KASTKAST
84
Side-by-side card comparison
KAST vs Bybit EU: fees, rewards and account setup
KAST Card has the higher Overall Score by 16 points (84 vs 68). KAST Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Bybit Card (EU) may still be the better personal fit.
Information checked Aug 28, 202630 official sources reviewed
01 · Make the first cut
KAST Card is the better all-round starting point
KAST Card has the higher Overall Score in this comparison. Bybit Card (EU) may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallKAST84Bybit EU68Higher score
CashbackKAST75Bybit EU47Higher score
TravelKAST92Bybit EU87Higher score
Funds controlKAST71Bybit EU51Higher score
Lowest feesKAST81Bybit EU72Higher score
TransfersKAST100Bybit EU79Higher score
Choose KAST Card if cashback and travel matter most
KAST Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Transfers span crypto, Tag and bank payouts
- Physical, virtual and phone-wallet card access
- Free tier starts with cashback
Choose Bybit Card (EU) if its day-to-day setup suits you
Bybit Card (EU) does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Funding Account connects deposits and card spend
- Lite and Standard card access
- Default applicants start at 1% cashback
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- KAST84Bybit EU68
KAST Card has the higher Overall Score by 16 points.
- Entry cost & FX
- KAST$0 plan · 0.5–1.75% FXBybit EU$0 plan · 0.5% FX
Bybit Card (EU) has the lower published FX fee (0.5% vs 0.5–1.75%).
- Purchase rewards
- KAST1.5% base · up to 3%Bybit EU1% base · up to 10%
KAST Card has the higher published base cashback rate (1.5% vs 1%).
- Funds control
- KASTCustodial balanceBybit EUCustodial balance
KAST Card and Bybit Card (EU) use the same custodial balance setup.
- Everyday access
- KASTVirtual + Physical · Apple Pay, Google PayBybit EUVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- KAST5 stablecoins · Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsBybit EU2 stablecoins · Stablecoin transfers; Bybit EU account fiat withdrawal
KAST Card lists more stablecoins and ways to send money out (12 vs 4).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 1.5%-3%
- Plan cost
- $0
- FX fee
- 0.5–1.75%
- ATM fee
- $3 + 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 32 crypto · 6 fiat
- Payout methods
- 2 crypto · 13 fiat
- Cashback
- 1%-10%
- Plan cost
- $0
- FX fee
- 0.5%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
KAST Card
20% off
20% off your first subscription
- Discount is automatically applied at checkout.
Offer terms can change. Check the current KAST referral programme before signing up.
Bybit Card (EU)
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsKAST CardOverall84Bybit Card (EU)Overall68
KAST CardOverall84Bybit Card (EU)Overall68Scores
6 fields- Overall Score
- KAST Card84Bybit Card (EU)68
- Cashback score
- KAST Card75Bybit Card (EU)47
- Travel score
- KAST Card92Bybit Card (EU)87
- Funds control score
- KAST Card71Bybit Card (EU)51
- Lowest fees score
- KAST Card81Bybit Card (EU)72
- Transfers score
- KAST Card100Bybit Card (EU)79
Strengths & trade-offs
2 fields- Strengths
- KAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card accessBybit Card (EU)Funding Account connects deposits and card spend, Lite and Standard card access
- Trade-offs
- KAST CardNon-USD FX can exceed entry cashback, ATM use adds two chargesBybit Card (EU)ATM use gets costly after the allowance, Spending follows the Bybit EU account model
Costs
7 fields- Plan cost
- KAST Card$0Bybit Card (EU)$0
- FX fee
- KAST Card0.5–1.75%Bybit Card (EU)0.5%
- Top-up fee
- KAST Card0%Bybit Card (EU)Not disclosed
- Card spending fee
- KAST Card0%Bybit Card (EU)Not disclosed
- ATM fee
- KAST Card$3 + 2%Bybit Card (EU)2%
- Virtual card
- KAST CardFree first twoBybit Card (EU)Free
- Physical card
- KAST CardFree; $40 shippingBybit Card (EU)First physical card free
Plans
2 fields- Available plans
- KAST Card3 plans: Standard, Premium, PrivateBybit Card (EU)6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2
- Top cashback plan
- KAST CardPrivate: 3%Bybit Card (EU)VIP 6 / PRO 3-5: 10%
Everyday use
8 fields- Network
- KAST CardVisaBybit Card (EU)Mastercard
- Card formats
- KAST CardVirtual, PhysicalBybit Card (EU)Virtual, Physical
- ATM withdrawals
- KAST CardAvailableBybit Card (EU)Available
- Mobile wallets
- KAST CardApple Pay, Google PayBybit Card (EU)Apple Pay, Google Pay
- Apps
- KAST CardiOS, AndroidBybit Card (EU)iOS, Android, Web
- Daily spending limit
- KAST CardNo capBybit Card (EU)€5k / €10k / €15k by tier · Lite €150 lifetime
- Monthly spending limit
- KAST CardNo capBybit Card (EU)€10k / €25k / €50k by tier · Lite €150 lifetime
- ATM limit
- KAST CardLimits shown in appBybit Card (EU)€2k / €5k / €10k by tier · €2k per withdrawal and per day
Funding & transfers
5 fields- Networks
- KAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7Bybit Card (EU)Not disclosed
- Crypto deposits
- KAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22Bybit Card (EU)Other crypto: Supported crypto
- Fiat deposits
- KAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2Bybit Card (EU)Bybit EU Funding Account deposit
- Transfers
- KAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsBybit Card (EU)Stablecoin transfers; Bybit EU account fiat withdrawal
- Payout currencies
- KAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4Bybit Card (EU)Not disclosed
Rewards
3 fields- Base cashback
- KAST Card1.5%Bybit Card (EU)1%
- Max cashback
- KAST Card3%Bybit Card (EU)10%
- Reward currency
- KAST CardUSD cashbackBybit Card (EU)EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)
Earn
5 fields- Advertised APY
- KAST CardUp to 7% APYBybit Card (EU)Up to 8% APY
- How it works
- KAST CardOptional earn vaultBybit Card (EU)Not disclosed
- Separate deposit
- KAST CardYesBybit Card (EU)Not disclosed
- Use balance for spending
- KAST CardNoBybit Card (EU)Not disclosed
- Lock-up
- KAST CardNoBybit Card (EU)Not disclosed
Trust & availability
6 fields- Custody
- KAST CardCustodialBybit Card (EU)Custodial
- Control until payment
- KAST CardProvider controls fundsBybit Card (EU)Provider controls funds
- Card issuer
- KAST CardThird NationalBybit Card (EU)Harmoniie SAS, Moorwand Ltd
- Card processing
- KAST CardTazapayBybit Card (EU)Not disclosed
- Custody / key management
- KAST CardBitGoBybit Card (EU)Not disclosed
- Programme operator
- KAST CardTroia CorpBybit Card (EU)Not disclosed
Sources
2 fields- Official sources
- KAST Card20Bybit Card (EU)10
- Last reviewed
- KAST CardAug 28, 2026Bybit Card (EU)Aug 14, 2026
04 · The takeaway
KAST Card is the stronger all-round choice
KAST Card finishes ahead with an Overall Score of 84 versus 68 for Bybit Card (EU). Bybit Card (EU) has the lower published FX fee (0.5% vs 0.5–1.75%). KAST Card has the higher published base cashback rate (1.5% vs 1%).
Bybit Card (EU) can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. KAST Card and Bybit Card (EU) use the same custodial balance setup.
KAST Card lists more stablecoins and ways to send money out (12 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full KAST Card and Bybit Card (EU) reviews first.
Continue with
KAST Card
Continue with
Bybit Card (EU)
05 · Common questions
KAST vs Bybit EU FAQ
Is KAST or Bybit EU better overall?
KAST Card has the higher Overall Score (84 vs 68). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, KAST or Bybit EU?
Bybit Card (EU) has the lower published FX fee (0.5% vs 0.5–1.75%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, KAST or Bybit EU?
KAST Card has the higher published base cashback rate (1.5% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do KAST and Bybit EU differ on custody?
KAST Card and Bybit Card (EU) use the same custodial balance setup.
How current is this KAST vs Bybit EU comparison?
The latest information check for these two cards was August 28, 2026, using 30 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.