MetaMaskMetaMask
76
Side-by-side card comparison
MetaMask vs Coinbase: overall score versus use-case fit
MetaMask Card has the higher Overall Score by 11 points (76 vs 65). MetaMask Card looks stronger for Cashback, Travel, Funds control, and Lowest fees, while Coinbase Card comes out ahead for Transfers.
Information checked Aug 30, 202634 official sources reviewed
01 · Overall score versus use-case fit
MetaMask Card is the better all-round starting point
MetaMask Card has the higher Overall Score in this comparison. Coinbase Card may be the better fit for Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallMetaMask76Coinbase65Higher score
CashbackMetaMask49Coinbase37Higher score
TravelMetaMask91Coinbase62Higher score
Funds controlMetaMask87Coinbase48Higher score
Lowest feesMetaMask82Coinbase55Higher score
TransfersMetaMask59Coinbase84Higher score
Choose MetaMask Card if cashback and travel matter most
MetaMask Card comes out ahead for Cashback, Travel, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Spend enabled MetaMask wallet assets
- Self-custody spend model
- Free Virtual tier includes mUSD cashback
Choose Coinbase Card if transfers matters most
Coinbase Card comes out ahead for Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Virtual and physical Visa cards cover online, store and ATM use
- The U.S. schedule lists $0 card, monthly and Coinbase ATM fees
- Cash, USDC and supported crypto can fund the same card flow
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- MetaMask76Coinbase65
MetaMask Card has the higher Overall Score by 11 points.
- Entry cost & FX
- MetaMask$0 plan · 0–1% FXCoinbase$0 plan · U.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate FX
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option.
- Purchase rewards
- MetaMask1% base · up to 3%CoinbaseNot disclosed
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
- Funds control
- MetaMaskSelf-controlled walletCoinbaseCustodial balance
MetaMask Card uses a self-controlled wallet setup, while Coinbase Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- MetaMaskVirtual + Physical · Apple Pay, Google PayCoinbaseVirtual + Physical · Unknown
MetaMask Card lists more card formats and phone-wallet options (4 vs 2).
- Money movement
- MetaMask5 stablecoins · Stablecoin transfersCoinbase1 stablecoin · Stablecoin transfers; Coinbase U.S. account cash-out, Coinbase U.K. and EEA account cash-out
MetaMask Card lists more stablecoins and ways to send money out (5 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1%-3%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- Not disclosed
- Plan cost
- $0
- FX fee
- U.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate
- ATM fee
- U.S. Coinbase ATM fee: $0. ATM operators may charge; U.K./EEA provider pricing is not published here
- Card formats
- Virtual, Physical
- Wallet payments
- Not disclosed
- Receive methods
- 1 crypto · 2 fiat
- Payout methods
- 1 crypto · 3 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsMetaMask CardOverall76Coinbase CardOverall65
MetaMask CardOverall76Coinbase CardOverall65Scores
6 fields- Overall Score
- MetaMask Card76Coinbase Card65
- Cashback score
- MetaMask Card49Coinbase Card37
- Travel score
- MetaMask Card91Coinbase Card62
- Funds control score
- MetaMask Card87Coinbase Card48
- Lowest fees score
- MetaMask Card82Coinbase Card55
- Transfers score
- MetaMask Card59Coinbase Card84
Strengths & trade-offs
2 fields- Strengths
- MetaMask CardSpend enabled MetaMask wallet assets, Self-custody spend modelCoinbase CardVirtual and physical Visa cards cover online, store and ATM use, The U.S. schedule lists $0 card, monthly and Coinbase ATM fees
- Trade-offs
- MetaMask CardToken and network support is restricted, Fees can offset cashbackCoinbase CardCrypto conversion includes a spread with no stable public rate, Rewards are U.S.-only and the current rate changes in the app
Costs
7 fields- Plan cost
- MetaMask Card$0Coinbase Card$0
- FX fee
- MetaMask Card0–1%Coinbase CardU.S. international transaction fee: $0. Visa conversion, U.K./EEA pricing and crypto spread remain separate
- Top-up fee
- MetaMask Card0%Coinbase CardLinked-bank and payroll funding are marketed at $0; other Coinbase account funding routes were not reviewed for this card profile
- Card spending fee
- MetaMask CardNot disclosedCoinbase Card0%
- ATM fee
- MetaMask Card0–2%Coinbase CardU.S. Coinbase ATM fee: $0. ATM operators may charge; U.K./EEA provider pricing is not published here
- Virtual card
- MetaMask CardUp to 1 free virtual cards by tierCoinbase CardNot disclosed
- Physical card
- MetaMask CardMetal tier $199/year; orders temporarily paused as of June 2, 2026Coinbase CardNot disclosed
Plans
2 fields- Available plans
- MetaMask Card2 plans: Virtual, MetalCoinbase CardNot disclosed
- Top cashback plan
- MetaMask CardMetal: 3%Coinbase CardNot disclosed
Everyday use
8 fields- Network
- MetaMask CardMastercardCoinbase CardVisa
- Card formats
- MetaMask CardVirtual, PhysicalCoinbase CardVirtual, Physical
- ATM withdrawals
- MetaMask CardAvailableCoinbase CardAvailable
- Mobile wallets
- MetaMask CardApple Pay, Google PayCoinbase CardNot disclosed
- Apps
- MetaMask CardiOS, Android, WebCoinbase CardiOS, Android
- Daily spending limit
- MetaMask CardNot disclosedCoinbase Card$2,500 per 24 hours in the U.S. programme
- Monthly spending limit
- MetaMask CardNot disclosedCoinbase CardU.S. monthly spend limit not published; U.K./EEA limits are customer-specific
- ATM limit
- MetaMask CardLimits shown in appCoinbase Card$1,000 per 24 hours in the U.S.; U.K./EEA values are shown in app
Funding & transfers
5 fields- Networks
- MetaMask CardLinea, Solana, Base, MonadCoinbase CardCoinbase-supported networks
- Crypto deposits
- MetaMask CardNot disclosedCoinbase CardOther crypto: Supported crypto
- Fiat deposits
- MetaMask CardNot disclosedCoinbase CardLinked bank account, Payroll deposit
- Transfers
- MetaMask CardStablecoin transfersCoinbase CardStablecoin transfers; Coinbase U.S. account cash-out, Coinbase U.K. and EEA account cash-out
- Payout currencies
- MetaMask CardNot disclosedCoinbase CardUSD, GBP, EUR
Rewards
3 fields- Base cashback
- MetaMask Card1%Coinbase CardNot disclosed
- Max cashback
- MetaMask Card3%Coinbase CardNot disclosed
- Reward currency
- MetaMask CardmUSD cashbackCoinbase CardSelected crypto offer
Earn
5 fields- Advertised APY
- MetaMask CardUp to 6% APYCoinbase CardNot offered
- How it works
- MetaMask CardEarn on spending balance, Optional earn vaultCoinbase CardNot offered
- Separate deposit
- MetaMask CardYesCoinbase CardNot offered
- Use balance for spending
- MetaMask CardYesCoinbase CardNot offered
- Lock-up
- MetaMask CardNoCoinbase CardNot offered
Trust & availability
5 fields- Custody
- MetaMask CardSelf-custodyCoinbase CardCustodial
- Control until payment
- MetaMask CardYou keep controlCoinbase CardProvider controls funds
- Card issuer
- MetaMask CardCross River BankCoinbase CardPathward, N.A., Paysafe Financial Services Limited, Paysafe Payment Solutions Limited
- Card processing
- MetaMask CardNot disclosedCoinbase CardMarqeta, Inc.
- Identity verification
- MetaMask CardCrypto LifeCoinbase CardNot disclosed
Sources
2 fields- Official sources
- MetaMask Card12Coinbase Card22
- Last reviewed
- MetaMask CardAug 12, 2026Coinbase CardAug 30, 2026
04 · The trade-off
MetaMask Card is the stronger all-round choice
MetaMask Card finishes ahead with an Overall Score of 76 versus 65 for Coinbase Card. The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below.
Coinbase Card still comes out ahead for Transfers, which may matter more than the overall result if that is how you plan to use the card. MetaMask Card uses a self-controlled wallet setup, while Coinbase Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
MetaMask Card lists more stablecoins and ways to send money out (5 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full MetaMask Card and Coinbase Card reviews first.
Continue with
MetaMask Card
Continue with
Coinbase Card
05 · Common questions
MetaMask vs Coinbase FAQ
Is MetaMask or Coinbase better overall?
MetaMask Card has the higher Overall Score (76 vs 65). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, MetaMask or Coinbase?
The starting plan and FX figures are tied, or the providers have not published enough matching information to name a lower-cost option. Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, MetaMask or Coinbase?
The providers have not published enough matching base cashback information to name a winner. Check the maximum rates, reward assets, caps and conditions below. Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do MetaMask and Coinbase differ on custody?
MetaMask Card uses a self-controlled wallet setup, while Coinbase Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this MetaMask vs Coinbase comparison?
The latest information check for these two cards was August 30, 2026, using 34 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.