1inch1inch
79
Side-by-side card comparison
1inch vs Uphold US: overall score versus use-case fit
1inch Card has the higher Overall Score by 9 points (79 vs 70). 1inch Card looks stronger for Travel, Funds control, Lowest fees, and Transfers, while Uphold Card US comes out ahead for Cashback.
Information checked Oct 14, 202626 official sources reviewed
01 · Overall score versus use-case fit
1inch Card is the better all-round starting point
1inch Card has the higher Overall Score in this comparison. Uphold Card US may be the better fit for Cashback. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
Overall1inch79Uphold US70Higher score
Cashback1inch63Uphold US75Higher score
Travel1inch82Uphold US71Higher score
Funds control1inch80Uphold US44Higher score
Lowest fees1inch74Uphold US56Higher score
Transfers1inch93Uphold US65Higher score
Choose 1inch Card if travel and funds control matter most
1inch Card comes out ahead for Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Physical, virtual and ATM access
- Both major phone wallets
- Cashback in four crypto assets
Choose Uphold Card US if cashback matters most
Uphold Card US comes out ahead for Cashback in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Essential has no annual fee
- Apple Pay and Google Pay
- Elite raises spending limits
Where each card has the edge
The overall leader does not win every use case, so the reason you want the card matters here.
- Overall Score
- 1inch79Uphold US70
1inch Card has the higher Overall Score by 9 points.
- Entry cost & FX
- 1inch$0 plan · 0% provider FX markup; Mastercard rate applies FXUphold US$0 plan · 0–1.5% FX
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 0–1.5%).
- Purchase rewards
- 1inch1% base · up to 2%Uphold US2% base · up to 4%
Uphold Card US has the higher published base cashback rate (2% vs 1%).
- Funds control
- 1inchHybrid custodyUphold USCustodial balance
1inch Card uses a hybrid custody setup, while Uphold Card US uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- 1inchVirtual + Physical · Apple Pay, Google PayUphold USVirtual + Physical · Apple Pay, Google Pay
Both cards list the same number of card formats and phone-wallet options.
- Money movement
- 1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawalUphold US0 stablecoins · US bank withdrawal
1inch Card lists more stablecoins and ways to send money out (3 vs 2).
02 · Read the shortlist
A closer look at the split decision
Start with the strengths that drive each use-case result, then test them against costs and access.
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- 0% provider FX markup; Mastercard rate applies
- ATM fee
- €2.50 UK; €3 + 1.5% outside UK
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 9 crypto · 2 fiat
- Cashback
- 2%-4%
- Plan cost
- $0
- FX fee
- 0–1.5%
- ATM fee
- Essential: $2.95; Elite: $0
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 0 crypto · 3 fiat
- Payout methods
- 0 crypto · 1 fiat
03 · Compare the details
See how the trade-offs line up
Comparable figures receive a marker; missing or unverified details stay visible instead of becoming an assumed advantage.
Best known Not disclosed
Cards1inch CardOverall79Uphold Card USOverall70
1inch CardOverall79Uphold Card USOverall70Scores
6 fields- Overall Score
- 1inch Card79Uphold Card US70
- Cashback score
- 1inch Card63Uphold Card US75
- Travel score
- 1inch Card82Uphold Card US71
- Funds control score
- 1inch Card80Uphold Card US44
- Lowest fees score
- 1inch Card74Uphold Card US56
- Transfers score
- 1inch Card93Uphold Card US65
Strengths & trade-offs
2 fields- Strengths
- 1inch CardPhysical, virtual and ATM access, Both major phone walletsUphold Card USEssential has no annual fee, Apple Pay and Google Pay
- Trade-offs
- 1inch CardPurchase fee stack is unclear, Card funds leave self-custodyUphold Card USAsset sales can reduce rewards, Rewards have a disputed time window
Costs
7 fields- Plan cost
- 1inch Card$0Uphold Card US$0
- FX fee
- 1inch Card0% provider FX markup; Mastercard rate appliesUphold Card US0–1.5%
- Top-up fee
- 1inch CardEUR/GBP provider-account bank deposit: 0%Uphold Card USACH: no deposit fee; external card: 3.99%
- Card spending fee
- 1inch Card2%Uphold Card USNot disclosed
- ATM fee
- 1inch Card€2.50 UK; €3 + 1.5% outside UKUphold Card USEssential: $2.95; Elite: $0
- Virtual card
- 1inch CardNot disclosedUphold Card USFree on both plans
- Physical card
- 1inch CardNot disclosedUphold Card USEssential: $4.99 plastic; Elite: metal included in $99.99 annual plan
Plans
2 fields- Available plans
- 1inch CardNot disclosedUphold Card US2 plans: Essential, Elite
- Top cashback plan
- 1inch CardNot disclosedUphold Card USElite: 3%
Everyday use
8 fields- Network
- 1inch CardMastercardUphold Card USVisa
- Card formats
- 1inch CardVirtual, PhysicalUphold Card USVirtual, Physical
- ATM withdrawals
- 1inch CardAvailableUphold Card USAvailable
- Mobile wallets
- 1inch CardApple Pay, Google PayUphold Card USApple Pay, Google Pay
- Apps
- 1inch CardiOS, AndroidUphold Card USiOS, Android
- Daily spending limit
- 1inch CardAccount-specific in ProfileUphold Card USEssential: $2,500/day; Elite: $25,000/day
- Monthly spending limit
- 1inch CardAccount-specific in ProfileUphold Card USEssential: $10,000/month; Elite: $100,000/month
- ATM limit
- 1inch CardAccount-specific in ProfileUphold Card USEssential: $500/day, $2,000/month; Elite: $2,000/day, $10,000/month
Funding & transfers
5 fields- Networks
- 1inch CardBitcoin, Litecoin, XRP Ledger, Ethereum, SolanaUphold Card USNot disclosed
- Crypto deposits
- 1inch CardOther crypto: BTC, LTC, XRP or supported Ethereum/Solana assetsUphold Card USNot disclosed
- Fiat deposits
- 1inch CardEUR or GBP bank depositUphold Card USLinked US bank account, USD bank transfer, External card deposit
- Transfers
- 1inch CardStablecoin transfers; EUR or GBP bank withdrawalUphold Card USUS bank withdrawal
- Payout currencies
- 1inch CardEUR, GBPUphold Card USUSD
Rewards
3 fields- Base cashback
- 1inch Card1%Uphold Card US2%
- Max cashback
- 1inch Card2%Uphold Card US4%
- Reward currency
- 1inch Card1INCH, USDT, BTC or BXXUphold Card USXRP
Earn
5 fields- Advertised APY
- 1inch CardNot offeredUphold Card USNot offered
- How it works
- 1inch CardNot offeredUphold Card USNot offered
- Separate deposit
- 1inch CardNot offeredUphold Card USNot offered
- Use balance for spending
- 1inch CardNot offeredUphold Card USNot offered
- Lock-up
- 1inch CardNot offeredUphold Card USNot offered
Trust & availability
5 fields- Custody
- 1inch CardHybrid custodyUphold Card USCustodial
- Control until payment
- 1inch CardProvider controls fundsUphold Card USProvider controls funds
- Card issuer
- 1inch CardMonavate Ltd, UAB MonavateUphold Card USCross River Bank
- Card processing
- 1inch CardCrypto LifeUphold Card USNot disclosed
- Custody / key management
- 1inch CardBaanxUphold Card USUphold HQ Inc.
Sources
2 fields- Official sources
- 1inch Card13Uphold Card US13
- Last reviewed
- 1inch CardAug 31, 2026Uphold Card USOct 14, 2026
04 · The trade-off
1inch Card is the stronger all-round choice
1inch Card finishes ahead with an Overall Score of 79 versus 70 for Uphold Card US. 1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 0–1.5%). Uphold Card US has the higher published base cashback rate (2% vs 1%).
Uphold Card US still comes out ahead for Cashback, which may matter more than the overall result if that is how you plan to use the card. 1inch Card uses a hybrid custody setup, while Uphold Card US uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
1inch Card lists more stablecoins and ways to send money out (3 vs 2). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full 1inch Card and Uphold Card US reviews first.
Continue with
1inch Card
Continue with
Uphold Card US
05 · Common questions
1inch vs Uphold US FAQ
Is 1inch or Uphold US better overall?
1inch Card has the higher Overall Score (79 vs 70). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, 1inch or Uphold US?
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 0–1.5%). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, 1inch or Uphold US?
Uphold Card US has the higher published base cashback rate (2% vs 1%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do 1inch and Uphold US differ on custody?
1inch Card uses a hybrid custody setup, while Uphold Card US uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this 1inch vs Uphold US comparison?
The latest information check for these two cards was October 14, 2026, using 26 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.