KAST Card has the higher Overall Score by 28 points (84 vs 56). KAST Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Coinbase One Card may still be the better personal fit.
Latest check Oct 14, 202643 official sources reviewed
USD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2
Coinbase One Card
Not disclosed
Transfers
KAST Card
Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payouts
Coinbase One Card
Not disclosed
Payout currencies
KAST Card
USD, EUR, AED, SAR, JPY, INR, PHP, THB +4
Coinbase One Card
Not disclosed
06
Rewards
Base cashback
KAST Card
1.5%
Coinbase One Card
2%
Max cashback
KAST Card
3%
Coinbase One Card
4%
Reward currency
KAST Card
USD cashback
Coinbase One Card
Bitcoin
07
Earn
Advertised APY
KAST Card
Up to 7% APY
Coinbase One Card
Not disclosed
How it works
KAST Card
Optional earn vault
Coinbase One Card
Borrow against collateral
Separate deposit
KAST Card
Yes
Coinbase One Card
No
Use balance for spending
KAST Card
No
Coinbase One Card
No
Lock-up
KAST Card
No
Coinbase One Card
Yes
08
Trust & availability
Custody
KAST Card
Custodial
Coinbase One Card
Custodial
Control until payment
KAST Card
Provider controls funds
Coinbase One Card
Provider controls funds
Card issuer
KAST Card
Third National
Coinbase One Card
First Electronic Bank
Card processing
KAST Card
Tazapay
Coinbase One Card
Not disclosed
Custody / key management
KAST Card
BitGo
Coinbase One Card
Coinbase, Inc.
Programme operator
KAST Card
Troia Corp
Coinbase One Card
Not disclosed
09
Sources
Official sources
KAST Card
20
Coinbase One Card
23
Last reviewed
KAST Card
Oct 14, 2026
Coinbase One Card
Oct 11, 2026
Choosing between these cards
When to choose KAST or Coinbase One
How you receive rewards
Choose by the reward asset you want to receive: KAST lists USD cashback; Coinbase One lists Bitcoin.
Keeping recurring costs down
KAST's base plan is $0, compared with $49.99/year for Coinbase One. This favours KAST for occasional use; card issuance and transaction fees are separate.
Spending in foreign currencies
For FX on foreign-currency purchases, KAST lists 0.5–1.75%, versus 0% foreign transaction fee; Amex conversion rates remain separate at Coinbase One. Use the tariff for your country and plan; conversion fees can add to these figures.
Common questions
KAST vs Coinbase One FAQ
Is KAST or Coinbase One better overall?
KAST Card has the higher Overall Score (84 vs 56). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, KAST or Coinbase One?
KAST Card has the lower starting plan cost ($0 vs $49.99/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, KAST or Coinbase One?
Coinbase One Card has the higher published base cashback rate (2% vs 1.5%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do KAST and Coinbase One differ on custody?
KAST Card and Coinbase One Card use the same custodial balance setup.
How current is this KAST vs Coinbase One comparison?
The latest information check for these two cards was October 14, 2026, using 43 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.