MetaMaskMetaMask
76
Side-by-side card comparison
MetaMask vs Coinbase One
MetaMask Card has the higher Overall Score by 20 points (76 vs 56). MetaMask Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where Coinbase One Card may still be the better personal fit.
Latest check Oct 20, 202635 official sources reviewed
MetaMask Card
Best fit
- Spending supported wallet tokens without preloading a card balance.
- Spending supported Aave balances without a separate withdrawal.
- Earning mUSD cashback with no annual fee on the Virtual card.
Before you choose
- Card purchases require supported token-and-network combinations.
- Spending wETH adds 0.875% conversion before any cross-border charges.
- New U.S. applications and new Metal card orders are currently unavailable.
Coinbase One Card
Best fit
- Existing Coinbase One members who already pay for an eligible plan.
- Everyday credit-card spending with 2% back in BTC on eligible purchases.
- Booking through Coinbase One Card Travel for 5% back in BTC.
Before you choose
- Eligible membership starts at $49.99/year; Basic monthly does not qualify.
- 4% needs $200,000 on Coinbase; boosted rates cover $10,000/month of spend.
- U.S. residents only, excluding territories; credit approval is required.
Fees & features
Compare the details
Best markers compare published, comparable values. Unknown values never win a row.
Best known Not disclosed
CardsMetaMask CardOverall76Coinbase One CardOverall56
MetaMask CardOverall76Coinbase One CardOverall56Scores
- Overall Score
- MetaMask Card76Coinbase One Card56
- Cashback score
- MetaMask Card49Coinbase One Card40
- Travel score
- MetaMask Card91Coinbase One Card60
- Funds control score
- MetaMask Card87Coinbase One Card36
- Lowest fees score
- MetaMask Card82Coinbase One Card40
- Transfers score
- MetaMask Card59Coinbase One Card24
Costs
- Plan cost
- MetaMask Card$0Coinbase One Card$49.99/year
- FX fee
- MetaMask Card0–1%Coinbase One Card0% foreign transaction fee; Amex conversion rates remain separate
- Top-up fee
- MetaMask Card0%Coinbase One CardLinked U.S. bank or accepted Coinbase wallet repayment; crypto spread varies
- Card spending fee
- MetaMask CardNot disclosedCoinbase One CardNot disclosed
- ATM fee
- MetaMask Card0–2%Coinbase One CardCash advance: greater of $10 or 5%, plus variable interest from posting and possible ATM-operator fees
- Virtual card
- MetaMask CardUp to 1 free virtual cards by tierCoinbase One CardNot disclosed
- Physical card
- MetaMask CardMetal tier $199/year; orders temporarily paused as of June 2, 2026Coinbase One CardNot disclosed
Plans
- Available plans
- MetaMask Card2 plans: Virtual, MetalCoinbase One Card4 plans: AOC tier 1: 2%, AOC tier 2: 2.5%, AOC tier 3: 3%, AOC tier 4: 4%
- Top cashback plan
- MetaMask CardMetal: 3%Coinbase One CardAOC tier 4: 4%: 4%
Everyday use
- Network
- MetaMask CardMastercardCoinbase One CardAmerican Express
- Card formats
- MetaMask CardVirtual, PhysicalCoinbase One CardVirtual, Physical
- ATM withdrawals
- MetaMask CardAvailableCoinbase One CardNot disclosed
- Mobile wallets
- MetaMask CardApple Pay, Google PayCoinbase One CardApple Pay, Google Pay
- Apps
- MetaMask CardiOS, Android, WebCoinbase One CardiOS, Android, Web
- Daily spending limit
- MetaMask CardNot disclosedCoinbase One CardPersonalized credit limit; no reusable daily spend ceiling
- Monthly spending limit
- MetaMask CardNot disclosedCoinbase One CardPersonalized credit limit; no reusable monthly spend ceiling
- ATM limit
- MetaMask CardLimits shown in appCoinbase One CardCash access and its sublimit are determined by the issuer
Funding & transfers
- Networks
- MetaMask CardLinea, Solana, Base, MonadCoinbase One CardNot disclosed
- Crypto deposits
- MetaMask CardNot disclosedCoinbase One CardNot disclosed
- Fiat deposits
- MetaMask CardNot disclosedCoinbase One CardNot disclosed
- Transfers
- MetaMask CardStablecoin transfersCoinbase One CardNot disclosed
- Payout currencies
- MetaMask CardNot disclosedCoinbase One CardNot disclosed
Rewards
- Base cashback
- MetaMask Card1%Coinbase One Card2%
- Max cashback
- MetaMask Card3%Coinbase One Card4%
- Reward currency
- MetaMask CardmUSD cashbackCoinbase One CardBitcoin
Earn
- Advertised APY
- MetaMask CardUp to 6% APYCoinbase One CardNot disclosed
- How it works
- MetaMask CardEarn on spending balance, Optional earn vaultCoinbase One CardBorrow against collateral
- Separate deposit
- MetaMask CardYesCoinbase One CardNo
- Use balance for spending
- MetaMask CardYesCoinbase One CardNo
- Lock-up
- MetaMask CardNoCoinbase One CardYes
Trust & availability
- Custody
- MetaMask CardSelf-custodyCoinbase One CardCustodial
- Control until payment
- MetaMask CardYou keep controlCoinbase One CardProvider controls funds
- Card issuer
- MetaMask CardCross River BankCoinbase One CardFirst Electronic Bank
- Custody / key management
- MetaMask CardNot disclosedCoinbase One CardCoinbase, Inc.
- Identity verification
- MetaMask CardCrypto LifeCoinbase One CardNot disclosed
Sources
- Official sources
- MetaMask Card12Coinbase One Card23
- Last reviewed
- MetaMask CardOct 20, 2026Coinbase One CardOct 11, 2026
Choosing between these cards
When to choose MetaMask or Coinbase One
Keeping control of your funds
MetaMask suits spending while retaining control of your funds until payment. With Coinbase One, control passes to the provider before the purchase.
How you receive rewards
Choose by the reward asset you want to receive: MetaMask lists mUSD cashback; Coinbase One lists Bitcoin.
Keeping recurring costs down
MetaMask's base plan is $0, compared with $49.99/year for Coinbase One. This favours MetaMask for occasional use; card issuance and transaction fees are separate.
Common questions
MetaMask vs Coinbase One FAQ
Is MetaMask or Coinbase One better overall?
MetaMask Card has the higher Overall Score (76 vs 56). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, MetaMask or Coinbase One?
MetaMask Card has the lower starting plan cost ($0 vs $49.99/year). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, MetaMask or Coinbase One?
Coinbase One Card has the higher published base cashback rate (2% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do MetaMask and Coinbase One differ on custody?
MetaMask Card uses a self-controlled wallet setup, while Coinbase One Card uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this MetaMask vs Coinbase One comparison?
The latest information check for these two cards was October 20, 2026, using 35 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.