KASTKAST
84
Side-by-side card comparison
KAST vs Tuyo: overall score versus use-case fit
KAST Card has the higher Overall Score by 10 points (84 vs 74). KAST Card looks stronger for Cashback, Travel, Lowest fees, and Transfers, while Tuyo Card comes out ahead for Funds control.
Information checked Aug 28, 202632 official sources reviewed
01 · Overall score versus use-case fit
KAST Card is the better all-round starting point
KAST Card has the higher Overall Score in this comparison. Tuyo Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallKAST84Tuyo74Higher score
CashbackKAST75Tuyo39Higher score
TravelKAST92Tuyo42Higher score
Funds controlKAST71Tuyo100Higher score
Lowest feesKAST81Tuyo71Higher score
TransfersKAST100Tuyo72Higher score
Choose KAST Card if cashback and travel matter most
KAST Card comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Transfers span crypto, Tag and bank payouts
- Physical, virtual and phone-wallet card access
- Free tier starts with cashback
Choose Tuyo Card if funds control matters most
Tuyo Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody wallet control
- Virtual Visa with both phone wallets
- Multichain USDC funding and spendable Earn
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- KAST84Tuyo74
KAST Card has the higher Overall Score by 10 points.
- Entry cost & FX
- KAST$0 plan · 0.5–1.75% FXTuyo$0 plan · 1–3% FX
KAST Card has the lower published FX fee (0.5–1.75% vs 1–3%).
- Purchase rewards
- KAST1.5% base · up to 3%Tuyo0% base · up to 100%
KAST Card has the higher published base cashback rate (1.5% vs 0%).
- Funds control
- KASTCustodial balanceTuyoSelf-controlled wallet
KAST Card uses a custodial balance setup, while Tuyo Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- KASTVirtual + Physical · Apple Pay, Google PayTuyoVirtual · Apple Pay, Google Pay
KAST Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- KAST5 stablecoins · Stablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsTuyo1 stablecoin · Stablecoin transfers
KAST Card lists more stablecoins and ways to send money out (12 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1.5%-3%
- Plan cost
- $0
- FX fee
- 0.5–1.75%
- ATM fee
- $3 + 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 32 crypto · 6 fiat
- Payout methods
- 2 crypto · 13 fiat
- Cashback
- 0%-100%
- Plan cost
- $0
- FX fee
- 1–3%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
KAST Card
20% off
20% off your first subscription
- Discount is automatically applied at checkout.
Offer terms can change. Check the current KAST referral programme before signing up.
Tuyo Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsKAST CardOverall84Tuyo CardOverall74
KAST CardOverall84Tuyo CardOverall74Scores
6 fields- Overall Score
- KAST Card84Tuyo Card74
- Cashback score
- KAST Card75Tuyo Card39
- Travel score
- KAST Card92Tuyo Card42
- Funds control score
- KAST Card71Tuyo Card100
- Lowest fees score
- KAST Card81Tuyo Card71
- Transfers score
- KAST Card100Tuyo Card72
Strengths & trade-offs
2 fields- Strengths
- KAST CardTransfers span crypto, Tag and bank payouts, Physical, virtual and phone-wallet card accessTuyo CardSelf-custody wallet control, Virtual Visa with both phone wallets
- Trade-offs
- KAST CardNon-USD FX can exceed entry cashback, ATM use adds two chargesTuyo CardReward value is unpredictable, Virtual-only with no ATM access
Costs
7 fields- Plan cost
- KAST Card$0Tuyo Card$0
- FX fee
- KAST Card0.5–1.75%Tuyo Card1–3%
- Top-up fee
- KAST Card0%Tuyo CardNot disclosed
- Card spending fee
- KAST Card0%Tuyo Card0%
- ATM fee
- KAST Card$3 + 2%Tuyo CardNot available
- Virtual card
- KAST CardFree first twoTuyo CardFree
- Physical card
- KAST CardFree; $40 shippingTuyo CardComing soon; not currently available
Plans
2 fields- Available plans
- KAST Card3 plans: Standard, Premium, PrivateTuyo CardNot disclosed
- Top cashback plan
- KAST CardPrivate: 3%Tuyo CardNot disclosed
Everyday use
8 fields- Network
- KAST CardVisaTuyo CardVisa
- Card formats
- KAST CardVirtual, PhysicalTuyo CardVirtual
- ATM withdrawals
- KAST CardAvailableTuyo CardNot available
- Mobile wallets
- KAST CardApple Pay, Google PayTuyo CardApple Pay, Google Pay
- Apps
- KAST CardiOS, AndroidTuyo CardiOS, Android
- Daily spending limit
- KAST CardNo capTuyo CardUp to $10,000 per day; limits can change with usage and account history.
- Monthly spending limit
- KAST CardNo capTuyo CardNo fixed monthly card-spend limit is publicly disclosed.
- ATM limit
- KAST CardLimits shown in appTuyo CardATM withdrawals are not currently supported.
Funding & transfers
5 fields- Networks
- KAST CardSolana, Ethereum, Tron, Polygon, BNB Chain, Arbitrum +7Tuyo CardEthereum, Base, Arbitrum, Optimism, Polygon
- Crypto deposits
- KAST CardStablecoins: USDT, USDC, USDe, PYUSD, RLUSD; Other crypto: BTC, ETH, SOL, XRP, AAVE +22Tuyo CardStablecoins: USDC
- Fiat deposits
- KAST CardUSD bank transfer, EU bank transfer, BRL PIX deposit, MXN SPEI deposit +2Tuyo CardVirtual-account receiving
- Transfers
- KAST CardStablecoin transfers; KAST Tag; Global USD SWIFT payout, USD local payout, EUR SEPA payout, Other local currency payoutsTuyo CardStablecoin transfers
- Payout currencies
- KAST CardUSD, EUR, AED, SAR, JPY, INR, PHP, THB +4Tuyo CardNot disclosed
Rewards
3 fields- Base cashback
- KAST Card1.5%Tuyo Card0%
- Max cashback
- KAST Card3%Tuyo Card100%
- Reward currency
- KAST CardUSD cashbackTuyo CardUSD
Earn
5 fields- Advertised APY
- KAST CardUp to 7% APYTuyo CardUp to 11% APY
- How it works
- KAST CardOptional earn vaultTuyo CardEarn on spending balance, Optional earn vault
- Separate deposit
- KAST CardYesTuyo CardYes
- Use balance for spending
- KAST CardNoTuyo CardYes
- Lock-up
- KAST CardNoTuyo CardNot disclosed
Trust & availability
8 fields- Custody
- KAST CardCustodialTuyo CardSelf-custody
- Control until payment
- KAST CardProvider controls fundsTuyo CardYou keep control
- Card issuer
- KAST CardThird NationalTuyo CardThird National
- Card processing
- KAST CardTazapayTuyo CardSignify Holdings, Inc. (Rain)
- Custody / key management
- KAST CardBitGoTuyo CardNot disclosed
- Deposits & withdrawals
- KAST CardNot disclosedTuyo CardBridge Ventures, Inc. (Bridge)
- Bank transfers
- KAST CardNot disclosedTuyo CardBANEX Microfinance Bank Limited
- Programme operator
- KAST CardTroia CorpTuyo CardNot disclosed
Sources
2 fields- Official sources
- KAST Card20Tuyo Card12
- Last reviewed
- KAST CardAug 28, 2026Tuyo CardAug 5, 2026
04 · The trade-off
KAST Card is the stronger all-round choice
KAST Card finishes ahead with an Overall Score of 84 versus 74 for Tuyo Card. KAST Card has the lower published FX fee (0.5–1.75% vs 1–3%). KAST Card has the higher published base cashback rate (1.5% vs 0%).
Tuyo Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. KAST Card uses a custodial balance setup, while Tuyo Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
KAST Card lists more stablecoins and ways to send money out (12 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full KAST Card and Tuyo Card reviews first.
Continue with
KAST Card
Continue with
Tuyo Card
05 · Common questions
KAST vs Tuyo FAQ
Is KAST or Tuyo better overall?
KAST Card has the higher Overall Score (84 vs 74). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, KAST or Tuyo?
KAST Card has the lower published FX fee (0.5–1.75% vs 1–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, KAST or Tuyo?
KAST Card has the higher published base cashback rate (1.5% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do KAST and Tuyo differ on custody?
KAST Card uses a custodial balance setup, while Tuyo Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this KAST vs Tuyo comparison?
The latest information check for these two cards was August 28, 2026, using 32 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.