OKX EuropeOKX EEA
85
Side-by-side card comparison
OKX EEA vs Avici: overall score versus use-case fit
OKX Card (EEA) has the higher Overall Score by 14 points (85 vs 71). OKX Card (EEA) looks stronger for Cashback, Lowest fees, and Transfers, while Avici Card comes out ahead for Travel and Funds control.
Information checked Aug 21, 202637 official sources reviewed
01 · Overall score versus use-case fit
OKX Card (EEA) is the better all-round starting point
OKX Card (EEA) has the higher Overall Score in this comparison. Avici Card may be the better fit for Travel and Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallOKX EEA85Avici71Higher score
CashbackOKX EEA82Avici21Higher score
TravelOKX EEA64Avici82Higher score
Funds controlOKX EEA76Avici95Higher score
Lowest feesOKX EEA90Avici73Higher score
TransfersOKX EEA77Avici67Higher score
Choose OKX Card (EEA) if cashback and lowest fees matter most
OKX Card (EEA) comes out ahead for Cashback, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Low documented card costs
- Current FAQ confirms 2%-10% USDG cashback
- Clear EU issuer and regional scope
Choose Avici Card if travel and funds control matter most
Avici Card comes out ahead for Travel and Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- User-owned USDC collateral
- Physical, virtual and phone-wallet use
- Low provider fees
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- OKX EEA85Avici71
OKX Card (EEA) has the higher Overall Score by 14 points.
- Entry cost & FX
- OKX EEA$0 plan · 0% OKX markup + Mastercard rate FXAvici$0 plan · 0–1% FX
OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 0–1%).
- Purchase rewards
- OKX EEA2% base · up to 10%Avici0% cashback
OKX Card (EEA) has the higher published base cashback rate (2% vs 0%).
- Funds control
- OKX EEAHybrid custodyAviciSelf-controlled wallet
OKX Card (EEA) uses a hybrid custody setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- OKX EEAVirtual · Apple Pay, Google PayAviciVirtual + Physical · Apple Pay, Google Pay
Avici Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- OKX EEA3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeAvici1 stablecoin · Stablecoin transfers
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0% OKX markup + Mastercard rate
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 0 fiat
- Payout methods
- 3 crypto · 0 fiat
- Cashback
- 0%
- Plan cost
- $0
- FX fee
- 0–1%
- ATM fee
- 0–0.65%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 0 fiat
- Payout methods
- 1 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
OKX Card (EEA)
Check in app
OKX shows the current EU referral reward before participation
- Complete identity verification and get approved for the OKX Card.
- Complete the number and minimum value of settled transactions shown in-app within 14 days of sign-up.
OKX Card promo codeJF37NBCF
Reward amount and tasks can change and may differ by market or user. Check the EU Card Referral page before participating.
Avici Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsOKX Card (EEA)Overall85Avici CardOverall71
OKX Card (EEA)Overall85Avici CardOverall71Scores
6 fields- Overall Score
- OKX Card (EEA)85Avici Card71
- Cashback score
- OKX Card (EEA)82Avici Card21
- Travel score
- OKX Card (EEA)64Avici Card82
- Funds control score
- OKX Card (EEA)76Avici Card95
- Lowest fees score
- OKX Card (EEA)90Avici Card73
- Transfers score
- OKX Card (EEA)77Avici Card67
Strengths & trade-offs
2 fields- Strengths
- OKX Card (EEA)Low documented card costs, Current FAQ confirms 2%-10% USDG cashbackAvici CardUser-owned USDC collateral, Physical, virtual and phone-wallet use
- Trade-offs
- OKX Card (EEA)Virtual-only with no ATM access, 10% is conditional, capped VIP upsideAvici CardNo standard purchase cashback, Visa and penalty layers need care
Costs
7 fields- Plan cost
- OKX Card (EEA)$0Avici Card$0
- FX fee
- OKX Card (EEA)0% OKX markup + Mastercard rateAvici Card0–1%
- Top-up fee
- OKX Card (EEA)0%Avici Card$0 Avici card top-up fee; swap and network execution costs are separate and not fully published
- Card spending fee
- OKX Card (EEA)0%Avici Card0%
- ATM fee
- OKX Card (EEA)Not availableAvici Card0–0.65%
- Virtual card
- OKX Card (EEA)€0Avici CardPlatinum $15 first / $10 extra; Signature $30 first year / $20 renewal
- Physical card
- OKX Card (EEA)Not availableAvici CardPlatinum $50; Signature $75 + $20/year from year two
Plans
2 fields- Available plans
- OKX Card (EEA)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1Avici Card2 plans: Visa Platinum, Visa Signature
- Top cashback plan
- OKX Card (EEA)VIP 4+: 10%Avici CardVisa Platinum: 0%
Everyday use
8 fields- Network
- OKX Card (EEA)MastercardAvici CardVisa
- Card formats
- OKX Card (EEA)VirtualAvici CardVirtual, Physical
- ATM withdrawals
- OKX Card (EEA)Not availableAvici CardAvailable
- Mobile wallets
- OKX Card (EEA)Apple Pay, Google PayAvici CardApple Pay, Google Pay
- Apps
- OKX Card (EEA)iOS, AndroidAvici CardiOS, Android
- Daily spending limit
- OKX Card (EEA)No fixed provider daily limit; user-set minimum is 1 EUR, while the regional maximum appears only in-app.Avici CardNo fixed public transaction cap; balance, issuer and user-set limits apply
- Monthly spending limit
- OKX Card (EEA)No fixed monthly amount is published; balance and risk controls apply.Avici CardNo fixed public monthly cap; dynamic controls apply
- ATM limit
- OKX Card (EEA)ATM withdrawals are not supported.Avici Card$250 per day, up to 3 ATM transactions
Funding & transfers
5 fields- Networks
- OKX Card (EEA)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1Avici CardEthereum, Polygon, Optimism, Arbitrum, Solana
- Crypto deposits
- OKX Card (EEA)Stablecoins: USDC, USDG, USDTAvici CardStablecoins: USDC
- Fiat deposits
- OKX Card (EEA)Not disclosedAvici CardNot disclosed
- Transfers
- OKX Card (EEA)Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeAvici CardStablecoin transfers
- Payout currencies
- OKX Card (EEA)Not disclosedAvici CardNot disclosed
Rewards
3 fields- Base cashback
- OKX Card (EEA)2%Avici Card0%
- Max cashback
- OKX Card (EEA)10%Avici Card0%
- Reward currency
- OKX Card (EEA)USDG cashbackAvici CardNo cashback
Earn
5 fields- Advertised APY
- OKX Card (EEA)Not disclosedAvici CardNot offered
- How it works
- OKX Card (EEA)Not disclosedAvici CardNot offered
- Separate deposit
- OKX Card (EEA)Not disclosedAvici CardNot offered
- Use balance for spending
- OKX Card (EEA)Not disclosedAvici CardNot offered
- Lock-up
- OKX Card (EEA)Not disclosedAvici CardNot offered
Trust & availability
6 fields- Custody
- OKX Card (EEA)Hybrid custodyAvici CardSelf-custody
- Control until payment
- OKX Card (EEA)You keep controlAvici CardYou keep control
- Card issuer
- OKX Card (EEA)UAB MonavateAvici CardThird National
- Card processing
- OKX Card (EEA)Not disclosedAvici CardRelay
- Identity verification
- OKX Card (EEA)Not disclosedAvici CardSumsub
- Programme operator
- OKX Card (EEA)OKX Europe LimitedAvici CardNot disclosed
Sources
2 fields- Official sources
- OKX Card (EEA)21Avici Card16
- Last reviewed
- OKX Card (EEA)Aug 5, 2026Avici CardAug 21, 2026
04 · The trade-off
OKX Card (EEA) is the stronger all-round choice
OKX Card (EEA) finishes ahead with an Overall Score of 85 versus 71 for Avici Card. OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 0–1%). OKX Card (EEA) has the higher published base cashback rate (2% vs 0%).
Avici Card still comes out ahead for Travel and Funds control, which may matter more than the overall result if that is how you plan to use the card. OKX Card (EEA) uses a hybrid custody setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full OKX Card (EEA) and Avici Card reviews first.
Continue with
OKX Card (EEA)
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Avici Card
05 · Common questions
OKX EEA vs Avici FAQ
Is OKX EEA or Avici better overall?
OKX Card (EEA) has the higher Overall Score (85 vs 71). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, OKX EEA or Avici?
OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 0–1%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, OKX EEA or Avici?
OKX Card (EEA) has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do OKX EEA and Avici differ on custody?
OKX Card (EEA) uses a hybrid custody setup, while Avici Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this OKX EEA vs Avici comparison?
The latest information check for these two cards was August 21, 2026, using 37 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.