OKX EuropeOKX EEA
85
Side-by-side card comparison
OKX EEA vs Bybit EU: overall score versus use-case fit
OKX Card (EEA) has the higher Overall Score by 17 points (85 vs 68). OKX Card (EEA) looks stronger for Cashback, Funds control, and Lowest fees, while Bybit Card (EU) comes out ahead for Travel and Transfers.
Information checked Aug 14, 202631 official sources reviewed
01 · Overall score versus use-case fit
OKX Card (EEA) is the better all-round starting point
OKX Card (EEA) has the higher Overall Score in this comparison. Bybit Card (EU) may be the better fit for Travel and Transfers. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallOKX EEA85Bybit EU68Higher score
CashbackOKX EEA82Bybit EU47Higher score
TravelOKX EEA64Bybit EU87Higher score
Funds controlOKX EEA76Bybit EU51Higher score
Lowest feesOKX EEA90Bybit EU72Higher score
TransfersOKX EEA77Bybit EU79Higher score
Choose OKX Card (EEA) if cashback and funds control matter most
OKX Card (EEA) comes out ahead for Cashback, Funds control, and Lowest fees in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Low documented card costs
- Current FAQ confirms 2%-10% USDG cashback
- Clear EU issuer and regional scope
Choose Bybit Card (EU) if travel and transfers matter most
Bybit Card (EU) comes out ahead for Travel and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Funding Account connects deposits and card spend
- Lite and Standard card access
- Default applicants start at 1% cashback
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- OKX EEA85Bybit EU68
OKX Card (EEA) has the higher Overall Score by 17 points.
- Entry cost & FX
- OKX EEA$0 plan · 0% OKX markup + Mastercard rate FXBybit EU$0 plan · 0.5% FX
OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 0.5%).
- Purchase rewards
- OKX EEA2% base · up to 10%Bybit EU1% base · up to 10%
OKX Card (EEA) has the higher published base cashback rate (2% vs 1%).
- Funds control
- OKX EEAHybrid custodyBybit EUCustodial balance
OKX Card (EEA) uses a hybrid custody setup, while Bybit Card (EU) uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- OKX EEAVirtual · Apple Pay, Google PayBybit EUVirtual + Physical · Apple Pay, Google Pay
Bybit Card (EU) lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- OKX EEA3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeBybit EU2 stablecoins · Stablecoin transfers; Bybit EU account fiat withdrawal
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 4).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0% OKX markup + Mastercard rate
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 0 fiat
- Payout methods
- 3 crypto · 0 fiat
- Cashback
- 1%-10%
- Plan cost
- $0
- FX fee
- 0.5%
- ATM fee
- 2%
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
OKX Card (EEA)
Check in app
OKX shows the current EU referral reward before participation
- Complete identity verification and get approved for the OKX Card.
- Complete the number and minimum value of settled transactions shown in-app within 14 days of sign-up.
OKX Card promo codeJF37NBCF
Reward amount and tasks can change and may differ by market or user. Check the EU Card Referral page before participating.
Bybit Card (EU)
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsOKX Card (EEA)Overall85Bybit Card (EU)Overall68
OKX Card (EEA)Overall85Bybit Card (EU)Overall68Scores
6 fields- Overall Score
- OKX Card (EEA)85Bybit Card (EU)68
- Cashback score
- OKX Card (EEA)82Bybit Card (EU)47
- Travel score
- OKX Card (EEA)64Bybit Card (EU)87
- Funds control score
- OKX Card (EEA)76Bybit Card (EU)51
- Lowest fees score
- OKX Card (EEA)90Bybit Card (EU)72
- Transfers score
- OKX Card (EEA)77Bybit Card (EU)79
Strengths & trade-offs
2 fields- Strengths
- OKX Card (EEA)Low documented card costs, Current FAQ confirms 2%-10% USDG cashbackBybit Card (EU)Funding Account connects deposits and card spend, Lite and Standard card access
- Trade-offs
- OKX Card (EEA)Virtual-only with no ATM access, 10% is conditional, capped VIP upsideBybit Card (EU)ATM use gets costly after the allowance, Spending follows the Bybit EU account model
Costs
7 fields- Plan cost
- OKX Card (EEA)$0Bybit Card (EU)$0
- FX fee
- OKX Card (EEA)0% OKX markup + Mastercard rateBybit Card (EU)0.5%
- Top-up fee
- OKX Card (EEA)0%Bybit Card (EU)Not disclosed
- Card spending fee
- OKX Card (EEA)0%Bybit Card (EU)Not disclosed
- ATM fee
- OKX Card (EEA)Not availableBybit Card (EU)2%
- Virtual card
- OKX Card (EEA)€0Bybit Card (EU)Free
- Physical card
- OKX Card (EEA)Not availableBybit Card (EU)First physical card free
Plans
2 fields- Available plans
- OKX Card (EEA)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1Bybit Card (EU)6 plans: Base, VIP 1-2, VIP 3, VIP 4 / PRO 1 +2
- Top cashback plan
- OKX Card (EEA)VIP 4+: 10%Bybit Card (EU)VIP 6 / PRO 3-5: 10%
Everyday use
8 fields- Network
- OKX Card (EEA)MastercardBybit Card (EU)Mastercard
- Card formats
- OKX Card (EEA)VirtualBybit Card (EU)Virtual, Physical
- ATM withdrawals
- OKX Card (EEA)Not availableBybit Card (EU)Available
- Mobile wallets
- OKX Card (EEA)Apple Pay, Google PayBybit Card (EU)Apple Pay, Google Pay
- Apps
- OKX Card (EEA)iOS, AndroidBybit Card (EU)iOS, Android, Web
- Daily spending limit
- OKX Card (EEA)No fixed provider daily limit; user-set minimum is 1 EUR, while the regional maximum appears only in-app.Bybit Card (EU)€5k / €10k / €15k by tier · Lite €150 lifetime
- Monthly spending limit
- OKX Card (EEA)No fixed monthly amount is published; balance and risk controls apply.Bybit Card (EU)€10k / €25k / €50k by tier · Lite €150 lifetime
- ATM limit
- OKX Card (EEA)ATM withdrawals are not supported.Bybit Card (EU)€2k / €5k / €10k by tier · €2k per withdrawal and per day
Funding & transfers
5 fields- Networks
- OKX Card (EEA)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1Bybit Card (EU)Not disclosed
- Crypto deposits
- OKX Card (EEA)Stablecoins: USDC, USDG, USDTBybit Card (EU)Other crypto: Supported crypto
- Fiat deposits
- OKX Card (EEA)Not disclosedBybit Card (EU)Bybit EU Funding Account deposit
- Transfers
- OKX Card (EEA)Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeBybit Card (EU)Stablecoin transfers; Bybit EU account fiat withdrawal
- Payout currencies
- OKX Card (EEA)Not disclosedBybit Card (EU)Not disclosed
Rewards
3 fields- Base cashback
- OKX Card (EEA)2%Bybit Card (EU)1%
- Max cashback
- OKX Card (EEA)10%Bybit Card (EU)10%
- Reward currency
- OKX Card (EEA)USDG cashbackBybit Card (EU)EUR-equivalent cashback via convertible Bybit Points (1 point = EUR 0.002; Auto Cashback from 50 points)
Earn
5 fields- Advertised APY
- OKX Card (EEA)Not disclosedBybit Card (EU)Up to 8% APY
- How it works
- OKX Card (EEA)Not disclosedBybit Card (EU)Not disclosed
- Separate deposit
- OKX Card (EEA)Not disclosedBybit Card (EU)Not disclosed
- Use balance for spending
- OKX Card (EEA)Not disclosedBybit Card (EU)Not disclosed
- Lock-up
- OKX Card (EEA)Not disclosedBybit Card (EU)Not disclosed
Trust & availability
4 fields- Custody
- OKX Card (EEA)Hybrid custodyBybit Card (EU)Custodial
- Control until payment
- OKX Card (EEA)You keep controlBybit Card (EU)Provider controls funds
- Card issuer
- OKX Card (EEA)UAB MonavateBybit Card (EU)Harmoniie SAS, Moorwand Ltd
- Programme operator
- OKX Card (EEA)OKX Europe LimitedBybit Card (EU)Not disclosed
Sources
2 fields- Official sources
- OKX Card (EEA)21Bybit Card (EU)10
- Last reviewed
- OKX Card (EEA)Aug 5, 2026Bybit Card (EU)Aug 14, 2026
04 · The trade-off
OKX Card (EEA) is the stronger all-round choice
OKX Card (EEA) finishes ahead with an Overall Score of 85 versus 68 for Bybit Card (EU). OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 0.5%). OKX Card (EEA) has the higher published base cashback rate (2% vs 1%).
Bybit Card (EU) still comes out ahead for Travel and Transfers, which may matter more than the overall result if that is how you plan to use the card. OKX Card (EEA) uses a hybrid custody setup, while Bybit Card (EU) uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 4). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full OKX Card (EEA) and Bybit Card (EU) reviews first.
Continue with
OKX Card (EEA)
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Bybit Card (EU)
05 · Common questions
OKX EEA vs Bybit EU FAQ
Is OKX EEA or Bybit EU better overall?
OKX Card (EEA) has the higher Overall Score (85 vs 68). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, OKX EEA or Bybit EU?
OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 0.5%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, OKX EEA or Bybit EU?
OKX Card (EEA) has the higher published base cashback rate (2% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do OKX EEA and Bybit EU differ on custody?
OKX Card (EEA) uses a hybrid custody setup, while Bybit Card (EU) uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this OKX EEA vs Bybit EU comparison?
The latest information check for these two cards was August 14, 2026, using 31 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.