Side-by-side card comparison

KAST vs Coinbase One: where the score gap comes from

KAST Card has the higher Overall Score by 28 points (84 vs 56). The available use-case scores do not point to a clear winner, so compare the fees, control of funds, card access and availability that matter to you.

Information checked Sep 5, 202643 official sources reviewed

01 · Where the gap opens

KAST Card is the better all-round starting point

KAST Card has the higher Overall Score in this comparison. Coinbase One Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.

OverallKAST84Coinbase One56Higher score
CashbackKAST75Coinbase One40Compare the details below
TravelKAST93Coinbase One60Compare the details below
Funds controlKAST71Coinbase One36Compare the details below
Lowest feesKAST82Coinbase One58Compare the details below
TransfersKAST100Coinbase One24Compare the details below

Choose KAST Card if its day-to-day setup suits you

KAST Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.

  • Transfers span crypto, Tag and bank payouts
  • Physical, virtual and phone-wallet card access
  • Free tier starts with cashback

Choose Coinbase One Card if its day-to-day setup suits you

Coinbase One Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.

  • 2% BTC on eligible purchases
  • No foreign transaction fee
  • Metal card and both phone wallets

What separates the two cards

The higher score is only the start. The rows below show which product differences create it.

Overall Score
KAST84
Coinbase One56

KAST Card has the higher Overall Score by 28 points.

Entry cost & FX
KAST$0 plan · 0.5–1.75% FX
Coinbase One$49.99/year plan · 0% foreign transaction fee; Amex conversion rates remain separate FX

KAST Card has the lower starting plan cost ($0 vs $49.99/year).

Purchase rewards
KAST1.5% base · up to 3%
Coinbase One2% base · up to 4%

Coinbase One Card has the higher published base cashback rate (2% vs 1.5%).

Funds control
KASTCustodial balance
Coinbase OneCustodial balance

KAST Card and Coinbase One Card use the same custodial balance setup.

Everyday access
KASTVirtual + Physical · Apple Pay, Google Pay
Coinbase OneVirtual + Physical · Apple Pay, Google Pay

Both cards list the same number of card formats and phone-wallet options.

Money movement
KAST5 stablecoins · Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
Coinbase One0 stablecoins · Not modeled

KAST Card lists more stablecoins and ways to send money out (12 vs 0).

02 · Read the shortlist

Why one card starts ahead

These quick facts cover the costs, rewards and everyday features behind the early lead.

2 cards compared
Cashback
1.5%-3%
Plan cost
$0
FX fee
0.5–1.75%
ATM fee
$3 + 2%
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
32 crypto · 6 fiat
Payout methods
2 crypto · 13 fiat
Cashback
2%-4%
Plan cost
$49.99/year
FX fee
0% foreign transaction fee; Amex conversion rates remain separate
ATM fee
Cash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
Card formats
Virtual, Physical
Wallet payments
Apple Pay, Google Pay
Receive methods
0 crypto · 0 fiat
Payout methods
0 crypto · 0 fiat

Current signup offers

Signup value available today

A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.

KAST Card

20% off

20% off your first subscription

  • Discount is automatically applied at checkout.

Offer terms can change. Check the current KAST referral programme before signing up.

Coinbase One Card

No active signup offer listed

We do not currently list an active signup offer for this card.

Partner links may earn us a commission. Read our affiliate disclosure for how these links work.

03 · Compare the details

Test the lead, row by row

A better number is marked only when both providers publish values that can be compared fairly.

Best known Not disclosed
Cards
KAST CardOverall84
Coinbase One CardOverall56
01

Scores

6 fields
Overall Score
KAST Card
84
Coinbase One Card
56
Cashback score
KAST Card
75
Coinbase One Card
40
Travel score
KAST Card
93
Coinbase One Card
60
Funds control score
KAST Card
71
Coinbase One Card
36
Lowest fees score
KAST Card
82
Coinbase One Card
58
Transfers score
KAST Card
100
Coinbase One Card
24
02

Strengths & trade-offs

2 fields
Strengths
KAST Card
Transfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card access
Coinbase One Card
2% BTC on eligible purchases, No foreign transaction fee
Trade-offs
KAST Card
Non-USD FX can exceed entry cashback, ATM use adds two charges
Coinbase One Card
Paid membership is required, Debt and cash advances carry costs
03

Costs

7 fields
Plan cost
KAST Card
$0
Coinbase One Card
$49.99/year
FX fee
KAST Card
0.5–1.75%
Coinbase One Card
0% foreign transaction fee; Amex conversion rates remain separate
Top-up fee
KAST Card
0%
Coinbase One Card
Linked U.S. bank or accepted Coinbase wallet repayment; crypto spread varies
Card spending fee
KAST Card
0%
Coinbase One Card
Not disclosed
ATM fee
KAST Card
$3 + 2%
Coinbase One Card
Cash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
Virtual card
KAST Card
Free first two
Coinbase One Card
Not disclosed
Physical card
KAST Card
Free; $40 shipping
Coinbase One Card
Not disclosed
04

Plans

2 fields
Available plans
KAST Card
3 plans: Standard, Premium, Private
Coinbase One Card
4 plans: AOC tier 1: 2%, AOC tier 2: 2.5%, AOC tier 3: 3%, AOC tier 4: 4%
Top cashback plan
KAST Card
Private: 3%
Coinbase One Card
AOC tier 4: 4%: 4%
05

Everyday use

8 fields
Network
KAST Card
Visa
Coinbase One Card
American Express
Card formats
KAST Card
Virtual, Physical
Coinbase One Card
Virtual, Physical
ATM withdrawals
KAST Card
Available
Coinbase One Card
Not disclosed
Mobile wallets
KAST Card
Apple Pay, Google Pay
Coinbase One Card
Apple Pay, Google Pay
Apps
KAST Card
iOS, Android
Coinbase One Card
iOS, Android, Web
Daily spending limit
KAST Card
No cap
Coinbase One Card
Personalized credit limit; no reusable daily spend ceiling
Monthly spending limit
KAST Card
No cap
Coinbase One Card
Personalized credit limit; no reusable monthly spend ceiling
ATM limit
KAST Card
Limits shown in app
Coinbase One Card
Cash access and its sublimit are determined by the issuer
06

Funding & transfers

5 fields
Networks
KAST Card
Solana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7
Coinbase One Card
Not disclosed
Crypto deposits
KAST Card
Stablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22
Coinbase One Card
Not disclosed
Fiat deposits
KAST Card
USD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2
Coinbase One Card
Not disclosed
Transfers
KAST Card
Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
Coinbase One Card
Not disclosed
Payout currencies
KAST Card
USD, EUR, AED, SAR, JPY, INR, PHP, THB +4
Coinbase One Card
Not disclosed
07

Rewards

3 fields
Base cashback
KAST Card
1.5%
Coinbase One Card
2%
Max cashback
KAST Card
3%
Coinbase One Card
4%
Reward currency
KAST Card
USD cashback
Coinbase One Card
Bitcoin
08

Earn

5 fields
Advertised APY
KAST Card
Up to 7% APY
Coinbase One Card
Up to 3.5% APY
How it works
KAST Card
Optional earn vault
Coinbase One Card
Borrow against collateral
Separate deposit
KAST Card
Yes
Coinbase One Card
No
Use balance for spending
KAST Card
No
Coinbase One Card
No
Lock-up
KAST Card
No
Coinbase One Card
Yes
09

Trust & availability

6 fields
Custody
KAST Card
Custodial
Coinbase One Card
Custodial
Control until payment
KAST Card
Provider controls funds
Coinbase One Card
Provider controls funds
Card issuer
KAST Card
Third National
Coinbase One Card
First Electronic Bank
Card processing
KAST Card
Tazapay
Coinbase One Card
Not disclosed
Custody / key management
KAST Card
BitGo
Coinbase One Card
Coinbase, Inc.
Programme operator
KAST Card
Troia Corp
Coinbase One Card
Not disclosed
10

Sources

2 fields
Official sources
KAST Card
20
Coinbase One Card
23
Last reviewed
KAST Card
Aug 31, 2026
Coinbase One Card
Sep 5, 2026

04 · The verdict

KAST Card is the stronger all-round choice

KAST Card finishes ahead with an Overall Score of 84 versus 56 for Coinbase One Card. KAST Card has the lower starting plan cost ($0 vs $49.99/year). Coinbase One Card has the higher published base cashback rate (2% vs 1.5%).

Coinbase One Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. KAST Card and Coinbase One Card use the same custodial balance setup.

KAST Card lists more stablecoins and ways to send money out (12 vs 0). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.

If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full KAST Card and Coinbase One Card reviews first.

05 · Common questions

KAST vs Coinbase One FAQ

Is KAST or Coinbase One better overall?

KAST Card has the higher Overall Score (84 vs 56). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.

Which has lower fees, KAST or Coinbase One?

KAST Card has the lower starting plan cost ($0 vs $49.99/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.

Which has better cashback, KAST or Coinbase One?

Coinbase One Card has the higher published base cashback rate (2% vs 1.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.

How do KAST and Coinbase One differ on custody?

KAST Card and Coinbase One Card use the same custodial balance setup.

How current is this KAST vs Coinbase One comparison?

The latest information check for these two cards was September 5, 2026, using 43 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.

06 · Test the winner

Put the leading card against another close alternative, or choose a new pair yourself.

Open the comparison workspace