KrakKrak
74
Side-by-side card comparison
Krak vs Fasset: fees, rewards and account setup
Krak Card has the higher Overall Score by 21 points (74 vs 53). Krak Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Fasset Card may still be the better personal fit.
Information checked Aug 27, 202635 official sources reviewed
01 · Make the first cut
Krak Card is the better all-round starting point
Krak Card has the higher Overall Score in this comparison. Fasset Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallKrak74Fasset53Higher score
CashbackKrak40Fasset19Higher score
TravelKrak83Fasset30Higher score
Funds controlKrak56Fasset45Higher score
Lowest feesKrak72Fasset51Higher score
TransfersKrak97Fasset50Higher score
Choose Krak Card if cashback and travel matter most
Krak Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- No monthly, FX or Krak ATM fee
- Both card formats and phone wallets
- Automatic cashback up to 2%
Choose Fasset Card if its day-to-day setup suits you
Fasset Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Clear internal USDT funding flow
- Broad phone-wallet support
- Complete card-country list
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- Krak74Fasset53
Krak Card has the higher Overall Score by 21 points.
- Entry cost & FX
- Krak$0 plan · 0–1% FXFassetNot disclosed plan · 3% non-USD FX; up to 3% cross-border may also apply FX
Krak Card has the lower published FX fee (0–1% vs 3% non-USD FX; up to 3% cross-border may also apply).
- Purchase rewards
- Krak0% base · up to 2%FassetNot disclosed
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- KrakCustodial balanceFassetCustodial balance
Krak Card and Fasset Card use the same custodial balance setup.
- Everyday access
- KrakVirtual + Physical · Apple Pay, Google PayFassetVirtual · Apple Pay, Google Pay
Krak Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- Krak0 stablecoins · Stablecoin transfers; Krak internal send, Krak ↔ Kraken balance transfer; GBP Faster Payments, EUR SEPAFasset1 stablecoin · Card balance back to Fasset Wallet
Krak Card lists more stablecoins and ways to send money out (5 vs 2).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 0%-2%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0% Krak fee; ATM operator may charge
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 3 fiat
- Payout methods
- 1 crypto · 2 fiat
- Cashback
- Not disclosed
- Plan cost
- Not disclosed
- FX fee
- 3% non-USD FX; up to 3% cross-border may also apply
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
CardsKrak CardOverall74Fasset CardOverall53
Krak CardOverall74Fasset CardOverall53Scores
6 fields- Overall Score
- Krak Card74Fasset Card53
- Cashback score
- Krak Card40Fasset Card19
- Travel score
- Krak Card83Fasset Card30
- Funds control score
- Krak Card56Fasset Card45
- Lowest fees score
- Krak Card72Fasset Card51
- Transfers score
- Krak Card97Fasset Card50
Strengths & trade-offs
2 fields- Strengths
- Krak CardNo monthly, FX or Krak ATM fee, Both card formats and phone walletsFasset CardClear internal USDT funding flow, Broad phone-wallet support
- Trade-offs
- Krak CardCrypto conversion spread is variable, The 2% tier needs a large balanceFasset CardForeign spend can be expensive, OWN reward economics are missing
Costs
7 fields- Plan cost
- Krak Card$0Fasset CardNot disclosed
- FX fee
- Krak Card0–1%Fasset Card3% non-USD FX; up to 3% cross-border may also apply
- Top-up fee
- Krak CardNot disclosedFasset Card0%
- Card spending fee
- Krak Card0%Fasset Card0%
- ATM fee
- Krak Card0% Krak fee; ATM operator may chargeFasset CardNot available
- Virtual card
- Krak CardFreeFasset Card9.99 USDT activation / issuance fee
- Physical card
- Krak CardPlastic £0/€0/$0; US plastic requires $200 over 30 days; first eligible metal card £0/€0/$0Fasset CardNot disclosed
Plans
2 fields- Available plans
- Krak Card5 plans: Starter, Lite, Pro, Elite +1Fasset CardBase virtual live; Edge waitlist; Select, Elite and Reserve coming soon
- Top cashback plan
- Krak CardMax: 2%Fasset CardNot disclosed
Everyday use
8 fields- Network
- Krak CardMastercard/VisaFasset CardVisa
- Card formats
- Krak CardVirtual, PhysicalFasset CardVirtual
- ATM withdrawals
- Krak CardAvailableFasset CardNot available
- Mobile wallets
- Krak CardApple Pay, Google PayFasset CardApple Pay, Google Pay
- Apps
- Krak CardiOS, AndroidFasset CardiOS, Android
- Daily spending limit
- Krak CardUK: £22,000/day; EEA: €12,000/day; US: $12,000/dayFasset Card$2,000 per day
- Monthly spending limit
- Krak CardUK: £22,000/month; EEA: €12,000/month; US: $22,000/monthFasset CardNot publicly disclosed
- ATM limit
- Krak CardUK: £250/withdrawal, £750/day, £4,000/month; EEA: €300/withdrawal, €900/day, €4,800/month; US: $250/withdrawal, $1,000/day, $5,000/monthFasset CardNot applicable; ATM cash advances unavailable
Funding & transfers
5 fields- Networks
- Krak CardNot disclosedFasset CardNot disclosed
- Crypto deposits
- Krak CardOther crypto: Supported cryptoFasset CardStablecoins: USDT
- Fiat deposits
- Krak CardGBP bank transfer, EUR bank transfer, USD bank transferFasset CardNot disclosed
- Transfers
- Krak CardStablecoin transfers; Krak internal send, Krak ↔ Kraken balance transfer; GBP Faster Payments, EUR SEPAFasset CardCard balance back to Fasset Wallet
- Payout currencies
- Krak CardGBP, EURFasset CardNot disclosed
Rewards
3 fields- Base cashback
- Krak Card0%Fasset CardNot disclosed
- Max cashback
- Krak Card2%Fasset CardNot disclosed
- Reward currency
- Krak CardGBP, EUR, USD or BTCFasset CardOWN points
Earn
5 fields- Advertised APY
- Krak CardUp to 3.6% APYFasset CardNot offered
- How it works
- Krak CardOptional earn vaultFasset CardNot offered
- Separate deposit
- Krak CardYesFasset CardNot offered
- Use balance for spending
- Krak CardNoFasset CardNot offered
- Lock-up
- Krak CardNot disclosedFasset CardNot offered
Trust & availability
5 fields- Custody
- Krak CardCustodialFasset CardCustodial
- Control until payment
- Krak CardProvider controls fundsFasset CardProvider controls funds
- Card issuer
- Krak CardMonavate Limited, Lead Bank, UAB MonavateFasset CardThird National
- Card processing
- Krak CardStripeFasset CardNot disclosed
- Programme operator
- Krak CardPayward Wallet, Inc.Fasset CardNot disclosed
Sources
2 fields- Official sources
- Krak Card26Fasset Card9
- Last reviewed
- Krak CardAug 27, 2026Fasset CardAug 11, 2026
04 · The takeaway
Krak Card is the stronger all-round choice
Krak Card finishes ahead with an Overall Score of 74 versus 53 for Fasset Card. Krak Card has the lower published FX fee (0–1% vs 3% non-USD FX; up to 3% cross-border may also apply). The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Fasset Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. Krak Card and Fasset Card use the same custodial balance setup.
Krak Card lists more stablecoins and ways to send money out (5 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full Krak Card and Fasset Card reviews first.
Continue with
Krak Card
Continue with
Fasset Card
05 · Common questions
Krak vs Fasset FAQ
Is Krak or Fasset better overall?
Krak Card has the higher Overall Score (74 vs 53). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, Krak or Fasset?
Krak Card has the lower published FX fee (0–1% vs 3% non-USD FX; up to 3% cross-border may also apply). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, Krak or Fasset?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do Krak and Fasset differ on custody?
Krak Card and Fasset Card use the same custodial balance setup.
How current is this Krak vs Fasset comparison?
The latest information check for these two cards was August 27, 2026, using 35 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.