OKX EuropeOKX EEA
85
Side-by-side card comparison
OKX EEA vs Tuyo: overall score versus use-case fit
OKX Card (EEA) has the higher Overall Score by 11 points (85 vs 74). OKX Card (EEA) looks stronger for Cashback, Travel, Lowest fees, and Transfers, while Tuyo Card comes out ahead for Funds control.
Information checked Aug 5, 202633 official sources reviewed
01 · Overall score versus use-case fit
OKX Card (EEA) is the better all-round starting point
OKX Card (EEA) has the higher Overall Score in this comparison. Tuyo Card may be the better fit for Funds control. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
OverallOKX EEA85Tuyo74Higher score
CashbackOKX EEA82Tuyo39Higher score
TravelOKX EEA64Tuyo42Higher score
Funds controlOKX EEA76Tuyo100Higher score
Lowest feesOKX EEA90Tuyo71Higher score
TransfersOKX EEA77Tuyo72Higher score
Choose OKX Card (EEA) if cashback and travel matter most
OKX Card (EEA) comes out ahead for Cashback, Travel, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Low documented card costs
- Current FAQ confirms 2%-10% USDG cashback
- Clear EU issuer and regional scope
Choose Tuyo Card if funds control matters most
Tuyo Card comes out ahead for Funds control in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Self-custody wallet control
- Virtual Visa with both phone wallets
- Multichain USDC funding and spendable Earn
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- OKX EEA85Tuyo74
OKX Card (EEA) has the higher Overall Score by 11 points.
- Entry cost & FX
- OKX EEA$0 plan · 0% OKX markup + Mastercard rate FXTuyo$0 plan · 1–3% FX
OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 1–3%).
- Purchase rewards
- OKX EEA2% base · up to 10%Tuyo0% base · up to 100%
OKX Card (EEA) has the higher published base cashback rate (2% vs 0%).
- Funds control
- OKX EEAHybrid custodyTuyoSelf-controlled wallet
OKX Card (EEA) uses a hybrid custody setup, while Tuyo Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- OKX EEAVirtual · Apple Pay, Google PayTuyoVirtual · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- OKX EEA3 stablecoins · Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeTuyo1 stablecoin · Stablecoin transfers
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 2%-10%
- Plan cost
- $0
- FX fee
- 0% OKX markup + Mastercard rate
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 3 crypto · 0 fiat
- Payout methods
- 3 crypto · 0 fiat
- Cashback
- 0%-100%
- Plan cost
- $0
- FX fee
- 1–3%
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 1 crypto · 0 fiat
Current signup offers
Signup value available today
A welcome offer can improve the value of your first months with a card. Check the eligibility rules, qualifying actions and deadline first. Signup offers are excluded from card scores.
OKX Card (EEA)
Check in app
OKX shows the current EU referral reward before participation
- Complete identity verification and get approved for the OKX Card.
- Complete the number and minimum value of settled transactions shown in-app within 14 days of sign-up.
OKX Card promo codeJF37NBCF
Reward amount and tasks can change and may differ by market or user. Check the EU Card Referral page before participating.
Tuyo Card
No active signup offer listed
We do not currently list an active signup offer for this card.
Partner links may earn us a commission. Read our affiliate disclosure for how these links work.
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
CardsOKX Card (EEA)Overall85Tuyo CardOverall74
OKX Card (EEA)Overall85Tuyo CardOverall74Scores
6 fields- Overall Score
- OKX Card (EEA)85Tuyo Card74
- Cashback score
- OKX Card (EEA)82Tuyo Card39
- Travel score
- OKX Card (EEA)64Tuyo Card42
- Funds control score
- OKX Card (EEA)76Tuyo Card100
- Lowest fees score
- OKX Card (EEA)90Tuyo Card71
- Transfers score
- OKX Card (EEA)77Tuyo Card72
Strengths & trade-offs
2 fields- Strengths
- OKX Card (EEA)Low documented card costs, Current FAQ confirms 2%-10% USDG cashbackTuyo CardSelf-custody wallet control, Virtual Visa with both phone wallets
- Trade-offs
- OKX Card (EEA)Virtual-only with no ATM access, 10% is conditional, capped VIP upsideTuyo CardReward value is unpredictable, Virtual-only with no ATM access
Costs
7 fields- Plan cost
- OKX Card (EEA)$0Tuyo Card$0
- FX fee
- OKX Card (EEA)0% OKX markup + Mastercard rateTuyo Card1–3%
- Top-up fee
- OKX Card (EEA)0%Tuyo CardNot disclosed
- Card spending fee
- OKX Card (EEA)0%Tuyo Card0%
- ATM fee
- OKX Card (EEA)Not availableTuyo CardNot available
- Virtual card
- OKX Card (EEA)€0Tuyo CardFree
- Physical card
- OKX Card (EEA)Not availableTuyo CardComing soon; not currently available
Plans
2 fields- Available plans
- OKX Card (EEA)5 plans: Regular, VIP 1, VIP 2, VIP 3 +1Tuyo CardNot disclosed
- Top cashback plan
- OKX Card (EEA)VIP 4+: 10%Tuyo CardNot disclosed
Everyday use
8 fields- Network
- OKX Card (EEA)MastercardTuyo CardVisa
- Card formats
- OKX Card (EEA)VirtualTuyo CardVirtual
- ATM withdrawals
- OKX Card (EEA)Not availableTuyo CardNot available
- Mobile wallets
- OKX Card (EEA)Apple Pay, Google PayTuyo CardApple Pay, Google Pay
- Apps
- OKX Card (EEA)iOS, AndroidTuyo CardiOS, Android
- Daily spending limit
- OKX Card (EEA)No fixed provider daily limit; user-set minimum is 1 EUR, while the regional maximum appears only in-app.Tuyo CardUp to $10,000 per day; limits can change with usage and account history.
- Monthly spending limit
- OKX Card (EEA)No fixed monthly amount is published; balance and risk controls apply.Tuyo CardNo fixed monthly card-spend limit is publicly disclosed.
- ATM limit
- OKX Card (EEA)ATM withdrawals are not supported.Tuyo CardATM withdrawals are not currently supported.
Funding & transfers
5 fields- Networks
- OKX Card (EEA)X Layer, Ethereum, TRON, Arbitrum, Base, Avalanche +1Tuyo CardEthereum, Base, Arbitrum, Optimism, Polygon
- Crypto deposits
- OKX Card (EEA)Stablecoins: USDC, USDG, USDTTuyo CardStablecoins: USDC
- Fiat deposits
- OKX Card (EEA)Not disclosedTuyo CardVirtual-account receiving
- Transfers
- OKX Card (EEA)Stablecoin transfers; OKX Pay contacts, Transfer to OKX ExchangeTuyo CardStablecoin transfers
- Payout currencies
- OKX Card (EEA)Not disclosedTuyo CardNot disclosed
Rewards
3 fields- Base cashback
- OKX Card (EEA)2%Tuyo Card0%
- Max cashback
- OKX Card (EEA)10%Tuyo Card100%
- Reward currency
- OKX Card (EEA)USDG cashbackTuyo CardUSD
Earn
5 fields- Advertised APY
- OKX Card (EEA)Not disclosedTuyo CardUp to 11% APY
- How it works
- OKX Card (EEA)Not disclosedTuyo CardEarn on spending balance, Optional earn vault
- Separate deposit
- OKX Card (EEA)Not disclosedTuyo CardYes
- Use balance for spending
- OKX Card (EEA)Not disclosedTuyo CardYes
- Lock-up
- OKX Card (EEA)Not disclosedTuyo CardNot disclosed
Trust & availability
7 fields- Custody
- OKX Card (EEA)Hybrid custodyTuyo CardSelf-custody
- Control until payment
- OKX Card (EEA)You keep controlTuyo CardYou keep control
- Card issuer
- OKX Card (EEA)UAB MonavateTuyo CardThird National
- Card processing
- OKX Card (EEA)Not disclosedTuyo CardSignify Holdings, Inc. (Rain)
- Deposits & withdrawals
- OKX Card (EEA)Not disclosedTuyo CardBridge Ventures, Inc. (Bridge)
- Bank transfers
- OKX Card (EEA)Not disclosedTuyo CardBANEX Microfinance Bank Limited
- Programme operator
- OKX Card (EEA)OKX Europe LimitedTuyo CardNot disclosed
Sources
2 fields- Official sources
- OKX Card (EEA)21Tuyo Card12
- Last reviewed
- OKX Card (EEA)Aug 5, 2026Tuyo CardAug 5, 2026
04 · The trade-off
OKX Card (EEA) is the stronger all-round choice
OKX Card (EEA) finishes ahead with an Overall Score of 85 versus 74 for Tuyo Card. OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 1–3%). OKX Card (EEA) has the higher published base cashback rate (2% vs 0%).
Tuyo Card still comes out ahead for Funds control, which may matter more than the overall result if that is how you plan to use the card. OKX Card (EEA) uses a hybrid custody setup, while Tuyo Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
OKX Card (EEA) lists more stablecoins and ways to send money out (6 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full OKX Card (EEA) and Tuyo Card reviews first.
Continue with
OKX Card (EEA)
Continue with
Tuyo Card
05 · Common questions
OKX EEA vs Tuyo FAQ
Is OKX EEA or Tuyo better overall?
OKX Card (EEA) has the higher Overall Score (85 vs 74). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, OKX EEA or Tuyo?
OKX Card (EEA) has the lower published FX fee (0% OKX markup + Mastercard rate vs 1–3%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, OKX EEA or Tuyo?
OKX Card (EEA) has the higher published base cashback rate (2% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do OKX EEA and Tuyo differ on custody?
OKX Card (EEA) uses a hybrid custody setup, while Tuyo Card uses a self-controlled wallet setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this OKX EEA vs Tuyo comparison?
The latest information check for these two cards was August 5, 2026, using 33 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.