1inch1inch
79
Side-by-side card comparison
1inch vs WhiteBIT Nova USD: fees, rewards and account setup
1inch Card has the higher Overall Score by 20 points (79 vs 59). 1inch Card also looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers. The details below show where WhiteBIT Nova USD may still be the better personal fit.
Information checked Oct 16, 202630 official sources reviewed
01 · Make the first cut
1inch Card is the better all-round starting point
1inch Card has the higher Overall Score in this comparison. WhiteBIT Nova USD may still suit you better if its card format, way of holding funds or availability is the deciding factor. A score cannot tell you whether a provider will accept your application or whether every feature will be available where you live, so check the latest provider terms before signing up.
Overall1inch79WhiteBIT Nova USD59Higher score
Cashback1inch63WhiteBIT Nova USD25Higher score
Travel1inch82WhiteBIT Nova USD36Higher score
Funds control1inch80WhiteBIT Nova USD49Higher score
Lowest fees1inch74WhiteBIT Nova USD60Higher score
Transfers1inch93WhiteBIT Nova USD86Higher score
Choose 1inch Card if cashback and travel matter most
1inch Card comes out ahead for Cashback, Travel, Funds control, Lowest fees, and Transfers in this comparison. It is worth a closer look if those are the parts of a card you expect to use most.
- Physical, virtual and ATM access
- Both major phone wallets
- Cashback in four crypto assets
Choose WhiteBIT Nova USD if its day-to-day setup suits you
WhiteBIT Nova USD does not lead one of the use-case scores here, but it can still be the right choice when its costs, rewards and day-to-day setup match how you plan to use it. The other card looks stronger for Cashback, Travel, Funds control, Lowest fees, and Transfers, so compare that advantage with the features you would actually use.
- Apple Pay and Google Pay
- Spend selected exchange assets
- No monthly maintenance fee
The differences that could change the result
The overall score points one way, but a specific use case or product condition may point another.
- Overall Score
- 1inch79WhiteBIT Nova USD59
1inch Card has the higher Overall Score by 20 points.
- Entry cost & FX
- 1inch$0 plan · 0% provider FX markup; Mastercard rate applies FXWhiteBIT Nova USDNot disclosed plan · 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete FX
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete).
- Purchase rewards
- 1inch1% base · up to 2%WhiteBIT Nova USD0% base · up to 10%
1inch Card has the higher published base cashback rate (1% vs 0%).
- Funds control
- 1inchHybrid custodyWhiteBIT Nova USDCustodial balance
1inch Card uses a hybrid custody setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
- Everyday access
- 1inchVirtual + Physical · Apple Pay, Google PayWhiteBIT Nova USDVirtual · Apple Pay, Google Pay
1inch Card lists more card formats and phone-wallet options (4 vs 3).
- Money movement
- 1inch1 stablecoin · Stablecoin transfers; EUR or GBP bank withdrawalWhiteBIT Nova USD2 stablecoins · Stablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
WhiteBIT Nova USD lists more stablecoins and ways to send money out (4 vs 3).
02 · Read the shortlist
A closer look at the two cards
These quick facts cover the costs, rewards and everyday features most likely to shape your choice. Use the full table below when you want the finer details.
- Cashback
- 1%-2%
- Plan cost
- $0
- FX fee
- 0% provider FX markup; Mastercard rate applies
- ATM fee
- €2.50 UK; €3 + 1.5% outside UK
- Card formats
- Virtual, Physical
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 1 crypto · 1 fiat
- Payout methods
- 9 crypto · 2 fiat
- Cashback
- 0%-10%
- Plan cost
- Not disclosed
- FX fee
- 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- ATM fee
- Not available
- Card formats
- Virtual
- Wallet payments
- Apple Pay, Google Pay
- Receive methods
- 2 crypto · 1 fiat
- Payout methods
- 2 crypto · 1 fiat
03 · Compare the details
Compare the details side by side
We highlight a better number only when both cards publish values that can be compared fairly. Anything missing stays clearly marked.
Best known Not disclosed
Cards1inch CardOverall79WhiteBIT Nova USDOverall59
1inch CardOverall79WhiteBIT Nova USDOverall59Scores
6 fields- Overall Score
- 1inch Card79WhiteBIT Nova USD59
- Cashback score
- 1inch Card63WhiteBIT Nova USD25
- Travel score
- 1inch Card82WhiteBIT Nova USD36
- Funds control score
- 1inch Card80WhiteBIT Nova USD49
- Lowest fees score
- 1inch Card74WhiteBIT Nova USD60
- Transfers score
- 1inch Card93WhiteBIT Nova USD86
Strengths & trade-offs
2 fields- Strengths
- 1inch CardPhysical, virtual and ATM access, Both major phone walletsWhiteBIT Nova USDApple Pay and Google Pay, Spend selected exchange assets
- Trade-offs
- 1inch CardPurchase fee stack is unclear, Card funds leave self-custodyWhiteBIT Nova USDA fee on every purchase, Category cashback stops at $25
Costs
7 fields- Plan cost
- 1inch Card$0WhiteBIT Nova USDNot disclosed
- FX fee
- 1inch Card0% provider FX markup; Mastercard rate appliesWhiteBIT Nova USD1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete
- Top-up fee
- 1inch CardEUR/GBP provider-account bank deposit: 0%WhiteBIT Nova USD0%
- Card spending fee
- 1inch Card2%WhiteBIT Nova USD$0.20 + 1.5%
- ATM fee
- 1inch Card€2.50 UK; €3 + 1.5% outside UKWhiteBIT Nova USDNot available
- Virtual card
- 1inch CardNot disclosedWhiteBIT Nova USD$0 issuance
- Physical card
- 1inch CardNot disclosedWhiteBIT Nova USDUnavailable for the current USD product
Plans
2 fields- Available plans
- 1inch CardNot disclosedWhiteBIT Nova USDNot disclosed
- Top cashback plan
- 1inch CardNot disclosedWhiteBIT Nova USDNot disclosed
Everyday use
8 fields- Network
- 1inch CardMastercardWhiteBIT Nova USDVisa
- Card formats
- 1inch CardVirtual, PhysicalWhiteBIT Nova USDVirtual
- ATM withdrawals
- 1inch CardAvailableWhiteBIT Nova USDNot available
- Mobile wallets
- 1inch CardApple Pay, Google PayWhiteBIT Nova USDApple Pay, Google Pay
- Apps
- 1inch CardiOS, AndroidWhiteBIT Nova USDWeb
- Daily spending limit
- 1inch CardAccount-specific in ProfileWhiteBIT Nova USDUSD 40,000 daily
- Monthly spending limit
- 1inch CardAccount-specific in ProfileWhiteBIT Nova USDUSD 200,000 monthly
- ATM limit
- 1inch CardAccount-specific in ProfileWhiteBIT Nova USDATM withdrawals unavailable; future published limits are not current access.
Funding & transfers
5 fields- Networks
- 1inch CardBitcoin, Litecoin, XRP Ledger, Ethereum, SolanaWhiteBIT Nova USDArbitrum, Avalanche C-Chain, Base, BNB Smart Chain, Polkadot Asset Hub, Ethereum +9
- Crypto deposits
- 1inch CardOther crypto: BTC, LTC, XRP or supported Ethereum/Solana assetsWhiteBIT Nova USDStablecoins: USDC, USDT
- Fiat deposits
- 1inch CardEUR or GBP bank depositWhiteBIT Nova USDSEPA FINCI to WhiteBIT account
- Transfers
- 1inch CardStablecoin transfers; EUR or GBP bank withdrawalWhiteBIT Nova USDStablecoin transfers; SEPA FINCI withdrawal from WhiteBIT account
- Payout currencies
- 1inch CardEUR, GBPWhiteBIT Nova USDEUR
Rewards
3 fields- Base cashback
- 1inch Card1%WhiteBIT Nova USD0%
- Max cashback
- 1inch Card2%WhiteBIT Nova USD10%
- Reward currency
- 1inch Card1INCH, USDT, BTC or BXXWhiteBIT Nova USDNot disclosed
Earn
5 fields- Advertised APY
- 1inch CardNot offeredWhiteBIT Nova USDNot offered
- How it works
- 1inch CardNot offeredWhiteBIT Nova USDNot offered
- Separate deposit
- 1inch CardNot offeredWhiteBIT Nova USDNot offered
- Use balance for spending
- 1inch CardNot offeredWhiteBIT Nova USDNot offered
- Lock-up
- 1inch CardNot offeredWhiteBIT Nova USDNot offered
Trust & availability
5 fields- Custody
- 1inch CardHybrid custodyWhiteBIT Nova USDCustodial
- Control until payment
- 1inch CardProvider controls fundsWhiteBIT Nova USDProvider controls funds
- Card issuer
- 1inch CardMonavate Ltd, UAB MonavateWhiteBIT Nova USDJSC Hash Bank
- Card processing
- 1inch CardCrypto LifeWhiteBIT Nova USDNot disclosed
- Custody / key management
- 1inch CardBaanxWhiteBIT Nova USDNot disclosed
Sources
2 fields- Official sources
- 1inch Card13WhiteBIT Nova USD17
- Last reviewed
- 1inch CardAug 31, 2026WhiteBIT Nova USDOct 16, 2026
04 · The takeaway
1inch Card is the stronger all-round choice
1inch Card finishes ahead with an Overall Score of 79 versus 59 for WhiteBIT Nova USD. 1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete). 1inch Card has the higher published base cashback rate (1% vs 0%).
WhiteBIT Nova USD can still be the more comfortable choice if its availability, card setup or way of holding funds suits you better. 1inch Card uses a hybrid custody setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
WhiteBIT Nova USD lists more stablecoins and ways to send money out (4 vs 3). Before applying, confirm availability in your country and recheck the provider's current fees and reward conditions.
If one card now looks like the better fit, you can check the latest application terms on the provider site or read our full 1inch Card and WhiteBIT Nova USD reviews first.
Continue with
1inch Card
Continue with
WhiteBIT Nova USD
05 · Common questions
1inch vs WhiteBIT Nova USD FAQ
Is 1inch or WhiteBIT Nova USD better overall?
1inch Card has the higher Overall Score (79 vs 59). That does not make it better for everyone: your preferred fees, rewards, way of holding funds and country availability can change the practical choice.
Which has lower fees, 1inch or WhiteBIT Nova USD?
1inch Card has the lower published FX fee (0% provider FX markup; Mastercard rate applies vs 1.5% for non-USD payments under the owner-approved interpretation of the conversion tariff; source wording is incomplete). Compare plan, FX, card-spend, top-up and ATM charges separately because one fee does not represent the full cost.
Which has better cashback, 1inch or WhiteBIT Nova USD?
1inch Card has the higher published base cashback rate (1% vs 0%). Maximum rates may depend on tiers, caps, categories or other conditions, so the entry rate and reward asset matter too.
How do 1inch and WhiteBIT Nova USD differ on custody?
1inch Card uses a hybrid custody setup, while WhiteBIT Nova USD uses a custodial balance setup. Neither approach is always better, so choose the level of control you are comfortable with.
How current is this 1inch vs WhiteBIT Nova USD comparison?
The latest information check for these two cards was October 16, 2026, using 30 official sources in total. Each full card review lists its own check date, sources and anything the provider has not clearly disclosed.