MetaMaskMetaMask
76
Side-by-side card comparison
MetaMask vs Bybit EU: overall score versus use-case fit
MetaMask Card has the higher Overall Score by 8 points (76 vs 68). MetaMask Card looks stronger for Cashback, Travel, Funds control, and Lowest fees, while Bybit Card (EU) comes out ahead for Transfers.
Information checked Aug 14, 202622 official sources reviewed
01 · Overall score versus use-case fit
MetaMask Card is the better all-round starting point
MetaMask Card has the higher Overall Score in this comparison. Bybit Card (EU) may be the better fit for Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallMetaMask76Bybit EU68Higher score
CashbackMetaMask49Bybit EU47Higher score
TravelMetaMask91Bybit EU87Higher score
Funds controlMetaMask87Bybit EU51Higher score
Lowest feesMetaMask82Bybit EU72Higher score
TransfersMetaMask59Bybit EU79Higher score
Choose MetaMask Card if cashback and travel matter most
MetaMask Card comes out ahead for Cashback, Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend enabled MetaMask wallet assets
- Self-custody spend model
- Free Virtual tier includes mUSD cashback
Choose Bybit Card (EU) if transfers matters most
Bybit Card (EU) comes out ahead for Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Funding Account connects deposits and card spend
- Lite and Standard card access
- Default applicants start at 1% cashback
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- MetaMask76Bybit EU68
MetaMask Card has the higher Overall Score by 8 points.
- Entry cost & FX
- MetaMask$0 plan · 0–1% FXBybit EU$0 plan · 0.5% FX
Bybit Card (EU) has the lower published FX fee (0.5% vs 0–1%).
- Purchase rewards
- MetaMask1% base · up to 3%Bybit EU1% base · up to 10%
Both cards show the same base cashback rate of 1%.
- Funds control
- MetaMaskSelf-controlled walletBybit EUCustodial balance
MetaMask Card uses a self-controlled wallet setup, while Bybit Card (EU) uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- MetaMaskVirtual + Physical · Apple Pay, Google PayBybit EUVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- MetaMask5 stablecoins · Stablecoin transfersBybit EU2 stablecoins · Stablecoin transfers; Bybit EU account fiat withdrawal
MetaMask Card lists more stablecoins and ways to send money out (5 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1%-3%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 1%-10%
- Plan cost
- $0
- FX fee
- 0.5%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsMetaMask CardOverall76Bybit Card (EU)Overall68
MetaMask CardOverall76Bybit Card (EU)Overall68Scores
6 fields- Overall Score
- MetaMask Card76Bybit Card (EU)68
- Cashback score
- MetaMask Card49Bybit Card (EU)47
- Travel score
- MetaMask Card91Bybit Card (EU)87
- Funds control score
- MetaMask Card87Bybit Card (EU)51
- Lowest fees score
- MetaMask Card82Bybit Card (EU)72
- Transfers score
- MetaMask Card59Bybit Card (EU)79
Strengths & trade-offs
2 fields- Strengths
- MetaMask CardSpend enabled MetaMask wallet assets, Self-custody spend modelBybit Card (EU)Funding Account connects deposits and card spend, Lite and Standard card access
- Trade-offs
- MetaMask CardToken and network support is restricted, Fees can offset cashbackBybit Card (EU)ATM use gets costly after the allowance, Spending follows the Bybit EU account model
Costs
7 fields- Plan cost
- MetaMask Card$0Bybit Card (EU)$0
- FX fee
- MetaMask Card0–1%Bybit Card (EU)0.5%
- Top-up fee
- MetaMask Card0%Bybit Card (EU)Not disclosed
- Card spending fee
- MetaMask CardNot disclosedBybit Card (EU)Not disclosed
- ATM fee
- MetaMask Card0–2%Bybit Card (EU)2%
- Virtual card
- MetaMask CardUp to 1 free virtual cards by tierBybit Card (EU)Free
- Physical card
- MetaMask CardMetal tier $199/year; orders temporarily paused as of June 2, 2026Bybit Card (EU)First physical card free
Plans
2 fields- Available plans
- MetaMask Card2 plans: Virtual, MetalBybit Card (EU)6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2
- Top cashback plan
- MetaMask CardMetal: 3%Bybit Card (EU)VIP 6 / PRO 3-5: 10%
Everyday use
8 fields- Network
- MetaMask CardMastercardBybit Card (EU)Mastercard
- Card formats
- MetaMask CardVirtual, PhysicalBybit Card (EU)Virtual, Physical
- ATM withdrawals
- MetaMask CardAvailableBybit Card (EU)Available
- Mobile wallets
- MetaMask CardApple Pay, Google PayBybit Card (EU)Apple Pay, Google Pay
- Apps
- MetaMask CardiOS, Android, WebBybit Card (EU)iOS, Android, Web
- Daily spending limit
- MetaMask CardNot disclosedBybit Card (EU)€5k / €10k / €15k by tier · Lite €150 lifetime
- Monthly spending limit
- MetaMask CardNot disclosedBybit Card (EU)€10k / €25k / €50k by tier · Lite €150 lifetime
- ATM limit
- MetaMask CardLimits shown in appBybit Card (EU)€2k / €5k / €10k by tier · €2k per withdrawal and per day
Funding & transfers
5 fields- Networks
- MetaMask CardLinea, Solana, Base, MonadBybit Card (EU)Not disclosed
- Crypto deposits
- MetaMask CardNot disclosedBybit Card (EU)Other crypto: Supported crypto
- Fiat deposits
- MetaMask CardNot disclosedBybit Card (EU)Bybit EU Funding Account deposit
- Transfers
- MetaMask CardStablecoin transfersBybit Card (EU)Stablecoin transfers; Bybit EU account fiat withdrawal
- Payout currencies
- MetaMask CardNot disclosedBybit Card (EU)Not disclosed
Rewards
3 fields- Base cashback
- MetaMask Card1%Bybit Card (EU)1%
- Max cashback
- MetaMask Card3%Bybit Card (EU)10%
- Reward currency
- MetaMask CardmUSD cashbackBybit Card (EU)EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)
Earn
5 fields- Advertised APY
- MetaMask CardUp to 6% APYBybit Card (EU)Up to 8% APY
- How it works
- MetaMask CardEarn on spending balance, Optional earn vaultBybit Card (EU)Not disclosed
- Separate deposit
- MetaMask CardYesBybit Card (EU)Not disclosed
- Use balance for spending
- MetaMask CardYesBybit Card (EU)Not disclosed
- Lock-up
- MetaMask CardNoBybit Card (EU)Not disclosed
Trust & availability
4 fields- Custody
- MetaMask CardSelf-custodyBybit Card (EU)Custodial
- Control until payment
- MetaMask CardYou keep controlBybit Card (EU)Provider controls funds
- Card issuer
- MetaMask CardCross River BankBybit Card (EU)Harmoniie SAS, Moorwand Ltd
- Identity verification
- MetaMask CardCrypto LifeBybit Card (EU)Not disclosed
Sources
2 fields- Official sources
- MetaMask Card12Bybit Card (EU)10
- Last reviewed
- MetaMask CardAug 12, 2026Bybit Card (EU)Aug 14, 2026
04 · The trade-off
MetaMask Card is the stronger all-round choice
MetaMask Card finishes ahead with an Overall Score of 76 versus 68 for Bybit Card (EU). Bybit Card (EU) has the lower published FX fee (0.5% vs 0–1%). Both cards show the same base cashback rate of 1%.
Bybit Card (EU) still comes out ahead for Transfers, which may matter more than the overall result if that is how you plan to use the card. MetaMask Card uses a self-controlled wallet setup, while Bybit Card (EU) uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
MetaMask Card lists more stablecoins and ways to send money out (5 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full MetaMask Card and Bybit Card (EU) reviews first.
Continue with
MetaMask Card
Continue with
Bybit Card (EU)
05 · Common questions
MetaMask vs Bybit EU FAQ
Is MetaMask or Bybit EU better overall?
MetaMask Card has the higher Overall Score (76 vs 68). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, MetaMask or Bybit EU?
Bybit Card (EU) has the lower published FX fee (0.5% vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, MetaMask or Bybit EU?
Both cards show the same base cashback rate of 1%. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do MetaMask and Bybit EU differ on custody?
MetaMask Card uses a self-controlled wallet setup, while Bybit Card (EU) uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this MetaMask vs Bybit EU comparison?
The latest information check for these two cards was August 14, 2026, using 22 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.