MetaMaskMetaMask
76
Side-by-side card comparison
MetaMask vs Coinbase One: where the score gap comes from
MetaMask Card has the higher Overall Score by 20 points (76 vs 56). The available use-case scores do not point to a clear winner, so compare the fees, control of funds, card access and availability that matter to you.
Information checked Sep 5, 202635 official sources reviewed
01 · Where the gap opens
MetaMask Card is the better all-round starting point
MetaMask Card has the higher Overall Score in this comparison. Coinbase One Card may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallMetaMask76Coinbase One56Higher score
CashbackMetaMask49Coinbase One40Compare the details below
TravelMetaMask91Coinbase One60Compare the details below
Funds controlMetaMask87Coinbase One36Compare the details below
Lowest feesMetaMask82Coinbase One58Compare the details below
TransfersMetaMask59Coinbase One24Compare the details below
Choose MetaMask Card if its day-to-day setup suits you
MetaMask Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- Spend enabled MetaMask wallet assets
- Self-custody spend model
- Free Virtual tier includes mUSD cashback
Choose Coinbase One Card if its day-to-day setup suits you
Coinbase One Card does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. Read the side-by-side details before deciding.
- 2% BTC on eligible purchases
- No foreign transaction fee
- Metal card and both phone wallets
What separates the two cards
The higher score is only the start. The rows below show which product differences create it.
- Overall Score
- MetaMask76Coinbase One56
MetaMask Card has the higher Overall Score by 20 points.
- Entry cost & FX
- MetaMask$0 plan · 0–1% FXCoinbase One$49.99/year plan · 0% foreign transaction fee; Amex conversion rates remain separate FX
MetaMask Card has the lower starting plan cost ($0 vs $49.99/year).
- Purchase rewards
- MetaMask1% base · up to 3%Coinbase One2% base · up to 4%
Coinbase One Card has the higher published base cashback rate (2% vs 1%).
- Funds control
- MetaMaskSelf-controlled walletCoinbase OneCustodial balance
MetaMask Card uses a self-controlled wallet setup, while Coinbase One Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- MetaMaskVirtual + Physical · Apple Pay, Google PayCoinbase OneVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- MetaMask5 stablecoins · Stablecoin transfersCoinbase One0 stablecoins · Not modeled
MetaMask Card lists more stablecoins and ways to send money out (5 vs 0).
02 · Read the shortlist
Why one card starts ahead
These quick facts cover the costs, rewards and everyday features behind the early lead.
- Cashback
- 1%-3%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
- Cashback
- 2%-4%
- Plan cost
- $49.99/year
- FX fee
- 0% foreign transaction fee; Amex conversion rates remain separate
- ATM fee
- Cash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 0 fiat
- Payout methods
- 0 crypto · 0 fiat
03 · Compare the details
Test the lead, row by row
A better number is marked only when both providers publish values that can be compared fairly.
Best known Not disclosed
CardsMetaMask CardOverall76Coinbase One CardOverall56
MetaMask CardOverall76Coinbase One CardOverall56Scores
6 fields- Overall Score
- MetaMask Card76Coinbase One Card56
- Cashback score
- MetaMask Card49Coinbase One Card40
- Travel score
- MetaMask Card91Coinbase One Card60
- Funds control score
- MetaMask Card87Coinbase One Card36
- Lowest fees score
- MetaMask Card82Coinbase One Card58
- Transfers score
- MetaMask Card59Coinbase One Card24
Strengths & trade-offs
2 fields- Strengths
- MetaMask CardSpend enabled MetaMask wallet assets, Self-custody spend modelCoinbase One Card2% BTC on eligible purchases, No foreign transaction fee
- Trade-offs
- MetaMask CardToken and network support is restricted, Fees can offset cashbackCoinbase One CardPaid membership is required, Debt and cash advances carry costs
Costs
7 fields- Plan cost
- MetaMask Card$0Coinbase One Card$49.99/year
- FX fee
- MetaMask Card0–1%Coinbase One Card0% foreign transaction fee; Amex conversion rates remain separate
- Top-up fee
- MetaMask Card0%Coinbase One CardLinked U.S. bank or accepted Coinbase wallet repayment; crypto spread varies
- Card spending fee
- MetaMask CardNot disclosedCoinbase One CardNot disclosed
- ATM fee
- MetaMask Card0–2%Coinbase One CardCash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Virtual card
- MetaMask CardUp to 1 free virtual cards by tierCoinbase One CardNot disclosed
- Physical card
- MetaMask CardMetal tier $199/year; orders temporarily paused as of June 2, 2026Coinbase One CardNot disclosed
Plans
2 fields- Available plans
- MetaMask Card2 plans: Virtual, MetalCoinbase One Card4 plans: AOC tier 1: 2%, AOC tier 2: 2.5%, AOC tier 3: 3%, AOC tier 4: 4%
- Top cashback plan
- MetaMask CardMetal: 3%Coinbase One CardAOC tier 4: 4%: 4%
Everyday use
8 fields- Network
- MetaMask CardMastercardCoinbase One CardAmerican Express
- Card formats
- MetaMask CardVirtual, PhysicalCoinbase One CardVirtual, Physical
- ATM withdrawals
- MetaMask CardAvailableCoinbase One CardNot disclosed
- Mobile wallets
- MetaMask CardApple Pay, Google PayCoinbase One CardApple Pay, Google Pay
- Apps
- MetaMask CardiOS, Android, WebCoinbase One CardiOS, Android, Web
- Daily spending limit
- MetaMask CardNot disclosedCoinbase One CardPersonalized credit limit; no reusable daily spend ceiling
- Monthly spending limit
- MetaMask CardNot disclosedCoinbase One CardPersonalized credit limit; no reusable monthly spend ceiling
- ATM limit
- MetaMask CardLimits shown in appCoinbase One CardCash access and its sublimit are determined by the issuer
Funding & transfers
5 fields- Networks
- MetaMask CardLinea, Solana, Base, MonadCoinbase One CardNot disclosed
- Crypto deposits
- MetaMask CardNot disclosedCoinbase One CardNot disclosed
- Fiat deposits
- MetaMask CardNot disclosedCoinbase One CardNot disclosed
- Transfers
- MetaMask CardStablecoin transfersCoinbase One CardNot disclosed
- Payout currencies
- MetaMask CardNot disclosedCoinbase One CardNot disclosed
Rewards
3 fields- Base cashback
- MetaMask Card1%Coinbase One Card2%
- Max cashback
- MetaMask Card3%Coinbase One Card4%
- Reward currency
- MetaMask CardmUSD cashbackCoinbase One CardBitcoin
Earn
5 fields- Advertised APY
- MetaMask CardUp to 6% APYCoinbase One CardUp to 3.5% APY
- How it works
- MetaMask CardEarn on spending balance, Optional earn vaultCoinbase One CardBorrow against collateral
- Separate deposit
- MetaMask CardYesCoinbase One CardNo
- Use balance for spending
- MetaMask CardYesCoinbase One CardNo
- Lock-up
- MetaMask CardNoCoinbase One CardYes
Trust & availability
5 fields- Custody
- MetaMask CardSelf-custodyCoinbase One CardCustodial
- Control until payment
- MetaMask CardYou keep controlCoinbase One CardProvider controls funds
- Card issuer
- MetaMask CardCross River BankCoinbase One CardFirst Electronic Bank
- Custody / key management
- MetaMask CardNot disclosedCoinbase One CardCoinbase, Inc.
- Identity verification
- MetaMask CardCrypto LifeCoinbase One CardNot disclosed
Sources
2 fields- Official sources
- MetaMask Card12Coinbase One Card23
- Last reviewed
- MetaMask CardAug 12, 2026Coinbase One CardSep 5, 2026
04 · The verdict
MetaMask Card is the stronger all-round choice
MetaMask Card finishes ahead with an Overall Score of 76 versus 56 for Coinbase One Card. MetaMask Card has the lower starting plan cost ($0 vs $49.99/year). Coinbase One Card has the higher published base cashback rate (2% vs 1%).
Coinbase One Card can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. MetaMask Card uses a self-controlled wallet setup, while Coinbase One Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
MetaMask Card lists more stablecoins and ways to send money out (5 vs 0). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full MetaMask Card and Coinbase One Card reviews first.
Continue with
MetaMask Card
Continue with
Coinbase One Card
05 · Common questions
MetaMask vs Coinbase One FAQ
Is MetaMask or Coinbase One better overall?
MetaMask Card has the higher Overall Score (76 vs 56). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, MetaMask or Coinbase One?
MetaMask Card has the lower starting plan cost ($0 vs $49.99/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, MetaMask or Coinbase One?
Coinbase One Card has the higher published base cashback rate (2% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do MetaMask and Coinbase One differ on custody?
MetaMask Card uses a self-controlled wallet setup, while Coinbase One Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this MetaMask vs Coinbase One comparison?
The latest information check for these two cards was September 5, 2026, using 35 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.