Side-by-side card comparison

KAST vs Coinbase One

KAST Card has the higher Overall Score by 28 points (84 vs 56). KAST Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Coinbase One Card may still be the better personal fit.

Latest check Oct 14, 202643 official sources reviewed

KAST Card

Best fit

  • USD spending on Standard: 1.5% cashback, capped at $30/month.
  • Using stablecoins for card purchases and local bank payouts.
  • Sending money to other KAST users with free KAST Tag transfers.

Before you choose

  • Non-USD purchases add 0.5–1.75% FX; those below $25 also cost $0.10.
  • ATM withdrawals cost $3 + 2%, plus FX when withdrawing non-USD cash.
  • Premium costs $1,000/year; Private costs $10,000/year for higher rewards.

Coinbase One Card

Best fit

  • Existing Coinbase One members who already pay for an eligible plan.
  • Everyday credit-card spending with 2% back in BTC on eligible purchases.
  • Booking through Coinbase One Card Travel for 5% back in BTC.

Before you choose

  • Eligible membership starts at $49.99/year; Basic monthly does not qualify.
  • 4% needs $200,000 on Coinbase; boosted rates cover $10,000/month of spend.
  • U.S. residents only, excluding territories; credit approval is required.

Signup offers

KAST Card

20% off

20% off your first subscription

  • Discount is automatically applied at checkout.

Offer terms can change. Check the current KAST referral programme before signing up.

See other offers

Bonuses do not affect scores.

Partner links may earn us a commission. Affiliate disclosure

Fees & features

Compare the details

Best markers compare published, comparable values. Unknown values never win a row.

Best known Not disclosed
Cards
KAST CardOverall84
01

Scores

Overall Score
KAST Card
84
Coinbase One Card
56
Cashback score
KAST Card
75
Coinbase One Card
40
Travel score
KAST Card
93
Coinbase One Card
60
Funds control score
KAST Card
71
Coinbase One Card
36
Lowest fees score
KAST Card
82
Coinbase One Card
40
Transfers score
KAST Card
100
Coinbase One Card
24
02

Costs

Plan cost
KAST Card
$0
Coinbase One Card
$49.99/year
FX fee
KAST Card
0.5–1.75%
Coinbase One Card
0% foreign transaction fee; Amex conversion rates remain separate
Top-up fee
KAST Card
0%
Coinbase One Card
Linked U.S. bank or accepted Coinbase wallet repayment; crypto spread varies
Card spending fee
KAST Card
0%
Coinbase One Card
Not disclosed
ATM fee
KAST Card
$3 + 2%
Coinbase One Card
Cash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
Virtual card
KAST Card
Free first two
Coinbase One Card
Not disclosed
Physical card
KAST Card
Free; $40 shipping
Coinbase One Card
Not disclosed
03

Plans

Available plans
KAST Card
3 plans: Standard, Premium, Private
Coinbase One Card
4 plans: AOC tier 1: 2%, AOC tier 2: 2.5%, AOC tier 3: 3%, AOC tier 4: 4%
Top cashback plan
KAST Card
Private: 3%
Coinbase One Card
AOC tier 4: 4%: 4%
04

Everyday use

Network
KAST Card
Visa
Coinbase One Card
American Express
Card formats
KAST Card
Virtual, Physical
Coinbase One Card
Virtual, Physical
ATM withdrawals
KAST Card
Available
Coinbase One Card
Not disclosed
Mobile wallets
KAST Card
Apple Pay, Google Pay
Coinbase One Card
Apple Pay, Google Pay
Apps
KAST Card
iOS, Android
Coinbase One Card
iOS, Android, Web
Daily spending limit
KAST Card
No cap
Coinbase One Card
Personalized credit limit; no reusable daily spend ceiling
Monthly spending limit
KAST Card
No cap
Coinbase One Card
Personalized credit limit; no reusable monthly spend ceiling
ATM limit
KAST Card
$500 per withdrawal; up to three withdrawals or $1,500 per 24 hours
Coinbase One Card
Cash access and its sublimit are determined by the issuer
05

Funding & transfers

Networks
KAST Card
Solana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7
Coinbase One Card
Not disclosed
Crypto deposits
KAST Card
Stablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22
Coinbase One Card
Not disclosed
Fiat deposits
KAST Card
USD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2
Coinbase One Card
Not disclosed
Transfers
KAST Card
Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
Coinbase One Card
Not disclosed
Payout currencies
KAST Card
USD, EUR, AED, SAR, JPY, INR, PHP, THB +4
Coinbase One Card
Not disclosed
06

Rewards

Base cashback
KAST Card
1.5%
Coinbase One Card
2%
Max cashback
KAST Card
3%
Coinbase One Card
4%
Reward currency
KAST Card
USD cashback
Coinbase One Card
Bitcoin
07

Earn

Advertised APY
KAST Card
Up to 7% APY
Coinbase One Card
Not disclosed
How it works
KAST Card
Optional earn vault
Coinbase One Card
Borrow against collateral
Separate deposit
KAST Card
Yes
Coinbase One Card
No
Use balance for spending
KAST Card
No
Coinbase One Card
No
Lock-up
KAST Card
No
Coinbase One Card
Yes
08

Trust & availability

Custody
KAST Card
Custodial
Coinbase One Card
Custodial
Control until payment
KAST Card
Provider controls funds
Coinbase One Card
Provider controls funds
Card issuer
KAST Card
Third National
Coinbase One Card
First Electronic Bank
Card processing
KAST Card
Tazapay
Coinbase One Card
Not disclosed
Custody / key management
KAST Card
BitGo
Coinbase One Card
Coinbase, Inc.
Programme operator
KAST Card
Troia Corp
Coinbase One Card
Not disclosed
09

Sources

Official sources
KAST Card
20
Coinbase One Card
23
Last reviewed
KAST Card
Oct 14, 2026
Coinbase One Card
Oct 11, 2026

Choosing between these cards

When to choose KAST or Coinbase One

How you receive rewards

Choose by the reward asset you want to receive: KAST lists USD cashback; Coinbase One lists Bitcoin.

Keeping recurring costs down

KAST's base plan is $0, compared with $49.99/year for Coinbase One. This favours KAST for occasional use; card issuance and transaction fees are separate.

Spending in foreign currencies

For FX on foreign-currency purchases, KAST lists 0.5–1.75%, versus 0% foreign transaction fee; Amex conversion rates remain separate at Coinbase One. Use the tariff for your country and plan; conversion fees can add to these figures.

Common questions

KAST vs Coinbase One FAQ

Is KAST or Coinbase One better overall?

KAST Card has the higher Overall Score (84 vs 56). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, KAST or Coinbase One?

KAST Card has the lower starting plan cost ($0 vs $49.99/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, KAST or Coinbase One?

Coinbase One Card has the higher published base cashback rate (2% vs 1.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do KAST and Coinbase One differ on custody?

KAST Card and Coinbase One Card use the same custodial balance setup.

How current is this KAST vs Coinbase One comparison?

The latest information check for these two cards was October 14, 2026, using 43 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

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