Gnosis PayGnosis Pay
76
Side-by-side card comparison
Gnosis Pay vs Rebind: where the score gap comes from
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Scores below describe the reviewed card terms, not availability for a new application.
Information checked Sep 5, 202652 official sources reviewed
01 · Where the gap opens
Gnosis Pay is being discontinued
This comparison remains available for existing cardholders. Gnosis Pay is excluded from our recommendations during its wind-down. Review Rebind for the EUR migration route and check the other card's current eligibility independently.
OverallGnosis Pay76Rebind69Higher score
CashbackGnosis Pay25Rebind32Compare the details below
TravelGnosis Pay100Rebind53Compare the details below
Funds controlGnosis Pay90Rebind88Compare the details below
Lowest feesGnosis Pay87Rebind67Compare the details below
TransfersGnosis Pay91Rebind41Compare the details below
Gnosis Pay: existing-card reference
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
- Excluded from new-card recommendations
- EUR migration route: Rebind
- Exact card shutdown day unannounced
Choose Rebind Card if its day-to-day setup suits you
Rebind Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- No added FX markup
- Free virtual Visa
- A separate self-custodial balance
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- Gnosis Pay76Rebind69
Gnosis Pay has the higher Overall Score by 7 points.
- Entry cost & FX
- Gnosis Pay$0 plan · 0% FXRebindNot verified plan · No added Gnosis FX fee; Visa rate applies FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- Gnosis PayCurrent cashback unconfirmedRebindNot disclosed
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- Gnosis PaySelf-controlled walletRebindNon-custodial account
Gnosis Pay uses a self-controlled wallet setup, while Rebind Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- Gnosis PayVirtual + Physical · Apple Pay, Google PayRebindVirtual · Apple Pay, Google Pay
Gnosis Pay lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Gnosis Pay3 stablecoins · Stablecoin transfers; IBAN outboundRebind1 stablecoin · Not modeled
Gnosis Pay lists more stablecoins and ways to send money out (4 vs 1).
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- Unconfirmed
- Plan cost
- $0
- FX fee
- 0%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 1 fiat
- Payout methods
- 0 crypto · 1 fiat
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- No added Gnosis FX fee; Visa rate applies
- ATM fee
- Not disclosed
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsGnosis PayOverall76Rebind CardOverall69
Gnosis PayOverall76Rebind CardOverall69Scores
6 fields- Overall Score
- Gnosis Pay76Rebind Card69
- Cashback score
- Gnosis Pay25Rebind Card32
- Travel score
- Gnosis Pay100Rebind Card53
- Funds control score
- Gnosis Pay90Rebind Card88
- Lowest fees score
- Gnosis Pay87Rebind Card67
- Transfers score
- Gnosis Pay91Rebind Card41
Strengths & trade-offs
2 fields- Strengths
- Gnosis PaySpend stablecoins from a dedicated Safe, SEPA IBAN funding fits euro usersRebind CardNo added FX markup, Free virtual Visa
- Trade-offs
- Gnosis PayConsumer card being discontinued; current cashback unconfirmedRebind CardCashback eligibility needs confirmation, EU access restrictions
Costs
7 fields- Plan cost
- Gnosis Pay$0Rebind CardNot disclosed
- FX fee
- Gnosis Pay0%Rebind CardNo added Gnosis FX fee; Visa rate applies
- Top-up fee
- Gnosis Pay0%Rebind Card0%
- Card spending fee
- Gnosis Pay0%Rebind Card0%
- ATM fee
- Gnosis Pay0–2%Rebind CardNot disclosed
- Virtual card
- Gnosis PayFree; available after the card application is acceptedRebind CardFree
- Physical card
- Gnosis Pay30.23 EURe one-time; shipping freeRebind CardNot offered through native Rebind issuance yet
Plans
2 fields- Available plans
- Gnosis PayNot disclosedRebind CardNot disclosed
- Top cashback plan
- Gnosis PayNot disclosedRebind CardNot disclosed
Everyday use
8 fields- Network
- Gnosis PayVisaRebind CardVisa
- Card formats
- Gnosis PayVirtual, PhysicalRebind CardVirtual
- ATM withdrawals
- Gnosis PayAvailableRebind CardNot disclosed
- Mobile wallets
- Gnosis PayApple Pay, Google PayRebind CardApple Pay, Google Pay
- Apps
- Gnosis PayWebRebind CardiOS, Android
- Daily spending limit
- Gnosis Pay8,000 EURe/GBPe/USDCe/day; 5,000 EURe/GBPe/USDCe/transactionRebind Card8,000 EURe over rolling 24 hours; 5,000 EURe per purchase
- Monthly spending limit
- Gnosis PayNot disclosedRebind CardMonthly spending limit unclear
- ATM limit
- Gnosis Pay250 EURe/GBPe/USDCe/withdrawal; 500 EURe/GBPe/USDCe/dayRebind Card250 EURe per withdrawal and 500 EURe daily under the Gnosis programme; virtual access unclear
Funding & transfers
5 fields- Networks
- Gnosis PayGnosis ChainRebind CardGnosis
- Crypto deposits
- Gnosis PayStablecoins: EURe, GBPe, USDCeRebind CardStablecoins: EURe
- Fiat deposits
- Gnosis PayReceive-only SEPA IBANRebind CardNot disclosed
- Transfers
- Gnosis PayStablecoin transfers; IBAN outboundRebind CardNot disclosed
- Payout currencies
- Gnosis PayEUReRebind CardNot disclosed
Rewards
3 fields- Base cashback
- Gnosis PayUnconfirmedRebind CardNot disclosed
- Max cashback
- Gnosis PayUnconfirmedRebind CardNot disclosed
- Reward currency
- Gnosis PayUnconfirmedRebind CardNot disclosed
Earn
5 fields- Advertised APY
- Gnosis PayNot offeredRebind CardUp to 8% APY
- How it works
- Gnosis PayNot offeredRebind CardOptional earn vault
- Separate deposit
- Gnosis PayNot offeredRebind CardYes
- Use balance for spending
- Gnosis PayNot offeredRebind CardNo
- Lock-up
- Gnosis PayNot offeredRebind CardNo
Trust & availability
9 fields- Custody
- Gnosis PaySelf-custodyRebind CardNon-custodial
- Control until payment
- Gnosis PayYou keep controlRebind CardYou keep control
- Card issuer
- Gnosis PayMonavateRebind CardUAB Monavate
- Card processing
- Gnosis PayPaymentologyRebind CardGnosis Pay
- Custody / key management
- Gnosis PaySafe{Wallet}Rebind CardNot disclosed
- Deposits & withdrawals
- Gnosis PayNot disclosedRebind CardMonerium
- Bank transfers
- Gnosis PayMoneriumRebind CardNot disclosed
- Identity verification
- Gnosis PaySumsubRebind CardNot disclosed
- Programme operator
- Gnosis PayGnosis PayRebind CardNot disclosed
Sources
2 fields- Official sources
- Gnosis Pay17Rebind Card35
- Last reviewed
- Gnosis PaySep 5, 2026Rebind CardSep 5, 2026
04 · The verdict
Plan around the Gnosis Pay wind-down
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced.
An Overall Score does not extend a card's service life. Existing users can review the recorded costs below, but new applicants should consider a live programme and confirm its country eligibility.
Read the Gnosis transition notice and our Rebind profile before migrating.
Continue with
Gnosis Pay
Continue with
Rebind Card
05 · Common questions
Gnosis Pay vs Rebind FAQ
Is Gnosis Pay or Rebind better overall?
Gnosis Pay's consumer card and dashboard are winding down by the end of 2026. Existing cards continue during the transition; the exact shutdown day has not been announced. Gnosis Pay is not a current recommendation, regardless of its numerical score.
Which has lower fees, Gnosis Pay or Rebind?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Gnosis Pay or Rebind?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Gnosis Pay and Rebind differ on custody?
Gnosis Pay uses a self-controlled wallet setup, while Rebind Card uses a non-custodial account setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this Gnosis Pay vs Rebind comparison?
The latest information check for these two cards was September 5, 2026, using 52 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.