Coinbase36Compare the details below
TravelGnosis Pay100Coinbase61Compare the details below
Funds controlGnosis Pay90Coinbase48Compare the details below
Lowest feesGnosis Pay87Coinbase55Compare the details below
TransfersGnosis Pay91Coinbase84Compare the details below
Gnosis Pay: existing-card reference
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
- Excluded from new-card recommendations
- EUR migration route: Rebind
- Exact card shutdown day unannounced
Choose Coinbase Card if its day-to-day setup suits you
Coinbase Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- Virtual and physical Visa cards cover online, store and ATM use
- The U.S. schedule lists $0 card, monthly and Coinbase ATM fees
- Cash, USDC and supported crypto can fund the same card flow
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Gnosis Pay77Coinbase64
Gnosis Pay has the higher Overall Score by 13 points.
- Entry cost & FX
- Gnosis Pay$0 plan · 0% FXCoinbase$0 plan · U.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Gnosis Pay0% base · up to 5%CoinbaseNot disclosed
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- Gnosis PaySelf-controlled walletCoinbaseCustodial balance
Gnosis Pay uses a self-controlled wallet setup, while Coinbase Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Gnosis PayVirtual + Physical · Apple Pay, Google PayCoinbaseVirtual + Physical · Unknown
Gnosis Pay lists more card formats and phone-wallet options (4 vs 2).
- Money movement
- Gnosis Pay3 stablecoins · Stablecoin transfers; IBAN outboundCoinbase1 stablecoin · Stablecoin transfers; Coinbase U.S. account cash-out, Coinbase U.K. and EEA account cash-out
Both cards list the same number of stablecoins and ways to send money out.
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- 0%-5%
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 0 crypto · 1 fiat
- Cashback
- Not disclosed
- Plan cost
- $0
- FX fee
- U.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate
- ATM fee
- U.S. Coinbase ATM fee: $0. ATM operators may charge; U.K./EEA provider pricing is not published here
- Card formats
- Virtual, Physical
- Wallet payments
- Not disclosed
- Receive methods
- 1 crypto · 2 fiat
- Payout methods
- 1 crypto · 3 fiat
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsGnosis PayOverall77Coinbase CardOverall64
Gnosis PayOverall77Coinbase CardOverall64Scores
6 fields- Overall Score
- Gnosis Pay77Coinbase Card64
- Cashback score
- Gnosis Pay22Coinbase Card36
- Travel score
- Gnosis Pay100Coinbase Card61
- Funds control score
- Gnosis Pay90Coinbase Card48
- Lowest fees score
- Gnosis Pay87Coinbase Card55
- Transfers score
- Gnosis Pay91Coinbase Card84
Strengths & trade-offs
2 fields- Strengths
- Gnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro usersCoinbase CardVirtual and physical Visa cards cover online, store and ATM use, The U.S. schedule lists $0 card, monthly and Coinbase ATM fees
- Trade-offs
- Gnosis PayConsumer card being discontinued; GNO cashback ends September 30, 2026Coinbase CardCrypto conversion includes a spread with no stable public rate, Rewards are U.S.-only and the current rate changes in the app
Costs
7 fields- Plan cost
- Gnosis Pay$0Coinbase Card$0
- FX fee
- Gnosis Pay0%Coinbase CardU.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate
- Top-up fee
- Gnosis Pay0%Coinbase CardLinked-bank and payroll funding are marketed at $0; other Coinbase account funding routes were not reviewed for this card profile
- Card spending fee
- Gnosis Pay0%Coinbase Card0%
- ATM fee
- Gnosis Pay0–2%Coinbase CardU.S. Coinbase ATM fee: $0. ATM operators may charge; U.K./EEA provider pricing is not published here
- Virtual card
- Gnosis PayFree; available after the card application is acceptedCoinbase CardNot disclosed
- Physical card
- Gnosis Pay30.23 EURe one-time; shipping freeCoinbase CardNot disclosed
Plans
2 fields- Available plans
- Gnosis PayNot disclosedCoinbase CardNot disclosed
- Top cashback plan
- Gnosis PayNot disclosedCoinbase CardNot disclosed
Everyday use
8 fields- Network
- Gnosis PayVisaCoinbase CardVisa
- Card formats
- Gnosis PayVirtual, PhysicalCoinbase CardVirtual, Physical
- ATM withdrawals
- Gnosis PayAvailableCoinbase CardAvailable
- Mobile wallets
- Gnosis PayApple Pay, Google PayCoinbase CardNot disclosed
- Apps
- Gnosis PayWebCoinbase CardiOS, Android
- Daily spending limit
- Gnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transactionCoinbase Card$2,500 per 24 hours in the U.S. programme
- Monthly spending limit
- Gnosis PayNot disclosedCoinbase CardU.S. monthly spend limit not published; U.K./EEA limits are customer-specific
- ATM limit
- Gnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/dayCoinbase Card$1,000 per 24 hours in the U.S.; U.K./EEA values are shown in app
Funding & transfers
5 fields- Networks
- Gnosis PayGnosis ChainCoinbase CardCoinbase-supported networks
- Crypto deposits
- Gnosis PayStablecoins: EURe, GBPe, USDCeCoinbase CardOther crypto: Supported crypto
- Fiat deposits
- Gnosis PayReceive-only SEPA IBANCoinbase CardLinked bank account, Payroll deposit
- Transfers
- Gnosis PayStablecoin transfers; IBAN outboundCoinbase CardStablecoin transfers; Coinbase U.S. account cash-out, Coinbase U.K. and EEA account cash-out
- Payout currencies
- Gnosis PayEUReCoinbase CardUSD, GBP, EUR
Rewards
3 fields- Base cashback
- Gnosis Pay0%Coinbase CardNot disclosed
- Max cashback
- Gnosis Pay5%Coinbase CardNot disclosed
- Reward currency
- Gnosis PayGNO cashbackCoinbase CardSelected crypto offer
Earn
5 fields- Advertised APY
- Gnosis PayNot offeredCoinbase CardNot offered
- How it works
- Gnosis PayNot offeredCoinbase CardNot offered
- Separate deposit
- Gnosis PayNot offeredCoinbase CardNot offered
- Use balance for spending
- Gnosis PayNot offeredCoinbase CardNot offered
- Lock-up
- Gnosis PayNot offeredCoinbase CardNot offered
Trust & availability
8 fields- Custody
- Gnosis PaySelf-custodyCoinbase CardCustodial
- Control until payment
- Gnosis PayYou keep controlCoinbase CardProvider controls funds
- Card issuer
- Gnosis PayMonavateCoinbase CardPathward, N.A., Paysafe Financial Services Limited, Paysafe Payment Solutions Limited
- Card processing
- Gnosis PayPaymentologyCoinbase CardMarqeta, Inc.
- Custody / key management
- Gnosis PaySafe{Wallet}Coinbase CardNot disclosed
- Bank transfers
- Gnosis PayMoneriumCoinbase CardNot disclosed
- Identity verification
- Gnosis PaySumsubCoinbase CardNot disclosed
- Programme operator
- Gnosis PayGnosis PayCoinbase CardNot disclosed
Sources
2 fields- Official sources
- Gnosis Pay17Coinbase Card22
- Last reviewed
- Gnosis PaySep 6, 2026Coinbase CardAug 30, 2026
04 · The verdict
Plan around the Gnosis Pay wind-down
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
An Overall Score does not extend a card's service life. Existing users can review the recorded costs below, but new applicants should consider a live programme and confirm its country eligibility.
Read the Gnosis transition notice and our Rebind profile before migrating.
Continue with
Gnosis Pay
Continue with
Coinbase Card
05 · Common questions
Gnosis Pay vs Coinbase FAQ
Is Gnosis Pay or Coinbase better overall?
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Gnosis Pay is not a current recommendation, regardless of its numerical score.
Which has lower fees, Gnosis Pay or Coinbase?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Gnosis Pay or Coinbase?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Gnosis Pay and Coinbase differ on custody?
Gnosis Pay uses a self-controlled wallet setup, while Coinbase Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Gnosis Pay vs Coinbase comparison?
The latest information check for these two cards was September 6, 2026, using 39 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.